Firms with low market commonality and low resource similarity are direct and mutually acknowledged competitors. The correct option for the given question is C. Low; Low.
Market commonality is an important aspect of market analysis that refers to the degree to which two businesses are vying for the same or similar customers. It is essential for the industry since it assesses the competitive environment and the likelihood of competition, particularly as it relates to rivalry.
Resource similarity refers to the degree to which the same types of resources are utilized by two firms that are considering competing in a particular market. Because of the benefits of such sharing, resource similarity is a positive factor in strategic decision-making.
Direct competition occurs when two or more firms compete for the same resources or services in the same market. Direct competitors are two or more businesses that produce comparable products and compete for the same market share, with the potential to limit each other's earnings.
A mutually acknowledged competitor refers to two or more firms that recognize each other as rivals in the same market. It happens when businesses in the same market are aware of one another and are aware of their strengths and weaknesses, which can help in competitive rivalry.
Therefore, market commonality and resource similarity are significant for firms that want to get involved in direct and mutually acknowledged competition. The correct option for the given question is C. Low; Low.
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Why is it important to correct errors?
Answer:
Every attempt should be made to correct mistakes. The key is to realize what is right and wrong and can be corrected. If you invest in the development process and have the correct elements for success in place, the chance for mistakes will be reduced over
Explanation:
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peanut butter and peanut oil are complements-in-production. when the price of peanut butter rises, the group of answer choices quantity supplied of peanut butter will fall. supply of peanut oil will rise. supply of peanut oil will fall. quantity supplied of peanut butter will remain unchanged.
The supply of peanut oil increases, leading to a decrease in its price. When the price of peanut butter increases, the quantity supplied of peanut butter will fall since it has an inverse relationship with peanut oil.
Let's examine the concept of complement goods before addressing the changes in supply and demand that occur as a result of shifts in prices. Complement goods, Complementary products are items that are frequently consumed together, such as peanut butter and jelly. Complement products have an inverse relationship with one another in terms of demand. If the price of one product increases, the demand for the other product decreases. This can be seen in the case of peanut butter and peanut oil. They are considered complements-in-production because they are used together to make a variety of goods.
Peanut butter is often used in the baking industry, and it can be used to create candy, cakes, and other baked goods. Peanut oil, on the other hand, is often used as a cooking oil. Because of their close association, peanut oil and peanut butter are considered complement products. When the price of peanut butter rises, the supply of peanut oil rises. As a result, the price of peanut oil decreases, making it more appealing to consumers. As a result, demand for peanut oil increases. The quantity supplied of peanut butter will fall as the price of peanut butter rises, as stated earlier.The supply of peanut oil will rise when the price of peanut butter rises because peanut oil is a byproduct of peanut butter production. When more peanut butter is produced, more peanut oil is produced as well.
As a result, the supply of peanut oil increases, leading to a decrease in its price. When the price of peanut butter increases, the quantity supplied of peanut butter will fall since it has an inverse relationship with peanut oil.
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which of the following securities has a purely residual claim against a firm's cash flows? a. preferred stock b. callable bonds c. common stock d. non-callable bonds
Common stock has a purely residual claim against a firm's cash flows. Option C is correct.
Common stock represents ownership in a corporation and provides investors with a residual claim on the company's assets and earnings. This means that common stockholders are entitled to receive a share of the company's profits after all other obligations, such as debt payments and preferred stock dividends, have been met.
In other words, common stockholders have the right to receive a portion of the company's profits only after all other claims on the company's cash flow have been satisfied. This makes common stock a purely residual claim against a firm's cash flows.
Preferred stock, on the other hand, has a fixed claim on a company's cash flows and is typically paid a fixed dividend before common stockholders are paid. Callable bonds and non-callable bonds are debt securities that provide fixed payments to bondholders and are not directly tied to a company's residual cash flows. Option C is correct.
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Professor donoho at northern arizona university teaches a method called the _____ to encourage buyers to elaborate or explain more fully what their concerns are. multiple choices: benefit summary method good guy-bad guy routine center-of-influence method friendly silent questioning stare (fsqs) best alternative to a negotiated agreement (batna)
"Professor Donoho at Northern Arizona university teaches a method called the friendly silent questioning stare (FSQS) to encourage buyers to elaborate or explain more fully what their concerns are."
The friendly silent questioning stare (FSQS) is the act of silently wait-ing to encourage buy-ers to elaborate or explain mo-re fully what their concern is. FSQS is non-verbal met-hod of probing.
Probing is a com-mon technique that re-searchers use in interviewer-administer-ed surveys when res-pondents initially refuse to ans-wer a question or say they "don't know." A non-verbal probe can al-so be used, for exam-ple by raising your eye-brows and tilt-ing your head. This shows you are interested in a part-icular point and they may give you more detail with-out you having to say any-thing.
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suppose ford issues bonds with 15-year maturity and an 11.6% coupon rate, compounded annually. suppose the market interest rate is 9%. what is the coupon payment? a. $90 b. $1000 c. $116 d. not enough information.
The coupon payment for Ford's 15-year bonds with an 11.6% coupon rate, compounded annually, at a market interest rate of 9% is $116. Thus, Option C is correct.
To calculate the coupon payment, we need to use the formula:
Coupon Payment = Face Value x Coupon RateWhere the Face Value is the amount of the bond, and the Coupon Rate is the annual percentage rate of the coupon.
The Face Value is not provided in the question, so we cannot calculate the exact coupon payment. However, we can use the formula to find the closest answer. Assuming a Face Value of $1000, the annual Coupon Payment would be:
Coupon Payment = $1000 x 11.6% Coupon Payment = $116Therefore, the correct answer is option C, $116.
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Marina is a data scientist at a large financial corporation, and therefore shea) relies only on her computer science and statistics skills to do her job wellb)works on a separate team from the business managers and financial analystsc)focuses exclusively on accurately collecting and reporting on datad)aims to uncover insights that will influence organizational decisions
Marina is a data scientist at a large financial corporation, and therefore she aims to uncover insights that will influence organizational decisions.
The correct option is (d)
As a data scientist at a large financial corporation, Marina's role is to analyze data and identify patterns, trends, and insights that can inform organizational decision-making. While computer science and statistics skills are important, they are not the only skills that Marina needs to do her job well.
She also needs to have a deep understanding of the business and financial landscape in which her organization operates, as well as strong communication skills to effectively communicate her findings to key stakeholders. Marina likely works closely with business managers and financial analysts, collaborating with them to develop strategies based on her insights. Ultimately, Marina's goal is to provide value to her organization by using data to inform and improve decision-making processes.
The correct option is (d)
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you find a zero coupon bond with a par value of $10,000 and 20 years to maturity. the yield to maturity on this bond is 4.2 percent. assume semiannual compounding periods. what is the dollar price of the bond?(do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The zero coupon bond's price, given that its par value is $10,000 and it has 20 years to maturity, and the yield to maturity on this bond is 4.2 percent with semiannual compounding periods, is $3,659.48.
A zero-coupon bond is a type of bond that does not pay periodic interest to investors. Instead, the bond's rate of return is provided as a lump sum at the bond's maturity date. Zero-coupon bonds are often given at a deep discount to the face value of the bond.
The yield to maturity (YTM) is a financial metric that calculates the interest rate a bondholder earns if the bond is held to maturity. It takes into account both the coupon rate of the bond and the bond's present market price, assuming that all interest payments are reinvested at the same rate. The yield to maturity (YTM) is also known as the redemption yield.
The formula for zero-coupon bonds with semiannual compounding is:
P = FV/(1 + i/n)^(nt)
where P is the price of the bond, FV is the face value of the bond, t is the time to maturity (in years), i is the yield to maturity (in decimal form), n is the number of times the interest is compounded per year. Therefore, the zero coupon bond's price is:
P = $10,000/(1 + 0.042/2)^(2*20) = $3,659.48
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an investment offers $4,350 per year for forever, with the first payment occurring one year from now. what is the best way to describe this investment?
The best way to describe the given investment is that it is a perpetuity.
What is a perpetuity?A perpetuity is an investment that pays a constant amount of money per period of time. The term "perpetuity" refers to the fact that it has no set end date.
As a result, it is also known as a perpetuity, and it is a type of annuity that lasts forever.This can be calculated using the following formula:
P = C / i
Where,
P is the Present value of the perpetuity
C is the Constant payment
i is the Interest rate
The given investment pays $4,350 per year forever, with the first payment occurring one year from now. Thus, this is a perpetuity because it will continue to pay the same amount every year without a specified end date.
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Tell us more about you. Why did you become a small business owner? What is the origin story of your business? Please be as specific as possible. Max 300 words or 1900 characters
I created my company since I was looking for a challenge. I yearned for more from life. Instead of letting someone else define my success, I wanted to set it myself. Along with wanting to live life on my terms, I have also desired to be my own employer.
An origin story is a brief, readable account of how your business got its start. The who, what, where, when, and how of your business's beginnings may be included in the genesis story. The most enduring origin tales emphasize the "why" of how the business came to be. What you may think is not what drives entrepreneurs to launch their own enterprises.
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jeff is a top manager at a textile factory. he is developing a crisis plan to be implemented in the event that the company has a toxic spill or similar industrial accident. which issue should be addressed in the crisis prevention stage?
Jeff is a top manager at a textile factory. He is developing a crisis plan to be implemented in the event that the company has a toxic spill or similar industrial accident.
In the crisis prevention stage, the issue that should be addressed is environmental monitoring. Industrial accidents like toxic spills can have a massive impact on the environment and the surrounding area if they are not dealt with correctly.
For that reason, it is vital to include an environmental monitoring protocol in the crisis prevention stage of a crisis plan.
What is environmental monitoring?Environmental monitoring is a system that tracks the environment for the potential presence of harmful substances or changes to the environment that could have negative effects. The goal of environmental monitoring is to determine what substances are present, where they are present, and in what amounts they are present.
It is critical in the event of a toxic spill or similar industrial accident. By monitoring the environment before, during, and after the accident, the crisis response team can determine the severity of the spill and the extent of the damage it has caused.
To summarize, the issue that should be addressed in the crisis prevention stage when developing a crisis plan in the event of a toxic spill or similar industrial accident is environmental monitoring. This will help the crisis response team determine the severity of the spill and the extent of the damage it has caused.
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which of the following statements about cultured meat is accurate? multiple choice question. it does not yet have fda approval. it has not been well received by environmental and animal welfare advocacy groups because it still uses animal sources. it is made from animal cells and not from plant-based products that do not contain animal tissue. it looks like meat but doesn't really taste like meat, which is a turnoff for consumers.
The following statements about cultured meat is accurate: t is made from animal cells and not from plant-based products that do not contain animal tissue. Therefore, the correct option is C.
Instead of producing and killing whole animals, cultured meat, sometimes referred to as lab-grown meat or cell-based meat, is created by cultivating animal cells in a laboratory. It is created using animal cells rather than materials derived from plants. A small sample of animal cells are obtained, and those cells are then used to develop muscle tissue in a regulated environment.
Thus, the ideal selection is option C.
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The complete question might be:
Which of the following statements about cultured meat is accurate?
a)It has not been well received by environmental and animal welfare advocacy groups because it still uses animal sources.
b)It does not yet have FDA approval.
c)It is made from animal cells and not from plant-based products that do not contain animal tissue.
d)It looks like meat but doesn't really taste like meat, which is a turnoff for consumers
video case study 2.0 teamwork and collaboration what actions should the interprofessional team take to advocate effectively for this client?
The interprofessional team should collaborate to assess the client's current situation and develop an individualized plan of care.
This should include the identification of potential barriers to effective advocacy and strategies to overcome them.
The team should then coordinate their efforts to reach out to all relevant stakeholders, discuss their findings and recommendations, and secure their support.
Finally, the team should collaborate to implement the plan and continuously monitor the client's progress.
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in petaluma, california, electric power is provided to consumers by pacific power. each month pacific power mails bills to 186,000 households and then processes payments as they are received. what is the best way for this business to ensure that payment data entry is efficient and accurate?
The best way to ensure that payment data entry is efficient and accurate is by using a computerized system for data entry.
What is data entry?Data entry is the process of inputting data or information into a computer. It entails inputting the data in various forms, including text-based data, audio recordings, and image files. Manual data entry can be time-consuming, error-prone, and result in data that is challenging to manage.
The best way to ensure that payment data entry is efficient and accurate is by using a computerized system for data entry. A computerized system will improve the quality and speed of payment data entry, resulting in fewer mistakes, better quality data, and faster payment processing.
How can a computerized system for payment data entry be implemented?Pacific Power can establish a payment gateway that allows consumers to pay their bills online. The payment gateway can be integrated into Pacific Power's website, allowing consumers to pay their bills using a credit card or a bank account.
The payment gateway can be set up to store payment data securely, ensuring that consumer payment data is kept safe and secure. The payment gateway can be integrated with a computerized system that enables automatic payment data entry, resulting in faster payment processing and fewer errors.
The use of computerized payment data entry systems is critical to businesses' operations in today's technology-driven world. Automated payment data entry systems not only speed up payment processing but also provide improved accuracy, data quality, and data security.
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harrison corporation generates capital gains/(losses) of ($2,000), $4,000, ($14,000) in 2019, 2020, and 2021, respectively. harrison started operating in 2019. what is harrison's capital loss carryforward into 2021? a.$12,000 b.$0 c.$10,000 d.$14,000 e.none of these choices are correct.
Harrison's capital loss carry forward into 2021 is $12,000.
The company incurred a loss of $2,000 in 2019, earned a capital gain of $4,000 in 2020, and incurred a loss of $14,000 in 2021. As a result, Harrison's capital loss carry forward into 2021 is $12,000. The company is carrying forward $2,000 from 2019 because it was not sufficient to offset the taxable capital gain from 2020.
As a result, the company's loss carry forward into 2020 is $2,000. This $2,000 carry forward and the 2021 loss of $14,000 combine to provide a total carry forward loss of $16,000. However, the $4,000 capital gain earned in 2020 must first be used to offset the 2021 loss, resulting in a loss carry forward of $12,000.
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what comes closest to the value today of a stock that just paid a dividend of $1 and expects to grow that dividend by 10% per year in year 1 and year 2, and then grow each dividend beginning in year 3 by 2% forever if the required rate of return is 5%?
The value of the stock today is the present value of all future dividend payments. This means that the stock price today is equal to the sum of the discounted value of each dividend payment.
The formula for discounting each dividend payment is the dividend amount divided by one plus the required rate of return to the power of the number of years until the dividend payment. Using this formula, the value of the stock today would be $17.79.
This is because the first two dividends of $1 each discounted at 5% would be worth $0.95 and $0.90, respectively. The third dividend discounted at 5% is worth $0.86 and each subsequent dividend is discounted by the same amount. The sum of all these discounted dividends is $17.79, which is the value of the stock today.
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27. transforming the organization so it is aligned with the execution of the chosen corporate business strategy is . a) change management b) business alignment c) strategy alignment d) transition management e) transformation analysis
Transforming the organization so it is aligned with the execution of the chosen corporate business strategy is known as transformation analysis. The correct answer is option E, transformation analysis.
Transformation analysis is the process of examining a corporation's business procedures and determining where improvements can be made. It assists firms in understanding their strengths and weaknesses in the market, identifying areas for change and improvement, and developing long-term strategies to enhance performance.
The major goal of transformation analysis is to help companies grow, and it is often used in the context of strategic planning, process management, and organizational development. Change management is a method of managing and implementing changes within an organization.
Business alignment is the process of aligning the goals of the business with the goals of the individuals who work in the organization. Strategy alignment is the process of aligning an organization's strategy with its mission, vision, and values.
Transition management is the process of planning and executing a significant organizational change that affects both the people and the operations of the organization.
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in arizona, under which circumstance may tenants withhold rent in an amount equal to property repairs?
In Arizona, tenants may withhold rent in an amount equal to property repairs under the circumstance of a "repair and deduct" situation.
This occurs when the landlord fails to make necessary repairs that affect the health and safety of the tenants, despite being given reasonable notice by the tenants. Here's a step-by-step explanation:
1. The tenant must first notify the landlord in writing about the necessary repair. The repair must directly impact the health and safety of the tenants, and it should not be caused by the tenant's own negligence or misuse.
2. The landlord is given a reasonable amount of time to make the repair, typically 10 days. In some cases, if the repair is extremely urgent, a shorter period may be allowed.
3. If the landlord does not make the repair within the given timeframe, the tenant can then hire a licensed contractor to make the repair. The tenant should keep detailed records of the repair process, including receipts and invoices.
4. Once the repair is completed, the tenant can deduct the cost of the repair from their rent. However, the amount withheld cannot exceed $299.99 or one-half of the monthly rent, whichever is greater.
5. The tenant should provide the landlord with a copy of the receipts and a written explanation of the amount being withheld from the rent.
Please note that it is essential for tenants in Arizona to follow these steps and meet all legal requirements to ensure that their actions are protected under the state's laws. Otherwise, the tenants may face eviction or other legal consequences for withholding rent.
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when two or more either named or recognizable branded products are presented in a message and then evaluated by their attributes, then this strategy is referred to as . conclusion advertising cognitive differentiation emotional appeal comparative advertising
When two or more named or recognizable branded products are presented in a message and then evaluated by their attributes, the strategy is referred to as comparative advertising.
What is Comparative Advertising?Comparative advertising is a promotional strategy in which a product or service is compared to a competing brand, either implicitly or explicitly. When two or more named or recognizable branded products are presented in a message and then evaluated by their attributes, this strategy is referred to as comparative advertising.
Comparative advertising has become increasingly prevalent in advertising over the last few decades as a way to differentiate goods or services from one another. This type of advertising aids in the development of brand awareness and aids in the promotion of a company's product or service.
Comparative advertising can be seen as a sales promotion tool that motivates and inspires consumers to think more deeply and critically about the product or service being marketed.
The use of comparative advertising can be a difficult challenge, as it necessitates a thorough understanding of the competitive environment and the ability to execute an effective messaging campaign.
Comparative advertising, on the other hand, is often viewed as unethical by some businesses since it can be perceived as spreading negative information about a rival firm.
However, comparative advertising is still a legitimate and powerful tool that can help businesses stand out in today's hyper-competitive global environment.
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State any two merits of this form of public sector Enterprises.
Answer:
Obama had 7 candidates for the first time in a few weeks to get back to the police to get back to their head
if a restraunt in a summer tourist area is highly profitable during the summer months but unable to cover even its variable costs during the winter months, the restaraunt should
If a restaurant in a summer tourist area is highly profitable during the summer months but unable to cover even its variable costs during the winter months, the restaurant should diversify its products and services and reduce the dependency on tourism revenues.
The restaurant can generate revenue through other products like fast food, home delivery services, and catering services. The restaurant can offer additional services such as hosting parties, music nights, and theme-based dinners to attract locals and visitors. The restaurant can also look for alternative ways of generating income, like offering cooking classes or opening up a retail section for food products or merchandise.
Therefore, a restaurant in a summer tourist area that is highly profitable during the summer months but unable to cover even its variable costs during the winter months should diversify its products and services and reduce the dependency on tourism revenues to ensure that it remains profitable throughout the year.
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the cpi in 2006 was 202, while the cpi in 1980 was 82. if you had $10,000 in 1980, its equivalent purchasing power in 2006 would be $24,634. true of false
It's false. $73,902, The CPI measures the average change in prices paid by urban consumers over time for a market basket of goods and services.
Inflation and CPI: what is the difference?The Consumer Price Index for All Urban Consumers (CPI-U) U.S. city average series for all items, unadjusted for season, is the series that the CPI inflation calculator utilizes. This information reflects price changes for all commodities and services that urban families have purchased.
In what ways will CPI impact the market?As the CPI rises, it indicates that consumer purchasing power is declining and that living expenses are rising. As a result, consumers will have less spare cash to spend on luxuries and entertainment, which could be bullish for consumer staples companies and bad for consumer discretionary stocks.
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which aspects of a project may be finalized once resources are applied to a project plan? multiple select question.
Once resources have been applied to a project plan, the following aspects of the project can be finalized: timeline, cost, and scope.
Timeline: A timeline is the schedule of when certain tasks and goals are to be completed within the project plan. It can be finalized once the amount of resources that will be applied to each task has been determined.
Cost: Once the amount of resources needed to complete the project has been established, the cost of the project can be calculated. This cost can then be finalized.
Scope: Once the amount of resources needed has been determined, the scope of the project can be finalized. This will help to ensure that all tasks are completed within the timeline and at the budget set.
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account c has a 3.7 % apr compounded daily ( 365 times per year). determine the account value's growth factor and percent change per compounding period.
The account value's growth factor and percent change per compounding period is 3.7691074%.
I=r/n, where i is the percent change per compounding period, r is the annual percentage rate, and n is the number of compounding terms in a year, defines the percent change per compounding period.
The formula for problems involving compound interest rates is
[tex]P = Po(1±r/t)n(t)[/tex]
[tex]r = .037t = 365[/tex]
The daily rate = .037/365
The factor for 1 compounding period (a year) = [tex](1+(.037/365))^{365}[/tex] =1.037691074
the "growth" factor portion is = 3.7691074%
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when brett's apartment lease ends, he should receive his entire security deposit back even though the carpet has been damaged while he was living there. group startstrue or falsetrue, unselectedfalse, unselected
The statement "when brett's apartment lease ends, he should receive his entire security deposit back even though the carpet has been damaged while he was living there." is true because the carpet damage was not a result of any negligence on his part.
According to the law, Brett should receive his full security deposit back when his apartment lease ends. When a tenant vacates a rental property, the landlord must provide the tenant with their full security deposit.
In some cases, the landlord may be allowed to deduct costs for repairs related to damage caused by the tenant, but they must provide an itemized list of deductions and any remaining balance must be returned to the tenant.
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What are the three broad targeting strategies used by marketers?Mass marketingdifferentiated marketingmicromarketingboth of all
The three broad targeting strategies used by marketers are: Demographic targeting, Psychographic targeting, and Behavioral targeting .
Demographic targeting involves targeting consumers based on age, gender, income, location, and other demographic factors1. This strategy is easy to implement and measure, but it may not capture the diversity and complexity of consumer preferences and needs.
Psychographic targeting focuses on factors like lifestyle, values, personality, attitudes, and interests of consumers. This strategy allows marketers to create more personalized and relevant messages and offers, but it may be difficult to obtain and analyze psychographic data.
Behavioral targeting looks at past behaviors of consumers, such as their purchase history, browsing patterns, online activity, and loyalty. This strategy enables marketers to predict future behavior and preferences of consumers and deliver timely and customized messages and offers, but it may raise privacy and ethical concerns.
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why does the government interefere with prices? what is it trying to accomplish? why benefits from this regulation? who dislikes these regulations? do you recommend governor baker to use price ceilings while we are in a pandemic?
The government interferes with prices in order to achieve a number of objectives. One reason is to protect consumers from high prices.
They can achieve this by limiting the amount that producers may charge for goods and services, for example through the use of price ceilings. By doing so, they can also reduce inflationary pressures in the economy.
The government also interferes with prices to support certain industries or groups, such as through subsidies or price floors, which set a minimum price for goods or services.
This can benefit producers, as it guarantees them a certain level of income, but can also be a burden on consumers, who have to pay more for goods or services than they might otherwise have to.
Governments may also regulate prices to address externalities, such as pollution or other negative effects of production. By imposing taxes on producers or by setting limits on the amount of pollution that they may emit, governments can encourage producers to internalize the costs of their production.
While price regulations can benefit some groups in society, they can also be unpopular with others. Producers may dislike price ceilings or taxes, as they limit their ability to make profits, while consumers may dislike price floors or subsidies, as they have to pay more for goods or services than they would in a free market.
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a fee charged for using the credit card even when you pay off the balance in full every month is called:
An annual fee is the cost associated with using a credit card, even if the amount is paid in full each month.
The credit card company levies an annual fee as payment for the right to use the card. Every year, regardless of how often the cardholder uses the card, a fixed fee is typically levied. For the first year, certain credit cards may eliminate the annual charge or grant a fee exemption in exchange for particular expenditure thresholds being met. Certain cards, nevertheless, could charge higher annual fees in return for a greater number of points and features. A credit card's terms and conditions should be carefully read to determine whether an annual fee is charged and whether the advantages are worthwhile.
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The fee charged for using a credit card even when you pay off the balance in full every month is called an "annual fee."
This fee is typically charged once a year and is a flat fee that the credit card issuer charges for the privilege of using their credit card. Not all credit cards charge an annual fee, and the amount of the fee can vary depending on the credit card issuer and the type of credit card.
Credit cards are a form of payment card that allows cardholders to borrow funds from a financial institution, typically a bank, to make purchases. When a credit card is used to make a purchase, the financial institution pays the merchant on behalf of the cardholder, and the cardholder then incurs a debt to the financial institution. The cardholder is then responsible for repaying the borrowed funds to the financial institution, typically with interest, over a set period of time.
Credit cards often come with a credit limit, which is the maximum amount that a cardholder can borrow at any given time. The credit limit is determined based on the cardholder's creditworthiness, which is assessed by the financial institution based on factors such as the cardholder's credit history, income, and debt-to-income ratio.
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which of the following are etiquette guidelines that promote positive workplace conversations? check all that apply. critique others when you feel it is appropriate. use correct names and titles. avoid negative remarks. listen to learn. choose appropriate conversational topics.
Etiquette guidelines that promote positive workplace conversations include the following:
use correct names and titlesavoid negative remarkslisten to learnchoose appropriate conversational topics.Hence, the correct options are B, C, D, and E. Option A is incorrect, as it is not appropriate to critique others in a professional setting. Therefore, the answer is as follows:
Etiquette guidelines that promote positive workplace conversations are:
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intensified rivalry within an industry results in: a. decreased average profitability across the industry. b. increased hiring across the industry. c. increased total revenues across the industry. d. increased entries into the industry.
Answer:
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If, after a deposit outflow, a bank needs an additional $3 million to meet its reserve requirements, the bank can
A) reduce deposits by $3 million.
B) increase loans by $3 million.
C) sell $3 million of securities.
D) repay its discount loans from the Fed
If, after a deposit outflow, a bank needs an additional $3 million to meet its reserve requirements, the bank can sell $3 million of securities. The correct answer is option C.
The bank can sell $3 million of securities when there is a deposit outflow and there is a requirement to meet the reserve requirements. Reducing deposits by $3 million would not make sense because there is already a deposit outflow. Also, depositors might withdraw even more money if there is a possibility of reducing deposits further.
Increasing loans by $3 million will not help the bank meet its reserve requirements. In fact, it will increase the risk of the bank because of non-performing loans. If a bank repays its discount loans from the Fed, the money will go back to the Fed. It will not help the bank meet its reserve requirements. Therefore, the bank can sell $3 million of securities when there is a deposit outflow and there is a requirement to meet the reserve requirements.
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