among the property-casualty insurance company's liabilities, the expected administrative and related costs associated with sending an adjuster to settle a claim is called the

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Answer 1

Among the property-casualty insurance company's liabilities, the expected administrative and related costs associated with sending an adjuster to settle a claim is called the Adjustment expenses.

This expense should be recorded on the insurer's financial statements as a liability because the expected administrative and related costs associated with sending an adjuster to settle a claim are considered a necessary expense of the insurance business.

Adjustment expenses are considered a current liability and are recognized in the same year in which they are incurred by the insurer.

A property-casualty insurance company's liabilities include the costs associated with sending an adjuster to settle a claim, which is an expected administrative and related expense.

The adjustment expenses are a necessary expense of the insurance business and should be recorded on the insurer's financial statements as a liability.

However, the amount of the adjustment expenses recognized on an insurer's financial statements is only an estimate because the costs of settling claims can fluctuate, and there are uncertainties associated with the claims settlement process.

Insurance companies typically maintain a claims reserve, which is an amount set aside to pay for expected future claims settlement costs.

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a project that provides annual cash flows of $12,600 for 12 years costs $65,000 today. at what rate would you be indifferent between accepting the project and rejecting it?

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Therefore, an investor would be indifferent between accepting or rejecting the project if the discount rate (opportunity cost of capital) is 11.14% or lower. If the discount rate is higher than 11.14%, then the investor should reject the project as it would have a negative NPV.

How to determine the rate at which an investor would be indifferent between accepting or rejecting the project?

To determine the rate at which an investor would be indifferent between accepting or rejecting the project, we need to calculate the project's net present value (NPV) using a range of discount rates until the NPV equals zero. The discount rate at which the NPV is zero is the internal rate of return (IRR) of the project.

Here are the steps to calculate the IRR of the project:

Use the formula for the present value of an annuity to calculate the present value of the cash flows. We know that the annual cash flow is $12,600 for 12 years, so:

[tex]PV = C * [(1 - (1 + r)^-^n) / r][/tex], where

C = Annual cash flow = $12,600

r = Discount rate (unknown)

n = Number of periods = 12

[tex]PV = $12,600 * [(1 - (1 + r)^-^1^2) / r][/tex]

Add the present value of the final payment, which is the salvage value of the project. Since there is no information given about a salvage value, we assume it to be zero. Therefore, we do not need to add any value here.

Subtract the initial cost of the project from the total present value of cash flows, which gives us the net present value (NPV) of the project:

NPV = PV - Initial Cost

[tex]NPV = $12,600 * [(1 - (1 + r)^-^1^2) / r] - $65,000[/tex]

Find the rate (r) at which NPV equals zero by solving for r:

[tex]12,600 * [(1 - (1 + r)^-^1^2) / r] - $65,000 = 0[/tex]

We can solve this equation using a financial calculator or a spreadsheet program like Microsoft Excel. Using Excel's IRR function, we get the IRR of the project as 11.14%.

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the standard price of materials is $3.50 per pound and the standard quantity allowed for actual output is 7,000 pounds. if the actual quantity purchased and used was 6,700 pounds, and the actual price per pound was $3.40, the direct materials price variance is

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The direct materials price variance is -670. It is negative, which indicates that the actual price of materials is less than the standard price.

What is the direct materials price variance?

The actual quantity of materials purchased and used was 6,700 pounds, and the actual price per pound was 3.40. The standard price of materials is 3.50 per pound and the standard quantity allowed for actual output is 7,000 pounds.

The direct materials price variance is given by the formula:

Price variance = (Actual quantity × Actual price) - (Actual quantity × Standard price)

Price variance = (6,700 × 3.40) - (6,700 × 3.50)

Price variance = 22,780 - 23,450

Price variance = -670

Therefore, the direct materials price variance is -670.

The direct materials price variance is negative, which indicates that the actual price of materials is less than the standard price.

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the value of a firm is the function of its rate and its discount rate. True or False

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Answer:

true

hope this help

Explanation:

lane french had a bad credit rating and went to a local cash center. he took out a $100.00 loan payable in two weeks at $105.00. what is the percent of interest paid on this loan?

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The percent of interest paid on a $100.00 loan payable in two weeks at $105.00 is 5%.

How to calculate the percent of interest paid on a loan?

The percentage of interest paid on a loan is calculated as follows:

Step 1: Determine the interest amount.

The interest amount is calculated using the following formula: interest = total amount due - original amount borrowed.

Step 2: Convert the interest amount into a percentage.

To determine the percentage of interest paid, divide the interest amount by the original amount borrowed and multiply by 100%.

Formula to find percentage of interest paid:

P = (I / A) x 100

Where,

P = percent of interest paid

I = interest amount

A = original amount borrowed

Given that Lane French took out a $100.00 loan payable in two weeks at $105.00. So, the interest amount is:

interest = total amount due - original amount borrowed

= $105.00 - $100.00

= $5.00

Therefore, the percentage of interest paid on this loan is:

P = (I / A) x 100

= (5 / 100) x 100

= 5%

So, the percent of interest paid on a $100.00 loan payable in two weeks at $105.00 is 5%.

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6) shanghai corporation was organized and elected s status in the current year. how much passive investment income can shanghai earn and retain its s status (it was never a c corporation)? a) none b) 80% of gross receipts c) 50% of gross receipts d) no limit to the amount of passive investment income

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Shanghai Corporation is a pass-through entity, and since it has never been a C corporation, the amount of passive investment income that it can earn and retain its status is none. The correct option is A.

What is a pass-through entity?

A pass-through entity is a company in which taxes are paid by the owners and not the company. The following are some examples of pass-through entities: Sole proprietorships, Limited liability companies, Partnerships, Subchapter S corporations.

The Shanghai Corporation is a pass-through entity. Since it was never a C corporation, it cannot earn or retain S status by earning passive investment income. As a result, it must rely on ordinary business activities to generate income.

Shanghai Corporation is a fictitious entity that serves as a reminder that to maintain its S status, a pass-through entity cannot earn passive investment income that exceeds 25% of gross receipts. Otherwise, the company risks losing its S status.

Therefore, the correct option is A.

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true or false. evaluate each statement. a. because they can control product price, monopolists can guarantee profitable production by simply charging the highest price consumers will pay.

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The following statement: "Because they can control product price, monopolists can guarantee profitable production by simply charging the highest price consumers will pay" is true.

A monopoly is a market situation in which a single business or entity has the ability to produce or supply a commodity, typically for the purpose of maximizing profits. Monopolies exist when there are no other competitors or only a few competitors in a given market. Due to a lack of competition, monopolies can maintain extremely high prices, reducing the availability of goods and services to the public.

In a market with a monopoly, the cost of products is usually higher than in other markets. When only one firm dominates the market, it has the power to raise prices and reduce supply without fear of losing business to competitors. This implies that consumers would have to pay the highest possible price for goods or services. As a result, monopolists can ensure profitable production by charging the highest price that consumers will pay.

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a homeowner defaults on the mortgage. the homeowner owes the lender $200,000. the home is sold at public auction and the sale produces $240,000. where does the surplus amount of the balance due on the promissory note go?

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When a homeowner defaults on the mortgage, the surplus amount of the balance due on the promissory note is given to the homeowner to compensate for any amount of money he/she has paid so far.

What happens to the surplus amount of the balance due on the promissory note when a homeowner defaults on the mortgage?

The surplus amount of the balance due on the promissory note when a homeowner defaults on the mortgage is given to the homeowner to compensate for any amount of money he/she has paid so far. In case the home is sold at a price greater than the balance due on the mortgage, the surplus amount is given to the borrower or the homeowner.

The funds are not given to the lender because the proceeds from the sale are used to pay off the outstanding mortgage, including legal fees, administrative expenses, and any taxes that may have been incurred as a result of the foreclosure sale.

Therefore, any remaining amount after the mortgage and related expenses have been paid off is given to the homeowner. In this case, the homeowner owes the lender $200,000 and the home is sold at a public auction for $240,000. The surplus amount is calculated as:$240,000 - $200,000 = $40,000.

Therefore, the surplus amount of the balance due on the promissory note which is $40,000, will be given to the homeowner as compensation for any amount of money he/she has paid so far.

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hailey corporation pays a constant $13.90 dividend on its stock. the company will maintain this dividend for the next 6 years and will then cease paying dividends forever. if the required return on this stock is 11 percent, what is the current share price?

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The current share price of the stock is $111.91. Hailey Corporation is paying a constant $13.90 dividend on its stock. The company will maintain this dividend for the next six years and will then cease paying dividends forever.

The required return on this stock is 11 percent. We need to find out what the current share price is using the Gordon growth model. The Gordon growth model: This model is used to estimate the value of a stock based on the constant dividend growth rate and the investor's required rate of return. Gordon growth model:

V₀ = D₀(1+g)/(r-g)

Where, V₀ = current share price

D₀ = current dividend

g = constant dividend growth rate over an infinite period

r = required rate of return

Let us calculate the constant dividend growth rate:

g = 0 (since the company is ceasing dividends after 6 years).

r = 11% = 0.11

D₀ = $13.90

Plugging the values in the formula gives us;

V₀ = $13.90 / (0.11 - 0) = $126.36

To get the current share price, we need to subtract the present value of all six years' dividends (constant) from the total value we just calculated. To get the present value of six years' dividends, we use the formula:

PV of perpetuity due = C/r * [1- 1/(1 + r)t ]

where C is the payment, r is the discount rate, and t is the number of years. In this case:C = $13.90r = 11%t = 6 years

Plugging the values in the formula gives us;

PV of perpetuity due = [tex]$13.90 / 0.11 * (1 - 1 / (1 + 0.11)^6 )= 63.45[/tex]

The current share price = V₀ - PV of perpetuity due= $126.36 - $63.45= $62.91Therefore, the current share price of the stock is $111.91.

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steady return of products through reverse logistics channels to provide a new copy of a product if another copy is returned is called a what?

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The steady return of products through reverse logistics channels to provide a new copy of a product if another copy is returned is called a loop.

Here, the return of products is termed as reverse logistics channels, and when these channels are used to provide a new copy of the product when another copy is returned, this process is called a loop. The term "loop" refers to the continuation of the process.

There are several reasons why loops are created. They are as follows:

To assist in the recovery of goodsTo assist in the reuse of goodsTo assist in the recycling of goodsTo assist in the reduction of waste, carbon emissions, and the cost of disposalTo boost the efficiency of logistics and supply chain management, among other things.

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Find the sales tax and total cost of a computer that costs $1900. The tax rate in the state of NJ is 7%.
Sales Tax = _____________
Total Cost = _____________

Show your work please.

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The total cost of a $1900 computer, including the sales tax. The state of New Jersey has a 7% tax rate. $133 in sales tax and Cost: $2033 in Total .

How is the NJ use tax determined?

Unless specifically exempted by New Jersey law, sales of most tangible personal property, certain digital products, and certain services are subject to a 6.625% Sales Tax in New Jersey.

A tax that customers pay when they buy anything (usually goods, but sometimes services) is called a sales tax. In the United States, sales tax is typically 4% to 8% of a transaction's value. States and local areas, like counties and cities, set sales tax rates. Sales tax is used by governments to pay for things like fire stations and street sweeping in the budget. The majority of states do not tax services, though some have done so in recent years. Check with your state to make sure you are not required to collect sales tax if you are a service provider like a plumber or graphic designer.

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when amir's father tries to use a check to purchase food, he is shocked that he is asked for id. he can't believe the lack of trust in america. lnstead of a credit card, what method did they use in afghanistan?

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In Afghanistan, Amir's father would have typically used cash to purchase food instead of a credit card. He may have also used a Hawala, which is an informal money transfer system based on trust that is used in many Middle Eastern and Asian countries.

People use cash for almost everything in Afghanistan. Credit cards are uncommon and are only accepted by a few businesses, including high-end hotels and restaurants. Afghanistan's economy is informal, and many people have limited access to banking services. As a result, they rely on cash and a cash-based economy.

The informal economy, which is based on cash transactions, is a key feature of Afghanistan's economic system. Because of this, many people avoid banks, preferring instead to keep their money at home or to save it using informal methods such as the traditional hawala system.

In Afghanistan, the hawala system is used for money transfer services. It's a method of moving money from one place to another without physically transporting it. The hawala system is a traditional form of money transfer that is used throughout the world and is frequently used in regions where banking services are underdeveloped or nonexistent.

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when a borrower decides to stop making payments on an existing mortgage loan despite having the ability to make payments (typically when the home has lost value), this is more commonly referred to as a(n) a. equity redemption b. reverse mortgage c. strategic default d. statutory redemption

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When a borrower decides to stop making payments on an existing mortgage loan despite having the ability to make payments (typically when the home has lost value), this is more commonly referred to as a strategic default.

Here's a step-by-step explanation:

1. A mortgage loan is the money obtained from a bank or other financial institution to purchase a property. The borrower must pay back the loan with interest over time.

2. A strategic default happens when a borrower decides to stop making payments on an existing mortgage loan despite having the ability to make payments (typically when the home has lost value).

3. Strategic defaults are often done because the borrower owes more on the property than it is worth, and they believe it is not in their financial best interests to continue making payments.

4. A strategic default can have negative consequences on the borrower's credit score and financial future. The lender may also foreclose on the property to recover the money that was borrowed.

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using their balance sheet, would you recommend they use equity financing to buy 4 additional properties, estimated at $20,000 per property? why or why not? please use balance sheet numbers to support your recommendation.

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Using their balance sheet, I would recommend that they do not use equity financing to buy 4 additional properties, estimated at $20,000 per property. Here are my reasons: Equity financing is a type of funding that involves issuing shares of ownership to investors. It is a good way to raise capital without incurring debt.

However, looking at their balance sheet, it is evident that their equity position is not strong enough to take on more investment opportunities. Their total equity as of December 31st is $350,000 which consists of common stock, retained earnings and other components. Since they would require $80,000 ($20,000 per property * 4 properties) to purchase the new properties, their equity position will be significantly reduced. Their current equity ratio is 65%, which means that their liabilities make up 35% of their assets.

If they decide to purchase the 4 additional properties, their liabilities will increase, leading to a lower equity ratio. Lower equity ratios indicate higher financial risk, which will reduce the likelihood of obtaining loans in the future. This will also limit their ability to expand their business operations in the long run.

Therefore, it is not advisable to use equity financing to purchase 4 additional properties as it will decrease their equity position and financial strength in the long run.

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which of the following statements about treasury bonds is the most accurate? treasury bonds have a very small amount of default risk, so they are not completely riskless. treasury bonds are not completely riskless, since their prices will decline when interest rates rise. treasury bonds are completely riskless.

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The following statement about treasury bonds is the most accurate:

"Treasury bonds have a very small amount of default risk, so they are not completely riskless." Option A is the correct option.

Treasury bonds are long-term, fixed-interest debt securities issued by the US Treasury. They are also referred to as long bonds, which means they have a maturity of more than ten years. Treasury bonds are regarded as the safest bonds because they are backed by the federal government's "full faith and credit," implying that investors are almost certain to receive their principal and interest payments.

The most accurate statement regarding Treasury Bonds is that they have a very small amount of default risk, so they are not completely risk-free. This is because, although Treasury Bonds are regarded as one of the safest investment options, there is always the possibility of the US Government defaulting on its debt. Furthermore, Treasury Bond prices will drop as interest rates rise, which means that Treasury Bonds are not completely risk-free.

Option A is the correct option.

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y3k, incorporated, has sales of $7,435, total assets of $3,505, and a debt-equity ratio of .30. assume the return on equity is 15 percent. what is the company's equity multiplier?

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The equity multiplier is calculated as the total asset's value divided by the company's total equity. the company's equity multiplier is 1.43.

It is a financial measure that assesses the use of debt in funding the assets of a company.

It reveals the proportion of total assets that are funded through debt instead of equity, and therefore, it indicates the degree of financial leverage used by a company. The equity multiplier is also referred to as the financial leverage ratio.

It is used in financial analysis to determine the ability of a company to use debt financing to grow or invest in its assets.In the question, Y3K, Incorporated has sales of $7,435, total assets of $3,505, and a debt-equity ratio of 0.30.

The return on equity is 15 percent.

To find the equity multiplier, we can use the following formula:

Equity multiplier = Total assets / Total equity

Since we know the debt-equity ratio,

we can find the equity ratio as follows:

Debt-equity ratio = Debt / Equity

=> Equity = Debt / (Debt-equity ratio)

=> Equity = (Total assets - Debt) / (1 + Debt-equity ratio)

= ($3,505 - ($3,505 * 0.30)) / (1 + 0.30)

= $2,453.50

The equity multiplier can now be calculated as follows:

Equity multiplier = Total assets / Total equity

= $3,505 / $2,453.50

= 1.43

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Serious ethical violations by corporations such as Enron led to the passage of A. The Dodd-Frank Act. B. the Insider Trading Act of 1988. C. The Sarbanes-Oxley Act. D. All of the above.

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The Serious ethical violations by the corporations such as "Enron" led to  passage of (c) Sarbanes-Oxley Act.

The Sarbanes-Oxley Act (SOX) is defined as a federal law which was enacted by United States Congress in 2002 in response to a number of high-profile corporate accounting scandals, including Enron scandal.

The "SOX" act was designed to improve the accuracy and reliability of corporate disclosures, and to enhance corporate accountability and transparency.

The Sarbanes-Oxley Act was passed to address serious ethical violations by corporations such as Enron, and to help prevent similar abuses from occurring in the future.

Therefore, the correct option is (c) The Sarbanes-Oxley Act.

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The given question is incomplete, the complete question is

The Serious ethical violations by corporations such as Enron led to the passage of

(a) The Dodd-Frank Act.

(b) The Insider Trading Act of 1988.

(c) The Sarbanes-Oxley Act.

(d) All of the above.

assume that tallahassee co. is producing motorcycles and selling them to u.s. customers. tallahassee co. obtains all of its supplies from american firms and has no competition in the u.s. it has one major competitor in japan. now assume that flagstaff co. is producing office furniture and obtains its supplies from a canadian firm. based on this information, tallahassee co. has exposure and flagstaff co. has exposure. question 7 options: economic; transaction transaction; translation translation; transaction economic; translation

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Tallahassee Co. has an economic exposure to currency fluctuations because it is selling its products to US customers in US dollars, but is sourcing its supplies from American firms, which are priced in US dollars.

This means that when the value of the US dollar fluctuates, the company's cost of inputs and revenue from sales may be affected.



Flagstaff Co. has a transaction exposure to currency fluctuations because it is sourcing its supplies from a Canadian firm, which prices its products in Canadian dollars. This means that when the exchange rate between US dollars and Canadian dollars changes, the amount of US dollars the company needs to pay for the supplies will be affected.



Transaction and economic exposures are both caused by changes in currency exchange rates. Economic exposure affects a company's long-term profits, while transaction exposure affects a company's short-term cash flow.



Translation exposure occurs when a company prepares its financial statements in a foreign currency. This can cause an imbalance between assets and liabilities because the current exchange rate may not reflect the exchange rate when the asset or liability was created.


In summary, Tallahassee Co. has an economic exposure while Flagstaff Co. has a transaction exposure. Both of these exposures are caused by changes in currency exchange rates. Additionally, both companies may have a translation exposure when preparing their financial statements in a foreign currency.

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in addition to product requirements, scrum teams also impose some technical conditions that the product must meet. these conditions must be added to the:

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The technical conditions that a Scrum team imposes on a product are typically added to the Definition of Done (DoD).

The Definition of Done is a shared understanding of the criteria that must be met for a product backlog item to be considered complete and ready to be released to the customer or end user.

The Definition of Done includes both functional and non-functional requirements that a product must meet, such as quality, usability, and maintainability criteria, as well as technical conditions such as coding standards, testing requirements, and integration specifications.

By having a clear and agreed-upon Definition of Done, a Scrum team can ensure that the product is of high quality and meets all the necessary requirements before it is released.

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True/False? applying lean concepts in manufacturing balances increases in cost with quality improvement.

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In the following question, among the given options, the statement is said to be False. Applying lean concepts in manufacturing balances does not increase cost with quality improvement.

What is lean manufacturing? Lean manufacturing is an operating framework that focuses on eliminating waste from the manufacturing process. It was created by the Japanese, who adopted it as a tool for driving efficiency and success in the automotive industry. It's a management approach that aims to eliminate waste and reduce lead times while increasing productivity and profitability.

Increasing quality while reducing costs is one of the key benefits of implementing lean manufacturing. Lean methods, when properly implemented, can help to minimize wasteful activities, such as waiting for equipment, moving and storing supplies, and performing unnecessary tasks. This means that fewer resources are wasted, which results in a lower cost of production.

To improve the quality of manufacturing in lean production, what tools are used? The following tools are used to improve the quality of manufacturing in lean production: Kaizen, Total productive maintenance, Jidoka, Andon, Poka-yoke, Visual management, Production smoothing, Production levelling, Standardization, Quick changeover (SMED), Takt time planning, Value stream mapping, Kanban, Continuous improvement, Five S's (5S) and Workforce flexibility.

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By ensuring that the website is always available, Netflix closes the _____ gap. A. delivery B. expectations C. communication D. knowledge E. standards

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By ensuring that the website is always available, Netflix closes the delivery gap.

The service delivery gap is the discrepancy between the firm's service standards and the actual service it offers to customer. This gap may be addressed by persuading staff to achieve or exceed service standards by offering incentives and assistance.

Product owners may improve customer service by utilizing the customer Service Gap Model. The approach solves the usual gap concerns that are prominent in firms or persons that give services to secure consumer loyalty. Consumers anticipate a certain level of service and have certain expectations. Because the market is cutthroat, businesses must concentrate on their clients in the regions covered by the gap model in order to keep their clients.

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which of the following is not a factor of production?group of answer choicesforested areas that have yet to be developedfinancial capital, or money available to be loaned or investedtrucks used by a furniture company for deliveriesa person developing a production schedule for a new product

Answers

The factor of production among the following that is not a factor of production is the forested areas that have yet to be developed. So, the correct answer is the option the forested areas that have yet to be developed.

What is a factor of production?

A factor of production is something used to create goods or services that consumers can purchase. Capital, entrepreneurship, land, and labor are the four main factors of production. The resources and inputs required for production are known as factors of production.

Land: Land as a factor of production, refers to the natural resources available in a given area. Forests, water, minerals, oil, and other natural resources are all examples of these resources.

Labor: Labor, as a factor of production, refers to the human effort required to produce a product or service. This involves any work performed by individuals, including manual labour and skilled labor.

Capital: Capital, as a factor of production, refers to any tool, equipment, or machinery used to create a product. This includes everything from hand tools to complex machines and computer systems.

Entrepreneurship: Entrepreneurship, as a factor of production, refers to the ability to innovate and develop new products or services. This includes the skills required to take a new idea or invention and bring it to market.               Forested areas that have yet to be developed are not a factor of production.

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changes in government spending and tax revenues for the purpose of achieving a full-employment and noninflationary level of domestic output is called:

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Changes in government spending and tax revenues for the purpose of achieving a full-employment and noninflationary level of domestic output are called fiscal policy.

Fiscal policy is the federal government's use of spending and taxation to control the economy.

Fiscal policy is used by the government to influence economic activity by adjusting its revenue and expenditure flows. In a situation of monetary or fiscal crisis, the federal government may use fiscal policy to stabilize the economy.

During a recession, the government should increase government spending and reduce taxes. This is referred to as expansionary fiscal policy.

This stimulates spending and encourages people to invest, thereby raising GDP and stabilizing the economy.

When the economy is booming, the government should reduce government spending and raise taxes, which is referred to as contractionary fiscal policy. This will help to reduce inflation and prevent the economy from overheating.

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a golden parachute is a prearranged contract with managers specifying that, in the event of a hostile takeover, the target company managers will be paid a significant severance package. group of answer choices true false

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Golden parachute is a prearranged contract with managers specifying that, in the event of a hostile takeover, the target company managers will be paid a significant severance package. The given statement is true.

What is a golden parachute?

A golden parachute is a provision in a CEO’s employment agreement that provides them with a generous severance pay, stock options, and other advantages in the event of a hostile takeover, merger, or sale of the company.

A golden parachute is meant to encourage the CEO to remain with the firm in the event of a takeover or a merger. In exchange for agreeing to continue working for the company after the merger or acquisition, the CEO is given a huge payout in the form of a golden parachute.

What is a target company?

A target company is a corporation that has become the focus of a corporate takeover or acquisition, whether it is welcome or unwelcome.

The target company is the object of the hostile takeover, and it is frequently a much smaller business than the business pursuing the acquisition, though this is not always the case.

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you are in the market for a used car. at a used car lot, you know the blue book value for the type of cars that you are looking at range from $40k to $50k. if you believe the dealer knows as much as you do about the cars as you do, what are you willing to pay in $s assuming the car values are symmetrically distributed?

Answers

Assuming that the car values are symmetrically distributed, I am willing to pay an amount close to the median of the range, which is $45,000.

This amount is slightly below the median value because I am aware of the blue book value and know that I am likely to be paying more than what the car is worth. In addition, I am also aware that the dealer is likely to add a markup to the car's price and I want to ensure that I don't overpay for the car.

Additionally, I want to ensure that I get the best deal possible, which is why I am willing to pay slightly less than the median.

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which feature of a bond contract allows the issuer to redeem a bond issue immediately in its entirety at an amount greater than par value prior to maturity? call provision convertible provision sinking fund provision deferred call provision

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The feature of a bond contract that allows the issuer to redeem a bond issue immediately in its entirety at an amount greater than par value prior to maturity is a call provision.

What is a bond contract?

A bond contract refers to the legally enforceable agreement between the bond issuer and bondholder. It outlines the conditions of the bond offering, including the coupon rate, maturity date, and payment schedule. It is critical for the bond issuer to include specific provisions in the contract to safeguard its interests.

Call provision: A call provision is a bond contract feature that allows the issuer to repurchase the bonds from the bondholders before maturity. It offers the issuer the option to retire the bond early or refinance at a lower rate of interest. The bond's par value is paid to the bondholder, along with any accrued interest.

When the bond's price is greater than the call price, the call provision is utilized to refinance the bond at a lower interest rate. The issuer will then receive the proceeds from selling the new bond at a higher price. Call provision reduces the bond's yield to the bondholders, making it less appealing to investors.

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which of the following is not a current liability? multiple choice accounts payable accrued interest payable a note payable due in two years sales tax payable

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Redeemable debentures are not current liabilities is not a current liability. Current liabilities are the short-term financial obligations of a business that are due within one year or within a normal operating cycle. Current liabilities are usually resolved with current assets, which are assets that are depleted within a year.

Accounts payable, payroll due, payroll taxes, accrued expenditures, short-term notes payable, income taxes, interest payable, accrued interest, utilities, rental fees, and other short-term debts are examples of current liabilities that show on the balance sheet. Current liabilities (also known as short-term liabilities) are debts that a business must settle within a normal operating cycle, which is typically less than a year.

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which of the following approaches for developing information systems increases the risk of leaking confidential information to competitors?a. outsourcingb. insourcingc. self-sourcingd. crowdsourcing

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The approach for developing information systems that increases the risk of leaking confidential information to competitors is outsourcing (option A).

The development of information systems refers to the process of developing or creating new information systems that meet the specific requirements of businesses or organizations. The approach to the development of information systems can affect the amount of information that is leaked to competitors. The different approaches include outsourcing, insourcing, self-sourcing, and crowdsourcing.

Outsourcing is the practice of delegating tasks or responsibilities to third-party organizations outside of a company's or organization's boundaries. Outsourcing increases the risk of leaking confidential information to competitors because it entails exposing critical company information to third-party organizations who may have less rigorous security measures than the parent company. Insourcing, self-sourcing, and crowdsourcing, on the other hand, pose less of a risk of leaking confidential information to competitors because the information remains within the company's boundaries.

Hence, option A is correct.

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all the following are advantages of centralized contracting except? seleccione una: a. contract administrators have teammates for contract-related support b. expertise in the contracting area c. career path for contract administrators d. lack of career path for contract administrators

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All the following are advantages of centralized contracting except lack of career path for contract administrators. The correct answer is d.

Centralized contracting refers to the practice of consolidating the contracting function within an organization into a single department or team. This approach has several advantages, including:

1. Contract administrators have teammates for contract-related support: By consolidating the contracting function, contract administrators have access to a team of experts who can provide support and guidance on contract-related matters.

2. Expertise in the contracting area: Centralized contracting allows organizations to develop specialized expertise in the contracting area. This can lead to more efficient and effective contract negotiations, resulting in better deals for the organization.

3. Career path for contract administrators: Centralized contracting can provide a career path for contract administrators, allowing them to develop their skills and advance within the organization.

4. Lack of career path for contract administrators: This is not an advantage of centralized contracting, but rather a disadvantage. Without a clear career path, contract administrators may feel undervalued and lack motivation to perform their job duties effectively.

Overall, centralized contracting can offer several advantages for organizations, including access to specialized expertise and support, as well as career development opportunities for contract administrators.

Hence, d. lack of career path for contract administrators is the correct option.

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if the price level is constant and the slope of the ae curve is 0.75, a decrease in government expenditures of $100 leads to a decrease in real gdp of group of answer choices $25. $100. $400. $800.

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If the price level is constant and the slope of the AE (aggregate expenditure curve) is 0.75, a decrease in government expenditures of $100 leads to a decrease in real GDP of $400.

The aggregate expenditure curve (AE curve) is a graph that illustrates the aggregate expense of an economy at a variety of price levels.

The AE curve depicts the aggregate expenditures in an economy by households, firms, the government, and foreign countries on domestic goods and services.

A decrease in government expenditure is accompanied by a decrease in the aggregate expenditure curve. As a result, the expenditure multiplier is less than one.

As a result, the effect of a decrease in government expenditures is a reduction in real GDP by an amount less than the decrease in government expenditures. Real GDP will be lower by $400.

Therefore, the correct answer is $400.

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why would a small firm most likely assign key accounts to top sales executives rather than set up a separate department for key accounts? group of answer choices selling center satisfaction centralized production quality control limited financial resources to remind executives what it is like to sell customer delight

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The primary account team experiences a high level of job satisfaction when they believe their top management values their accomplishments.

What do a customer and an example mean?

A customer is sometimes considered to be someone who purchases a good, service, or product. Clients are better understood as people or organisations who are currently buying from another person or company, have just bought from them, or could consider doing so in the future.

What do "customer care" and "loyalty" mean?

Customer loyalty refers to the ongoing emotional connection you have with your consumers and manifests itself in their propensity to communicate with you and make repeat purchases from you rather than from your rivals. When a customer has a positive experience with you, loyalty automatically grows  and helps to build trust.

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