Answer:
False.
Explanation:
Stocks and mutual funds are by no means safer investments than savings accounts, because they have a greater risk because they are tied to the performance of a third entity: thus, stocks depend for their value on the performance of the company, while mutual funds depend on the performance of the company that manages these investments. In contrast, savings accounts have a less variable rate of return, which is determined by banks based on the interest rate stipulated by the Federal Reserve.
What is cost of living in insurance?
The cost of living is the sum of money required in a certain location and time frame to meet necessities including housing, food, taxes, and medical care.
To compare how expensive it is to live in one city against another, the cost of living is frequently utilised. Living expenses are influenced by salaries.
Cost of insurance costs, which are typically applied to variable and universal life insurance plans, are monthly fees for mortality, administration, and other expenditures incurred by the life insurance company.
Basic expenses including rent, bills, health care, and groceries are a part of daily life. The cost of living refers to these costs.
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When Rosco was unable to pay the $1,000 he owed Lyden, Lyden agreed to let Rosco paint Lyden's house in payment. When Rosco finished painting Rosco's house, the original obligation was discharged by
Answer:
full (by painting his house)
Explanation:
When Rosco was unable to pay the $1,000 he owed Lyden, Lyden agreed to let Rosco paint Lyden's house in payment. When Rosco finished painting Rosco's house, the original obligation was discharged by full (by painting his house)
Reason -
(i.e. If Rosco is unable to pay $1000 then in that option he painted Lyden's house so he is discharged by painting his house )
Michael is the payroll accountant for a non-profit. In his personal life, he is also a single father of three young children. On the day that payroll is supposed to be issued, his children are sick and he is unavailable to be at work. The employees' paychecks cannot be issued without his presence. Which ethical principle most closely governs this situation
The employees' paychecks cannot be issued without his presence. Professionalism principle most closely governs this situation.
Being professional involves further than just the work you do. Whatever your position or profession, professionalism entails continuously meeting high norms, both openly and" behind the scenes."
There are certain" rules" of professionalism for certain diligence, workplaces, or jobs. These could be plainly stated, like a social media operation policy or a set dress law. Other prospects and morals might not be stated in jotting, but they might be just as significant.
For illustration, what's considered applicable meeting scenery or how workers embellish their divisions. Being professional involves further than just the work you do. Whatever your position or profession, professionalism entails continuously meeting high norms, both openly and" behind the scenes."
There are certain" rules" of professionalism for certain diligence, workplaces, or jobs. These could be plainly stated, like a social media operation policy or a set dress law.
Other prospects and morals might not be stated in jotting, but they might be just as significant. For illustration, what's considered applicable meeting scenery or how workers embellish their divisions.
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Prepare journal entries to record the tax levy on July 1, 2020, in the General Fund. (Ignore all entries in the governmental activities journal. ) Prepare a summary journal entry to record the collection of current taxes as of April 30. Prepare a summary journal entry to record the collection of delinquent taxes, interest, and penalties. (You may assume that these amounts had been designated Deferred Inflows of Resources. ) Prepare the journal entry necessary to reclassify the uncollected tax amounts as delinquent. Assume these taxes are not expected to be collected within 60 days of year-end. Prepare the journal entry necessary to record interest and penalties if they are not expected to be collected soon after year-end
Journal entries to record the tax levied on July 1, 2020, in the General Fund include: Debit: Taxes receivable current 4,200,000; Credit: Uncollectible current taxes' Allowance 84,000; Credit: Revenues 4,116,000
How to prepare journal entry summary:Prepare journal entry summary to record current taxes as of April 30.
Debit: Cash 3,900,000
Credit: Taxes receivable - current 3,900,000
Prepare journal entry summary to record delinquent taxes, interest, and penalties.
Debit: Cash 57,800
Credit: Taxes receivable - delinquent 53,000
Credit: Interest and penalties receivable 4,800
Debit: Deferred inflows of resources 57,800
Credit: Revenue 57,800
What does journal entry means?A journal entry is a record of a business transaction in your books of accounts. Double-entry bookkeeping creates at least two journal entries for each transaction. A single transaction can cause many changes in a company, so accountants track them all in journal entries.
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complete question is this:
July 1, 2020, the beginning of its fiscal year, Ridgedale County recorded gross property tax levies of $4,200,000. The county estimated that 2 percent of the taxes levied would be uncollectible. As of April 30, 2021, the due date for all property taxes, the county had collected $3,900,000 in taxes. During the current fiscal year, the county collected $53,000 in delinquent taxes and $4,800 in interest and penalties on the delinquent taxes. The county imposed penalties and interest in the amount of $14,500 but only expects to collect $12,800 of that amount. At the end of the fiscal year (June 30, 2021), uncollected taxes, interest, and penalties are reclassified. They are not expected to be collected within the first 60 days for the following fiscal year. Required Record entries for the above transactions as stated in the individual statements below, and post corresponding information into the Revenues ledger as appropriate. Prepare journal entries to record the tax levy on July 1, 2020, in the General Fund. (Ignore all entries in the governmental activities journal.) Prepare a summary journal entry to record the collection of current taxes as of April 30. Prepare a summary journal entry to record the collection of delinquent taxes, interest, and penalties. (You may assume that these amounts had been designated Deferred Inflows of Resources.)
Hiram, a broker, is part owner of a real estate investment group that wants to unload some of its portfolio and the group wants Hiram to list the properties. What percentage of ownership interest would Hiram need to have in order to avoid having to disclose his licensed status
No matter how much of an ownership interest Hiram has, he is required to disclose it.
Who is represented by the selling broker?A licensee who acts as an agent on behalf of one or more parties to a transaction binds the entire business to the representation. The broker acts on behalf of the client because they are the agent.
Which activity falls under the broker's purview?In the finance and banking sectors, brokers oversee a variety of business transactions, including investments, real estate, and insurance. Brokers manage sales, establish and maintain relationships, and carry out administrative tasks. They also serve as a liaison between parties.
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To calculate a cash flow's present value (PV), you must compound it. True or False?
What are the 6 environments of business?
The six business environments are economic, social, political, technological, environmental and legal. The economic environment includes elements such as economic growth, inflation and consumer spending.
The social environment includes things like consumer tastes and trends, demographics, and social attitudes. The political environment includes government policies and regulations as well as international trade agreements. The technological environment includes the development of new products and processes, as well as the availability of capital and labor.
Finally, the legal environment includes laws, regulations, and court decisions that affect the way businesses operate. All of these elements have a significant impact on the way businesses operate, and understanding them is essential to running a successful business.
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Nieman Inc., a local retailer, has provided the following data for the month of March: Merchandise inventory, beginning balance $45,700 Merchandise inventory, ending balance $42,100 Sales $263,500 Purchases of merchandise inventory $142,300 Selling expense $15,300 Administrative expense $60,800 The cost of goods sold for March was: $218,400 $145,900 $142,300 $138,700
Nieman Inc., a local retailer, has provided the following data for the month of March so The cost of goods sold for March was: $145,900
What does Cost of good means?
Cost of goods (COGs) refers to the direct costs associated with the production of a product or service. These costs include the cost of materials, labor, and other expenses directly related to the production of the goods or services. COGs are important to businesses because they provide a measure of the profitability of producing a particular product or service. This information helps the business decide if it is worth continuing to produce the product or service, or if it would be better to look for other options. Additionally, the cost of goods can help a business determine its pricing structure.
What does Service mean?
A service is an act done for the benefit of others. It can include things like teaching, selling a product, or offering physical or emotional support. Volunteer or paid service, direct or indirect, can be provided to individuals, families, or entire communities. Giving time, money, or other resources to those in need is an act of service, as is helping people in other ways, such as providing emotional support or volunteering. Service can be a powerful force for positive change because it can improve the lives of those who receive it.
Explaination:
Cost of goods sold = Beginning Inventory + Purchases - Ending Inventory
Cost of goods sold = $45,700 + $142,300 - $42,100
Cost of goods sold = $145,900
Therefore the correct option is B. $145,900.
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Which of the following describes a business-to-business, or organizational, market?
A. Purchases involving competitive bidding, price negotiations, and complex financial arrangements
B. Demand based on consumer needs and preferences that is generally price-elastic, steady over time, and independent of demand for other products
C. Purchases for individual or household consumption
D. Many individual or household customers
E. Purchases frequently made on impulse
Purchases involving competitive bidding, price negotiations, and complex financial arrangements describe a business-to-business, or organizational, market.
What is business-to-business?Business-to-business (B2B), sometimes known as B-to-B, is a type of transaction that takes place between businesses. Examples include a transaction between a manufacturer and a wholesaler or a wholesaler and a retailer. In contrast to doing business with a single consumer, business-to-business refers to transactions between businesses. The terms "business-to-business" and "business-to-government" refer to different types of transactions. In a normal supply chain, business-to-business interactions are frequent as companies buy products and components, like other raw materials, to be used in manufacturing operations. After that, finished goods can be sold in business to consumer transactions to private individuals.
Business-to-business refers to communication strategies that enable staff members from various organisations to get in touch with one another, such as social media.
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What are three important questions you should ask yourself before making a purchase?
Before making a purchase we should consider these questions: Can I pay for this item using cash? Is this the most affordable price I can find for this product? How many hours will it take you to earn enough money to make this purchase? What other ways may I use this money? etc.
Make sure you are financially capable of making a significant buy and that it is within your means. What counts as a major purchase depends on a variety of factors, including household income, debt load, and size of retirement savings.
Making a significant financial decision for your company, such as a new hire or a new marketing initiative, can be intimidating. Make sure your investments are wise and will result in a profitable return on your capital.
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Taylor is an outside salesperson for a firm in Idaho. She earns a 10% commission on all sales she makes. During a one-week pay period, she made $3,050 in sales. What is her gross pay
Taylor's gross payment is computed at $305
People receive pay through commission sales, which is dependent on an event they cause to occur. For instance, a person might receive $5 for each box they deliver, regardless of how many hours they put in. The amount of money an individual makes is entirely based on the labor they do, not on the number of hours they put in each day.
Before taxes, benefits, and other payroll deductions are taken out of an employee's paycheck, that amount is known as their gross pay. Net pay, often known as take-home pay, is the amount that is left after all withholdings have been taken into account.
Taylor receives a gross salary of $305. She received a commission of 10% for this.
Gross Pay = 3050 *.1
Consequently, Gross Pay is $305.
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Behavior that is performed by an employee "for its own sake" is referred to as
A) extrinsically motivated behavior.
B) an external locus of causality.
C) intrinsically motivated behavior.
D) equity behavior.
Behavior that is performed by an employee "for its own sake" is referred to as intrinsically motivated behavior.
What is an Employee?
An employee is a person who works for a company or organization and is usually paid in exchange for their labor. Employees may be full-time, part-time, temporary, or permanent. They may also work on a contract basis or be self-employed. Employees may be responsible for a variety of tasks depending on their job role, such as customer service, sales, accounting, manufacturing, engineering, or administrative duties.
What is Intrinsically motivated behavior?
Intrinsically motivated behavior is behavior that is driven by internal rewards such as satisfaction, accomplishment, or personal growth. It is behavior that is done for its own sake, out of interest or enjoyment, rather than for an external reward.Examples of intrinsically motivated behavior include learning a new skill, playing a sport for the love of the game, and volunteering for a cause that you are passionate about.
Therefore the correct optio is C. intrinsically motivated behavior.
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What is equality give an example of economic equality?
Equality is the state of being equal, especially in status, rights, and opportunities. An example of economic equality is when everyone has equal access to resources such as healthcare, education, and employment opportunities.
What is Equality?Equality is the state of being equal, where all individuals are treated fairly and impartially, regardless of race, gender, age, religion, sexual orientation, or any other protected characteristic. It is the belief that everyone is entitled to the same rights, opportunities, and respect, and that no one should be disadvantaged or treated unfairly because of their differences. Equality is not just about treating people the same, but ensuring everyone has the same access to opportunities and resources, and is able to reach their full potential. Equality is key to achieving a just and equitable society, and is essential to the promotion of human rights.
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Because of Sarbanes-Oxley, publicly traded companies must develop _____ to assist in maintaining transparency in financial reporting.
Because of Sarbanes-Oxley, publicly traded companies must develop codes of ethics to assist in maintaining transparency in financial reporting.
SOX imposes criminal penalties for tampering with documents, retaliating against informants and whistleblowers, and otherwise impeding government processes and investigations into charges of corporate fraud.
The Sarbanes-Oxley Act of 2002 is a federal law that set stringent auditing and financial standards for publicly traded corporations. The Act was enacted to safeguard shareholders, employees, and the general public against accounting errors and unscrupulous financial practices.
The act established new corporate norms, such as establishing new auditor requirements to reduce conflicts of interest and transferring responsibility for complete and accurate financial reporting. To deter corporate asset fraud and misappropriation, the act imposes tougher penalties for perpetrators.
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Disparate treatment occurs when two groups of people are treated differently in different situations based on a protected characteristic. T/F
It is true that disparate treatment occurs when two groups of people are treated differently in different situations based on a protected characteristic.
The characteristics can include race, gender, age, religion, national origin, or disability. This type of discrimination is illegal under federal and state anti-discrimination laws, and it is considered a form of unfair treatment. disparate treatment can be intentional or unintentional, and it can have a negative impact on individuals and communities by limiting access to opportunities and resources. It is important to identify and address instances of disparate treatment in order to promote equality and fair treatment for all individuals.
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Financial incentives given by the government to corporations, individuals, or other governments for the purpose of encouraging certain activities or behaviors are ______.
Financial incentives given by the government to corporations, individuals, or other governments for the purpose of encouraging certain activities or behaviors are subsidy.
Financial incentives are monetary rewards that are given in exchange for behavior or actions that would not otherwise take place. Financial incentives promote conduct that might not occur without them.
The two different types of incentives are financial and non-financial ones. Financial incentives are rewards or payments given in exchange for achieving set objectives or targets. Non-financial incentives include things like honors, privileges, and recognition that are not monetary in nature. Financial motivations are a common reason why people change careers, therefore providing financial incentives might help employers retain their best employees.
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Which of the following is not one of the philosophy principles followed by Division I institutions:
A) strive for regional and national prominence
B) maximize the number and variety of athletic opportunities available to students
C) strive to finance its athletics program through revenues generated
D) recognize the dual objectives of serving both the university or college community and the general public
Maximize the number and variety of athletic opportunities available for students is not one of the philosophy principles followed by Division I institutions.
Option B is correct.
What are the three principles of philosophy?His three principles of mind, consciousness and thought are the fundamental forces involved in the creation of life and all our psychological experiences. They form the eternal background behind life. This dimension of life is formless, so it does not change. It's forever, it's always there.
Why are principles important?Principles, by contrast, help us understand the world around us, below us, and within us. Principles, therefore, are perhaps the most important kind of content that can be included in most teachings.
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Problem 3-2 National Scan, Inc. , sells radio frequency inventory tags. Monthly sales for a seven-month period were as follows: Month Sales (000)Units Feb. 16 Mar. 18 Apr. 13 May. 20 Jun. 22 Jul. 23 Aug. 28 b. Forecast September sales volume using each of the following: (1) A linear trend equation. (Round your intermediate calculations and final answer to 2 decimal places. ) Yt thousands (2) A five-month moving average. (Round your answer to 2 decimal places. ) Moving average thousands (3) Exponential smoothing with a smoothing constant equal to. 30, assuming a March forecast of 18(000). (Round your intermediate forecast values and final answer to 2 decimal places) Forecast thousands (4) The naive approach. Naive approach thousands (5) A weighted average using. 75 for August,. 15 for July, and. 10 for June. (Round your answer to 2 decimal places. ) Weighted average thousands
Situation 3-2 sells Radio frequency stock tags can be purchased from National Scan, Inc. Seven months' worth of monthly sales 16.857, 0.5, and the intercept
How are radio sales conducted?Selling radio stations' advertising space is the responsibility of radio ad salespeople. They present concepts to potential customers, create proposals with a range of radio advertising lengths and timeslots, tell customers of the costs of the advertising options, and create contracts for the sale of advertising space to customers.
What kind of marketing does radio do?Radio is the activity of paying for commercial time on well-known radio stations to advertise your goods and services. Your radio advertising are broadcast to the station's audience after businesses such as yours pay for each and every second of airtime.
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The excess of expected sales over the sales level at the break-even point is known as the: ?
Multiple Choice O Sales turmover O Profit margin. O Contribution margin. O Relevant range Margin of safety
The excess of expected sales over the sales level at the break-even point is known as the Relevant range Margin of safety.
Option D is correct.
What is the break-even safety margin?The difference between the expected profitability and the break-even point is the margin of safety. Divide current sales by the breakeven point to arrive at the margin of safety formula.
What does it mean to have a safety margin?An investment principle known as the margin of safety states that an investor should only purchase securities when their intrinsic value is significantly lower than their market price. To put it another way, the margin of safety is the difference between a security's market price and your estimate of its intrinsic value.
Why is the safety margin so important?Since it indicates optimal performance and the capacity of a company to cushion itself against market volatility, a high margin of safety is frequently favored. However, increasing sales volume is necessary to increase a low margin of safety, which may indicate an unstable business position.
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When faced with a difficult situation, kate ensures that she has the final word, even if she forcefully has her way. which kind of conflict resolution approach does kate follow? when faced with a difficult situation, kate follows a approach toward problem resolution.
The answer is Competing. There are five types of conflict resolution or conflict management; competing, avoiding, accommodating, and compromising.
What is Competing?You compete against the opposing team when you play sports. You compete for promotions at work. When you have siblings, you fight over everything. rivalry; to engage in conflict; to compete. to compete with one or more other people in order to achieve a goal, such as an advantage or victory. Competition is a rivalry in which two or more parties try to outdo one another in order to gain recognition, a prize, supremacy, profit, etc.; participate in a competition; vie: to compete in a race; to compete in business. There can never be a situation in which all competing ideas, demands, or interests are true or satisfied at once. They discussed the conflicting theories regarding the origin of life.To learn more about profit refer to:
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Answer: Competing
Explanation: Hope it helps
What are three types of opportunities for sharing a sound basis for diversification or vertical integration?
Three types of opportunities for sharing a sound basis for diversification or vertical integration are resource sharing, distribution channels, and knowledge and expertise, brand sharing, and supply chain.
Three types of opportunities for sharing a sound basis for diversification or vertical integration are:
Resource sharing: Resources such as production facilities, equipment, or raw materials can be shared among different business units to achieve economies of scale and reduce costs.Distribution channels: Diversifying into different products or services can be facilitated by sharing existing distribution channels, such as retail outlets or online platforms.Knowledge and expertise: Diversifying or vertically integrating into new markets or industries can be made easier by sharing knowledge and expertise among different business units. This can include shared research and development, marketing, or management capabilities.Brand sharing: Diversifying into different products or services can be facilitated by sharing an existing brand, which can help to establish trust and credibility with customers.Supply Chain: Sharing a common supplier base, logistics, and distribution channels can provide efficiency and cost savings across different products or services.To learn more about diversification or vertical integration at
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Taking into account recent technological developments, what technical advances do you think are possible in the next twenty years
Flying vehicles, mechanical parts for humans,and artificial intelligence are three developments that may possible in the next 20 years.
The Technical advances that may Possible in next twenty years?Many more technologies are based on the foundation of artificial intelligence (AI) and machine learning. We wouldn't have made the incredible strides in the Internet of Things, virtual reality, chatbots, facial recognition, robotics, automation, or self-driving cars, to mention a few, without AI, for example.
Gene Technology
Biology's interdisciplinary discipline of genomics focuses on deciphering and modifying the DNA and genomes of living things. A group of technologies known as gene editing makes it possible to use genetic engineering to modify the DNA and genetic makeup of living things.
Human-Computer Interfaces
Wearable technology and human-computer interfaces are created to enhance human performance physically and possibly mentally and to help us live longer,. Fitness tracker bands and smartwatches are two of the most widely used wearables on the market right now. These compact, simple-to-wear gadgets usually monitor our activities and give us information about how to live healthier, better, and more productive lives.
Extended Reality (XR)
Extended reality, or XR for short, refers to the use of technology to produce more immersive digital experiences. It includes virtual reality, augmented reality, and mixed reality.
3D Printing
Additive manufacturing, sometimes referred to as 3D printing, is the process of producing a 3D item layer by layer from a digital file. While gene editing and artificial intelligence may seem like higher-tech advancements, 3D printing has the pot other technological developments includes ,
Artificial intelligence (AI) and machine learning The Internet of Things (IoT)Wearables and augmented humans.Wearables and augmented humans. Intelligent spaces and smart places.Digital twins.To know more about Technical advances that may Possible in next twenty years refer to:
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What are three major things that a listener can do to resist another's influence efforts? Select one: a. have a good BATNA, avoid public commitments, and defend one's self against the other's persuasive message b. None of the above contains techniques that can be used to resist the other's influence efforts. c. avoid BATNAs, make a public commitment, and pay close attention to the other's persuasive message d. avoid BATNAs, avoid public commitments, and pay close attention to the other's persuasive message e, have a good BATNA, make a public commitment, and defend one's self against the other's persuasive
Avoiding BATNAs, making a public commitment, and paying close attention to the other person's persuasive message are the three main things a listener can do to resist the influence of the other person.
What is BATNA?One of the many pieces of information that negotiators seek when developing strategies for dealmaking and negotiation is the definition, or the ability to identify the best alternative to a negotiated agreement. What is your best outside option in the event that your current negotiation falls apart?
Roger Fisher, William Ury, and Bruce Patton introduced the idea that it is important to evaluate one's BATNA in their seminal book Getting to Yes: Getting an agreement without caveating.
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Which of the following assigns a value to the hourlyWage member of employee[2]?
A) employee[2]->hourlyWage = 50.00;
B) employee2.hourlyWage = 7.50;
C) hourlyWage[2].employee = 29.75
D) employee[2].hourlyWage = 100.00;
E) None of these
Employee[2].hourly Wage = 100.00 is the correct value in this case.
Hence, Option D is correct
First, calculate the total number of hours worked by multiplying the number of weeks in a year by 52. Divide this figure by the annual salary. For example, if an employee earns $50,000 per year and works 40 hours per week, his or her hourly rate is $50,000/2,080 (40 x 52) = $24.04.The hourly rate. noun [C] WORKPLACE, HUMAN RESOURCES. the sum of money charged, paid, or earned for each hour worked: Rather than paying for the products that the advisers sell you, you pay a fixed or hourly rate for their time. Salaries are fixed payments that are usually calculated on an annual basis. Hourly pay is based on an agreed-upon hourly rate.To know more about hourly rate here
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Which of the following statements is consistent with the central idea of business process design?
A) Organizations should create new business processes rather than improve existing systems.
B) Technology should be used to modify and improve standard business processes.
C) Technology should be used to supplement the existing value chain.
D) Business processes should not focus on the core competencies of organizations.
Organizations should create new business processes rather than improve existing systems.
Option (C) is correct . Rather than enhancing existing systems, businesses should develop new business processes.
What exactly does it entail to business process management ?Business process management, or BPM for short, is a structured approach that aims to improve the procedures that businesses use to carry out their work, serve their customers, and generate value for the business. A business process is an activity or set of activities that help an organization achieve its goals, like increasing profits or promoting diversity in the workforce. BPM uses a variety of approaches to improve a business process, including analyzing it, modeling how it works in various scenarios, implementing changes, monitoring the new process, and continuously increasing its capacity to drive desired business outcomes and results.
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How did the stock market crash affect banks and businesses?
The stock market represents investor confidence; a fall might seriously harm economic expansion. Funding for operations and growth is less available for businesses.
What is the stock market?The word "stock market" refers to a number of exchanges where shares of publicly traded businesses can be bought and sold. Such financial transactions take place on formal exchanges and in over-the-counter (OTC) markets, which are governed by a specific set of rules.
Companies can trade openly on stock exchanges and raise money in this way. It is exchanged in a controlled, secure environment where ownership and capital transfers take place. Capital is encouraged by stock markets. Companies can increase their operations, hire more employees, and boost the economy by obtaining finance.
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what are tax liabilities??
Answer:
What is tax liability? Tax liability is the total amount of tax owed in a given period, by individuals and organizations, to federal, state, and local governments. For businesses, tax liabilities are short-term liabilities recorded on a balance sheet and paid within a year.
Explanation:
The major factors that affect the degree of competition are
number of companies, amount of advertising, and number of factories.
number of companies, size of companies, and type of product.
number of companies, business costs, and product differences.
number of companies, business costs, and amount of advertising.
Answer:
number of companies, business costs, and product differences.
Explanation:
The price of the product in a market is influenced by the supply and demand of the product. Business competition refers to the competition that exists among the companies that deal with the same product or industry. Competition has a positive impact on the businesses. It help in engaging and escalating the business and promoting it in the market. The number of companies in a market and the cost of the products determine the competition in the market. The difference between the prices of the products also affects the degree of competition.
An account paying 4.6% interest compounded quarterly has a balance of $506,732.32. Determine the amount that can be withdrawn quarterly from the account for 20 years, assuming ordinary annuity. a. $9,722.36 b. $6,334.15 c. $23,965.92 d. $7,366.99 Please select the best answer from the choices provided A B C D
The amount $7366.99 can be withdrawn quarterly from the account for 20 years, assuming an ordinary annuity with 4.6% interest compounded quarterly. Hence, option (d) is the correct option.
Give a brief account on the annuity.A series of recurring payments made in the investment industry is known as an annuity. Annuities include regular pension payments, frequent insurance payments, regular mortgage payments, and regular savings account contributions. Annuities can be divided into groups based on the regularity of their payment dates. The deposits (payments) may be made on a weekly, monthly, quarterly, annual, or any other regular basis. 'Annuity functions' are mathematical operations used to calculate annuities.
To determine the amount that can be withdrawn from the account on a quarterly basis, we can use the formula for calculating the present value of an annuity PV = PMT/ (r×(1+r)ⁿ) / (1-(1+r)⁻ⁿ)
Here PV = present value of the annuity
PMT = periodic payment or withdrawal amount
r = periodic interest rate
n = number of payments
Given that the interest rate is 4.6% per year and it's compounded quarterly, the periodic interest rate would be:
r = (0.046/4)
= 0.00115
Given that the account balance is $506,732.32 and the number of payments is
20 × 4 = 80
Then PV = PMT/ (r×(1+r)ⁿ) / (1-(1+r)⁻ⁿ)
PMT = PV × (r×(1+r)ⁿ) / (1-(1+r)⁻ⁿ)
= $506,732.32 × (0.00115×(1+0.00115)⁸⁰) / (1-(1+0.00115)⁻⁸⁰)
So the amount that can be withdrawn quarterly from the account for 20 years assuming the ordinary annuity is $7366.99
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PLEASE HELP ASAP!! CORRECT ANSWER ONLY PLEASE!!!Mr. Slater invested $100,000 in a portfolio that is contains 60% stocks and 40% bonds. Over the course of a year, the value of the stocks increased to 67%, and the value of the bonds decreased to 33%. The current value of his investment is $118,400. How much should Mr. Slater move from stocks to bonds to rebalance his portfolio to 60% stocks and 40% bonds?
A. $8,900
B. $8,500
C. $8,288
D. $8,100
Answer:
8,288
Explanation:
Mr. Slater should move 8,288 from stocks to bonds to rebalance his portfolio to 60% stocks and 40% bonds
Answer:
PLEASE HELP ASAP!! CORRECT ANSWER ONLY PLEASE!!!Mr. Slater invested $100,000 in a portfolio that is contains 60% stocks and 40% bonds. Over the course of a year, the value of the stocks increased to 67%, and the value of the bonds decreased to 33%. The current value of his investment is $118,400. How much should Mr. Slater move from stocks to bonds to rebalance his portfolio to 60% stocks and 40% bonds?
A. $8,900
B. $8,500
C. $8,288
D. $8,100
Explanation: