When a person wants to get a loan from a bank, the agency that ensures they are protected is the CFPB- Consumer Financial Protection Bureau .
The Consumer Financial Protection Bureau:
Was created to protect the public when they seek loans Enforces financial laws aimed at keeping the financial industry fairThe CFPB is therefore the agency that will look into Leah's loan to make sure that she is being treated fairly and is not being charged too much interest.
In conclusion, the agency is the Consumer Financial Protection Bureau.
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C. CFPB- Consumer Financial Protection Bureau
What is operations management and its role?
In its broadest sense, operations management is responsible for all aspects of creating goods and services. It manages resources such as materials, machines, technology, and people, and makes products and services that the marketplace wants.
At both large and small organizations, operations managers supervise, hire, and train employees, manage quality assurance programs, strategize process improvements, and more. Operations managers are ultimately responsible for maintaining and increasing the efficiency of a business, agency, or organization.
- INTELLIGENT answerer
Step 1 of 12 In this lesson you will shop to find the best car that you can afford and figure out whether leasing or an outright purchase is more economical. You have an apartment and a job that provides a steady income. Click Reports>>Bank Statements and write down the ending balance of your most recent bank statement. Click the X button to close the bank statements window. What is your ending balance
To know if it is better to rent a car or buy it according to a person's income, it is necessary to evaluate different factors.
The first factor that a person must take into account to compare whether it is better to buy a car or rent it is the income that he receives each month. For example:
If a person receives $ 800 a month, his income is low, making it impossible for him to buy or rent a car for a long time.On the other hand, if a person receives $ 4,000 a month, he has the facility to buy or rent a car according to her/his preference. Some people prefer to rent a car because they do not have to spend money on repairs and other expenses, while other people prefer to buy it to have it for a long time and have it available all the time.This situation varies according to other factors such as the purchase value of the car, the monthly rental value, the value of the repairs, the value of the fuel, among others.
Note: This question is incomplete because it does not have the complete information.
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What changes has sue made so far? Check all that apply.
Answer:
She added a title for the x-axis.
She changed the x-axis column labels.
She changed the color of the chart style.
Explanation:
Answer:
Uhhhhh
Explanation:
what type of event is an agent conducting when he presents plan information that includes benefits and cost sharing in an audience-presenter format?
Considering the marketing strategies ideas, the type of event an agent is conducting when he presents plan information that includes benefits and cost-sharing in an audience-presenter format is "Formal marketing/sales events."
This is because Formal marketing/sales events are a type of marketing sales event that is created or structured in a formal or an audience and presenter style.
It is usually done in a way that involves the salesperson giving plan-specific information via a content management system.
It also involves the presentation styles called carrier-approved sales presentations, talking points, and marketing materials.
Hence, in this case, it is concluded that the correct answer is "Formal marketing/sales events."
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Margin in a futures transaction differs from margin in a stock transaction because a. stock transactions are much smaller b. delivery occurs immediately in a stock transaction c. no money is borrowed in a futures transaction d. futures are much more volatile e. none of the above
Answer:
Margin in a futures transaction differs from margin in a stock transaction because a. stock transactions are much smaller b. delivery occurs immediately in a stock transaction c. no money is borrowed in a futures transaction d. futures are much more volatile e. none of the above
Explanation:
transaction d. futures are much more volatile e. none of the above
What are the purposes of financial regulations? Choose three answers. To make business competitive to enforce government intervention to limit and prevent monopolies to allow businesses to collaborate to ensure only one business can operate to place regulations on prices.
The purposes that financial regulations serves are:
to make business competitiveto limit and prevent monopoliesto place regulations on pricesFinancial regulations can be regarded as the body that oversee the behavior of the those involve in the market.
The carry out different activities such regulations on prices so that consumers and producer can enjoy the market.
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Answer:
A,C,F
Explanation:
Nick invested $2,000 in a bank savings account today and another $2000 a year from now. If the bank pays interest of 10 percent per year, how much money will Nick have at the end of two years
Answer:
$4,620
Future value of two cash flows = [PV × (1 + i)2]+ [PV × (1 + i)] = [$2,000 × (1 + 0.10)2] + [$2,000 × (1 + 0.10)] = [$2,000 × (1.10)2] + [$2,000 × (1.10)] = [$2,000 × 1.21]+ [$2,000 × 1.10] = $2,420 + $2,200 = $4,620
Explanation:
selim believes that his hard work will lead to a better job performance. selim is independently motivated so he does not need to be closely supervised in order to complete his job. selim demonstrates an internal locus of control.
Truly, Selim has an internal locus of control instead of an external locus of control because he believes that the better job performance he achieves is due to his hard work, and not due to supervision.
Selim, with this internal locus of control, makes things happen without being closely supervised or monitored. Selim enjoys independent motivation. He does not depend on external factors to achieve great results.
Thus, Selim has an internal locus of control.
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composers in the classical period took middle-class tastes into account by
WHY ARE BLACK PEOPLE POOR
Answer:
Poverty and race are not the same things. Poverty is a circumstance. And like most circumstances, poverty has the ability to change. Poor can become middle class. Middle class can become rich. When you think of a poor person, what is that person’s color? I’ll start. I see a Black person.Black people are overrepresented in political discussions about poverty. The reality is, the vast majority of Black Americans are not living in poverty.
Explanation:
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________ is largest employer in the country and the largest purchaser of goods and services in the world.
The largest employer in the country which can also be regarded as largest purchaser of goods as well as services is U.S. federal government.
U.S. federal government can be regarded as national government of the United States, which is composed of self-governing territories as well as several island.She serve as one of the major force in the world market, and that is why many countries relied on their exports.Therefore, U.S. federal government is right.
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Four companies have each issued $6 million in bonds. Which company will have the lowest balance in a contra account, without having a zero balance, assuming this is the first bond issuance for all four companies
The company with the lowest balance in a contra account (Bonds Discounts) is A Company 2, which sold their bonds at 94.
Data and Calculations:
Co. 1 Co. 2 Co. 3 Co. 4
Face value of bonds $6,000,000 $6,000,000 $6,000,000 $6,000,000
Selling rate 99 94 101 105
Proceeds from bonds $5,940,000 $5,640,000 $6,060,000 $6,300,000
Premium / (Discounts) ($60,000) ($360,000) $60,000 $300,000
Company 1's balance in the contra account (Bonds Discounts) is $60,000, Company 3's is $60,000 (Bonds Premium), while Company 4's balance is $300,000 (Bonds Premium).
Thus, the company with the lowest balance in a contra account is A.
Options:
A. Company 2, which sold their bonds at 94
B. Company 4, which sold their bonds at 105
C. Company 1, which sold their bonds at 99
D. Company 3, which sold their bonds at 101
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What are the four (4) stages of an economy?
A. Recession, Growth, Inflation, Depression
B. Expansion, Peak, Contraction, Trough
C. Expansion, Inflation, Contraction, Depression
Answer: B
Explanation: what business believe will generate the most profits
because of automation, which component of product cost is declining?
A production system that reduces a raw material to its component parts in order to extract one or more marketable products is a(n) _____ production system.
Answer:
synthetic production system
Explanation:
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Swifty Corporation plans to introduce a new product and is using the target cost approach. Projected sales revenue is $850500 ($4.05 per unit) and target costs are $821250. What is the desired profit per unit
Based on the information given the desired profit per unit is $0.14 per unit.
First step is to find the unit using this formula
Units=Target sales revenue / Target selling price per unit
Units=$850500 / $4.05
Units =210,000
Second step is to calculate the desired profit per unit using this formula
Desired profit per unit=Target selling price per unit - (Target costs / Units)
Desired profit per unit=$4.05-($821250 / 210,000)
Desired profit per unit=$4.05- $3.91
Desired profit per unit=$0.14
Inconclusion the desired profit per unit is $0.14 per unit.
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Defaulting on a secured loan is most likely to result in:
O A. losing the property used as collateral.
O B. lower interest rates on future loans.
O c. better offers from credit card companies.
O D. a faster loan-application process.
It should be noted that defaulting on a secured loan will lead to A. Losing the property used as collateral.
A secured loan simply means a loan that is backed by collateral such as a car or home. In such a case, it's used as payment once the lender doesn't pay back the loan.
Therefore, defaulting on a secured loan is most likely to result in losing the property used as collateral. When one doesn't pay back at the due date, the collateral will be forgone.
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Answer:
a
Explanation:
PLEASE HELP
1. What are the distribution/production channels of your business/product. In list or paragraph format discuss the channels in which your
product will be created/sold. This should be very well thought out and include plenty of details. Be sure to explain how your
product/service would get to customers. You can refer back to module 10 notes for a refresher of distribution channels.
2. Describe in detail in either list/paragraph form the key metrics of your business. This is an explanation of key activities that must be
measured by your business.
MY project is about a self propelled stroller
Answer:
1.As consumers, we take for granted that when we go to a supermarket the shelves will be filled with the products we want; when we are thirsty there will be a Coke machine or bar around the corner, and we count on being able to get online and find any product available for purchase and quick delivery. Of course, if we give it some thought, we realize that this magic is not a given and that hundreds of thousands of people plan, organize, and labor long hours to make this convenience available. It has not always been this way, and it is still not this way in many other parts of the world.
Looking back over time, the channel structure in primitive culture was virtually nonexistent. The family or tribal group was almost entirely self-sufficient. The group was composed of individuals who were both communal producers and consumers of whatever goods and services could be made available. As economies evolved, people began to specialize in some aspect of economic activity. They engaged in farming, hunting, or fishing, or some other basic craft. Eventually this specialized skill produced excess products, which they exchanged or traded for needed goods that had been produced by others. This exchange process or barter marked the beginning of formal channels of distribution. These early channels involved a series of exchanges between two parties who were producers of one product and consumers of the other.
When using the indirect method in preparing the statement of cash flows, if cash collected from customers is greater than the revenues generated, then the ______ net income.
Based on the statement of cash flow analysis, when using the indirect method in preparing the statement of cash flows, if cash collected from customers is greater than the revenues generated, the decrease in accounts receivable will be added to net income.
This is because of the indirect method in preparing the statement of cash flows beginning with net income or loss.
Then subsequent preparation involves adding or deductions from net income for non-cash revenue and expense items.
The indirect method of preparing the cash flow statement is less complex and gives a more accurate financial analysis and cycles of business activity.
Hence, in this case, it is concluded that the correct answer is "the decrease in accounts receivable will be added to."
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what are the answers to number 3 4 5
In most cases, the reason products cost relatively little in one country and cost more in another is the Group of answer choices profiteering measures taken by exporting companies. consistency in perception of quality in all countries. inelastic demand of most consumer goods. requirement that all export goods must use set skimmed price. higher costs of exporting.
The main reason why cost of product is little in one country and more in another is because of
profiteering measures taken by exporting companies.higher costs of exporting.Cost of exportation of goods, taxes, original product cost, Profit measures are all part of reasons why exported goods are more higher in cost when compared to the cost in producing country.
The company who imported the product will ensure its makes profiton the sales and also, the cost of moving the product into the country are usually high, therefore, they all contributed to the high cost
Therefore, the Option A and E is correct because profiteering measures taken by exporting companies and higher costs of exporting contributes to the higher cost of exported products
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Leah is buying a car. She has saved money for a down payment, and she takes out a loan to finance the rest of the amount owed. How much will Leah have to pay back?
A. The principal only
B. The principal minus the down payment
C. The down payment only
D. The principal plus interest
Answer:
Answer: D
Explanation:
Leah takes out a loan to finance the rest of the amount owed. She will have to pay back the principal plus interest. The appropriate response is option D.
What is the principal ?The principal of a loan is the sum that was initially borrowed and is still owing. Any accrued but unpaid interest related to the loan is not included in this sum. The phrase can also be used to describe the principal party to a contract or other type of commercial transaction.
The principal serves as the cornerstone upon which everything else is paid off or constructed, respectively, for both loans and investment accounts.
When a debt is incurred by the borrowing of money, interest is the sum that is charged. It may take a company or person some time to pay off a debt, so interest is frequently charged on a regular basis to promote prompt repayment of the initial sum.
Simple interest and compound interest are the two methods for calculating interest. Simple interest is calculated on a loan's principal. Compound interest is often referred to as "interest on interest".
Hence, the appropriate response is option D.
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A mountain bike is priced at $413. If the sales tax is 6. 5 percent, what is the cost to purchase the mountain bike? Round to the nearest cent if necessary. $26. 85 $28. 91 $437. 78 $439. 85.
Answer:
A
Explanation:
A. the answer to this question
An example of a trade off is:
a.going to a movie to see your favorite actor
b.going to a movie because it got good reviews
c.giving up going to a movie because it got bad reviews
d.giving up going to a move to spend time shopping
giving up going to move to spend time shopping..
make me brainless pls pls pls pls pls
Answer: I can't but I can give you the fact that you cannot get brainliest by asking that.
Explanation:
can you send me answer .
please send me fast...
Answer:
all you have to do is search up the defenitions
Explanation:
The deadweight loss from a tax per unit of good will be smallest in a market with a. inelastic supply and elastic demand. b. inelastic supply and inelastic demand. c. elastic supply and elastic demand. d. elastic supply and inelastic demand.
The deadweight loss from a tax per unit of good will be smallest in a market with inelastic supply and inelastic demand.
The Deadweight loss refers to loss that occurs when supply and demand are not in equilibrium and thus, result in market inefficiency.
Usually, the value of the deadweight loss varies with the demand elasticity and supply elasticity.
So, when the demand or supply is inelastic, the deadweight loss of the taxation will be smaller because the quantity bought or sold varies less with price.
Therefore, the answer is B. because the deadweight loss from a tax per unit of good will be smallest in a market with inelastic supply and inelastic demand.
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A mechanic charged $220. 28 to repair a car. The price included charges for 3 hours of labor and $126. 53 for parts. How much does the mechanic charge per hour for labor?.
Answer:
31.25 is the hourly rate of labor
Explanation:
220.28 - 126.53 = 93.75
93.75 is the total labor price
93.75/3 = 31.25
fiona felt like there were not enough potential customers for her to earn a good living as a commission-based sales agent. therefore, fiona left that job and found work as an insurance claims agent, a more structured job. fiona could be described as having
The generalized self effacy scale is centered on the the general belief in oneself to handle or slove problems and reach goals. Fiona could be described as having Self-efficacy.
Self-efficacy is simply known as the belief that an individual can achieve their goals they have, whether that is solving a puzzle.
Bandura (1997) stated four sources of self-efficacy and they are mastery experiences, vicarious experiences, verbal persuasion, and physiological and affective states.For example, an individual who has a high level of self-efficacy in Structured jobs will feel confident in their ability to make more money in that field.
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Based on what Fiona did in response to her situation, she can be said to have a. an external locus of control.
An external locus of control:
Means that the person blames other things for any success or failure they have Means that a person takes action to correct their external environment instead of internal thingsFiona in this case blamed her inability to make enough on the external factor of not having enough customers. She then changed careers because of this.
We can therefore conclude that Fiona has an external locus of control.
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Options for this question:
a. an external locus of control.
b. high self-esteem.
c. emotional intelligence.
d. generalized self-efficacy.