Given that the contrsct that is being made here has been said to be ratified, the contravt can be said to a valid contract.
What is a valid contract?This is a term that is used to refer to a contract that has been found to b e valid and also enforceable.
What makes a contract valid is the fact that there is an expressed offer, and a valid acceptance.
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Between permanent life insurance and term life insurance, which typically has the lower premium and why? a. term life insurance has the lower premium because term life insurance pays the face value to your beneficiary if you die within a certain set period of time, whereas whole life insurance covers you your entire life. b. term life insurance has the lower premium because you cannot renew the insurance after your term has ended. c. permanent life insurance has the lower premium because you are making more premium payments (your whole life versus a set period of time), so the amount per premium payment is less. d. permanent life insurance has the lower premium because the amount you contribute is then invested and makes interest for the life insurance company.
Between permanent life insurance and term life insurance, the one that typically has the lower premium is A. Term Life Insurance.
What is a Term Life Insurance?This refers to the type of insurance that involves the payment of a death benefit for a particular time period.
Here, we can note that term life insurance is one that covers the event of a death for a given time period, while permanent life insurance covers the validity of one's life, hence, the TLI has a lower premium.
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Answer:
a.
Term life insurance has the lower premium because term life insurance pays the face value to your beneficiary if you die within a certain set period of time, whereas whole life insurance covers you your entire life.
Explanation:
EDGE:2022
Assume a firm has earnings before depreciation and taxes of $200,000 and no depreciation. It is in a 25 percent tax bracket. a. Compute its cash flow. b. Assume it has $200,000 in depreciation. Recompute its cash flow. c. How large a cash flow benefit did the depreciation provide
If the firm has earnings before depreciation and taxes of $200,000. The cash flow is: $150,000; $200,000 and cash flow benefit is $50,000.
Cash flowa. Cash flow
Cash Flow= Earnings before depreciation and taxes×(1-Tax rate)
Cash Flow = $200,000×(1-0.25)
Cash Flow = $200,000×0.75
Cash Flow = $150,000
b. Cash flow
Earnings before taxes = EBIT - Depreciation
Earnings before taxes= $200,000 - $200,000
Earnings before taxes= $0
Cash flow = Earning after tax + Depreciation
Cash flow = $0 +$200,000
Cash flow= $200,000
c. Cash flow benefit
Cash flow benefit= Depreciation expenses x tax rate
Cash flow benefit=$200,000 x 25%
Cash flow benefit =$50,000
Therefore the cash flow is: $150,000; $200,000 and cash flow benefit is $50,000.
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A buyer is purchasing a property for $500,000. He has a down payment of $50,000 and is financing the rest. What's the amount of the loan origination fee if the lender charges one-and-a-half points?
The amount of the loan origination fee if the lender charges one-and-a-half points is $6,750.
What is Loan Origination Fee?The loan origination fee is the upfront payment that a borrower is charged for loan processing.
Usually, most lenders charge between 0.5% and 1% of the loan amount plus any mortgage points.
Data and Calculations:Property value = $500,000
Down payment = $50,000
Loan (Mortgage) = $450,000
Origination fee = 1.5 points
= $6,750 ($450,000 x 1.5%)
Thus, the amount of the loan origination fee if the lender charges one-and-a-half points is $6,750.
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Which of the following is prohibited from being an S corporation shareholder? Multiple Choice Foreign citizens that are U.S. residents U.S. citizens C corporations 51 unrelated individuals None of the choices are correct.
The following is prohibited from being an S corporation shareholder is None of the choices, Option D. This is further explained below.
What is an S corporation shareholder?Generally, S corp shareholders are people who own stock in a company that is taxed as a subchapter S corporation.
In conclusion, Foreign citizens can be S corporation shareholders.
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You own a portfolio that is invested as follows: $13,700 of Stock A, $4,800 of Stock B, $16,200 of Stock C, and $9,100 of Stock D. What is the portfolio weight of Stock B
The most basic way to determine the weight of an asset is to divide the the dollar value of a security by the total dollar value of the portfolio. The Portfolio weight of stock B is 10.95%.
What is Portfolio weight?Portfolio weight is a percentage of an investment portfolio that includes a specific holding or type of hold.
[tex]\rm\ Portfolio \;Weight =\dfrac{Stock \;Value \; of \; B}{Total \;Portfolio \;Value} \times 100[/tex]
Stock value of C is $4,800
Total Portfolio Value is $43,800
[tex]\rm\ Portfolio \;Weight =\dfrac{4,800}{43,800} \times 100\\\\\rm\ Portfolio \;Weight = 10.95\%[/tex]
Hence, the Portfolio weight of stock B is 10.95%.
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By adopting the twinning strategy and... By adopting the twinning strategy and encouraging collaboration across units ArcelorMittal was trying to become more of a ________ organization.
ArcelorMittal was trying to become more of a barrier free organization by by adopting the twinning strategy and encouraging collaboration across units.
What is strategy?This refers to the procedure of Organisation comes up with the alternative and how to respond effectively in certain situations to cope up with the hurdles and maintain the efficiency of the Organization.
Business Strategy is a description of the methodology and techniques to be followed to accomplish the task done in the Organization.
Hence, by adopting the twinning strategy and encouraging collaboration across units ArcelorMittal was trying to become more of a barrier free organization.
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During the current year, Sokowski Manufacturing earned income of $316,910 from total sales of $4,730,000 and average capital assets of $11,000,000. A. Based on this information, calculate asset turnover. If required, round your answer to two decimal places. Fill in the blank 1 times B. Assume sales margin is 6. 7%, what is the total ROI for the company during the current year
Scenario analysis involves changing one input to a financial forecast, whereas sensitivity analysis involves changing multiple inputs.
A. True
B. False
After 10 years of working in her organization, Cassandra is moving into her fourth role, this time as a manager in the accounting department. What issue is likely to show up during an account review if her organization does not have strong account maintenance practices
Privilege creep are a problem of design or implementation, and changing roles is often not what makes them happen.
What is Privilege Creep?Privilege creep is a common problem when employees change roles over time and their rights and permits can be changed to reflect their new roles.
Privilege creep is not a common industry name, and termination of an account may mean that someone has removed his or her account instead of switching him or her to new groups or new roles.
Thus, the issue that Cassandra will face is Privilege creep.
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Over the first four years of a company's life, it earned the following net income (loss): $6,000; $4,000; $7,000, and ($3,000). If the company's ending retained earnings is $8,400 after year 4, what is the average amount of dividends paid per year
Based on the retained earnings for the four years, the average dividend payment per year was $700.
What was the average amount of dividends?This can be found as:
= Dividend payment for four years / 4 years
Dividend payment for four years:
= Net income - retained earnings
= (6,000 + 4,000 + 7,000 - 3,000) - 8,400
= $5,600
Average dividends:
= 5,600 / 4
= $1,400
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state any five occupations in public service sector ?
Answer:
Government Education Health care Protective services (police officer, firefighter,etc.)Communty services (social workers, disability services workers, etc.)
4. How can businesses try to ensure that their senior managers (both buyers and new business development managers) do not dismiss exciting technology and with it potentially profitable business
Senior executives in charge of new business development have the capacity to spot emerging technology and are continually thinking about new business prospects.
What is business?An organization or enterprising entity engaging in commercial, industrial, or professional activity is referred to as a business.
Senior executives in charge of new business development have the capacity to spot emerging technology and the existing products, brainstorming, individuals, consumers, unexploited patents, vendors, and technology are all sources of opportunity identification.
Managers can utilize competitive information to help them plan for the long and short term. Senior executives also gather knowledge about new technology via the media and the patent office.
Therefore, they can make informed decisions on innovative technology by using the New product development process to analyze data.
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Online marketplaces where one consumer sells to another consumer are called.
Answer: It's called a C2C market (consumer -to- consumer)
EX: Ebay, Craiglist, Etsy, etc.
What is the purpose of a lien when you get a secured loan?.
Answer:
If you have trouble paying the loan, the lender can put a lien on the collateral (a lien is the legal term for the lender's claim to the borrower's collateral.) The lender can keep the lien active until the loan is fully paid. At that point, the lien is lifted, and the collateral ownership reverts back to the borrower.
Explanation:
Advertising that runs on a(n) ________ schedule runs steadily; the amount of advertising varies little over the campaign period.
Answer:
continuous.
Explanation:ur welcome
The aggregate demand curve shows the relationship between.
The aggregate demand curve shows the relationship between quantity of goods demanded and the price of good.
What is an aggregate demand curve?Aggregate demand curve is demand curve that shows a downward slope, the curve shows all the amount of money spent in producing a particular goods and services.
This is done at a particular price and unit.
Therefore, The aggregate demand curve shows the relationship between quantity demanded and the price of good.
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The Lego Group has a Lego Ideas website where people can submit ideas for Lego products to be turned into potential sets available commercially, with the original designer receiving 1 percent of the royalties. This is an example of
If Lego Group has a Lego Ideas website where people can submit ideas for Lego products to be turned into potential sets available. This is an example of Crowdsourcing.
What is Crowdsourcing?Crowdsourcing can be defined as the process of obtaining or receiving opinion or idea from large number of people or participant.
Crowdsorucing is important as it enables companies to obtain different ideal or opinion from people who submit their information using either of the following
Social mediaInternet etcTherefore this is an example of Crowdsourcing.
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In adaptive leadership, leaders and followers mutually affect each other, making leadership a complex interactive process. This is ______
The ability of leaders and followers to mutually affect each other shows the strength of adaptive leadership.
What is adaptive leadership?
Adaptive leadership assists individuals and institutions in adapting and thriving in the face of adversity, as well as preparing them to confront the process of transformation.
Adaptive leadership is a realistic method of corporate problem solving that guides leaders in recognizing and focusing on the critical components of a business operation.
The Adaptive Leadership style is centered on the followers and emphasizes the capacity of both the leader, as well as, the followers to adjust to transformation and change.
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Brady's Inflation Needle Co. reports accounts receivable of $100,000 in 2020 and $250,000 in 2021. Using horizontal analysis, what would be the percentage increase or decrease in accounts receivable
Using horizontal analysis, what would be the percentage increase or decrease in accounts receivable is: 15% increase.
Percentage increase or decreaseUsing this formula
Percentage increase or decrease =2021 Account receivable- 2020 Account receivable/ 2020 Account receivable
Let plug in the formula
Percentage increase or decrease=$250,000 ‐ $100,000/ $100,000
$100,000
Percentage increase or decrease= .15 x 100
Percentage increase or decrease = 15%
Therefore what would be the percentage increase or decrease in accounts receivable is: 15% increase.
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To prepare common-size financial statements, each line item needs to be calculated to a common-size percent. The formula for common-size percent is (_________) x 100.
In accounting, the formula for common-size percent is (Amount / Base amount) * 100.
What is a common size income statement?This is a financial statement where every line item are expressed as a percentage of the value of sales in other to make analysis easier.
In this analysis, the percentage of the base is the ratio of the line item versus the total amount.
Thus, the formula for common-size percent is (Amount / Base amount) * 100.
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Because of growth in team capability, over time the team becomes more ________ and over time can perform the same service for less cost.
The more the team's capacity grows, the more it will become efficient over time and can improve service delivery techniques while reducing cost.
What is an efficient team?It is a team where the members are integrated towards a common goal. When a team is effective, each participant has the same sense of importance, which increases motivation, collaboration and innovation.
Therefore, in an efficient team there is a greater development of methods and techniques to carry out a work with higher quality.
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A company has current liabilities of $176,000, total liabilities of $1,065,000, current assets of $220,000, and total assets of $1,500,000. The current ratio is ______.
Answer:
1.25 to 1
Explanation:
$220,000/$176,000 = 1.25 to 1
Bryce, Inc. declared a 50% stock dividend on March 15, when there were 1,000 shares of $1 par value stock issued and outstanding, and the market value was $5. The entry to record the declaration will include (debit/credit)_______ to the Retained Earnings account, in the amount of _______.
The appropriate entry to record the declaration will include debit to the Retained Earnings account, in the amount of $500.
Retained earningBased on the information given the appropriate entry to record this transaction is:
Journal entry
Debit Retained Earnings $500
(50% of 1,000 shares × $1 each)
Credit Common stock $500
(To record declaration of dividend)
Therefore the entry to record the declaration will include debit to the Retained Earnings account, in the amount of $500.
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It is difficult to start up a major league sports team because existing professional teams have contracts with the best players and long-term leases on stadiums. Which barrier to entry does this illustrate
Control of a key resource is the barrier to entry of the startup of a major league sports team because existing professional teams have contracts with the best players and long-term leases on stadiums.
What is the barrier of control over key resources?A monopoly is a market in which there is only one seller or a few sellers and no close substitutes for the seller's product or service. The term "monopoly" is technically applied to the market as a whole, but it is now widely applied to the sole vendor in a market as well.
The market may become a monopoly when one team has major control over a resource required for the startup of a team.
Thus, Control of a key resource is the to entry.
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In 2017, European Union spending on US goods accounted for 19% of US exports, and US exports amounted to 12.3% of US GDP. What was the share of European Union spending on US goods relative to US GDP
The share of European Union spending on US goods relative to US GDP is 2.34%.
What is GDP?GDP means the gross domestic product of a country in a year, month, etc.
GDP represents the total monetary value of goods and services produced in a country in a given period of time.
Data and Calculations:Percentage of EU spending on US exports = 19%
Percentage of US exports to US GDP = 12.3%
Share of EU spending on US goods relative to US GDP = 2.34% (19% x 12.3%)
Thus, the share of European Union spending on US goods relative to US GDP is 2.34%.
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Which agency is responsible for collecting income taxes and administering audits?.
Answer:
the Internal Revenue Service (IRS)
Founded in 1862, the Internal Revenue Service (IRS) is a U.S. federal agency responsible for the collection of taxes and enforcement of tax laws.
Explanation:
As a result of a decrease in the demand for U. S. Dollars, there has been a depreciation in the value of the U. S. Dollar relative to New Zealand dollars. The depreciation in the U. S. Dollar has benefitted some groups but harmed others. Indicate which of the groups are winners and which are losers from the standpoint of the depreciation of the U. S. Dollar.
You are currently in a labeling module. Turn off browse mode or quick nav, Tab to items, Space or Enter to pick up, Tab to move, Space or Enter to drop. A. Todd, an American, goes to visit New Zealand for spring break.
B. An investment bank in New Zealand is interested in purchasing U. S. Government bonds.
C. Goodyear, a firm based in the United States, sells car tires in New Zealand.
D. A family from New Zealand visits relatives in the United States.
E. A firm from New Zealand sells handbags in the United States.
F. An electronics manufacturer based in the United States purchases a high tech company in
New Zealand
As a result in the dcrease in demand and value of the U.S dollar as against the New Zealand dollars, the groups that will benefit as those who have New Zealand dollars to spend or in investments
Effect of decrease in value of U.S dollars
Group of Winners
B. An investment bank in New Zealand is interested in purchasing U. S. Government bonds.
C. Goodyear, a firm based in the United States, sells car tires in New Zealand
D. A family from New Zealand visits relatives in the United States
E. A firm from New Zealand sells handbags in the United States.
Group of Lossers
A. Todd, an American, goes to visit New Zealand for spring break.
F. An electronics manufacturer based in the United States purchases a high tech company in
New Zealand
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Please help
Write in complete sentences to explain what a budget is, how to make one, and how to balance it.
A budget is a plan you make to decide how you spend your money.
To make a budget you must decide how much of your money you want to spend and how much of it you want to set aside. To balance a budget, keep track of all your expenses, payments, and income.
Paying yourself first, sticking to a budget, pacing yourself, living within your means, and knowing where your cash goes are all _______.
When we pay ourselves first, stick to a budget, pace ourselves, and live within our means, these are all financial planning measures.
What is financial planning?This refers to spending money in such a way that we will be able to achieve our long-term goals.
It involves paying yourself first in the form of savings, pacing yourself in spending such that you live within your means, and sticking to a budget that works for you.
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What steps will add slicers to a pivottable? use the drop-down menu to complete the steps. select the pivottable. click the pivottable tools tab. in the group, click . in the insert slicer dialog box, select the fields to create slicers for. click ok.
A step that will add slicers to a PivotTable is to select the PivotTable and click the PivotTable Tools options tab.
The use of a PivotTable.In Microsoft Excel, users can make use of various database tools to input and display a complete row of information within a specific range or table without scroll having to horizontally. Some examples of these database tools are:
Excel TablesPivotTablesThe steps which can be used by end users to add slicers to a PivotTable include the following:
Select the PivotTable.Click the PivotTable Tools options tab.In the filter group, click insert slicer in the dialog box, select the fields to create slicers for.Click OK.Read more on database here: brainly.com/question/26053797
Answer: The Correct Answer is B Click the Filter button in the Sort & Filter group.
Explanation: EDG2023