Mortgages and Home Ownership

Prompt.

Demarco and Tanya have received information about three separate mortgage offers. In two or three paragraphs, describe your recommendation for the best financial choice in their situation. Evaluate each of the three offers, compare and contrast their effectiveness, and explain the offer that works best. As you explain your answer, support it using reasons and evidence from the calculations you made based on the information provided in this guide for Analyzing Mortgage Options.

The way that these factors are a part of the product management process is that: It brings about passion for better environmental practices, quality, innovation and love for natural food.

This is a broad term that is mostly concerned with the planning and the management of a given product or certain services.

The term, also has to do with the launching of the product till iot goes to the market.

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Answer:

True

Explanation:

interactive voice response (IVR)directs customers to use touch tone phones or keywords to naviate to porvide information

When the first-place team visits another team's stadium for a game, prices for seats to that game rise. This is called yield management pricing.

Price refers to the money that needs to be paid for acquiring any product or service.

When different seats are priced differently, it is known as yield management pricing. In simple words, it is a variable pricing strategy that is based on understanding, anticipating, and influencing consumer behavior for profit maximization.

So, when the first place team visits another team's stadium, prices for seats to that game rise is known as yield management pricing.

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When LVT chooses to hedge its transaction exposure in the forward market, a six month forward rate will be paid.

It should be noted that a transaction simply means a business deal that occurs between two parties.

In this case, when LVT chooses to hedge its transaction exposure in the forward market, a six month forward rate will be paid.

The amount required to make the purchase will be:

= 15000000 × 1.18

= $17700000

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The inventory turnover for Giorgio whose cost of goods sold of $9,101 is  4.79 times

This Rreveals how many times a company sells its merchandise inventory during a period.

Inventory turnover is computed as:

= Cost of goods sold /  Average inventory

=  $9,101 million /  $1,900 million

= 4.79 times

Hence, the inventory turnover for Giorgio whose cost of goods sold of $9,101 is 4.79 times

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Refusing, reducing, and reusing are preferred over recycling because they are A. waste prevention approaches pre-tackling the problem of waste production.

Waste Prevention (Source Reduction or Waste Minimization) includes practices that limit or reduce the amount and the toxicity of generated wastes.

Waste Prevention efforts are aimed at tackling waste production at the front end instead of managing already-generated waste.

A. waste prevention

B. green

C. more feasible

D. management

E. integrated

Thus, from an environmental standpoint, refusing, reducing, and reusing are preferred over recycling because they are A. waste prevention approaches pre-tackling the problem of waste production at the front end.

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The appropriate mutual fund that is going to be helpful for Mr Patel would be the Equity Mutual funds.

This is the type of investment that is overseen by a professional in the corporate money business.

Given that he said that he does not want to care much, this would be appropriate for him. Because he is not risk averse, he is going to have a higher return here.

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An action that illustrates citizen participation in an international organisation is volunteering

Volunteering can be defined as a selfless service towards an act or service to the society without any incentives. A good example is the Red Cross.

It should be noted that one can volunteer to serve and in turn gain relevant work experience.

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Answer:

have to spend more money

Explanation:

One of the main advantages of C. The Union in a workplace is that it helps to provide a structure.

This refers to a group that protects the rights and interests of workers to have better working conditions and remunerations.

Hence, we can see that the importance of labor unions cannot be overemphasized as according to UPS management, they believe that one of the main advantages of C. The Union in a workplace is that it helps to provide a structure

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According to the information in the Graph Veronique made a better decision than Lily because the final cost of her purchase is lower including finance charges (option B)

A finance charge is an economic term that refers to additional charges made by finance companies (such as banks) to a transaction we make, such as a purchase.

In the case of Veronique and Lilly, they both bought the same suitcase with different prices. However, the better financial decision was Veronique's because she paid less ($25) for the same bag including finance charges.

While Lilly, despite having fewer fees, will have to pay $10 more than Veronique.

Note: This question is incomplete because the image is missing. Here is the image.

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Using the LIFO costing method, the cost that would be assumed to be sold first is $14.

The LIFO costing method is the inventory costing method that assumes that units sold first are from those that are newly purchased.

The LIFO (Last-in, First-out) method is different from the FIFO method which assumes that units sold first are those that are purchased at the beginning.

Thus, using the LIFO costing method, the cost that would be assumed to be sold first is $14.

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The price per square foot available to Andreas on the listed cost of the house, that is, $445,000 with an area of 4,875 square feet is $86.71.

Price per square foot is the cost price of a house in terms of per square foot. It can be determined by dividing the cost of a household by the area of the house in square feet.

Given values:

Cost of house = $445,000

Area of house (in square foot) = 4,875

Accepted ratio of listing price = 95%

Computation of price per square foot:

[tex]\rm\ Price \rm\ per \rm\ square \rm\ foot=\rm\ \frac{\rm\ Cost \rm\ of \rm\ house}{\rm\ Area \rm\ of \rm\ house}\times \rm\ Accepted \rm\ ratio\\\rm\ Price \rm\ per \rm\ square \rm\ foot=\frac{\$445,000}{4,875}\times 95\%\\\rm\ Price \rm\ per \rm\ square \rm\ foot=\$91.20\times95\%\\\rm\ Price \rm\ per \rm\ square \rm\ foot=\$86.71[/tex]

Therefore, Andreas gets the price per square foot for the house is $86.71.

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A monopolist maximizes profits by a. producing an output level where marginal revenue equals marginal cost.

The monopolist is characterized by the following:

Thus, a monopolist maximizes profits by a. producing an output level where marginal revenue equals marginal cost.

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The name of the document prepared by Drake that draw the road map of the company is known as a Business plan.

This is aformal and written document which outlines the goals of the company, shows tasks to be performed and shows the financial plans to be use to accomplish the outlined goals.

Therefore, the business plan is the document that draws up a road map of the company and allows to highlights the prospects of the business

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Hector illustrated Positive reinforcement by promoting two employees because of their great performance.

Positive reinforcement is an act of rewarding good behavior to encourage it to happen again in the future, as Getting an A in the test was the good reinforcement I needed to keep learning.

For example, Giving positive reinforcement by giving the child extra rights or tangible rewards.

Thus, Positive reinforcement is the correct statement.

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Your budget can assist you in keeping track of money. That is cash Flow. A company's cash flow is a measure of how much money it brought in or spent over a period of time.

The goal of a cash flow statement is to show what occurred to a company's cash during a specific time period, known as the accounting period.

It displays an organization's ability to operate in the short and long term, based on the amount of money moving in and out.

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Answer:C

Cash flow

Explanation:

Contractionary monetary policy entails increasing the money supply, increasinginterest rates, and decreasing aggregate demand.

A contractionary monetary policy serves as a type of monetary policy which do bring about reduction in the the rate of monetary expansion to fight inflation.

Therefore, Contractionary monetary policy entails increasing the money supply.

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Answer:

. Restrictions by the law as to the maximum total compensation allowable

The current channel being used for the siding by James Curry is selling through intermediaries.

A distribution channel simply means a chain of businesses through which a good will pass before reaching the consumers.

In this case, it should be noted that the current channel being used for the siding by James Curry is selling through intermediaries.

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The three main credit bureaus are Equifax, Experian, and TransUnion, which collect and research individual credit information sold to creditors.

A credit bureau provides the information that creditors and lenders use to make important lending decisions.

Principally, credit bureaus:

Thus, a  credit bureau provides the information that creditors and lenders use to make important lending decisions.

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The leaders who have the ability to help an organization or group handle challenges, the leadership influence is one based on social or interpersonal influence.

The process by which the presence or action of others influences an individual's attitudes, beliefs, or behavior is known as social influence.

Conformity, compliance and obedience, and minority influence are the four areas of social influence.

A person's adopted behavioral patterns can be affected by changes in their personal beliefs and thought processes.

Thus, the influence is social or interpersonal.

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The total market value of around 98 to 99% of publicly traded stock in the U.S. is shown on the Dow Jones Wilshire 5000 Index.

It is a market weighted index that shows almost all the total market value of  all the public stock traded in the United States.

Even though it claims to show the entire value of public stock in the U.S., it only shows about 98 to 99% of the stock.

In conclusion, the answer is Dow Jones Wilshire 5000 Index.

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The scandal at luckin coffee is being portrayed by the company as perpetrated by stakeholders whereas some analysts suspect it is more likely by competitors.

Scandals are series of events or happenings action about an individual or group of people which shocks people and bring about disapproval of such individual by the public or people.

Scandal can damage an individuals career and business. It can be perpertuated by colleagues, Competitors or Friend.

Therefore, the scandal at luckin coffee is being portrayed by the company as perpetrated by stakeholders whereas some analysts suspect it is more likely by competitors.

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Answer:

buy $300,000 worth of bonds

Explanation:

Hope this helps:)...if not then sorry for wasting your time and may God bless you:)

In modifying the market, Johnson and Johnson increased the consumption of the current product.

Market mofification can be defined as the way in the a manufaturer  target the market so as to attract potentials customers.

Most producer tend to make use of  market modication as a marketing strategy so as to have more advantage over other competitors by reaching their competitors  customers and to as well increase sales.

Therefore in modifying the market, Johnson and Johnson increased the consumption of the current product.

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Answer:

Your answer would be D. 60%-80%

Explanation:

Answer:

D. 60% - 80%

Explanation:

60% - 80% of jobs are found through networking.

I hope it helps! Have a great day!

pan~

When someone has a low credit score at the time of buying a car or a home, the credit facility for such purchase will be offered by any bank to such person with higher interest rates, affect his credit score further and will also lead to rejection of application for such loan.

When a credit score is low, the creditability of such person is also lowered in the market and the financial institutions do not offer attractive terms of credit to such person.

When a person who tries to buy a house or a car with a lower credit score, the effects and consequences of the same will be;

Hence, it can be stated that having a low credit score when purchasing a car or a home will lead to the consequences as aforementioned.

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As discussed in the text, a main purpose of the ease contractual negotiations is to prevent unreliable oral evidence from interfering with a contractual relationship.

Contract negotiation is the process of achieving an agreement on a set of legally binding term. When two companies negotiate, they both seek to secure the best deal and minimize their financial, legal, and operational risks.

Negotiation is essential for advancing in the job, resolving disagreements, and adding value to contracts.

Thus, contractual negotiations is the prevention.

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