A true statement about credit unions is that they usually charge lower fees and loan rates than banks.
What is Credit Union?Credit union is a cooperative financial institution that offers primary banking services to its members and established for the basic interest of its members. Its main aim is to meeting the needs of the members.
The members of the credit union are it's shareholders, depositor and it's not for profit making basis.
Hence, a true statement about credit unions is that they usually charge lower fees and loan rates than banks.
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Yes! Assuming Economia's aggregate supply curve is upward sloping, when the aggregate demand curve shifts rightward, this will:
When the aggregate demand curve shifts rightward, this will increase Economia's real output and the price level.
What happens when the aggregate demand shifts rightward?
The aggregate demand curve is a curve that shows the total quantity of all goods and services demanded by the economy at different price levels. The aggregate demand curve slopes downward.
When aggregate demand curve shifts to the right, there would be an increase in the real output and the price levels.
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What do financial planning skills ultimately enable an individual to do?
to prepare for the future
to process their tax returns
to stop spending
to become wealthier without saving money
Answer:
Its A
Explanation: I just did it lol
A sales person sets a starting price of a new car that the buyer thinks is slightly too high. What type of price might the buyer counter with?
A bid price
An offer price
Answer:
Brainliest pls
Explanation:
A bid price
Answer:
1. a bid price
2. equilibrium point
3. the average market price is lower than the equilibrium price
4. the total market demand has not changed
5. the entire demand curve will shift upwards
6. the supply point will increase by moving along the existing supply curve; the curve itself will not change
7. spot price
8. the price is likely to decrease because supply has increased
9. scarcity
10. more product will be produced that consumers want to purchase
Explanation:
100% on apex quiz
The interest rate that is printed on the bond certificate is referred to as any of the following except: Question 6 options: Effective rate. Contract rate. Stated rate. Nominal rate.
The interest rate that is printed on the bond certificate is referred to as Stated rate.
What is states interest?Stated interest rate is that interest rate that usually attached to a bond this is decided by the company or the individual.
This money is paid by the person or company that issued the bond.
Therefore, The interest rate that is printed on the bond certificate is referred to as Stated rate.
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Being optimistic judgmental and critical are creativity
Answer:
yes, I suppose they could be traits of creativity although not the most common.
Explanation:
Can an employee be suspended or terminated by not accepting promotion? If YES, why? If NO, why not?
Answer:
no
Explanation:
because it's his or her own choice
Answer:
no
Explanation:
its their wish because in the end its them who is gonna handle the pressure and work so i think they should have the choice to choose as its them in the end
Forecasting the demand for labor
Answer:
In short, labor demand forecasting revolves around predicting how busy your company is likely to become in the future. Most forecasting methods of this nature revolve around estimating future demand based on historical sales data and market conditions.
A customer requirement from an online retail store is "timeliness of clothing delivery." Which of the following is most likely to be the specific measure of that requirement?
The thing that is likely to be the specific measure of timeliness regarding retail store is delivery in 7 days or less.
What is a retail store?A retail store simply means a state where goods are sold to the final consumers.
In this case, the specific measure is about timeliness. Therefore, the customer will want the good as soon as possible.
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plagerism COMPARISON OF PRIMARY AND SECONDARY RESEARCH
Primary research is the first research that is involved in collecting data. The primary researcher assembles first-hand information to form the basis of systematic analysis, rather than utilizing available data. Generally speaking, research is largely based upon specific needs, which often necessitates a large number of highly qualified individuals. Because of this, this type of research gives the researcher full control of the data, making it extremely useful in fast-paced environments. This is why many companies outsource market research to third parties. Unlike secondary research, primary research grants the investigator 100% control over the study data, which makes it extremely valuable."
In secondary research, the secondary researcher does not have to gather first-hand information. In addition, research helps avoid knowledge repetition by mapping out previous research efforts, allowing the original researcher to concentrate on new areas of inquiry. On the other hand, research builds upon already gathered data to develop a systematized investigation. This implies that data is not actively collected by the researcher. In secondary research, the researcher does not acquire secondary data, so he or she cannot confirm the accuracy of the research materials. Secondary research can be accomplished relatively quickly and with few resources because the study data already exists unlike primary research, which is time-consuming and expensive.
thanks for the answer...
For cost of capital purposes, the firm should always consider reinvested earnings as the first source of capital – i.e. use these funds first- because reinvested earnings have no cost to the firm.
A. True
B. False
Assume that you are the president of your company and paid a year-end bonus according to the amount of net income earned during the year. When prices are rising, would you choose a FIFO or weighted average cost flow assumption? Explain, using an example to support your answer. Would your choice be the same if prices were falling?
As the president of the company, at a time when the prices are said to be rising, what is would do is to choose the Weighted average cost.
Why I would have to choose the Weighted average costThis due to the fact that it is going to be more satisfactory to have the lower Bonus bill.
The year end bonus is an amount that is calculated from all of the net income from the year.
A lower net income is only going going to help to bring about a smaller bonus bill.
At a time when the prices are falling, the FIFO is what would be the best choice. It gives a smaller ending cost of inventory since the ending prices are going to be at their lowest.
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Which of these businesses has the highest failure rate?
Question 1 options:
Bed-and-breakfast
Demolition
Wedding photographer
Brewery
Failure rate is defined as the frequency that an engineered system fails, and that is shown in failures per unit of time. The business that have the highest failure rate is the Brewery business.
What is Brewery?A brewery is often known as a brewing firm. It is a company that produces and sells beer. A brewery or a beer house is where commercial beer is created, and different sets of brewing equipment are referred to as plants.
There is the highest failure rate in that type of business because the businessmen invested large amount of capital and there is also the larger amount of risk in that business.
Therefore, option D is correct.
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The job of a manager demands a mixture of several types of skills
Answer: What is the question exactly?....... Are you asking for the several types of skills?
Explanation:
what are the key of success of business.
Explanation:
I think Creativity is one of the keys to success in business. You need to demonstrate creativity in constantly looking for ways to improve your business and help it stand out from the others. You have to be open to new ideas and new approaches to doing business.
I hoped I helped u
Fiscal Policy
1. Suppose the economy is in recession. The government decides to run a deficit to fund a jobs program. Find equilibrium GDP using the following data:
C = 50 + .7(Y – T)
I = 40
G = 35
T = 20
Xn = -10
2. Now suppose a Balanced Budget Amendment to the Constitution was passed, requiring the government to balance its budget. As a result, government spending is cut in order to balance the budget. Calculate the new level of GDP. Check your answer by using the multiplier method (multiplier x change in spending). What effect will balancing the budget have on GDP and on the recession?
Based on the economic data given, and the fact that the government is running a deficit, the equilibrium GDP will be 336.67.
If government spending is cut to balance the budget, the new level of GDP will be 321.67.
The effect of balancing the budget will be a decrease in GDP and a slower recovery from the recesssion.
What is the equilibrium GDP?This is given by the variable "Y" so we can find the equilibrium GDP by solving for it:
C = 50 + .7(Y – T)
Y = C + I + G - XN
C = Y - I - G + XN
Solving gives:
Y - I - G + XN = 50 + .7(Y – T)
Y - 40 - 35 + 10 = 50 + 0.7Y - 14
Y - 0.7Y = 50 + 40 + 35 - 10 - 14
0.3Y = 101
Y = 101/0.3
= 336.67
What is the new GDP if government spending is cut?Government spending will have to be cut to a size that would make it equal to taxes so government spending becomes 20.
New GDP becomes:
= C + I + G - XN
= ( 50 + .7(Y – T)) + 40 + 20 - 10
= 271.67 + 40 + 20 - 10
= 321.67
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If revenue is $5000 and operating expenses are $6000, cash flow equals _____. $1000 $1000 $11000 $11000 -$11000 -$11000 -$1000 -$1000
Answer:
-1,000
Explanation:
Answer:
$100
Explanation:
Marco Company shows the following costs for three jobs worked on in April.
Job 306 Job 307 Job 308
Balances on March 31
Direct materials used (in March) $ 29,000 $ 37,000
Direct labor used (in March) 24,000 18,000
Overhead applied (March) 12,000 9,000
Costs during April
Direct materials used 134,000 210,000 $ 120,000
Direct labor used 104,000 155,000 103,000
Overhead applied ? ? ?
Status on April 30 Finished (sold) Finished (unsold) In process
Additional Information
Raw Materials Inventory has a March 31 balance of $89,000.
Raw materials purchases in April are $550,000, and total factory payroll cost in April is $386,000.
Actual overhead costs incurred in April are indirect materials, $54,000; indirect labor, $24,000; factory rent, $34,000; factory utilities, $21,000; and factory equipment depreciation, $55,000.
Predetermined overhead rate is 50% of direct labor cost.
Job 306 is sold for $650,000 cash in April.
Required:
1. Determine the amount of overhead applied to each job in April.
The determination of the amount of the overhead applied to each job in April based on the predetermined overhead rate of 50% of direct labor cost for Marco Company is as follows:
Job 306 Job 307 Job 308
Overhead applied in April $52,000 $77,500 $51,500
What is overhead allocation?Overhead allocation is the process of assigning overhead costs to jobs or units of products.
Some companies use the predetermined overhead rate, which is a companywide (departmental) rate while others use the ABC overhead rates, which are based on the activity levels.
Data and Calculations:Overhead allocation = 50% of direct labor cost
Job 306 Job 307 Job 308
Direct labor used $104,000 $155,000 $103,000
Overhead applied in April $52,000 $77,500 $51,500 ($103,000 x 50%)
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In order to reset yourself after a lost deal, which strategy should you use
Answer:
For every lost opportunity schedule a check up call.The time when you schedule your back in call depends on the length of contract you were selling.For example, if you were selling a year’s worth of services and lost the deal you’d want to be back in front of that prospect within 9 months.
Explanation:
hope this helps if not please let me now
here your picture!yay
very pretty but dont have that money :(
Mark carefully analyzed his financial portfolio and found out that every time the European Central Bank increases its discount rate by a decimal point his revenue decreases by 100 €. On the other hand, if the ECB lowers its discount rate by a decimal point his revenue increases by 65 €. In February 2012 (leap year) the ECB has not changed the discount rate for 19 days;
when it did change the rate, the variation was always of a single decimal point. Assuming the ECB can vary its discount rate only once a day, how many times did it make a positive change in the rate if Mark's revenue increased by 155 € at the end of the month?
If Mark's revenue increased by 155 € at the end of the month, the number of times that the ECB made a positive change in the rate is 2.4 times.
What is the ECB's monetary policy?The European Central Bank's monetary policy aims to influence:
Price stabilityMark's revenue increase when ECB lowers the discount rate = 65 €
Increase in Mark's revenue = 155 €
The number of times the ECB lowered the discount rate = 2.4 times (155 €/65 €).
Thus, if Mark's revenue increased by 155 € at the end of the month, the number of times that the ECB made a positive change in the rate is 2.4 times.
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Which is a special clause in an insurance contract that stipulates additional coverage over and above the standard contract?
a. deductible
b. copayment
c. coinsurance
d. rider
Answer:
coinsurance
Explanation:
Coinsurance refers to additional pay over standard health contract
Take a example
If your coinsurange is 30%
then for
100$ you have been paid 30$
Select all the correct answers. What are the two reasons that private lending institutions offer a title loan to consumers who have a poor or average credit score? because they are certain that the loan will be repaid because ownership of the car remains with them because the loan amount is minimal because they earn a high interest because they are doing a charitable service
Explanation:
1) because ownership of the car remains with them
2) because they earn a high interest
The standard rate per unit that a company expects to pay for variable overhead equals the
When a company comes up with a standard rate per unit for variable overhead, it should equal the variable portion of the predetermined overhead rate.
What should the variable overhead equal?The predetermined overhead rate is divided into a fixed and variable portion to cater for the different types of costs there are.
The standard rate per unit for the variable overhead should therefore be equal to the variable part of that predetermined overhead rate.
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Jamison Company has two service departments and two producing departments. Square footage of space occupied by each department follows:
Custodial services 1,600 feet
General administration 3,600 feet
Producing Department A 8,600 feet
Producing Department B 8,600 feet
22,400 feet
The department costs of Custodial Services are allocated on a basis of square footage of space. If Custodial Services costs are budgeted at $44,000, the amount of cost allocated to General Administration under the direct method would be:
The total cost allocated from the Custodial Services to the General Administration under the direct method would be $3,745.
What is the direct method of cost allocation?The direct allocation method is an accounting technique for charging the overhead costs of service departments to other units or departments of a business in an attempt to ensure that these costs are absorbed by production units or jobs.
The direct method is distinguished from the step-down method and the reciprocal method of cost allocation.
Data and Calculations:Custodial services 1,600 feet
General administration 3,600 feet
Producing Department A 8,600 feet
Producing Department B 8,600 feet
22,400 feet
Total Custodial Services costs = $44,000
Allocation method = direct method
Thus, the total cost allocated from the Custodial Services to the General Administration under the direct method would be $3,745 (1,600/18,800 x $44,000).
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What’s the best advantage of a fha loan
Some advantages of an FHA loan are that:
They have a low down payment. They have low discount points. What is a benefit of FHA loans?A Federal Housing Administration (FHA) loan is a loan that has government protection because it is insured by the FHA.
The benefit of this is that it has a low down payment and low discount points because there is a lower risk of default with the government backing it.
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Differentiate between per capita national income and Human Development index
Answer:
National income is the total value a country's final output of all new goods and services produced in one year whereas national income is calculated by taking sum of all sectors personal, public or government. per capita income = total income ÷ total population.
can someone help me!
1. The following table shows sales of a shoe company during years 2020 and 2021. Forecast the next four points, i.e., Spring, Summer, Fall, and Winter of 2022.
Date # of shoes sold
Spring 2020
Summer 2020 12000 D2
9000 D1
Fall 2020
Winter 2020 4000 D4
Winter 2021
2. Use the same table in the question one and this time use the moving average method to forecast F5, F6, F7, F8.
8000 D3
Spring 2021
Summer 2021 13000 D6 Fall 2021 7500 D7
8500 D5 3300 D8
Using the moving average method, F5, F6, F7, and F8 are as follows:
F5 = 8,250 (33,000/4)
F6 = 8,125 (32,500/4)
F7 = 8,375 (33,500/4)
F8 = 8,250 (33,000/4).
What is the moving average method?The moving average method is a technique that creates a series of averages.
To compute a moving average, add up all the data points during a specific period and divide the sum by the number of periods.
Data and Calculations:Date Number of shoes sold
Spring 2020 9000 D1
Summer 2020 12000 D2
Fall 2020 8000 D3
Winter 2020 4000 D4
Spring 2021 8500 D5
Summer 2021 13000 D6
Fall 2021 7500 D7
Winter 2021 3300 D8
Using the moving average method to forecast F5, F6, F7, and F8 are as follows:
Date Number of shoes sold
Spring 2020 9000 D1
Summer 2020 12000 D2
Fall 2020 8000 D3
Winter 2020 4000 D4
Spring 2021 8500 D5 F5 = 8,250 (33,000/4)
Summer 2021 13000 D6 F6 = 8,125(32,500/4)
Fall 2021 7500 D7 F7 = 8,375 (33,500/4)
Winter 2021 3300 D8 F8 = 8,250 (33,000/4)
Thus, using the moving average method, F5, F6, F7, and F8 are as follows:
F5 = 8,250 (9,000 + 12,000 +8,000 + 4,000/4)
F6 = 8,125 (32,500/4)
F7 = 8,375 (33,500/4)
F8 = 8,250 (33,000/4).
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What is the term used to describe the total amount of money produced by
the sele of goods and services.
#20 Employers include __________ plan coverage in fringe benefit programs to retain high-quality employees and ensure productivity by providing preventive medical care to create a healthy workforce.
a. group health
b. municipal
c. public
d. government
Employers include group health plan coverage in fringe benefit programs to retain high-quality employees and ensure productivity by providing preventive medical care to create a healthy workforce. Thus, option A is correct.
Who are the employees?Employees can be defined as the ones who have a job under an employer Fist of for the work that they are doing they are getting paid. It can be a variety of work that can be needed. Some may need a person to do a particular job but it is not a necessity.
Employers to maintain good health care and good coverage often include Healthcare or health insurance for the workforce that they are having. This would help them to create good morale around the company. It will also help to increase productivity by providing them a mental assurance.
Therefore, option A is the correct option.
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Firms that offer tailored programs for several different market segments engage in _____ marketing