When car is kept as a collateral by Deanna against a loan for opening a café, this will be governed under the Article 9 of the UCC.
What are collaterals?Collaterals are a form of security in the form of assets and having a monetary value, which is charged for by the financial institutions for grant of loan to the creditor as such.
Article 9 of UCC presides over the matters related to the matters where collaterals are offered against for grant of loans or advances.
Hence, option D says that Article 9 governs the loans over collaterals.
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Answer:
D. Article 9
Explanation:
Article 9 covers over secured transactions and Deanna makes this a secured transaction by offering her car if anything were to go wrong.
Attracting and retaining employees with the skills, abilities, and experience to help an organization achieve its goals is a key component of a _____ management system.
Attracting and retaining employees with the skills, abilities, and experience is a key component of a human resource management system.
What is human resource management system?Human resource management system has to do with carrying out specific function such as effectively managing everything that has to do with human resource.
Human resource management system is important for companies as it enables them to choose employees that has the best skills and experience to move the company forward so as to enable the company achieve their goals.
Therefore attracting and retaining employees is a key component of a human resource management system.
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Information for two alternative projects involving machinery investments follows: Project 1 Project 2 Initial investment $ (123,000) $ (93,000) Salvage value 0 13,000 Annual income 14,145 12,720 a. Compute accounting rate of return for each project. b. Based on accounting rate of return, which project is preferred
The accounting rate of return for project 1 is 23%.
The accounting rate of return for project 2 is 32%.
Based on accounting rate of return, the preferred project is project 2.
What is the accounting rate of return for each project?The accounting rate of return is a capital budgeting method used to determine if a firm should invest in a project or should not invest in a project.
Accounting rate of return = Average net income / Average book value
Average book value = (cost of equipment - salvage value) / 2
Accounting rate of return for project 1 = 14,145 / [123,000 / 2] = 0.23 = 23%
Accounting rate of return for project 2 = 12,720 / [(93,000 - 13,000) / 2] = 0.32 = 32%
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True or False: The overall Six Sigma Process is one that is a constant and everlasting initiative while Six Sigma Projects are finite in scope with a definite beginning, middle, and end goal. Select one: a. True b. False
Six Sigma is a quality management system. Six Sigma is a continuous improvement strategy that focuses on decreasing variability and enhancing predictability in businesses.
It is perhaps the most well-known variation of Lean in business.
Thus the statement is True.
What exactly is six sigma?Six Sigma is a framework that gives companies the tools they need to optimize their processes.
This increase in productivity and decrease in procedure variability helps to reduce faults while also increasing earnings, employee morale, and product or service quality.
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True or False: It is possible for a team to start with the DMAIC or DMADV approach and realize that they need to switch to the other process mid-project quiz
DMAIC and DMADV methods share features that are important, but they are not interchangeable and are designed for use in different business processes.
What is DMAIC?The full forms of both the methods are :
DMAIC: Define, Measure, Analyze, Improve, Control
DMADV: Define, Measure, Analyze, Design, Verify
DMAIC and DMADV have many similarities that deserve attention. They both use mathematical and factual tools to find solutions to common quality-related problems and focus on achieving the business and financial goals of the organization.
DMADV is associated with new services and product designs; may not always work with existing products and processes.
DMAIC is applied to an existing product or process but no longer meets customer requirements and / or details.
Hence, It is not possible to switch the methods in the middle of any project as they have serve different purposes.
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True or false: Special consolidation warehouses are used when shipments from various sources are pulled together and combined into larger shipments with a common destination or into smaller shipments to deliver locally.
Answer:true
Explanation:
Why should you complete the Free Application for Federal Student Aid (FAFSA)?
A: To eliminate a semester of college requirements
B: To find the lowest interest rates on student loans
C: To get information on the schools you are interested in
D:To identify what grant programs you qualify for
Answer:
D
Explanation:
FASFA get that money baby.
You should complete the Free Application for Federal Student Aid to identify what grant programs you qualify for. The appropriate response is option D.
What is Free Application for Federal Student Aid ?The procedure for applying for financial aid begins with the Free Application for Federal Student Aid (FAFSA). Fill out the online form. You use it to submit applications for federal student aid, including grants, loans, and work-study programs. Additionally, the majority of states and universities give non-federal aid using data from the FAFSA.
A student must have economic need, be enrolled in a diploma or certificate program at a college or university, be a U.S. citizen, or be an eligible noncitizen to be eligible for the FAFSA.
Additional conditions for federal eligibility include having a valid Social Security number, continuing to perform satisfactorily in school, and earning a high school diploma, among others.
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Match each entity on the left to the correct establishment on the right.
The group or organization matchup is given below;
Non-state actor - terrorist.International Organization -World Trade Organization, United Nations.Nation-state - Canada.What is a Nation state?The term nation-state is known to be a any country that is territorially held together as a sovereign state.
Note that in this kind of country, it is one that is governed in the name of a community of its own people who identify or see themselves as a nation.
See full question below
Match the group or organization on the left with its correct category on the right.
non-state actor:
terrorist
International Organization:
World Trade Organization,
United Nations
nation-state: Canada
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A decrease in the required reserve ratio will: reduce commercial bank loans and reduce the money supply. increase commercial bank loans and reduce the money supply. increase commercial bank loans and increase the money supply. decrease commercial bank loans and increase the money supply.
A decrease in the required reserve ratio will will increase commercial bank loans and increase the money supply.
What is reserve ratio?The reserve ratio is the portion of money that cannot be given out as loan or credits.
When a commercial reaches a threshold called reserve all liabilities cannot be in circulation against until they rise above the threshold.
Therefore, A decrease in the required reserve ratio will increase commercial bank loans and increase the money supply.
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Before starting the training program you assess your crew leaders to identify their current leadership style. Most of them are found to focus strongly on production but very little on the employees. According to the leadership grid, what leadership style is this
Answer:leaderleadership inpire
Explanation:leadership inspire others to achieve the goal
Under the Securities Acts of 1975, the Municipal Securities Rulemaking Board was created and empowered to regulate the: I disclosure of new information by municipal issuers II recordkeeping and settlement procedures of municipal broker-dealers III profit levels achieved by municipal broker-dealers
How would you set up Economic questions when it involves talking about insurance & percentages.
Answer:
Simple, cool pfp btw. A story, first before the question. A short story like going into an accident or how expensive things are, or both.
Explanation:
You see, there is nothing I like more than a little story, short and sweet. If you can hook the readers into the story you can ask the question and get them thinking with the story you made. A clever trick I taught myself.
XYZ Co. is currently using 85% of a facility, costing $520,000 per year; A start-up business has proposed to utilize the other 15% and increase the overall costs by 12%. Under stand-alone method, how much would be allocated to the start-up
Under stand-alone method, the amount that would be allocated to the start-up is $87,360.
Amount allocatedUsingn this formula
Amount allocated =Costing per year × (1+ Increase in overall cost percentage)× Utilized percentage
Where:
Costing per year=$520,000
Increase in overall cost percentage=12%
Utilized percentage=15%
Let plug in the formula
Amount allocated= $520,000 x (1+.12) x 0.15
Amount allocated= $520,000 x 1.12 x 0.15
Amount allocated = $87,360
Therefore the amount that would be allocated to the start-up is $87,360.
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Going public: Group of answer choices ensures that the company gains control in decision making. enhances the company's ability to obtain future funds. is often viewed negatively by risk-averse venture capitalists. increases flexibility for the company.
When a company goes public, it enhances the company's ability to obtain future funds.
What does going public allow?When a company goes public, it would become subject to certain restrictive laws that were made to protect investors.
As a result of these laws, investors and creditors will trust the company more which would allow the company to access more funds in future.
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The common stock of Xiang Estates has an expected return of 13.3 percent. The expected return on the market is 10 percent, the inflation rate is 1.4 percent, and the risk-free rate of return is 1.3 percent. What is the beta of this stock?
The beta of the common stock of Xiang Estates given the expected return, expected market rate of teturn and risk free rate is 1.24.
What is the beta?Beta is used to measure systemic risk. Systemic risk is the risk that cannot be diversified away. The higher beta is, the higher systemic risk is and the lower beta is, the lower systemic risk is.
Beta = (expected return - risk free rate) / market premium
(13.3 - 1.3) / ( 10 - 1.3) = 1.24
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Suppose that a government decided to collect all of its revenue through a tax on tap water. Explain why this tax would or would not be fair.
Collecting revenue through a tax on tap water would not be fair because it is not based on the ability to pay.
What is tax fairness?Tax fairness can be described as a principle that states that a government's tax system should be equitable to all taxpayers.
Tax fairness advocates think that taxes should be based on the ability to pay of taxpayers.
The concept of ability to pay assumes that people with varying levels of wealth or income should pay varying levels of taxes.
Since collecting revenue through a tax on tap water is not based on the ability to pay, this tax would therefore not be fair.
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Reflect on the role of China throughout history in the global economy. Given China's influence today, what does your
economic future look like? What can be done about it?
China plays a major role in the global economy and without China's involvement in the global markets, other countries will have a tough time. Our future growth is associated with these global economies.
What is China's role in the global economy?Today, China is the second-largest economy in the world and produces 9.3 percent of global GDP.
China's exports grew by 16 percent annually from 1979 to 2009. At the beginning of that period, China's exports represented only 0.8 percent of global exports and seamless services.
Thus, China plays a major role in the global economy and we can try to be self-reliant and also have healthy business relations with for better business opportunities and growth.
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A customer executes the following transactions during the same year: May 1st: Aug. 1st: Aug. 20th: Buy 100 XYZ at $54 per share Buy 100 XYZ at $40 per share Sell 100 XYZ at $41 per share After the transactions are effected, the customer's cost basis in XYZ stock is:
The cost basis of the customer in the stock of XYZ is equivalent to the acquisition cost of shares, that is, $5,400, and is not affected by the short-term capital gain or loss.
What is short-term capital gain?
A capital gain is considered to be a shorter-term when the asset holds for a period of less than one year. When the holding period extends by one year, then the same capital gain is treated as a long-term capital gain.
The cost basis of the customer in XYZ's stock is $5,400 which is determined by taking the product of 100 shares at a price of $54 per share. It will not be affected by the short-term capital loss of $1,300, which is computed as the difference between sales cost of $4,100 and purchase cost of $5,400 respectively. As a result, the cost basis should be the same as the cost of purchasing the shares.
Therefore, the customer's cost basis is $5,400 in the stock of XYZ company.
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Devin is taking inventory of office supplies so he knows what he should order. He discovers he has 3 ink cartridges and 6 boxes of paper, but he needs to have 10 ink cartridges and 25 boxes of paper in stock. How many of each does he need to order
Devin needs to order 7 ink cartridges and 19 boxes of paper to meet his expected stock needs for 10 ink cartridges and 25 boxes of paper.
What is the expected level of stock?The expected stock level refers to the number of items required to be in stock at any time.
Since Devin needs 10 ink cartridges and 25 boxes of paper in stock, but currently has 3 ink cartridges and 6 boxes of paper, the ordering level should be for additional 7 ink cartridges (10 - 3) and 19 boxes of paper (25 - 6).
Thus, Devin needs to order 7 ink cartridges and 19 boxes of paper to meet his expected stock needs for 10 ink cartridges and 25 boxes of paper.
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Examples of organizational ____ assets include policies and procedures, guidelines, information systems, financial systems, management systems, lessons learned, and historical information.
Examples of organizational process assets include policies and procedures, guidelines, information systems, financial systems, management systems, lessons learned, and historical information.
true or false Premium on Bonds Payable is an adjunct asset account with a normal debit balance.
The statement is false in Premium on Bonds Payable is an adjunct asset account with a normal debit balance because the Bonds is not payable with normal debit balance.
What is normal debit balance?The debit balance is the amount of money that must be in the customer's account after a security purchase order is executed in order for the transaction to be properly settled.
Thus, the statement is false
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A 10-year, 8% bond pays semi-annual coupon payments. If the face value is $1,000 but the bond sells for $940, what is the annualized yield on the bond?.
The annualized yield on the bond that pays a semi-annual coupon, given its face value and the selling price is 4.46%.
What is the annualized yield on the bond?The yield of a bond is the return that equates the cost o the bond to its coupon payments and face value.
The yield of a bond can be determined using a financial calculator:
Cash flow in year 0 = -940 Cash flow each year from year 1 to 20 = 40Cash flow in year 20 = 1000Yield = 4.46%
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Kitchen Stories is all about baking and healthy cooking. It is a new cooking app that offers a world of recipes. With easy-to-follow photo-instructed guidelines, one can watch endless recipe options and receive cooking tips. Kitchen Stories uses pioneer advertising because _______.
Kitchen Stories uses pioneer advertising because: it offers consumers in-depth information about the benefits of the product class.
What is pioneer advertising?Pioneer advertising can be defined as the way of creating awareness about a new product.
Pioneer advertising provide detailed information that a person need to know about a product as it help to educate customers about what a product entails.
Thefrefore it offers consumers in-depth information about the benefits of the product class.
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The general rule for using the weighted average cost of capital (WACC) in capital budgeting decisions is to accept all projects with Multiple Choice rates of return greater than or equal to the WACC. rates of return less than the WACC. rates of return equal to or less than the WACC. positive rates of return.
The general rule is accepting all projects whose rates of return is greater than or equal to the WACC for a capital budgeting decisions
What is a weighted average cost of capital?
This means the rate that a firm is expected to pay on average to all its security holders to finance its assets.
Because the weighted average cost of capital represent the firm's opportunity cost, then, it is used by people to evaluate investment opportunities.
Therefore, the Option A is correct.
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Which of the following types of work do human services workers conduct?
A. They deliver services to people who need them.
B. They observe and analyze computer informational technology systems.
C. They conduct research for disease prevention.
D. They study the travel habits and patterns of tourists.
The type of work that human services workers conduct is A. They deliver services to people who need them.
What is human services?It should be noted that human services refers to the services that are given to people such as teaching, barbing, etc.
In this case, the type of work that human services workers conduct is that they deliver services to people who need them.
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Accounting is the system of analyzing, classifying, recording, summarizing, and interpreting a business' __________. financial transactions financial transactions financial markets financial markets full-time employees full-time employees sellable inventory
Accounting is the system of analyzing, classifying, recording, summarizing, and interpreting a business' financial transactions.
What is financial transaction?A financial transaction include details or business traction's between a buyer and a seller
It include communication, goods and services purchase or bought.
Therefore, Accounting is the system of analyzing, classifying, recording, summarizing, and interpreting a business' financial transactions.
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If marginal cost is rising, a. average fixed cost must be rising. b. marginal product must be falling. c. marginal product must be rising. d. average variable cost must be falling.
In a business, when the marginal cost is rising, it is most likely that b. marginal product must be falling.
What happens when marginal cost rises?The marginal cost refers to the cost of producing an additional unit of a product.
When this cost begins to rise, it means that there are too many units involved in the production of goods with limited technology. This leads to marginal product falling even though total product is rising.
In conclusion, option B is correct.
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Including positive personal qualities on your résumé can help compensate for lack of paid work experience. please select the best answer from the choices provided t f
Including positive personal qualities on your résumé can help compensate for lack of paid work experience.
What is a Resume?Resume serves as a document that include your relevant work history as well as skills according to the job you are applying for.
Therefore Including positive personal qualities on your résumé can help to give upper hand in job applications.
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Which of the following items are elements of a monthly checking account statement? i. a period (beginning date and ending date) ii. a beginning balance and ending balance. iii. a detailed list of debits and credits during the period. a. i and ii b. i and iii c. ii and iii d. i, ii and iii
The major elements of a monthly checking account statement are period, account balance and debits and credit during the period.
What do you mean by checking account?A checking account refers to the type of bank account that provides a flexibility of depositing money as well as withdrawls for the daily business transactions.
A bank statement refers to a type of document that is sent by the bank to its holder providing summary of all the transactions of an account for a month including a period, beginning and ending balance and detailed list of debits and credits.
Therefore, D is the correct option.
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Answer:
The answer is D
Explanation:
edge 2022
Bliss County Zoning Commission pursuant to its written rules and regulations demands that Commercial Development, Inc., the private developer of Discount Stores, allocate space for parking and take other measures to manage traffic. This is
This is "Administrative law" as Commercial Development, Inc. must comply with the County Zoning Commission's established rules and regulations.
What is administrative law?Public administrative is taken in the form of legal framework is known as the Administrative law.
It stems from the necessity to establish and build a legalized system of public administration, which can be related to the far older concept of legalized justice.
Thus, the statement is about Administrative law.
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Extra Sandwiches, a sandwich chain, experiments with offering a free bag of chips with its sandwiches in the South to try out its marketing strategy before adjusting its operations nationwide. Thus, this sandwich chain is in the ________ stage of the product development process.
If a sandwich chain, experiments with offering a free bag of chips with its sandwiches. This sandwich chain is in the test marketing stage.
What is test marketing?Test marketing stage can be defined as the stage that is use to know how good or how bad a product is based on the response of the consumer that have use or tasted a product or based on the feedback received.
Most companies tend to make use of test marketing create product awareness or to build brand awareness and to know the reaction of potential customers.
Therefore This sandwich chain is in the test marketing stage.
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