Ms. Versini applied for a car loan from a bank. Which statement best describes the importance of Ms. Versini’s credit report to the bank?
Answers
The optimal response is statement F since it indicates the possibility that Ms. Versine will repay the entire amount on schedule.
As a fundamental time management tool, a schedule or timetable is made up of either a list of potential times for tasks, events, or actions, or it is made up of a series of events that are supposed to happen in the order that they are supposed to happen. Scheduling is the act of choosing how to prioritise resources among the various tasks that can be completed and how to arrange them on a schedule.
The person who is in charge of producing a certain schedule is sometimes referred to as a scheduler. Scheduling is a human activity that has been practised for ages. According to some scenarios, making plans is a form of life-skills education.
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Related Questions
what makes the federal reserve so unique compared to other central banks around the world is its g
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The reason why the federal reserve of the United States is unique among other federal banks is due to: public and private characteristics.
What is the federal reserve?This is the central bank of the United States. This bank is the highest bank that the country is known to have.
The bank is known for its semi decentralization and the fact that it appoints people from the private sector.
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Which heading would be most appropriate for the partial outline below? I.___________________________________________________________ A. Wages lagging behind the cost of living B. Overproduction of consumer goods C. Excessive buying on credit
Answers
The Heading that is most appropriate is Wages lagging behind the cost of living option A
What is a Heading?A heading can be defined as a title, it comes with few word that briefly describes and gives insigth into the body of the write up.
In the example, the heading gives a better insight in that the the producer is not making enough sale, and this can be caused by consumer purchase power is too little.
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At the beginning of the year, opal company has a cash balance of $23,000. During the year, the company expects cash disbursements of $160,000, and cash receipts of $140,000. If opal company requires an ending cash balance of $20,000, how much must the company borrow?.
Answers
In the above case, if the opal company has a cash balance of $23,000 and the company expects an ending cash balance of $20,000, then the company should borrow $17,000.
What do you mean by Cash?Cash refers to the legal tender that must be used for exchanging goods, services, or debt.
In other words, it refers to the money that is a reliable form of payment and an accepted form in businesses.
Calculating cash that must be borrowed by a company.
[tex]\begin{aligned}\text{Total available cash}&=\text{Beginning cash balance+ Cash receipts}\\&=\$23,000+\$140,000\\&=\$163,000\end{aligned}[/tex]
[tex]\begin{aligned}\text{Borrowings}&=\text{Total available cash-Cash disbursements- Ending cash balance}\\\\&=\$163,000-\$160,000-\$20,000\\&=\$17,000\end{aligned}[/tex]
So, (17,000) is required by the company to borrow.
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PLEASE I NEED THIS NOW!!!
Would you ever be interested in a dual-enrollment program if your high school offered it? Why or why not?
(CAREER)
Answers
Answer:
yes
Explanation:
As a high schooler in dual enrollment you have the opportunity to take college level courses which will help when you are looking for a college.
When government policy moves from a budget deficit to a budget surplus and the trade deficit remains constant:
Answers
Answer:
investment will decrease if savings also remains constant
Explanation:
When government policy moves from a budget deficit to a budget surplus and the trade deficit remains constant: investment will decrease if savings also remains constant
A janitor cleaning a production facility would be considered: a) direct labor. b) overhead. c) asset.
Answers
A janitor cleaning a production facility would be overhead costs.
What is overhead costs?Overhead cost is a part of cost of production, it includes the amount of money or expenses spent on daily basis in production.
These expenses are continuous and may not be easily attributed to a session of accounting. Example is labour cost.
Therefore, A janitor cleaning a production facility would be overhead costs.
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The Lucas critique argues that because the way people form expectations is based ______ on government policies, economists ______ predict the effect of a change in policy without taking changing expectations into account.
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The critique stated that sinve people's formed expectations is based partly on government policies, then, economists cannot predict the effect of a change in policy.
What is the Lucas critique?This is a work of Robert Lucas that asserts that it is naive to predict the effects of a change in economic policy base on the relationships observed in historical data
The work states that since people formed expectations is based partly on government policies, the economists cannot predict the effect of a change in policy.
Therefore, the Option A is correct,
Missing options A.) Partly; cannot, B.) Only partly; can, C.) In no way; can, D.) In no way; cannot.
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The stock in Bowie Enterprises has a beta of 1.10. The expected return on the market is 12.40 percent and the risk-free rate is 3.21 percent. What is the required return on the company's stock
Answers
Based on the beta of Bowie Enterprises stock, the expected return on the market, and the risk free rate, the required return should be 13.32%.
What is the required return?You can find this using the Capital Asset Pricing Model:
Required return = Risk free rate + Beta x (Market return - risk free rate)
Solving gives:
= 3.21 + 1.10 x (12.40 - 3.21)
= 13.32%
In conclusion, the return is 13.32%.
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Jack is a gamer, and every time he plays at a gaming center, he pays five dollars using a card that he recharges electronically every week. It is evident that Jack uses _____ as the mode of payment
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E-Cash was a digital-based system that allowed for anonymous money transfers.
So, Jack here is using E-cash as a mode of payment.
How is E-cash important?Since it combines technological ease with security features, electronic cash is an important idea in electronic payment systems via the internet.
Electronic Cash can be used to send and receive payments between consumers and merchants, as well as for any other type of financial transaction.
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According to the product life cycle concept, ______ is a period of slow sales growth as the product is introduced into the market. Profits are non-existent in this stage because of the heavy expenses of product introduction.
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The period of slow sales growth as the product is introduced into the market is introduction stage.
What is product life cycle?Product life cycle refers to the various stages that a product undergoes from it's introduction to the market to its decline from the market.
The stages of product life cycleIntroduction stageGrowth stageMaturity stageDecline stageThe introduction stage is the first stage of the product life cycle. The company creates awareness about its product or service in the market. The producer doesn't make profits at this stage because of the cost of awareness.
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Grant, Inc. had beginning and ending raw materials inventory of $80,000 and $100,000, respectively. If the cost of raw materials purchased was $407,500, what was the amount of direct materials used
Answers
Based on the beginning and ending raw materials inventory and the cost of raw materials, the amount of direct materials used was $387,000.
What was the amount of direct materials used?This can be found by the formula:
= Beginning raw materials + Purchases of new raw materials - Ending raw materials
Solving gives:
= 80,000 + 407,500 - 100,000
= $387,000
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Department and shift teams in many hospitals have brief stand-up daily huddles during which team members share information and expectations about the day's work. This is an example of
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A hospital whose departmental and shift teams share information and expectations about work is an example of high media richness.
What is media wealth theory?It is a way of classifying and structurally evaluating the wealth of media used in the work environment. The theory states that the greater the ability of a medium to convey a complex message effectively, the richer it will be.
Therefore, high media richness is related to reducing ambiguity in a communication, conveying a message more quickly and effectively.
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In China, it is considered a norm to give carefully chosen gifts to those one is doing business with. True False
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As regards the statement on giving a carefully chosen gift to those you do business with in China being a norm, this statement is True.
What is considered a norm in Chinese business?The Chinese believe that when you do business with someone, you should present them with a carefully thought out and chosen gift.
This shows great respect for your business partner, and can help negotiations to go along more smoothly.
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Money available to a household over and above what is required to have a comfortable standard of living is called ________. overtime pay real income average of earnings discretionary income
Answers
The money available to a household over and above what is required to have a comfortable standard of living is D. discretionary income.
What is money?It should be noted that money simply means a medium of exchange. It's used for making purchases.
In this case, the money available to a household over and above what is required to have a comfortable standard of living is discretionary income.
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why do learners need to study intrepreneurship
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Explanation:
Entrepreneurship education offers key life skills such as problem-solving creativity, real-world problem-solving, collaboration, and teamwork, among others.
Entrepreneurial courses help students prepare for careers while also improving their practical life skills. Discover three reasons why students should be interested in entrepreneurship.
While most students recognize the value of education, they may confine their studies to the more traditional subjects of English, history, mathematics, science, foreign language, and the arts. Many students, on the other hand, recognize that entrepreneurship courses supplement their education by teaching communication, time management, negotiation, and cooperation skills.
PLEASE HELP 100 PTS - Use the information from your production possibilities schedule to create your production possibilities curve by filling in the following graph. Use textboxes to insert text, and use lines and circles from the shapes function to illustrate your production possibilities. Be sure to mark points A through F on the graph. (5 points)
Answers
Answer
Can you make the question a bit simpler?
Explanation:
Some firms, such as Goldman Sachs and Morgan Stanley, who were highly exposed to mortgage-backed securities, became ______ to qualify for emergency loans.
Answers
Goldman Sachs and Morgan Stanley, highly exposed to mortgage-backed securities, became holding companies or commercial banks to qualify for emergency loans.
What is a bank holding company?When a corporation owns a controlling interest in one or more banks without offering banking services, it is described as a bank holding company.
A bank holding company enjoys the following advantages:
Tax deferral and tax avoidanceFinancial leverageImproved access to capital marketsThe ability to expand banking products and geographic markets.Thus, Some firms, such as Goldman Sachs and Morgan Stanley, who were highly exposed to mortgage-backed securities, became holding companies or commercial banks to qualify for emergency loans.
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When multicultural organization development is required, alternative helping roles that emphasize _______ ________ must be part of the role repertoire of the social worker:
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When multicultural organization development is required, the helping tiles emphasize system interventions and advocacy skills.
What is a multicultural organization?A multicultural organization simply means an organization that has employees from diverse backgrounds.
In this case, when multicultural organization development is required, the helping tiles emphasize system interventions and advocacy skills.
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Pedro argued that ___ could be good. He said if the government owned factories, farms and other means of production, the economy would be regulated and people would have steady jobs.
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Pedro argued that economy could be good. He said if the government owned factories.
Whats is economy ?An economy servesas the large set of inter-related production and consumption activities in a country.
This is determined by how scarce resources are allocated and Pedro argued that economy could be good. if government is in total control.
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For each situation, select one option from below that you think will help increase profit.
These are answers for the question to put on
1.Avoid extra payroll expenses.
2. Get the best rates on advertising.
3.Change the product you provide.
4. Use resources wisely.
5. Beat the competition.
6. Get the best rates on supplier purchases.
7. Eliminate some free services.
8. Increase worker efficiency.
Answers
Employees at printing company is the best rates on advertising, A shop that sells fine glass is Get the best rates on supplier purchases.
What are the other situation that fix the below statements?There are 12 places to buy yarn needed for knitting factories is Use resources wisely, two stores sell same video game at the same price is Eliminate some free services. At a sign making company the extra metal is discarted is Increase worker efficiency.
Thus, the numbering has done in above statements correctly
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Which resource management activity establishes common definitions?.
Answers
Answer:
Resource typing
Explanation:
Resource typing establishes common definitions for capabilities of personnel, equipment, teams, supplies, and facilities.
Companies use Blank______ advertisements to tell people what a product is, what it can do, and where it can be found.
Answers
Answer:pioneering
Explanation:
In which stage of the product life cycle would a firm most likely use price reductions and reminder advertising to encourage customers to replace worn-out items
Answers
In maturity stage of the product life cycle a firm would most likely use price reductions and reminder advertising.
What is product life cycle?A product life cycle can be regarded as length of time from introduction of a product to consumers till the the consumer get the product.
This comes in stages, one of the this stage is
maturity stage of product life cycle where discount is used for consumers.
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Directions: You have a beginning balance of $200.00. You purchase groceries at Albertson's on November 13, 2004 $42.63. Next, you receive a check on November 14, 2004 or $20.45 and deposit it into your account. Finally, you write another check to Mervyns on November 15, 2004 for the shirt you buy that costs *35.10. Please fill out the checks and the deposit slip completely, and record the information into the check register to indicate your remaining balance.
Answers
The computation shows that the ending balance based on the fact that a beginning balance of $200.00 was given will be $142.72
How to illustrate the deposit?Beginning balance = $200
Less: Debit Purchase of groceries = $42.63
Add: Credit Check $20.45
Less: Check $35.10
Closing balance = $142.72
Therefore, the closing balance is $142.72.
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You are creating a budget with your family. What is one important thing to keep in mind as you come up with a plan for spending? OA Ignore your past spending habits because a budget focuses on future spending. OB. Remember to include unexpected income, such as gifts or types. OC. If your income varies every month, use the higher estimates for your budget. OD. Don't forget to include a way to save money for possible emergency situations.
Answers
Answer:
A.ignore your past spending habits because a budget focuses on future spending
Ignore your past spending habits because a budget focuses on future spending is one important thing to keep in mind as you come up with a plan for spending. Hence, option A is correct.
What is the plan for spending?A spending plan is a way to allocate your income to the assortment of needs and wants. You may efficiently manage your finances and choose where to spend your money by making a spending plan in advance.
Abundant Spending, Neutral Spending, Scarcity Spending, and Avoidance Spending are the Four Types of Spending. Spending on various things produces very diverse outcomes.
A spending plan outlines how much money will be spent and saved. Alternatively, a comparison of your revenue and where it is spent (savings and household expenses).
Simply put, a spending plan—also known as a budget—is a strategy you develop to help you meet expenses and spend money the way you want to.
Thus, option A is correct.
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Seattle, home to Theo Chocolate, experiences around 155 days of rain per year. CEO of Theo, Joe Whinney, recently purchased a umbrella company which will produce umbrellas in various colors and sizes. This is an example of:
Answers
An example of unrelated diversification is when Joe purchased the umbrella company to produce umbrellas in various colors and sizes because of the rain.
What is an unrelated diversification?This means the situation whereby a firm enters an industry that lacks any important similarities with the firm's existing industry or industries.
Therefore, Joe purchasing the umbrella company to produce umbrellas in various colors and sizes is an example of unrelated diversification.
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Isaac is able to set aside $2,500 tax free each year out of his earnings to pay for eligible medical expenses. This is an example of a _____ account.
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This is an example of a flexible spending account because Isaac is able to set aside $2,500 tax free each year out of his earnings to pay for eligible medical expenses.
What is tax?This is a compulsory levy, impose by government of a country on an individual or business entity.
The primary purpose of taxation is that it allows the government to allocate resources. Government use tax money to support expenses related to building and technology infrastructure.
Hence, this is an example of a flexible spending account because Isaac is able to set aside $2,500 tax free each year out of his earnings to pay for eligible medical expenses.
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What is giving stadium shows increased competition?
a) TV
b) Arenas
c) Clubs
d) None of the above
Answers
Stadium shows increased competition is giving the Arenas.
What is stadium shows?Stadium shows or Events include athletic events, concerts, and other related forms of stadium functions for which tickets will be made accessible to the general public.
These shows Excluded the Events and Team Games. Increased competition is providing the Arenas a boost.
Therefore, option b is correct.
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In the preceding scenario, is the discretionary fiscal policy needed to bring the economy closer to potential output an example of expansionary fiscal policy or contractionary fiscal policy?
Answers
The discretionary fiscal policy needed to bring the economy closer to potential output is an example of contractionary fiscal policy.
What is a contractionary fiscal policy?
A contractionary fiscal policy is a policy stance undertaken by the government of a country to reduce the money supply in that economy. This can be acheived either by reducing taxes or reducing government spending.
Here is the complete question:
Suppose the economy had been producing at potential output but is now producing above it. Which of the following are discretionary fiscal policies that could bring the economy closer to potential output? Check all that apply. ? A tax increase A rise in spending to prevent coastal erosion A reduction in spending on new road construction
A tax cut In the preceding scenario, is the discretionary fiscal policy needed to bring the economy closer to potential output an example of expansionary fiscal policy or contractionary fiscal policy? O Expansionary Contractionary
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For a new Madden video game, EA Sports decides to have Patrick Mahomes on the cover and run an ad campaign on ESPN. After the advertisement has run, EA Sports asks ESPN viewers if they recall the advertising and if it changed their attitudes about the product. What is this process called
Answers
The process that EA Sports carried out with the cover of the Madden video game was Perception Marketing.
What is perception marketing?Perception marketing is an economic term that refers to the set of marketing strategies focused on the consumer's perception of a specific product.
In general, perception marketing is responsible for modifying the image of the product so that it is the one that looks best compared to its competitors and thus generates a good perception in consumers.
According to the above, EA Sports used the image of a famous person so that consumers had a positive perception of their video game.
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