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For each of the individuals described below, identify the appropriate method for calculating the amount of life insurance they should purchase and use it to calculate that amount.

John is married with no children. He and his wife both work and their combined debt load is $200,000. Funeral expenses are estimated at $6,000.

Brenda and her husband both work and they have two children. Each earns approximately $60,000 per year.

Joaquin is married and has one child. Both parents work. Joaquin earns $200,000 per year, while his wife earns $50,000 per year.

Brandon is a recent college graduate with no spouse or dependents and no debt. He is looking for his first full-time job.

Connie and Maurie are married with 3 children, aged 2, 3, and 5. Maurie provides childcare for the children, while Connie works and earns $150,000 per year.

Answers

Answer 1

When John is married with no children and hee and his wife both work and their combined debt load is $200,000, the insurance policy is $103000.

How to calculate the insurance?

The insurance policy of John will be:

= ($200000 + $6000)/2

= $206000/2

= $103000

The method to use when Brenda and her husband both work and they have two children is the sink method which will be:

= $60000 × 70% × 7

= $294000

When Joaquin is married and has one child, the dink method will be used. This will be:

= $250000 × 70% × 7

= $1225000

For Brandon is a recent college graduate with no spouse or dependents and no debt and since he is looking for his first full-time job, there is no need to buy the insurance policy.

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Related Questions

What condition is needed for a democracy to thrive in a society? a. industrialization c. limits on power b. access to information d. all of the above please select the best answer from the choices provided a b c d

Answers

Industrialization, limits on power, and access to information are all needed for a democracy to thrive in a society.

Industrialization happens when industries and societies develop to expand and specialize in new areas. Limits on power happens when there is a limit on the power that is given and controlled by a person or a party. Limiting the power allows for a democracy to thrive in a society. Access to information is important so that the economy and society are able to flourish and grow as time passes.

Industrialization, limits on power and access to information are all conditions necessary for democracy to survive. Hence, the correct option is D.

What is democracy?

Democracy is a system of government in which power is held by the people, either directly or through elected representatives. It is characterized by free and fair elections, protection of individual rights and freedoms, and the rule of law.

While access to information and limits on power are crucial conditions for a democracy to thrive, industrialization can also be an important factor. Industrialization often leads to economic growth and social change, which can create a more educated and politically engaged citizenry. Industrialization can also provide the resources necessary for a strong government and infrastructure, which are important for a stable democracy.

Therefore, industrialization, limits on power and access to information are all conditions necessary for democracy to survive. Hence, the correct option is D.

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Type the correct answer in the box. Spell all words correctly.
Complete the sentence using the correct term.
Nick and Hanifa are both engineers. They have a beautiful home in San Francisco. Nick grew up in Texas, where as Hanifa's parents moved to the
United States from Palestine when she was very young. They both think that one of the major challenges they face are the _______
factors that affect the way they view their individual roles and responsibilities in the family.

It’s not language

Answers

background difference i think

According to the textbook, diverse representation in the media is important for encouraging participation in college classes or other pursuits. This is because seeing someone else similar to you succeed increases your own self-

Answers

Seeing someone else similar to you succeed increases your own self- efficacy.

What is self efficacy?

It should be noted that self efficacy simply means the belief that someone can succeed in life

In this case, seeing someone else similar to you succeed increases your own self- efficacy as one is motivated.

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the fisher occupation is well developed in Japan why​

Answers

Answer:

Explanation:

Explanation: The fishery occupation is well developed in Japan because the population of Japan mostly eat sea foods which can only be obtained by fishing, So they had to improve the fishery occupation to fullfill their basic need

Which of the following best describes the areas studied as a part of environmental sociology? a. the interaction between social organization and social behavior b. the interactions between social organization and the physical environment c. the overlap between social and economic systems d. the overlap between the fields of environmental law and sociology please select the best answer from the choices provided a b c d

Answers

a. the interaction between social organization and social behavior

Answer:

its b  i promise it is b

Explanation:

Raw hamburger patties are taken to the grill on a platter. After they are cooked, the patties are returned to the same, unwashed platter and served. This is an example of:

Answers

Raw hamburger patties are taken to the grill on a platter. After they are cooked, the patties are returned to the same, unwashed platter and served. This is an example of Cross contimination

What is Cross contimination?

Cross contamination is the transmission of germs and dangerous bacteria from the service area to the food being processed.

Cross contamination has the ability to spread foodborne infections and spark an outbreak.

Thus, the example is of Cross contimination.

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whats something good that come out of them fighting back on first the bone wars p2

Answers

Answer:

The Bone Wars, also known as the Great Dinosaur Rush, was a period of intense and ruthlessly competitive fossil hunting and discovery during the Gilded Age of American history, marked by a heated rivalry between Edward Drinker Cope (of the Academy of Natural Sciences of Philadelphia) and Othniel Charles Marsh (of the Peabody Museum of Natural History at Yale). Each of the two paleontologists used underhanded methods to try to outdo the other in the field, resorting to bribery, theft, and the destruction of bones. Each scientist also sought to ruin his rival's reputation and cut off his funding, using attacks in scientific publications.

Explanation:

Based on "the truth about antibacterial soap," how do soaps remove dirt and bacteria? soaps allow germs to stay on the skin. soaps bind to materials that are washed away. soaps cause materials to become solids. soaps kill beneficial and harmful bacteria.

Answers

The method used by soap to remove dirt and bacteria is soaps bind to materials that are washed away.

How does soap work?

When soaps get dissolved in water, they bind to materials such as dirt and bacteria.

When the soap is then washed away, it would take the dirt, and bacteria along with it.

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Most casework requests deal with Congress intervening with:
an executive agency
the White House
the courts
the media

Answers

Answer: Most casework requests deal with Congress intervening with Choice #1, an executive agency

Explanation:

Although the Bush administration generally maintained a hands-off approach with the dissolution of Eastern Europe, the president insisted that:_______.

Answers

One of the main issues during the Bush administration was the disarmament of nuclear weapons, especially in Eastern European countries.

Who was George Bush?

George Bush (1924 - 2018) was an American politician who served as President of the United States from 1989 to 1993.

His government focused on international politics because during that time, he ordered military operations in Panama and the Persian Gulf. Additionally, occurred events such as the fall of the Berlin Wall in 1989 and the dissolution of the Soviet Union.

George Bush's position was one of non-American intervention in European affairs, however, he did insist on the nuclear disarmament of the Eastern European countries that emerged after the dissolution of the Soviet Union.

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Which religion spread most prominently thanks to trade routes on the Indian Ocean?
A.
Buddhism
B.
Islam
C.
Judaism
D.
Christianity

Answers

Answer: B. Islam

Explanation: The Indian Ocean and Silk Road as trade networks were different in terms of the spread of Religion. Along the Indian Ocean trade network, Islam was spread. Hope it helps :)

Answer:

B Islam

Islam was the only religon to MOSTLY spread routes on the Indian Ocean

Explanation:

Critically discuss the refusal/unwillingness of some individuals to answer questions put to them by authorized Stats SA officials.​

Answers

The refusal/unwillingness to answer questions posed to them by authorized stats SA officials is a result of their level of education

Who are the authorized stats SA officials?

Authorized stats SA officials are statistical personnel that are accredited to carry out the population census of the people at the national level. They usually gather information about each household by using a questionnaire.

The refusal/unwillingness to answer questions posed to them by authorized stats SA officials is a result of their level of education or due to the large volume of questions being asked in the questionnaires

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What happens in the process of gravitational condensation?
© An object increases in
size due to the addition of materials.
Gas particles are formed from solar nebula materials.
Solid particles are formed from solar nebula materials.u

Answers

Answer: option is A.

Explanation: The thing that happens in a happens in the process of gravitational condensation is A "An object decreases in size due to the collision of materials".

Gravitational force is the force which attracts anything that has mass and pulls them down to the Earth.

It should be noted that there will be a reduction in the size when the water which is heated water changes its state from the liquid state to the gaseous state.

Mary is an RBT who has been taught to feed her client, John, who has swallowing problems. She now wonders if she could provide the same service to other people who have similar swallowing problems. She is wondering if her skillset ______________________________ between clients.

Answers

Mary is a Registered Behavior Technician who has been trained to feed her client, John, who has swallowing issues. She now wonders if she could help other people with swallowing difficulties in the same way. She is wondering if her skillset generalizes between clients.

What is RBT?

RBT  means Registered Behavior Technician. It is a behavior analysis paraprofessional qualification.

RBTs help in the delivery of behavior analysis services and practice under the guidance and supervision of an RBT Supervisor and/or an RBT Requirements Coordinator, who are in charge of all work RBTs do.

In the above case, Mary is a Registered Behavior Technician who has been taught to feed her swallowing-disordered client, John.

She now wonders if she could assist others with swallowing problems in the same way.

Therefore, She's curious if her abilities are transferable from one customer to the next.

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Which cover band/artist is set apart by performing their cover songs all a capella?.

Answers

The cover band/artist distinguishes itself by performing all of their cover songs a cappella Pentatonix.

What exactly is a Cappella Band?

Cappella is a Eurodance music group from Italy founded in 1987 by producer Gianfranco Bortolotti. The band went through several lineup changes throughout the years, but it was most successful in the early 1990s when it was led by British singers Kelly Overett and Rodney Bishop.

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The official title of the patriot act is "uniting and strengthening america by providing appropriate tools required to intercept and obstruct terrorism (usa patriot) act of 2001." the purpose of the patriot act is "to deter and punish terrorist acts in the united states and around the world" and "to enhance law enforcement investigatory tools" by: strengthening us measures to prevent, detect, and prosecute the international money-laundering and financing of terrorism, including by restricting transactions between certain banks. enabling government agencies to gather electronic information from both us and non-us citizens, including from cell phone calls and records, voice mails, and e-mails. restricting people with ties to terrorism from entering the country. what changes to us law occurred with the passage of the patriot act? check all that apply. it became easier for government agencies to spy on foreign citizens. it became harder for government agencies to spy on american citizens. it became easier for the government to stop certain financial transactions. it became harder for the government to stop illegal immigration to the united states. it became easier for the government to deny us entry to certain individuals.

Answers

The changes that occurred to U.S. Law as a result of the Patriot Act were:

It became easier for government agencies to spy on foreign citizens.It became easier for the government to stop certain financial transactions. It became easier for the government to deny us entry to certain individuals.

What happened as a result of the Patriot Act?


The purpose of the Patriot Act was to protect Americans from another event like 9/11. To this end, it became easier for the government to spy on people to identify terrorist threats.

The government could also stop certain financial transactions and deny entry to certain individuals if they suspected any foul play related to terrorism.

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Without a
we
have no core of personality.
A. family
B. memory
C. history

Answers

Answer:

A

Explanation:

from your familys history thats where you could get your petsonality from so i would just go with a

The fact that ethnicity is defined as a socially constructed categorization tells the reader that ethnicity pertains to high society. forms the basis for scientific study. is characterized by isolated groups of people. has different meanings, depending on the society.

Answers

Ethnicity is defined as a socially constructed categorization and it tells the reader that ethnicity has different meanings, depending on the society.

What is ethnicity?

Ethnicity, which is related to cultural factors, is evident in all groups of people.

Refers to the concept of self-awareness and belonging to a group that shares a common language, cultural characteristics (values, beliefs, religion, eating habits, customs, many more.)

It refers to socially constructed categorization that has different meanings, depending on the society.“Ethnicity” is associated with cultural expression and identification.

Thus, The correct statement is ethnicity has different meanings, depending on the society.

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Answer:

D: has different meanings, depending on the society.

Explanation:

Edge 2022

Walt is asked to give a speech to his coworkers, and he decides to try to use a speech written by the great speaker president john f kennedy. walt is unlikely to succeed in his speech because _____. a. the audience will sense that he is being insincere b. the audience will not understand why he is speaking oddly c. the audience will lack engagement with his speech. d. all of the above please select the best answer from the choices provided a b c d

Answers

Answer:

plagarizing

Explanation:

All of the above

It is always very important to deliver speeches that are very unique, addressing the context or the situation at that time. When the speech is being delivered using another unrelated concept created by someone else, the speaker may likely seem very insincere before the audience, and they may also not be able to understand why the speaker talks quite differently from the issue at hand. The listeners can as well lack engagement with his speech as seen in the case of Walter.

Kids. Gov is the front door for government information to teachers, parents and kids alike. We launched a Pinterest account for Kids. Gov in 2013, but because of limited resources, we weren’t able to be as active and engaged on the platform as we would have liked to be. We know the Kids. Gov target audience (parents and teachers) is very active on Pinterest, so about a month ago, we decided to take another look at our strategy. And now, we’re engaging on this platform in a more structured and strategic way.


We’ve focused our Kids. Gov Pinterest account on sharing some of the best resources from across government on education, health and activities for children. We’re focusing on sharing a mix of original content, while re-pinning great content from other agencies.


– "How Kids. Gov ‘Pins’ Down Their Audiences,"


Edgardo Morales


Which target audiences do Kids. Gov and Pinterest work to reach? Check all that apply.


consumers

educators

parents

politicians

students

Answers

Answer:

<3

Explanation:

Answer: educators parents students

Explanation:

Why were the Articles of Confederation weak?

A. They did not give the central government enough power to act.

B. They did not give the states enough power to protect the people.

C. They gave the people the power to elect three branches of government.

D. They allowed only the central government to collect taxes.

Answers

Answer:

a

Explanation:

because they didn't the government to have to much power

Mandy has a stereotype that engineers are dull. When she meets Matt, an engineer who writes exciting stories, she will most likely

Answers

The stereotype in the mind of Mandy regarding engineers will form an exception when she meets Matt that all the engineers except Matt are dull.

What is a stereotype?

Stereotype is a psychological bias that is formed in the mind of an individual towards a person or any subject as such, which is subject to change as per the passage of time and happening of exceptional events.

In the above case, stereotypical bias of Mandy will be changed by the formation of subtype as an exception that most other engineers except Matt, who has exciting stories, are dull.

Hence, it can be stated stereotype of Mandy regarding engineers will be subject to change with a subtype exception when she meets Matt with exciting stories to hear.

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Why did the framers establish ONE supreme court?

Answers

Answer:

So that the government could meet their republics need but also to protect the rights of the citizens

Explanation:

David is a happy person and feels in control of events in his life. He is optimistic by nature and enjoys the company of his close friends. In the context of the characteristics of happy people, he is most likely to

Answers

In the context of the characteristics of happy people, David is most likely to be a giver, someone who use positive language rather than negative expressions and smile oftentimes

What is happiness?

This simply means a state of someone being happy about his life and everything around him.

Considering David's happy and optimistic nature, he possesses or carries some of the personalities given below:

He loves to always keep the company of people who are always optimistic and very happyHe is kind heartedHe is generousHe wants everyone around to be happy like himHe smiles alwaysHe is always grateful

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why do organisms reproduce?​

Answers

Answer:

to prevent extinction ......I know its maybe to basic but that basically what it is

Answer:

Organisms reproduce to continue the chain of life, to pass on its genes which are acquired over millennia.....

An example of an amendment to the U. S. Constitution that shows the principle of federalism is how the


26th Amendment allows 18-year-old citizens to vote in state and national elections

10th Amendment reserves rights to the states not assigned to the national government

16th Amendment allows the federal government to collect income taxes from individuals

First Amendment prevents states from taking away any of the people's rights to free speech

Answers

An example of an amendment to the U. S. Constitution that shows the principle of federalism is how the B. 10th Amendment reserves rights to the states ...

What is the principle of federalism?

The principle of federalism states that sovereignty must be divided between the central (federal) government and its constituents (the states).

By so doing, governmental power is not concentrated at the center, and states develop at their own pace.

Thus, an example of an amendment to the U. S. Constitution that shows the principle of federalism is how the B. 10th Amendment reserves rights to the states not assigned to the national government.

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Answer:

B. 10th Amendment reserves rights to the states

Explanation:

What is one major difference between a comet and a shooting star?.

Answers

Answer:

A comet is a ball of ice and dirt where as a shooting star is a small piece of rock

In a well-known experiment, preschool children pounded and kicked a large inflated Bobo doll that an adult had just beaten on. This experiment served to illustrate the importance of negative reinforcement. operant conditioning. observational learning. spontaneous recovery. respondent behavior.

Answers

The Bobo doll experiment served to illustrate the importance of Observational learning.

What does the Bobo doll experiment reveal?

Bobo doll experiment has shown that children are able to learn social behavior such as violence through the process of learning by observing, by observing the behavior of another person.

Observational learning is the process of learning by observing the behavior of others. Targeted behavior is observed, memorized, and then imitated.

Also known as modeling, observational learning is more common in children as they mimic adult behavior.

Thus, The Bobo doll experiment served to illustrate the importance of Observational learning.

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How to keep bananas from turning brown in banana pudding.

Answers

Answer:

treat the bananas with citrus juice: lemon, orange,or pineapple juice will prevent browning.

Explanation:

I hope this helps

Renewing your driver license must be done no later than __ days after it expires to avoid having to pay the fee associated with an original license.

Answers

90

Renewing your driver license must be done no later than 90 days after it expires to avoid having to pay the fee associated with an original license.

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In a survey of 150 students, about 4.5% have attended more than one play. Which of the following is closest to the number of students in the survey who have attended more than one play? 3 students 5 students 7 students 9 students If you can create an online identity that is different from who you are in the offline world, do the rules for doing what is right change? 5. Choose the correct answer.is a price decrease from an original price of an item.RetailMarkupWholesaleMarkdown You decide to change your business processes in order to implement SAP without making any changes to it. This is an example of the ________ approach to ERP implementation Unnecessary duplication of data in a database is referred to as:. What did Morehouse and Howard have in common? Having trouble with this, help please? I will give brainliest. Why should it not be surprising that for many cells water requires a protein for its transport across a membrane Chapters 8-14:Explore Robbie's relationship to the Tallis family. How are different aspects of this relationshiprevealed in these chapters? Prouve ta rponse en remplaant l'auxiliaire et le participe pass parle mme verbe conjugu un temps simple.1. Mes amis ont achet le dernier numro de ce magazine scientifique.2. L'illustratrice a employ une nouvelle technique pour ce magazine.so3. Nous avons aim cette nouvelle faon de faire.4. Ce magazine a plu la clientle d'ge primaire.5. Les lecteurs ont du donner leur avis sur un sujet.6. Tu avais appel ton camarade de classe pour lui poser une question.7. J'ai aim tre consultant pour ce projet d'dition Identify the figure of speech: " Drive my dead thoughts over the universe, like withered leaves, to quicken a new birth" Which sentence uses correct punctuation? question 11 options: the baseball player, hit the ball and the crowd cheered. the baseball player hit the ball and, the crowd cheered. the baseball player hit the ball, and the crowd cheered. the baseball player, hit the ball, and the crowd cheered. Kalinda is sewing a binding to all of the edges of her blanket The blanket is 137 centimeters wide by 188 Centimeters long the banding is sold in packages of 2.3 meters How many packages will Kalinda need to buy? Read the scenario and social media post.Damien is researching organic gardening, which avoids pesticideschemicals used to kill harmful insects. While looking for sources, he runs across this social media post. a deed often used to clear up cloud on title is Mrs. Ruiz bought 5 bags of balloons for a party. Each bag contained 70 balloons. Andy said Mrs. Ruiz bought a total of 75 balloons. Andy is incorrect. What error did Andy make when calculating the total number of balloons? And What is the total number of balloons Mrs. Ruiz bought? After being diagnosed with strep throat, __________ would be a common treatment. a. immunizations b. over-the-counter medication c. antiviral medication d. antibiotics please select the best answer from the choices provided. a b c d ...................... During the 1880s, Standard Oil owned or controlled nearly all facets of oil refining. When a company has such control over the marketplace, what term best describes it Which table represents a linear function?