James takes a 150000 mortgage for 20 years and makes a monthly payment of 915.00. What percent of the total loan does he pay back in interest?

Answers

Answer 1

James pays back approximately 82.33% of the total loan in interest over the 20-year period.

To calculate the percentage of the total loan that James pays back in interest, we need to determine how much of the monthly payments go towards interest and how much goes towards paying down the principal.

Using a loan calculator or a formula, we can determine that the monthly interest rate for James' loan is approximately 0.35% (4.25% annual rate divided by 12 months). The monthly payment of $915.00 is comprised of both principal and interest.

In the first month, the interest portion of the payment would be $531.25 and the remaining $383.75 would go towards the principal. As the loan is paid down over time, the interest portion of each payment decreases while the principal portion increases.

To calculate the total interest paid over the life of the loan, we can multiply the monthly interest by the number of months (20 years x 12 months/year = 240 months) and subtract the original principal amount of $150,000. This gives us a total interest paid of approximately $123,500.

To find the percentage of the total loan that this represents, we can divide the total interest paid by the original principal and multiply by 100:

$123,500 ÷ $150,000 x 100 ≈ 82.33%

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Related Questions

Question is done below. Just multiple sqrts inside of each other.

Answers

The solution to the prompt of multiple square roots is 5.

How to solve for the sum of the multiple square roots

To obtain the sum of the multiple square roots, we need to first find the square of 30, sum it up in four places and find the square root of the last figure we obtained.

So this gives

√30 =5.47

5.47 + 5.47 + 5.47 + 5.47

= 21.88

=4.67 approximately 5

So. option 5 is the solution.

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Write the word form of the number in standard decimal form for: three and fifty-four thousandths

Answers

Answer:  350.214

Step-by-step explanation:

0.6/(-0.9- -0.5 x -0.3)

Answers

The value of the expression is -0.8

What is PEDMAS?

PEDMAS can be described as a mathematical acronym that is used for the representation of arithmetic operations on the basis of how they are to be carried out sequentially in an equation.

The alphabet represents different operations. They are;

P represents parenthesesE represents exponentsD represents divisionM represents multiplicationA represents additionS represents subtraction

From the information given, we have that;

0.6/(-0.9- -0.5 x -0.3)

Multiply the values

0.6/(-0.9 +0. 15)

add the values

0.6/0. 75

Now, divide the values

-0.8

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36 is 15% of what number

Answers

240 is the answer. Can I get brainliest?

Can someone help me please

Answers

The resulting matrix will be in the form :

5 9 -4

0 -14 15

What is a matrix in mathematics ?

A matrix is described as  a rectangular array or table of numbers, symbols, or expressions, arranged in rows and columns, which is used to represent a mathematical object or a property of such an object.

To get a 1 in row 1, column 1, we perform the following elementary row operation:

R2 - 2R1 -> R2

This will subtract 2 times the first row from the second row and give us the result:

5 9 -4

0 -14 15

Matrices are useful for describing systems of linear or differential equations, as well as representing a linear application.

In conclusion,  in  a matrix function, the input and the output values are matrices.

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One respondent said they watched 10 movies. This seems to be an
symmetrical



This graph is
skewed
to the
left
because the data is stacked on the left with a "tail" going to the right.



Most people watched
[ Select ]
movies

Answers

The graph seems to be a left symmetrical distribution and most people watched action movies

Calculating the skewness of the graph

From the question, we have the following parameters that can be used in our computation:

The graph (see attachment)

From the graph, we have the following readings and observations

The movie with the highest frequency is Action moviesThe data is stacked on the right with a "tail" going to the left.

Using the above as a guide, we have the following conclusions

Most people watched action moviesThe graph is left skewed

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Which statement concerning the equation x² - 1 = x is true?

1. Its discriminant is 0, so it has no solution.

2. Its discriminant is 5, so it has two real solutions.

3. Its discriminant is 0, so it has one real solution.

4. Its discriminant is -3, so it has two complex solutions.

Answers

The statement "Its discriminant is 5, so it has two real solutions" is not true for the equation x² - 1 = x.

The discriminant of a quadratic equation of the form ax² + bx + c = 0 is given by the expression b² - 4ac. In this case, the equation can be rewritten as x² - x - 1 = 0, so a = 1, b = -1, and c = -1. Therefore, the discriminant is (-1)² - 4(1)(-1) = 5.

Since the discriminant is positive, the equation has two real solutions. However, this statement does not apply to the given equation because it is not in standard quadratic form.

To solve the equation x² - 1 = x, we can rearrange it as x² - x - 1 = 0 and then use the quadratic formula to find its solutions. The quadratic formula is x = (-b ± sqrt(b² - 4ac)) / 2a. Plugging in the values a = 1, b = -1, and c = -1, we get x = (1 ± sqrt(5)) / 2. Therefore, the equation has two real solutions, which are x = (1 + sqrt(5)) / 2 and x = (1 - sqrt(5)) / 2.

Answer:

The equation x² - 1 = x can be rewritten as x² - x - 1 = 0. We can use the quadratic formula to find the solutions:

x = (-b ± sqrt(b² - 4ac)) / 2a

In this case, a = 1, b = -1, and c = -1. So:

x = (1 ± sqrt(1 - 4(1)(-1))) / 2(1)

x = (1 ± sqrt(5)) / 2

Therefore, the equation has two real solutions, and the discriminant is positive. The answer is 2. Its discriminant is 5, so it has two real solutions.

which fraction is greater than the fraction by the model if the fraction is 3/8

Answers

The calculated value of the fraction that is greater than the fraction by the model is 1/2

Which fraction is greater than the fraction by the model

From the question, we have the following parameters that can be used in our computation:

Model fraction = 3/8

A fraction that is greater than the fraction by the model is represented as

Fraction > Model fraction

Substitute the known values in the above equation, so, we have the following representation

Fraction > 3/8

Add 1 to the numerator

So, we have

Fraction = 4/8

Simplify

Fraction = 1/2

Hence, the fraction that is greater than the fraction by the model is 1/2

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18. The volumes of two similar solids are 857.5 mm^3 and 540 mm^3. The surface area of the smaller solid is 108 mm^2. What is the surface area of the larger solid?

Answers

Answer:

64.14

Step-by-step explanation:

Reading the passage I see that you have to multiply then divide

The surface area of the larger solid is,  171.7 mm²

What is Proportional?

Any relationship that is always in the same ratio and quantity which vary directly with each other is called the proportional.

Given that;

The volumes of two similar solids are 857.5 mm³ and 540 mm³.

And, The surface area of the smaller solid is 108 mm².l

Now, Let us assume that;

The surface area of the larger solid is, x

Hence, We get;

857.5 / x = 540 / 108

Solve for x as;

857.5 x 108 = 540 x

92,718 = 540x

x = 171.7 mm²

Thus, The surface area of the larger solid is,  171.7 mm²

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Marla, Jamie, and Sarah have each led their book club’s monthly meeting. Jamie has led 2/6 of the meetings, and Sarah has led 1/6 of the meetings. What fraction of the meetings has Marla led?

Answers

Step-by-step explanation:

1-2/6-1/6= 3/6

= 1/2

Marla has led 1/2 of the meetings

HELP ASAP!!!
(Appropriate Measures MC)

A charity needs to report its typical donations received. The following is a list of the donations from one week. A histogram is provided to display the data.

10, 10, 10, 10, 15,15,15,19, 20, 20, 20, 25, 25, 25, 30, 30, 55, 55

A graph titled Donations to Charity in Dollars. The x-axis is labeled 10 to 19, 20 to 29, 30 to 39, 40 to 49, and 50 to 59. The y-axis is labeled Frequency. There is a shaded bar up to 8 above 10 to 19, up to 6 above 20 to 29, up to 2 above 30 to 39, and up to 2 above 50 to 59. There is no shaded bar above 40 to 49.

Which measure of variability should the charity use to accurately represent the data? Explain your answer.

The IQR of 10 is the most accurate to use, since the data is skewed.
The range of 10 is the most accurate to use, since the data is skewed.
The IQR of 45 is the most accurate to use to show that they need more money.
The range of 45 is the most accurate to use to show that they have plenty of money.

Answers

A measure of variability which the charity should use to accurately represent the data include the following: D. The range of 45 is the most accurate to use to show that they have plenty of money.

What is a box-and-whisker plot?

In Mathematics and Statistics, a box plot is a type of chart that can be used to graphically or visually represent the five-number summary of a data set with respect to locality, skewness, and spread.

Based on the information provided about the data set, the five-number summary for the given data set include the following:

Minimum (Min) = 10.

First quartile (Q₁) = 13.75.

Median (Med) = 20.

Third quartile (Q₃) = 26.25.

Maximum (Max) = 55.

For the IQR, we have:

IQR = Third quartile (Q₃) - First quartile (Q₁)

IQR = 26.25 - 13.75

IQR = 12.50

For the range, we have;

Range = maximum - minimum

Range = 55 - 10

Range = 45.

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Find the value of x.

Answers

The value of x in the circle is 4.2

Calculating the value of x in the circle

From the question, we have the following parameters that can be used in our computation:

The circle

Using the intersecting chords equation, we have

(5x - 8) * 4 = (x + 1) * 10

When solved for x, we have

x = 4.2

Hence. the value of x is 4.2

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Solve for x. Round to the nearest tenth, if necessary.

Answers

Answer:

x=38.6

Step-by-step explanation:

x=b/cos(alpha)

x=30/cos(39⁰)

x=38.602

The answer is x=38.602

What type of transformation is modeled?

Answers

The type of transformation modeled in the graph is Reflection across y-axis.

How many different coordinate transformations are there?

The three different kinds of coordinate transformation are listed below. The motor's three-phase current and voltage are transformed by the Clark transformation from their original natural coordinates to two-phase static coordinates determined with reference to the stator.

What is the transformational rule?

Because the domain or range values of the function f(x) have changed, rules of transformations assist in changing f(x) to a new function f'(x). With the use of these transformational rules, the function can be stretched or compressed as well as transformed vertically or horizontally.

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a group of students were asked if they are in the math club and if they are in the literature club. Partial results are shown in the table. What is the value of x+y?

Answers

Hence Option A. 22 is correct.

How to solve

Of the students in the maths club , 67% are not in the literature club.

So the number of students in Maths club =

[ ( Number of students in maths club but not in the literature club) / 67 ] * 100 % = [ 16 / 67 ] * 100% = 24 (Rounded)

Hence, Number of students in maths club and in the literature club =

x = Total Number of students in Maths club - Number of students in maths club but not in the literature club

x = 24 - 16 = 8

Of the students not in the maths club , 78% are not in the in the literature club.

So, Of the students not in the maths club , 100% - 78% = 22% are in the literature club.

So the number of students not in the Maths club =

[ ( Number of students not in the maths club and in the literature club) / 22 ] * 100 %

= [ 4 / 22 ] * 100% = 18.18 = 18 (Rounded)

Hence, Number of students not in the maths club and not in the literature club =

y = Total Number of students not in the Maths club - Number of students not in the maths club and in the literature club

y = 18 - 4 = 14

So, x + y = 8 + 14 = 22.

Hence Option A. 22 is correct.


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In a coordinate plane, what is the distance between the points (6,−10)
and (6,−7)
?

Answers

The distance between the points (6,−10) and (6,−7) is 3 units

What is the distance between the points (6,−10) and (6,−7)?

From the question, we have the following parameters that can be used in our computation:

Points (6,−10) and (6,−7)

Because the points have the same x coordinate, the distance between the points (6,−10) and (6,−7) is the difference between the y coordinates

Using the above as a guide, we have the following:

Distance = -7 - -10

Evaluate

Distance = 3

Hence, the distance between the points (6,−10) and (6,−7) is 3 units

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john want to buy a new bike that costs 337and he already has save 103 estimates to find about how much more john needs to save to buy the bike

Answers

To find the estimated amount John needs to save to buy the bike, we can subtract the amount he already has saved from the cost of the bike:

Estimated amount = Cost of bike - Amount already saved

Estimated amount = $337 - $103

Estimated amount = $234

Therefore, John needs to save an estimated $234 more to buy the bike.

Answer:

John needs to save about $234 more to buy the bike. Note that this is an estimate, as we do not know if John will need to pay any taxes or additional fees when purchasing the bike.

Step-by-step explanation:

To find out how much more John needs to save to buy the bike, we can subtract the amount he has already saved from the cost of the bike:

337 - 103 = 234

Therefore, John needs to save about $234 more to buy the bike. Note that this is an estimate, as we do not know if John will need to pay any taxes or additional fees when purchasing the bike.

The table represents the quadratic functions f(x) and g(x).


x f(x) g(x)
−8 16 4
−4 4 1
0 0 0
4 4 1
8 16 4

What transformation of f(x) will produce g(x)?
g of x equals one fourth times f of x
g of x equals f of the quantity of one fourth times x end quantity
g(x) = 4f(x)
g(x) = f(4x)

Answers

The transformation of f(x) that will produce g(x) is given as follows:

g(x) = f(x)/4.

How to obtain the function g(x)?

If we observe at the table, we have that each value of g(x) is one fourth of the value of the function f(x).

Hence the transformation of f(x) that will produce g(x) is given as follows:

g(x) = f(x)/4.

The transformation means that the function g(x) is a vertical compression by a factor of 4 of the function f(x).

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Jim bought a pair of shoes for $50 and laces for $1. If the sales tax is 7%, how much tax must he pay?
(a) $3.57
(c) $0.36
(b) $350
(d) $35.70​

Answers

Jim must pay tax  $3.57.

The correct answer is (a) $3.57.

To calculate the sales tax that Jim must pay, we need to find 7% of the total cost of the shoes and laces.

The total cost of the shoes and laces is $50 (shoes) + $1 (laces) = $51.

To calculate the sales tax, we multiply the total cost by the tax rate:

Sales tax = 7% of $51

[tex]= 0.07 \times $51[/tex]

= $3.57.

Therefore, Jim must pay $3.57 in sales tax.

The correct answer is (a) $3.57.

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The right triangle on the right is a scaled copy of the right triangle on the left. Identify the scale factor. Express your answer as a fraction in simplest form.
7
7
22

Answers

The scale factor for this right triangles is equal to 5/4.

What is a scale factor?

In Mathematics, the scale factor of any geometric figure can be determined by dividing the dimension or side length of the new figure (image) by the dimension or side length of the original figure (pre-image):

Scale factor = Dimension of new figure (image)/Dimension of original figure (pre-image)

By substituting the given dimensions into the formula for scale factor, we have;

Scale factor = image dimension/pre-image dimension

Scale factor = 15/12 = (25/4)/5

Scale factor = 5/4.

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Missing information:

The question is incomplete and the complete question is shown in the attached picture.

Boyd's board shop grt a shipment of 92 new skateboards wheels. Boyd assembles the skateboards and puts 4 of the new wheels on each board. You can use a function to describe the number of new wheels Boyd has left after assembling x skateboards

Answers

The function to describe the number of new wheels Boyd has left is f(x) = 92 - 4x


Calculating the function to describe the number of new wheels Boyd has left

From the question, we have the following parameters that can be used in our computation:

Shipment of 92 new skateboards wheels. 4 of the new wheels on each board.

After assembling x skateboards, we have

f(x) = Shipmnet - Rate * x

Substitute the known values in the above equation, so, we have the following representation

f(x) = 92 - 4 * x

Evaluate

f(x) = 92 - 4x

Hence, the function is f(x) = 92 - 4x

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The trinomial: x² - 5x +11 is not factorable. Explain why this is.

Answers

Answer:

Step-by-step explanation:

I cannot find 2 numbers that multiply to the last term (+11) and add to middle term (-5)

So it can't be factored that way.

After further inspection.  i try to plug it into b²-4ac  from the quadratic formula.

b=-5

c=11

(-5)²-4(1)(11)

= -19   you can never get a negative under the square root.  so this quadratic will produce 2 imaginary solutions. so it is not factorable.

Question 12: The base and height of the rhombus are given. Apply a formula to find the area of the rhombus

Answers

Answer: The formula to find the area of a rhombus is b • h, which is simply base (b) times the height (h). In this case, the base is 10 1/2 in. and the height is 10 inches. So, you can then multiply the two numbers together. Eventually, you’ll end up with the answer 105 in^2. In other words, it would be 105 inches squared. Hope that helps!

The height y(in feet) of a ball thrown by a child isy=−114x2+2x+3

where x is the horizontal distance in feet from the point at which the ball is thrown.

(a) How high is the ball when it leaves the child's hand? (Hint: Find y
when x=0)
Your answer is y=____

(b) What is the maximum height of the ball? _____


(c) How far from the child does the ball strike the ground?_____

Answers

(a) When the ball is thrown, x = 0. Therefore, we can find the height of the ball when it leaves the child's hand by substituting x = 0 into the equation:

y = -114(0)^2 + 2(0) + 3
y = 3

So the ball is 3 feet high when it leaves the child's hand.

(b) The maximum height of the ball occurs at the vertex of the parabola. We can find the x-coordinate of the vertex using the formula:

x = -b/2a

where a = -114 and b = 2. Substituting these values, we get:

x = -2/(2*(-114)) = 0.0088

We can find the maximum height by substituting this value of x into the equation:

y = -114(0.0088)^2 + 2(0.0088) + 3
y ≈ 3.036

So the maximum height of the ball is approximately 3.036 feet.

(c) To find how far from the child the ball strikes the ground, we need to find the value of x when y = 0. We can solve the equation for x:

-114x^2 + 2x + 3 = 0

Using the quadratic formula, we get:

x = (-2 ± sqrt(2^2 - 4*(-114)*3))/(2*(-114))
x = (-2 ± sqrt(9252))/(-228)

We can ignore the negative root since the ball is moving in the positive x-direction. Simplifying the expression for the positive root, we get:

x = (-2 + sqrt(9252))/(-228) ≈ 0.232

So the ball strikes the ground approximately 0.232 feet away from the child.

I need help finding the answer to this question

Answers

Answer: I believe it would be 2/5.

Step-by-step explanation:

Reduction means the fraction is reduced to it's simplest form.

7/7=1

2/5=2/5

15/13=1 2/13

See as the '2/5' does not change in reduction.

So, '2/5' would be your answer.

Hope this helps! :)

please help me with this problem

Answers

We will use the laws of logarithm to simplify the equations Then evalute the value of x and put it in the second equation to find yHence x=9 and y=1/9

Answer:

X = 81

Y = 729

Step-by-step explanation:

Basically I simplified each expression by making both logarithms as one then converting it from logarithm to exponential (I hope you know how to do it, you must).. I then obtained 2 final equations labeled as equation 1 and equation 2. From there on its just Maths but I hope you understand what I did

Solve for x. Round to the nearest tenth, if necessary.

Answers

Using the sine ratio, the value of x in the right triangle shown is calculated to the nearest tenth as: 2.6  units.

How to Find the Value of x Using the Sine Ratio?

The sine ratio is part of the trigonometry ratios that can be applied to solve a right triangle, and it is written as:

sin ∅ = length of the opposite side / length of the hypotenuse of the right triangle

We are given the following information from the image above:

Reference angle (∅) = 75 degrees

length of the opposite side = x

length of the hypotenuse = 9

Plug in the values:

sin 75 = x/9

9 * sin 75 = x

x = 8.7 [to the nearest tenth]

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An ant crawled 2/8 yard from an ant mount. On which number line does point A represent the ants position after crawling 2/8 yard?

Answers

The number line on which point A represents the ant's position after crawling 2/8 yard would be a number line labeled in units of yards, with O representing 0 and A representing 1/4 yard to the right of O.

To decide the place of the insect subsequent to creeping 2/8 yard from the insect mount, we really want to address this distance on a number line.

Since 2/8 can be rearranged to 1/4, we can address the distance crept by the subterranean insect as 1/4 of a yard.

To develop a number line to address this distance, we can begin with the point addressing the subterranean insect mount (we should call it point O) and separate a distance of 1/4 of a yard to one side of O. This point, which we can name as point A, addresses the place of the insect subsequent to creeping 2/8 yard (or 1/4 yard) from the insect mount.

The number line would have units of yards, with the distance between every unit separated similarly. The point O would address 0 on the number line, and the point A would address 1/4 yard on the number line.

Thus, the number line on which point An addresses the insect's situation in the wake of creeping 2/8 yard would be a number line named in units of yards, with O addressing 0 and An addressing 1/4 yard to one side of O.

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The complete question is:

An ant crawled 2/8 yard from an ant mount. On which number line does point A represent the ants position after crawling 2/8 yard?

q
5cm
X =
X
8cm
4cm
cm

Answers

Answer:

2.5 cm

Step-by-step explanation:

The small arrow is 1/2 the side of the large arrow.  1/2 of 5 is 2.5 or 2 1/2.

Helping in the name of Jesus.

N Heracio's Computer Time Shopping Research 10% Videos 15% Homework 20% Games 20% Social dia 25% Heracio used the computer a total of 40 hours last week. How many more hours did Heracio use the computer to do homework than shop online?​

Answers

Heracio used the computer 4 more hours to do homework than shop online.

How to solve the proportion

To find out how many more hours Heracio used the computer to do homework than shop online, we first need to calculate the number of hours he spent on each activity.

Let's start by calculating the number of hours Heracio spent on each activity:

Shopping: 10% of 40 hours = 4 hours

Videos: 15% of 40 hours = 6 hours

Homework: 20% of 40 hours = 8 hours

Games: 20% of 40 hours = 8 hours

Social media: 25% of 40 hours = 10 hours

Now, to find out how many more hours Heracio used the computer to do homework than shop online, we need to subtract the number of hours spent shopping from the number of hours spent on homework:

8 hours (homework) - 4 hours (shopping) = 4 hours

Therefore, Heracio used the computer 4 more hours to do homework than shop online.

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SOMEONE, PLEASE HELP! A 2.0 x 103 kg car is pulled 345 m up a hill that makes an angle of 15 with the horizontal.a. What is the potential energy of the car at the top of the hill?b. If the car rolls down the hill, what will its speed be if we neglect friction? "Bacteria in a culture can live for an average of two hours with a standard deviation of 15minutes. How long can we expect at least 75% of the bacteria to live?" As a marketing agent , Ericka's job is to help clients identify who their best client are Show the Hamming code encodings of the following bit strings: 0100: 0010: The following encodings contain an error. Show the corrected 7-bit encodings: 1110110: 1101110: The leaning tower of Pisa is approximately 179 ft in ""height"" and is approximately 16. 5 ft out of plumb. Find the angle at which it deviates from the vertical Consider an open economy. if aggregate desired saving is greater than aggregate desired investment, then: a. current account balance is positive b. current account balance is negative c. financial account balance is positive d. interest rate is negative Make a Conversation based on the following Situation: Mike is taking an introductory course in biochemistry. John doesn't know any of the classmates very well and is nervous about an upcoming test. Finally, Mike decides to call another student from the class and ask if they could study together. 23Luke invested 4000 in a savings account for 3 years. SoCompound interest was paid at a rate of 1. 8% each year. Alexa also invested 4000 in a savings account for 3 years. SiSimple interest was paid at a rate of 1. 8% each year. 0002Luke got more interest than Alexa in total over the 3 years. 0002500021How much more? HELP 7. If PQRS is a square and TR = 17, find each missing value. A food company puts exactly 10 sliced carrots in each bag of frozen vegetables. Let b represent the number of bags of frozen vegetables and c represent the total number of sliced carrots. Identify the independent variable. A= b- the number of frozen bagsB= c- the total number of sliced carrotsC= there's not enough information given to answerD= a food company puts carrots in a bag help pleaseUse substitution to find the indefinite integral. x - 2x 3 X - S dx x4 - 4x + 4 - X x - 2x 4 - 4x + 4 dx= Speaking of big court cases, the constitutional court of south korea upheld a controversial ban on what?. Some students were asked how many pens they were carrying in their backpacks. The data is given in this frequency table. What is the mean number of pens carried by these students in their backpacks?A. 2B. 3. 5C. 4D. 5. 5 Can someone please help me with this When you exhale air flows through respiratory structures in which sequence?. Andrew was running late for class and could only find a parking space next to the golf course. His new truck was hit by a 0. 300 kg golf ball which left a 0. 400 cm dent in the hood. The golf ball was falling with a velocity of 8. 00 m/s. a) What is the initial momentum of the golf ball? b) what average force did the hood of the truck exert on the ball to stop it? c) how long did it take for the hood to stop the ball? What volume of a 1.2M solution must be used to produce .5 L of a .7M solution? (7x^9)^2*3x^11^ is the exponent sign This is complicated and I need help