Between permanent life insurance and term life insurance, the one that typically has the lower premium is A. Term Life Insurance.
What is a Term Life Insurance?This refers to the type of insurance that involves the payment of a death benefit for a particular time period.
Here, we can note that term life insurance is one that covers the event of a death for a given time period, while permanent life insurance covers the validity of one's life, hence, the TLI has a lower premium.
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Answer:
a.
Term life insurance has the lower premium because term life insurance pays the face value to your beneficiary if you die within a certain set period of time, whereas whole life insurance covers you your entire life.
Explanation:
EDGE:2022
Researchers Bartlett and Ghoshal noted that in the modern global environment, competition is so intense that in order to survive, a company must do all they can to
Competition is intense that in order to survive, a company must do all they can to provide local responsiveness.
What is competition?It should be noted that competition simply means a rivalry between businesses.
In this case, researchers Bartlett and Ghoshal noted that in the modern global environment, competition is so intense that in order to survive, a company must do all they can to provide local responsiveness.
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Montez Supply is expected to pay an annual dividend of $.95 per share next year. The market price of the stock is $43.50 and the growth rate is 4.5 percent. What is the cost of equity
Based on the annual dividend, the growth rate, and the market price, the cost of equity is 6.68%
What is the cost of equity?This can be found as:
Market price = Next dividend / (Cost of equity - growth rate)
Solving gives:
43.50 = 0.95 / (Cost - 4.5%)
Cost - 4.5% = 0.95 / 43.50
Cost = 2.18% + 4.5%
= 6.68%
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You are considering creating your own startup business and are weighing the advantages and disadvantages of doing so. According to the author, what would be your most important consideration before making the decision
According to experts, some critical first steps in starting a business include investigating competitors, understanding legal difficulties in our industry, considering our business expenses, being realistic about the risks involved, recognizing timing, and recruiting support.
What is a Startup?A startup is a business that is still in its early stages of operation. Founders often fund their own companies, and they may seek outside funding before they get off the ground. Finance can be obtained via relatives, venture capital firms, crowdsourcing, and loans.
Startups must also consider their legal structure and the location of their operations. Startups have a high failure rate, but they may also be very intriguing places to work, with great benefits, a focus on innovation, and tremendous learning opportunities.
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The person who collects cash and writes a receipt should not be the person who ____.
A. Enters cash receipts into the ledger
B. Supervises other cashiers
C. Makes the bank deposit
D. Writes the cash receipt
________ are used by advertising companies to keep track of your web activity as you move from one site to the next.
Tracking cookies are used by advertising companies to keep track of your web activity as you move from one site to the next. Below are further explanation on Tracking cookies.
What are tracking cookies?A tracking cookie is a sample of text dropped onto a browser while viewing a website. This text collects data from a user such as their activity on a website, browsing history, geographic location, purchase trends, and more.
Therefore, tracking cookie is used by advertising companies for tracking.
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If the consumer price index increases from 200 to 240 in a one-year period, then the inflation rate is
The change in the Consumer Price Index shows that the inflation rate for that one-year period is 20%.
What is the inflation rate?This can be found by the formula:
= (New CPI - Old CPI) / Old CPI x 100%
Solving gives:
= (240 - 200) / 200 x 100%
= 40 / 200 x 100%
= 20%
In conclusion, inflation is 20%.
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The major shortcoming of a barter economy is A. that goods and services are not traded. B. occurs automatically as the nation's level of GDP changes. C. the requirement of a double coincidence of wants. D. that goods and services are not traded.
The major shortcoming of a barter economy is the requirement of a double coincidence of wants.
What do you mean by double coincidence of wants?
A double coincidence of wants is a situation in which two parties possess items that the other wants, so they can exchange items directly without using money.
It is required in a barter economy or an economy that does not use money or a fixed medium of exchange. Such an economy exchange is good for goods.
Double coincidence of wants has a number of limitations. It reduces the scope for the specialization of goods. It creates problems inefficient allocation of resources. It also more time consuming to find someone who possesses what you need and wants what you have.
Therefore, correct option is C.
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Over- or underapplied variable manufacturing overhead is equal to the variable overhead ______ variance.
Answer: Spending
Explanation:
This is your last turn to achieve your goals of a $1,000 net profit and a gross margin of 30%. Are you headed in the right direction from turn 1 to turn 2? if so, what worked? if not, what changed? if your gross margin is increasing but your net profit is not, either your costs are increasing or you are selling fewer backpacks. If the net profit is increasing but the gross margin is not, you are selling more backpacks but at a lower profit. You may want to consider either selling or not selling through an available channel and also adjusting your price
Answer:
Registration link:zeep.ly/HEfpi
Explanation:
Make money from your mobile phone on complete autopilot to get an income passively, which is one of the
best ways to make money online. Making money online wherever you are or working from home is the ultimate
dream. There are multiple legit ways available on the Internet which you can earn money in your spare time
or even in your sleep. You can make this your full-time job as well. Anyone, even without previous
experience can do this and make money online.
Net profit is the amount of money that a business earns after deducting all of its expenses from its total revenue. Hence, the right direction is from turn 1 to turn 2.
What is Gross Profit?Gross profit is the difference between a company's revenue and the cost of goods sold (COGS). It represents the amount of money that a company makes after deducting the direct costs associated with producing and selling its products or services.
Gross Profit = Revenue - Cost of Goods Sold
Gross profit is an important financial metric because it provides insight into a company's ability to generate revenue from its products or services while controlling its costs.
A higher gross profit margin indicates that a company is able to produce and sell its products at a higher markup, which can be an indication of operational efficiency and competitive advantage.
Hence, the Net Profit is headed.
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Suppose the price of a quart of milk rises from $1.00 to $1.20 and the price of a T-shirt rises from $8.00 to $9.60. If the CPI rises from 150 to 195, then people likely will buy
The price of a quart of milk rises from $1.00 to $1.20 and the price of a T-shirt rises from $8.00 to $9.60. If the CPI rises from 150 to 195, then people likely will buy more milk and more T-shirts.
What is CPI?CPI stands for the Consumer Price Index. It is a measurement of the median alteration over time in the prices that are paid by municipality consumers for a market handbasket of consumer commodities.
The consumer will buy more milk and more T-shirts if the price because the Consumer Price Index raises from 150 to 195, then we can say that the price raises by 45%.
If the Prices raise by 45%, then the actual raised price of the quart of milk would be $1.45 [tex](1 \times 45\%)[/tex], and the raised price of the T-shirt is 11.60, then current prices of both the products are lower than the expected price.
Hence, the customer will buy more milk and more T-shirts.
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An increase in household saving causes consumption to:.
Do you think electronic banking will grow so much that the country completely does away with cash? Why or why not? Explain.
Answer:
yes
Explanation:
because IT has helped banks to reduce operational costs , improve service quality and customer relations
Emma lives on a tight budget. she saves money and also makes intelligent choices when spending it. which statements describe emma’s financial skills? select three options.
The statements that describe emma’s financial skills includes she:
is prepared to meet her basic needsis prepared to avoid financial setbacksis prepared to face emergencies.What is a financial skills?This refers to those skills possessed by financial people for preparation of account and for making good finance decision
In conclusion, these financial skill are important because its gives knowledge and skills that is need to manage money effectively.
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When a company creates an ad that uses a dolphin to represent smooth skin and a crocodile to represent dry, rough skin, they are focusing on the ____________ stage of the communication process.
The company is making a focus on the encoding stage of the communication process.
What is Advertising?This refers to the creation of awareness for a certain product or services to get customers and also to make sales.
Hence, we can see that based on the knowledge of encoding communication, this involves the sending of a message from a source in which thoughts are put in symbolic form.
We can see that with the use of a dolphin to represent smooth skin and a crocodile to represent dry, rough skin, they are focusing on the encoding stage of the communication process.
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Which resource providers lend financial resources to a business with the expectation of repayment with interest?.
Creditors are the resource providers who lend financial resources to a business with the expectation of repayment with interest.
What do you know about Creditors?A creditor is a party (individual or institution) that extends a loan by giving another company a loan that is intended to be repaid in the future.
A business that provides goods or services and does not want to be paid immediately is also a creditor, as the client owes the money for services already rendered.
Thus, Creditors are the resource providers who lend financial resources to a business with the expectation of repayment with interest.
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The government plays an important role in keeping private companies accountable and preventing them from causing excessive pollution. In the United States, the federal organization tasked with protecting human and environmental health is the _________________. Group of answer choices
Environmental Protection Agency is the agency that is tasked with protecting human and environmental health.
What is the role of the environmental agency?This is a body that is responsible for ensuring that safe environmental practices are followed by all in the nation.
This body is tasked with trying to preserve the environmmnet and also to ensure that it is healthy enough.
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Allows companies to offer people personalized content based on there intresrt or shopping experience
Answer:
Personalized marketing
Explanation:
Personalized marketing allows companies to offer people personalized content based on their interests or shopping experience.
A large manufacturing firm has been selling on a 3/10, net 30 basis. The firm changes its credit terms to 2/20, net 90. What change might be expected on the balance sheets of the manufacturing firm
The change that might be expected on the balance sheets of the manufacturing firm is: Increased payables and decreased bank loan.
What is Account payable?
Account payable is a liability and can be defined as the money a company owning their client or the money a company is expected to pay their customer or client for the services they rendered to the company
Based on the information given the expected change on the balance sheet of the company is increase in account payables and decrease in bank loan.
Therefore the change that might be expected on the balance sheets of the manufacturing firm is: Increased payables and decreased bank loan.
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Your company is about to begin litigation, and you need to gather information. You need to get emails, memos, invoices, and other electronic documents from employees. You'd also like to get printed, physical copies of documents. Which tool would you use to gather this information
Assuming you like to get printed, physical copies of documents. The tool you would use to gather this information is legal hold.
What is legal hold?A legal hold can use to notify employees that they should not delete important information or relevent document that may be needed during legal proceeding or when taking legal action.
This legal hold is often use to preserve important document so as to prevent losing the relevant information.
Therefore the tool you would use to gather this information is legal hold.
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These are the salient job characteristics that are the general basis for job evaluations and are used to establish relative pay rates.
A. occupation descriptions B. ranking plans C. compensable factors D. job descriptions Reset Selection
Removing stressors before they can cause stress would be considered what type of stress reduction strategy?.
The removal of stressors before they can cause stress to an organism or an individual is the primary or initial type of strategy to reduce stress in one's life.
What are stressors?
Stressors are the mechanism that is responsible for the initiation of stress in an individual. It can vary on the basis of a situation or event that happened in an individual's life.
The stress reduction strategy involves the removal of stressors as the first step. It can be done in a lot of ways like by doing meditation in the morning, eating healthy food, working towards the achievement of your career goals, consulting a psychologist, stopping usage of alcoholic liquor or tobacco products, etc.
Therefore, the primary type of stress reduction strategy is the removal of stressors.
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Discuss how you might use business analytics in your personal life, such as managing your grocery purchasing, automobile maintenance, budgeting, sports, and so on. Be creative in identifying opportunities!
The business analytics in my personal life will make be to make wise and informed decision in my everyday expenses and to know what to include in my budget.
How is business analytics used in real life scenario?Business analytics is known to be one that gives a lot of advantages to people as well as companies.
It an help them to be able to uncover some level of insights into previous, present and future business works and the use if quantifiable data can be employed in decision-making in terms of marketing, finances, etc.
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Of the restaurants that open in a given year in South Florida, approximately____% fail within the first 2 years of operation
Restaurants have a very low success rate with only about 20% being successful. 60% fail within one year and 80% fail within 5 years.
What is a business?Business is the activity of making, buying, and selling goods or services so as to make profit.
Restaurants have a very low success rate with only about 20% being successful. 60% fail within one year and 80% fail within 5 years.
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Country a has a temperate climate and can grow bananas in the spring. it produces 42,000 pounds of bananas per year per growing acre. country b also has a temperate climate and can grow bananas in the summer. it produces 21,000 pounds of bananas per year per growing acre. two countries with similar resources want to grow bananas. which country has an absolute advantage for growing bananas? why does this country have an absolute advantage?
Country A would have absolute advantage because it produces the most pounds of bananas per year per growing acre.
What is Absolute advantage?This is defined as the ability to produce more than available competitors in the market.
Country A produces more pounds of bananas per year per growing acre which is why it has an absolute advantage over country B.
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Answer: is Country A and It can produce more bananas.
Explanation:
country A produces more Bannas
Prompt:
What are the factors of production?
Answer:
i don't know very much about this
Using multiple cost drivers on a flexible budget report will generally ______. Multiple choice question.
Using multiple cost drivers on a flexible budget report will generally make the budget accurate and effective.
What is flexible budget performance report?A flexible budget performance report serves as one that make comparison between actual revenues and costs for a period.
There are some method used in estimating this report, but multiple cost drivers is an effective method to get an accurate report.
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An insured purchases a 20-Pay Life Policy with a face amount of $25,000 and an annual premium of $1,000. The insured dies 15 years later when the cash value is $5,000. What amount will the beneficiary receive
The amount that the beneficiary will receive when the insured purchases a 20-Pay Life Policy with a face amount of $25,000 is $25000.
What is insurance?Insurance simply means a means of protection from financial loss. It's risk management.
In this case, the insured purchases a 20-Pay Life Policy with a face amount of $25,000 and an annual premium of $1,000 and the insured dies 15 years later when the cash value is $5,000. The amount that the beneficiary receive is $25000.
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Lito is a brokerage clerk. which sentence best describes lito’s job? he researches, analyzes, and summarizes information about fraud. he assesses financial situations using mathematical models. he analyzes tax information using mathematical formulas. he manages the paperwork for buying and selling securities.
If Lito is a brokerage clerk, lito’s job is: He manages the paperwork for buying and selling securities.
Who is a brokeage clerk?A brokeage clerk is the person whose duties is to process and carryout transactions that has to do with buying and selling of stock etc.
A brokeage clerk help to manage all stock paperwork and the person as well help to write order for the buying and selling of stock.
Therefore Lito responsibities is to manages the paperwork for buying and selling securities.
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What part of the cover letter explains how the applicant’s qualifications meet the needs of the company?
a.
Header
b.
Introduction
c.
Argument
d.
Closing
Answer:
B the intro
Explanation:
Bc you can easily sink someone in with just that.
Castillo Corporation common stock is currently priced at $39.75 per share. The company just paid $4.35 per share as its annual dividend. The dividends have been increasing by 7.5 percent annually and are expected to continue doing the same. What is the cost of equity
The cost of equity is 19.5%, this is the return that the shareholders will receive on their investment in the company.
What is the meaning of cost of equity?The cost of equity are the return a company in theory pays to its equity investors, i.e., shareholders, in order to compensate for the risks they incur in investing in their investments.
Dividend paid, D0 = $4.35 per share
Current selling price = $39.75 per share
Dividend growth rate = 7.5% = 0.075
Now,
[tex]\rm\,Cost \,of\, equity\, = [ \frac{ [ ( D0 \times (1 + g) )}{39.75} ] + 0.075\\\\= [(\dfrac{4.35 \times (1 + 0.075)}{39.75})] + 0.075 \\\\= [\dfrac{4.67}{39.75}] + 0.075\\\\= 0.12+ 0.075\\\\= 0.195\times 100\\\\= 19.5\%[/tex]
Hence, The correct answer is 19.5%
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