Answer:
The best choice of the four listed is option a. There is less risk that the borrower will be unable to repay the loan.
Explanation:
In an annuity loan, the payment plan is scheduled in many time intervals, meaning that you will have a lot of time to pay the lender money, no matter how small the amount is. The person borrowing is made to pay money, during this time window, many small amounts of money. Since the borrower will be paying small amount of money from time of time until he or she is done repaying, the lender has an advantage in this situation as they will not be losing money.
One advantage of the annuity for the lender is that the sum of all payments will be equal to the original loan amount. Therefore, the correct option is B.
An annuity is a sequence of consecutive payments made by a borrower to a lender over a predetermined time frame. The fact that the sum of all payments made by the borrower will equal the initial loan amount is an advantage of the annuity for the lender. This gives the lender peace of mind that the borrower will repay the loan in full through scheduled payments.
Therefore, the correct option is B.
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Suppose the supply of apples sharply increases because of perfect weather conditions throughout the growing season. Assuming no change in demand, explain the effect on the-equilibrium price and quantity of apples.
Answer:
A surplus.
Explanation:
Well its simple, first to explain what is the equilibrium price which is the price at which the quantity demanded equals the quantity supplied. It is determined by the intersection of the demand and supply curves. A surplus exists if the quantity of a good or service supplied exceeds the quantity demanded at the current price; it causes downward pressure on price which is exactly what is happening in this case.
three ways businesses can use creative thinking to solve business problems
Answer:
Encourage play. All work and no play can make for dull ideas. ...Bust out the LEGOs. ...Get out of the Office. ...Shake Up Your Brainstorming Sessions.Explanation:
pls mark brainliest
What do you mean by veterinarian ? write his/her works
Answer:
A veterinarian is a medical professional who protects the health and well-being of both animals and people. They diagnose and control animal diseases and treat sick and injured animals. They also advise owners on proper care of their pets and livestock.
Merchant Banking is a term referring to a financial organization (such as commercial bank) taking a temporary position in non-financial firm (e.g., Apple Computer) with the intent to later resell the position at a profit.
a. true
b. false
The TQM has gone through five stages in its evolution. Discuss the evolution and stages of Total Quality management process
The stages of the Total Quality Management are:
1. Commitment and understanding from employees:
All the employees that work in the organization are supposed to have an understanding of the TQM policies that makes them a part of the company. They should know the goals and they should be willing to work towards the success of the business.
2. Quality improvement in culture:
The culture in the organization should be a modern one in the sense that it would encourage feedback from the employees. The employees should be listened to and their ideas should be bought.
3. Continuous Improvement:
The TQM is continuous , there has to be continuous and constant improvement in policies and procedures at the management level. Research is also very important
4. Customer requirement:
The customers always require top notch service from the business. It is very important to focus on the needs of the customers. Good customer relationship is needed for survival.
5. Effective control:
There should be evaluations of the business to check performance and also to document progress.
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Nhà cung cấp hàng hóa ảnh hưởng gì đến doanh nghiệp
In what form do households receive income from labor within a resource market?
O interest
O rent
Oprofit
O wages
In a resource market, households' income is known as D. wages.
A resource market is the market where businesses purchase resources (labor, capital, and materials) from other businesses or households in order to produce further goods. When the resources are converted into goods and services, the businesses make an income called a profit.
The income from labor is wages. It is not A. interest, B. rent, or C. profit. The resource market is not like the product market, where goods produced using resources are sold. It is not like the financial market, where financial assets are bought and sold.
Thus, the correct option, which describes the income from labor, is D. wages.
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Suppose a monopolistically competitive firm is earning an economic profit. The marginal revenue from selling an additional unit is $30, and the marginal cost of producing that additional unit is $23. The firm should _____
Kray Inc., which produces a single product, has provided the following data for its most recent month of operations. There were no beginning or ending inventories.
Number of units produced6,000
Variable costs per unit:
Direct materials $40
Direct labor $19
Variable manufacturing overhead $8
Variable selling and administrative expense $2
Fixed costs:
Fixed manufacturing overhead $144,000
Fixed selling and administrative expense $198,000
The absorption costing unit product cost was:_________.
a. $69 per unit
b. $61 per unit
c. $67 per unit
d. $91 per unit
A medium-size consulting engineering firm is trying to decide whether it should replace its office furniture now or wait and do it 1 year from now. If it waits 1 year, the cost is expected to be $14,500. At an interest rate of 15% per year, what would be the equivalent cost now
Answer:
The equivalent cost now for taking replacement decision of the furniture is $12,608.70
Decision: As the equivalent cost is less than the actual cost therefore the firm should repalce the furniture to minimise the replacement cost of the furniture in future.
Explanation:
If the furniture is to be repalced after one year then its equivalnet present value will be computed as follows:
[tex]\begin{aligned}\text{Present Value}&=\frac{\text{Cost}}{1+\text{Interest rate}}*\text{Number of year}\\&=\frac{\$14,500}{1+0.15}*1\\&=\$12,608.70\\ \end{aligned}[/tex]
What is a bank??????????
Answer:
A Bank is a financial institution that accepts deposits from public and creates a demand deposit while simultaneously makeing loans.
The score report of the wore. Test offers all of the following information except
Answer:
That doesn't make sense can you elaborate please?
5. State the relationship between AC and MC.
Explanation:
The relationship between the marginal cost and average cost is the same as that between any other marginal-average quantities. When marginal cost is less than average cost, average cost falls and when marginal cost is greater than average cost, average cost rises.
Answer:
AC and MC both are derived from Total Cost (TC).
AC means TC per unit of output and MC means addition to TC when one or more output is produced.
The tone of voice you use when dealing with customers is especially important on the phone, when nonverbal cues are missing from the conversation.
a) true
b) false
Answer:
true
Explanation:
there is no real explanation for it but you want to seem professional and change your time depending on who or what your talking about
All of the are following it staff members who manage and advance information systems in an organization day in and day out except:____.
a. analysts.
b. programmers.
c. computer operators.
d. application developers.
Please select the economic term that is best described by each statement below. There are limited resources to satisfy all of society's wants. recession margins scarcity business cycle trade-off entrepreneurship
The given 'economic terms' are correctly matched with their descriptions as follows:
1). There are limited resources to satisfy all of society's wants. - Scarcity
2). Comparison of the benefits and costs of engaging in an activity. - Trade-off
'Economy' is characterized as the domain that 'studies the production of goods with limited resources, its distribution across the distinct regions, and its consumption by the individuals.'In the economic context, 'scarcity' is defined as the situation that arises due to the limited available resources for producing goods while having unlimited demand for them. While 'trade-off' stands for the situation in which 'the benefit caused by one good is given up or decreased for buying another good or take its benefits.' Thus, it aims to establish a balance among the benefits, as well as, price of the two. Hence, they would be matched as shown above.Explanation:
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what is the category right of HCL when it's a large company that hire many employees
The country best known for the state approach in the 1980s, where the government played a central role in economic decision-making was:
In the 1980s, the country for the state approach at the time when the government should play a role in economic decision-making is the Soviet Union.
The information related to the Soviet Union is as follows:
It depends upon the ownership of the state in terms of production, collective farming, and the manufacturing made in the industry.The economic planning in this should be managed via the admin-command system.Therefore we can conclude that In the 1980s, the country for the state approach at the time when the government should play a role in economic decision-making is the Soviet Union.
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The greeting you use while at work after picking up the phone can be protected under trademark law.
a. True
b. False
Why is it important for government to assess the the performance of the economy?
Answer:
to know the we are progressing or not
Which Personal Protective Equipment (PPE) and essential paperwork must be worn/carried at all times (select all that apply)
A closed-toe footwear, safety visibility vest and a driver's license must be worn/ carried at all times.
Although part of your question seems to be missing, you might be referring to this full question:
Which Personal Protective Equipment (PPE) and essential paperwork must be worn/carried at all times (select all that apply)
Closed-Toe footwear
Safety visibility vest
Driver's license
Medical certificate (for DOT drivers)
Personal Protective Equipment or PPEs are the protective suits worn to prevent a person from being infected by a dangerous disease or harmful chemicals. These kits are worn by medical workers as well as anyone dealing with hazardous chemicals.
PPE kits include any suit, medical gown, gloves, or any covering that provides safety from dangerous disease or chemicals. Such kits are worn to prevent the person from getting infected. They act as a barrier between the person and the dangerous element/chemical.When dealing with any hazardous chemical or disease, it is necessary and safe for the person to wear closed-toe footwear, a safety visibility vest, and also carry a driver's license for any identification purposes. Thus, the correct answers are the first, second, and third options.
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Retained earnings is:_______.
a. always equal to the amount of cash that the corporation has generated from operations.
b. a part of the paid-in capital of the corporation.
c. a part of the stockholders' claim on the total assets of the corporation.
d. closed at the end of each accounting period.
Answer:
d. closed at the end of each accounting period.
Retained earnings are closed at the end of each accounting period. Thus the correct answer is D.
What are retained earnings?After deducting all of a company's indirect and direct expenses, tax payments, and dividends payable to shareholders, the remaining profit is known as retained earnings.
Retained earnings boost a company's working capital structure and enhance its financial situation, which raises the fair value of its shares. Maintaining your company's financial performance boosts your balance sheet, which impacts shareholder equity and the value of the related stock.
Retained earnings are shown as the accumulated income from the previous year subtracting the dividends distributed to shareholders on the balance sheet at the completion of each accounting period.
Therefore, option D closed at the end of each accounting period is appropriate.
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Pharoah Co began operations on July 1. It uses a perpetual inventory system. During July, the company had the following purchases
and sales
Purchases
Date
Units
Unit Cost
Sales Units
July
1
5140
July 11
>
$150
July 14
July 21
5161
July 27
(1)
Answer:
july 1 5140 this os the answer
The liabilities and stockholder's equity of a company are $132,000 and $244,000, respectively. Assets should equal a.$112,000 b.$376,000 c.$188,000 d.$132,000
The asset should equal $376,000.
Given that,
The liabilities of the company are $132,000.The stockholder equity of the company is $244,000As per the accounting equation i.e.
Total assets = Total liabilities + stockholder equity
= $132,000 + $244,000
= $376,000
Thus all other options are incorrect.
Therefore we can conclude that The asset should equal $376,000.
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Using the following information: The bank statement balance is $5,086. The cash account balance is $5,263. Outstanding checks amounted to $894. Deposits in transit are $1,007. The bank service charge is $55. A check for $51 for supplies was recorded as $42 in the ledger. Prepare a bank reconciliation for Candace Co. for May 31.
Answer:
Bank statement Balance = $5086
Cash Account Balance = $5263
Outstanding Checks. = $894
Deposit In Transit. = $1007
Bank Service Charge. = $55
A Check. = $51
Check For Supplies. = $42
Adjusted Cash Balance. = $12398
How looting affects the business in terms of the relationship between social responsibility and triple bottom line?
Looting is simply stealing from the business. It is simply an act that is done to make a business inoperable.
Looting is an act of socially irresponsible people. They are acts that do not benefit the society at the end of the day. It reduces economic growth, causes a decline in welfare and also bad to the environment.
The triple bottom effect teaches that organizations should be able to measure their social as well as environmental impacts. Instead of being just focused on gains, they should be focused on the people, the environment also.
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categories of rights
Answer:
Human rights comprise of civil and political rights, such as the right to life, liberty and freedom of expression; and social, cultural and economic rights
JL Co. stock currently sells for $57 per share and the required return is 14.4 percent. The total return is evenly divided between the capital gains yield and the dividend yield. What is the current dividend per share if it's the company's policy to always maintain a constant growth rate in its dividends
Answer:
46%
Explanation:
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Simba Company’s standard materials cost per unit of output is $9.68 (2.20 pounds x $4.40). During July, the company purchases and uses 2,970 pounds of materials costing $15,741 in making 1,500 units of finished product. Compute the total, price, and quantity materials variances
importance of prospectus
Explanation:
The prospectus provides a reliable place for investors to track down the various fees that are attached to owning shares of the fund, such as the amount of the management fee.