Sidestepping Student Debt

Graduating from college with limited financial debt remains a challenge in these hard economic times. According to experts, the average student uses student loans to pay for school and then carries a median debt of $35,000 upon graduation. It is a significant sum for any recent graduate. The annual college tuition for a typical private school exceeds $50,000. Students attending those schools accrue crippling debt by the end of college. How is a recent college graduate supposed to pay back such a debt? The hourly minimum wage hardly covers the rent in urban areas across the country, leaving graduates scrambling to cover loans and other expenses. Finding entry-level corporate jobs is difficult for young graduates without career experience. Nonetheless, banks do not hesitate long before demanding payment on school loans. Smart students everywhere are refusing to accept the unwritten law that attending college results in overwhelming debt. Instead, these smart students sidestep serious college debt before college even begins.
One way to avoid a hefty college loan is to start thinking about that debt before applying to colleges. Savvy students consider not only the schools that offer the best education, but also those schools with reasonable tuition rates that fit within a set budget. Budgeting requires a breakdown of all school expenses. It also ensures students that they will be able to pay for tuition without the use of student loans.
Even those students who work within a budget may find it necessary to take out a small student loan to ease the burden of paying outright for college. The monthly payback rates of those loans need to be considered carefully. Wherever possible, the payback rate should be relative to a student’s projected income upon graduation. For example, students can calculate the monthly salary of their chosen profession and make sure it adequately covers their monthly loan payback. If a salary projection covers the monthly loan amount, then the student can feel safe in taking on the loan.
Another way smart students avoid serious debt is by applying for scholarships. Landing a scholarship is as easy as filling out a form. These awards range from minimal, such as a token gift of a few dollars per semester, to significant, such as complete tuition remission. Some scholarships award excellence in non-academic activities, such as sports and the arts. Students use scholarship monies to pay for school-related expenses such as books, academic equipment, and computers.
Finally, colleges themselves offer creative ways for students to avoid student debt. One such way is through student employment services. College students can work on campus in jobs ranging from tutoring and assisting in campus offices to more difficult jobs, such teaching classes through a teaching fellowship. Jobs like these can reduce tuition or provide direct income for students. All students can use extra pocket money, and campus employment can offer both immediate and long-term financial help.
Avoiding crippling college debt is crucial. It requires smart thinking before school begins in September. It requires careful forethought and active planning. It requires a thorough understanding of career-level salaries and typical real-life expenses after college. Scholarship money and campus employment offer financial help with tuition and other college expenses. By following the example of smart students everywhere, college applicants can avoid overwhelming student loan debt before applying to schools.

you are looking at the purpose of the text. What is the text trying to do? Also, what does it say about women’s rights?

Answers

Answer 1

The purpose of this text is to make sure the student know that they have a loan and how they could use various methods to pay it. It also depicts how there need to be a financial stability among the student. Also there is no mention of women's right but it is a generalized text for students.

What is school?

Giving pupils what skills they need to find employment is the goal of education. This implies that education seems to be a technique through which everyone may sustain themselves and make an economic contribution to society.

The typical college student borrows money through student loans to reimburse for their education, graduating with a $35,000 aggregate debt. The average private university has annual tuition costs of about $50,000. Budgeting helps students avoid significant student loan debt before their studies even began.

For assistance with tuition as well as other college costs, intelligent students seek out scholarships & school grounds work opportunities. Students can find employment on campus doing everything from instructing courses to mentoring and working in campus organizations. Jobs such as this could lower school or offer kids a direct source of money.

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Related Questions

Read the excerpt from Hidden Figures.

Whether or not a woman was promoted, if she was given a raise, if she had access to the smoky sessions where the future was being conceived and built, had much to do with the prejudices and predilections of the men she worked for.

Which statement best paraphrases this excerpt?

Decisions about whether a woman was promoted, paid more money, or allowed access to important meetings were based mostly on the prejudices and whims of her male managers.

Whether or not a woman got a better position, was paid more money, or had access to the smoky sessions where important decisions were made about the future depended on the prejudices and opinions of the men she worked for.

Regardless of whether or not a woman was promoted, paid more money, or allowed to attend important meetings, she still faced discrimination from the men she worked for.

Promotions, raises, and access to important meetings were granted to women only if the men in charge were able to overcome their own biases.

Answers

The statement that best paraphrases the excerpt is:

Decisions about whether a woman was promoted, paid more money, or allowed access to important meetings were based mostly on the prejudices and whims of her male managers.

This statement accurately captures the main idea of the excerpt, which is that a woman's career opportunities were largely influenced by the biases and preferences of the men she worked for. The other options do not accurately capture the main idea of the excerpt.

Which of the following details is MOST important to the development of the central idea in “Americans mark 18th anniversary of Sept. 11 with tears, politics and remembrance” (2019)?


People who were too young on 9/11 to even remember their lost loved ones, and others for whom the grief is still raw, paid tribute with wreath-layings and the solemn roll call of the dead Wednesday as America marked the 18th anniversary of the worst terror attack on U.S. soil.


President Donald Trump laid a wreath at the Pentagon, telling victims' relatives there: "This is your anniversary of personal and permanent loss."


Near Shanksville, Pennsylvania, the third site where planes crashed on September 11, 2001, Vice President Mike Pence credited the crew and passengers who fought back against the hijackers with protecting him and others in the U.S. Capitol that day.


The aim was to dislodge Afghanistan's then-ruling Taliban militants for harboring al-Qaida leader and 9/11 mastermind Osama bin Laden.

Answers

Answer:

A.

Explanation:

"Americans mark 18th anniversary of Sept. 11 with tears, politics and remembrance" is an article published on Sept. 11, 2019.

The article was written as America observed the 18th anniversary of the terrorist attack on the World Trade Centre, the Pentagon, and the field in Pennsylvania on September 11, 2001, by Al Qaeda.

The central idea of the article was to share an account of how people who the bereaved ones came to pay tribute to them with tears and how political people, even on such a hard day, did not miss a chance to belittle their opponents.

The detail that is important in the development of the central idea of the article is option A. The details in the statement develop that how a generation who were infants and lost the loved ones also came to pay the tribute.

Therefore, option A is correct.

Which of the following pairs of figurative language BEST describes the sounds of shooting? (AKS 4)

Question 17 options:

“woods which veiled his problems” and “precisely like an historical painting” (paragraph 10)


“working like slaves” and “boomed in the air about them” (paragraph 11)


“dramatic as the crash of a wave” and “as if it were a missile” (paragraph 12)


“crackled like bush fires” and “reverberated like thunder” (paragraph 14)

Answers

Answer:

i believe the one from paragraph 14 is the most accurate

Our sales ____ significantly since this time last year

A. increase

B. increased

C. have increased

D. are increasing

Answers

Answer:

Explanation:

C. have increased

Which of the following English words came from the words from other countries? Choose the two correct words. A computer be Yahtzee entertained seafoodlicious helping

Answers

Answer:

ComputerEntertained

Explanation:

The word "computer" has its origins in Latin where it is derived from the word "putare" which means to think. Over the years it underwent different changes and meanings till it came to be associated with calculation.

Entertained is borrowed from the French word "entretenir" which is a way of saying that one should be shown hospitality to or treated and maintained in a hospitable way.

Define the term extinction via the way psychology uses it

Answers

Extinction is one explanation. In psychology, extinction refers to the gradual weakening of a conditioned response that results in the behavior decreasing or disappearing. In other words, the conditioned behavior eventually stops. ... Eventually, the response becomes extinct, and your dog no longer displays the behavior.

In the book Drivers Ed by Caroline Cooney what game does Lark suggest to the students in Driver’s Ed?

Answers

In the book Drivers Ed by Caroline Cooney the name of the game that Lark suggests to the students in Driver’s Ed is a sign game.

What is a Narration?

This refers to the term that is used to describe and define the telling of a story that is done with the aid of a narrator that shows the sequence of a story for better understanding for the readers and also to advance the plot.

Hence, it can be seen that from the complete text, the story is about three kids who are taking a driving test together and their relationship and the nicknames they have and the game that is suggested to be played.

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on the sides of roads. They have come up
with several explanations. One idea is that
the shoes were tossed out of cars by children
during arguments. Another idea is that hikers accidentally
dropped a shoe. A third theory is that the shoes fell out of
garbage trucks. No one knows for sure. These single roadside
shoes don't tell their secret.
1. The underlined words in this paragraph are an example of figurative language called
O A. metaphor. O B. personification
OC simile. O D. hyperbole.
2. A title that best summarizes this paragraph is
O A Missing Mate
OB. Off of Trucks
O C. Roadside Shoes
O D. Uitter or Not?
3. In this paragraph, the word theory means
O A. therapy
O B. secret
OC. story.
O D. explanation
4. Reread the paragraph. Find and write another example of figurative language.

Answers

Answer:

i don't know sorry please you show me chapter hading

The Lottery" by Shirley Jackson, explain how these story have created social change, either directly or indirectly.

Answers

In its time, "The Lottery" was very controversial because it was seen as an attack on small rural towns, which made made up a very significant portion of America. It was a message saying that tradition should not be followed blindly because it is illogical or even harmful. However, over time, the message was taken into account and people began to question why they did certain things. It even held so much impact that it became the inspiration for the popular book and movie series, "The Hunger Games".

4 Complete the sentences with in. on or at
( marks)
I'm sitting in a café next to the beach
1 My parents are
Australia
2. He s never
home on Saturday
3 Ilove cooking food
a barbecue
4 They're
their bikes in the mountains
5 She's
town at the moment​

Answers

Answer:

1. My parents are in Australia.

2. He is never home on Saturday

3. I love cooking food on a barbecue

4. They're on their bikes in the mountains

5. She's in town at the moment​

When Sir Gawain and the Green Knight begins, we are told that the Knights of the Round Table and King Arthur and his queen Guenevere and the ladies have been celebrating what holiday for 15 days?

Answers

New Years I believe.


Papa and
hunt for mushrooms in the
woods.
A her
B me
C she
D us

Answers

The answer is B. But make sure the Me is capitalized

Reread the following quotation from paragraph 9: we were conducted immediately to the merchant yard where we were all pent up together like so many sheep in a fold without regard to sex or age. How does the author use of figurative language here contributed to the central idea of the text.

Answers

The author compares their cramped situation to that of sheeps in a fold; how so many of them were stuffed together without a second thought, regardless of age and sexual identity.

The author uses sheep in a fold as figurative language, which contributed to the central idea of the text.

What is a passage?

A passage called when there are multiple sentences in it can be one or a two-paragraph. It is usually taken as it is from the source document without changing anything, and not even the meaning of the passage or what the author intends to tell.

In this passage, it was told about how in the merchant's quarter the people were all collectively decided in a small area without any consideration of the sex or the age of the people

The author over here uses figurative language like the Sheep in a fold which means the way they were staying like the sheep that are being captured and taken, and we are living in a small area. This language tells us with the help of the example and gives the idea that one can picture.  

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English IV defying archetypes

Answers

Answer:

I just hope its right and it helps ya...But if its wrong then sorry for advanced

PLEASE HELP THIS IS VERY IMPORTANT I WILL GIVE YOU BRAIN THING IF ITS CORRECT AND NO LINKS PLEASE

please somebody do this :(

Answers

Should students get paid for good grades? That is a very interesting question. Frankly, most children would say yes, because who wouldn’t want to earn a bit, but do grades really need to be acknowledged with money?

On one hand, paying children for good grades will make them more hardworking and push them to receive those good grades.

On the other hand, paying them might boost some, while isolating others, who might not necessarily do well compared to the rest of the kids.

In conclusion, I believe that children shouldn’t get paid for good grades, because it is their responsibility to go to school and receive a good education and no amount of money can suffice their confidence in learning, if they themselves don’t want to learn.

I hope this helped :) ps. I wrote this at 2am, so i’m not sure this even makes sense.. ;)

Read the excerpt from "The Naughty Boy" by Hans Christian Andersen. Is the bolded characterization of Cupid an example of direct characterization or indirect characterization? The good poet lay on the floor and wept, because he really had been shot right through the heart. "What a naughty boy that Cupid is!" he cried. "I must warn all the good children, so that they will be careful and never play with him. Because he will certainly do them some harm!" So he warned all the good children, and they were very careful to keep away from that naughty Cupid. But he is very clever and he tricks them all the time. When the students are going home from the lectures, he runs beside them, with a black coat on and a book under his arm. They don't recognize him, but they take his arm, thinking he is a student, too, and then he sends his arrows into their hearts. And when the girls are in church to be confirmed, he is likely to catch them and shoot his darts into them. Yes, he is always after people! Direct characterization Indirect characterization​

Answers

Answer:

direct characterization

Explanation:

Answer:

A

Explanation:

Select two ways in which the author makes the connection between bike programs and citizens’ commutes. “Gearing Up: How Taipei’s Bike-Sharing Program Is Transforming Citizens’ Commute”)

Answers

Two sentences where the article makes a connection between bicycle programs and citizen commuting are:

"[...]  the city added rental stations and bikes near metro stations and bus stops, areas where commuters who normally walk to work might be interested in a more convenient alternative."

"[...] but I think the bike rental costs less in the first half hour. And it would take me longer by the metro because my destination isn’t right on the train line. I would need to walk ways to get there.”

How do these sentences defend the use of bike rental programs?

The sentences show how important bicycle rental is for citizens to move around the city.

This is because adult citizens need to leave their homes every day to work and fulfill their daily obligations, even for leisure activities it is necessary to move geographically.

This becomes difficult to do without a vehicle that allows rapid displacement. However, the use of cars and motorcycles proves to be a very expensive route, both due to the price of the vehicle and the cost of fuel.

In addition, these traditional vehicles are victims of traffic and impact nature in a very imposing way. For this reason, the use of bicycles is a cheaper, faster, and harmless alternative for all citizens.

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Can someone help me with this question?

Answers

No correction is necessary

correct the following sentences:
1. she has threw it away.
2. He spitted on the floor.
3. Have you get it right?
4. Has he eating the food?​

Answers

Answer:

1. She has thrown it away.

2. He spat/spit on the floor.

3. Have you got/gotten it right?

4. Has he eaten the food?

Answer:The correct sentences are:

1. She has thrown it away.

2. He spat on the floor.

3. Have you got it right?

4. Has he been eating the food?

Explanation: The correct sentences have a change of tense to participle in them. A participle is a word that is used in place of a verb to denote an adjective or a noun. For example:

If we look at the first sentence, the past participle of throw is not used instead the past tense is used. A throw is the action done in the past and hence the past participle of throw would be 'thrown' and not the incorrectly used word 'threw'.

If we look at the second sentence, the past tense of spit is incorrect. Spit is the action verb and the past tense is spat not spitted. So 'spat' is correct.

If we look at the third sentence, the sentence used the verb 'get' but in the context of the sentence and the use of the word 'have' we see that it indicated it to be past tense. So the correct word would be got and not get.

If we look at the fourth sentence, the sentence has a missing word for the whole sentence to be complete. The use of the indicator word 'has' shows that it is in the past continuous tense. So the word 'been' should be added before 'eating' to make it correct.

what is a typical cache that can be found?

Answers

The  general cache levels:

L1 cache, or primary cache,

L2 cache, or secondary cache, is often more capacious than L1.

The cahe can be found in hardware and software .

Where can one find cache?

Both hardware and software contain caches. The central processing unit, or CPU, in your desktop, laptop, smartphone, or tablet has its own cache. The CPU is the primary element in charge of processing data from the program.

There are three standard levels of cache: Primary cache, often known as L1 cache, is a small but incredibly fast cache that is typically included into processor chips called CPU cache. Secondary cache, or L2 cache, frequently has a larger capacity than L1 cache.

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Which of the below best fits the definition of ADAPT? *

A) to bring something smaller into something larger
B) to compile money
C) to happen at the same time
D) to change so as to better suit your surroundings

Answers

D) to change so as to better suit your surroundings

Definition

make (something) suitable for a new use or purpose; modify.
-become adjusted to new conditions

Which evidence best supports this claim?

Answers

Answer C supports the claim

the car is not in front of the house, so Rashid________ be home.

Answers

Answer:

the car is not in front of the house so Rashida maybe home

Answer:

the car is not in front of the house, so Rashid won't be home.

What would be a good thesis that answers to the question and main point on how the author uses flashbacks and saengs reflections to reveal aspects of her character for the story The Winter Hibiscus?

Answers

Answer:

One possible thesis that addresses the question of how the author uses flashbacks and self-reflections to reveal aspects of the character's identity in "The Winter Hibiscus" could be:

"Through the use of vivid flashbacks and introspective self-reflections, the author of 'The Winter Hibiscus' effectively reveals the multifaceted and complex identity of the protagonist, illuminating the struggles and triumphs that have shaped her into the person she is today."

R o b l o x OR m o n g u s? I want to play one of them but I like both

Answers

Answer:

ro bloxr add me yungmicks

Explanation:

I don't like that game but, I do like playing video games.

did Leah Binder create a team environment with the leapfrog group

Answers

Leah Binder is President & CEO of The Leapfrog Group, representing employers and other purchasers of health care calling for improved safety and quality in hospitals. She is a regular contributor to Forbes.com and other top tier publications. She has been named on Becker’s list of the 50 most powerful people in healthcare, and consistently cited by Modern Healthcare among the 100 most influential people and top 25 women in healthcare.

Under her leadership, The Leapfrog Group launched the Leapfrog Hospital Safety Grade, which assigns letter grades assessing the safety of general hospitals across the country. She has also fostered groundbreaking innovations in the annual Leapfrog Hospital Survey, including partnerships to eliminate early elective deliveries, central line-associated bloodstream infections and safe use of health technology.

She has served on numerous national boards and councils, including the Institute of Medicine Collaboration on Patient Engagement, the Health Care Financial Management Association Leadership Advisory Committee, PCORI Health Systems Advisory Panel, AARP’s Champions for Nursing Strategic Advisory Council, the National Priorities Partnership Board.

Prior to her position at The Leapfrog Group, Ms. Binder spent eight years as vice president at Franklin Community Health Network, an award-winning rural hospital network in Farmington, Maine. She previously worked as a senior policy advisor for the Office of Mayor Rudolph Giuliani in New York City and started her career at the National League for Nursing, where she handled policy and communications for more than 6 years.

Ms. Binder has a bachelor’s degree from Brandeis University and two master’s degrees from the University of Pennsylvania, one from the Annenberg School of Communication and the other from the Fels Institute of Government. She lives in Maryland with her husband, Sam, and two children, Henry and Fanya.

hope it helps

What is the theme of the third wish

Answers

The theme of a story is the underlying message or main idea that the author is trying to convey through the events and characters in the story. Without knowing more about the specific story you are asking about, it is difficult for me to identify the theme of the "third wish." Could you please provide more information about the story, such as its title or a summary of its plot? This would help me better understand the context and better assist you.

2. Hi, John. How are you? I am not feeling well, Paul.

A) Speaker 1: Hi, John. How are you?
Speaker 2: I am not feeling well, Paul.

B) John: Hi, John. How are you?
Paul: I am not feeling well, Paul.

C) Paul: Hi, John. How are you?
John: I am not feeling well, Paul.

Answers

Answer:

c is the correct answer

Every day after school, Carla and I would study for our math class. One day while walking home, Carla said, "I won't be able to study our math assignments with you anymore. my family is moving to Hillsborough, and I'll be going to another school." We were both sad and tearful, but then I had an idea. We could still study together using the Internet at home.

What type of error can be found in the paragraph above?

A. spelling
B. usage
C. punctuation
D. capitalization

Answers

Answer: capitalization

Explanation:

Every sentence should begin with a capital letter. The sentence "my family is moving, and I'll be going to another school" is missing a capital letter. It should read: My family is moving, and I'll be going to another school.

Nervous is to uneasy as ____.
A. Anxious is to calm
B. Attractive is to ugly
C. Popular is to know
D. Rich is to wealthy

SOMEONE ANSWER THIS REALLY FAST AND GIVE THE RIGHT ANSWER PLS! DO NOT GUESS JUST GIVE THE RIGHT ANSWER DON’T JUST DO IT FOR THE POINTS MAKE SURE YOUR ANSWER IS CORRECT!

Answers

D- they are synonyms just like nervous and uneasy

Answer:

D. rich is to wilty

Explanation:

hope it helps

Other Questions
PLEASE HELP I SET TO 14 POINTS AND WILL MARK BRAINLEST thank youuu! I need some help on this. NO LINKS Use the preterite forms for the verbs the main reason for the increased migration of african americans out of the rural south during and following world war 1 Each of Shakespeares play has five acts. Act V will conclude the play .Can you see a way for the play to end favorably? If so, describe it. If not, explain why not. Btw this is for Romeo and Juliet 4. After the establishment of the Roman Empire, there was a long periodof peace, stability, and prosperity. In what ways did the ideas andadvancements during this time affect civilization throughout history?Provide evidence from the passage to support your answer. Which one of the following choices best represents an advantage of cardiovascular fitness? Theoretically if you roll a number cube 36 times how many times would you expect to roll the number one? For each of the following, circle the word that does not belong belong with the rest and then in ONE complete sentence, explain why it does not fit. 1. Coal, Oil, Solar, Power, Natural Gas2. Biodegradable, Recycling, Sustainability, Deforestation Code to be written in PythonCorrect answer will be awarded BrainliestIn this task, we will be finding a possible solution to number puzzles like 'SAVE' + 'MORE' = 'MONEY'. Each alphabet represents a digit. You are required to implement a function addition_puzzle that returns a dictionary containing alphabet-digit mappings that satisfy the equation. Note that if there are multiple solutions, you can return any valid solution. If there is no solution, then your function should return False.>>> addition_puzzle('ANT', 'MAN', 'COOL'){'A': 8, 'C': 1, 'L': 9, 'M': 6, 'N': 7, 'O': 5, 'T': 2}>>> addition_puzzle('AB', 'CD', 'E')FalseExplanations:ANT + MAN = COOL: 872 + 687 = 1559AB + CD = E: The sum of two 2-digit numbers must be at least a two-digit number.Your solution needs to satisfy 2 conditions:The leftmost letter cannot be zero in any word.There must be a one-to-one mapping between letters and digits. In other words, if you choose the digit 6 for the letter M, then all of the M's in the puzzle must be 6 and no other letter can be a 6.addition_puzzle takes in at least 3 arguments. The last argument is the sum of all the previous arguments.Note: The test cases are small enough, don't worry too much about whether or not your code will run within the time limit.def addition_puzzle(*args):pass # your code here what is the author's (Paul Rusesabagina) connection to the historical event that happened in his book, "An Ordinary Man"?No links or files, Thanks. Pls help me with this question plssss c. You were in the house when you heard drumming and singing. Describe what you saw when you came out of the house.Essay calculate the sum of the interior angles of the following polygon 6 sided 15 sided and 3 sided an explorer walks 22 km north, then 47 km at 55o south of east. what is her resultant displacement? Josh has 27 signed baseballs. He places the baseballs equally on 3 shelves. How many baseballs are on each shelf? (-3/4)x + 25 = (1/8)x - 3Find x and show your workNo links please! Which elements can typically be found in blues music?O call and response and major tonalityO blue tonality and responsorial psalmscall & response and blue notescall and response and natural minor scale Write a 5-6 sentence summary answering the following questions: - What do you already know about heating devices and ice storms?- What do you wonder about heating devices and ice storms?( no random answer or incorrect answers will be flagged) 2. Marquan sells pretzels at Auntie Anne and earns $15 per hour,(a) Write an expression to show the relationship between the number of hoursworked (h) and the total earnings.(b) Use the expression to determine the amount of money he earns if heworked for 2 hours (b) 3 hours (c) 5 hoursYes What is the slope of the line that is parallel to the line y = -2x + 5?slope =