the most important reason to diversify a portfolio is to: a) increase both returns and risks. b) eliminate all risks. c) eliminate asset-specific risk. d) eliminate systematic risk. e) lower both returns and risks.

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Answer 1

The most important reason to diversify a portfolio is to Eliminate asset-specific risk

c) Eliminate asset-specific risk. The correct answer is:

Diversifying a portfolio means investing in a variety of different assets, such as stocks, bonds, and other securities, in order to spread and reduce risk. By diversifying, an investor can reduce the risk associated with individual assets or investments, known as asset-specific risk. This is because different assets may perform differently under various market conditions, and by diversifying, an investor can offset potential losses from one investment with gains from others, reducing the impact of any single investment on the overall portfolio. Diversification does not eliminate all risks or systematic risks, but it can help manage and reduce risks associated with individual investments.

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Sell or Process Further Ecolab produces cleaning and sanitizing chemicals for commercial markets. Assume the company processes raw material D into joint products E and F. Raw material D costs $8 per liter. It costs $150 to convert 100 liters of D into 60 liters of E and 40 liters of F. Product F can be sold immediately for $40 per liter or processed further into Product G at an additional cost of $12 per liter. Product G can then be sold for $55 per liter. Determine whether Product F should be sold or processed further into Product G. Calculate the net advantage (disadvantage) of further processing. Use a negative sign to indicate a net disadvantage (if applicable). $Answer per liter

Answers

The total cost of producing 40 liters of F is:

$150 + (40 liters x $8/liter) = $470

The revenue from selling 40 liters of F is:

40 liters x $40/liter = $1,600

If product F is processed further into G, the additional cost per liter is $12. Therefore, the total cost of producing 40 liters of G is:

$470 + (40 liters x $12/liter) = $938

The revenue from selling 40 liters of G is:

40 liters x $55/liter = $2,200

The net advantage of further processing is the additional revenue from selling G minus the additional cost of processing:

Net advantage = ($2,200 - $1,600) - ($938 - $470)

Net advantage = $600 - $468

Net advantage = $132

Since the net advantage is positive, it is more profitable to process F further into G. The net advantage of further processing is $132 per liter of F.

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Akron, inc., owns all outstanding stock of toledo corporation. amortization expense of $15,000 per year for patented technology resulted from the original acquisition. for 2021, the companies had the following account balances:

akron toledo
sales $1,100,000 $600,000
cost of goods sold 500,000 400,000
operating expenses 400,000 220,000
investment income not given 0
dividends declared 80,000 30,000

intra-entity sales of $320,000 occurred during 2020 and again in 2021. this merchandise cost $240,000 each year. of the total transfers, $70,000 was still held on december 31, 2020, with $50,000 unsold on december 31, 2021. for consolidation purposes, does the direction of the transfers (upstream or downstream) affect the balances to be reported here?

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The direction of the intra-entity transfers (upstream or downstream) does not affect the balances to be reported in the consolidated financial statements because they have already been eliminated in consolidation.

For consolidation purposes, the direction of the transfers (upstream or downstream) does not affect the balances to be reported here because the intra-entity sales and related cost of goods sold have already been eliminated in consolidation.

In the consolidation process, the parent company (Akron, Inc.) combines the financial statements of the subsidiary (Toledo Corporation) with its own financial statements to present a consolidated view of the overall financial position and performance of the combined entity.

The intra-entity sales and cost of goods sold are eliminated to avoid double-counting them in the consolidated financial statements. This means that only the sales and cost of goods sold to external customers are included in the consolidated financial statements.

Therefore, the balances to be reported in the consolidated financial statements are based on the external transactions of both companies with third parties, as well as any intercompany transactions that have not been eliminated in consolidation, such as the investment income received by Akron, Inc. from Toledo Corporation.

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Barbie and Jose are married and claim 2 exemptions. Last year Barbie earned $32,400 and Jose earned $28,600 in wages. Additional tax information for the year is as follows: Interest earned: $2,800; alimony paid: $5,900; contributions to IRA retirement fund: $2,300; state and local income taxes paid: $6,200; contributions to charity: $2,700. Find the taxable income if they file a joint return

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The taxable income is $38,700 in the given case of Barbie and Jose

To find the taxable income, we need to calculate the total income and then subtract the deductions and exemptions.

Total Income:

Barbie's wages: $32,400

Jose's wages: $28,600

Interest earned: $2,800

Total income: $63,800

Deductions:

Alimony paid: $5,900

Contributions to IRA retirement fund: $2,300

State and local income taxes paid: $6,200

Contributions to charity: $2,700

Total deductions: $17,100

Exemptions:

Barbie: 1 exemption

Jose: 1 exemption

Total exemptions: 2

Taxable Income:

Total income: $63,800

Minus deductions: $17,100

Minus exemptions: $8,000 (2 exemptions x $4,000 for tax year 2021)

Taxable income: $38,700

Therefore, the taxable income is $38,700.

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When a goal is not met, a manager should assume that:.

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Answer is: managers should assume that employees where not performing to their upmost potential

at the accounting break-even point, mountain hardware gear sells 14,600 snowboard masks at a price of $10 each. at this level of production, the depreciation is $58,000 and the variable cost per unit is $4. what is the amount of the fixed costs at this production level?

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If level of production, the depreciation is $58,000 and the variable cost per unit is $4 the amount of fixed costs at this production level is $29,600.

The accounting break-even point is the level of sales at which a company's total revenues are equal to its total expenses, both fixed and variable. At this point, the company has not yet generated a profit, but it has also not incurred a loss.

To calculate the fixed costs at the accounting break-even point, we can use the following formula:

Fixed costs = (Sales price per unit x Break-even quantity) - (Variable cost per unit x Break-even quantity) - Depreciation

Using the information given in the question, we can plug in the values as follows:

Fixed costs = ($10 x 14,600) - ($4 x 14,600) - $58,000

Fixed costs = $146,000 - $58,400 - $58,000

Fixed costs = $29,600

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You have the following information for pharoah inc. For the month ended october 31, 2022. Pharoah uses a periodic method for inventory.
date
description
units
unit cost or selling price
oct. 1
beginning inventory
60 $23
oct. 9
purchase
124 25
oct. 11
sale
91 35
oct. 17
purchase
98 26
oct. 22
sale
65 40
oct. 25
purchase
75 28
oct. 29
sale
109 40
calculate ending inventory, cost of goods sold, gross profit under each of the following methods.
(1) lifo.
(2) fifo.
(3) average-cost. (round per unit cost to 3 decimal places, e. G. 15. 647 and final answers to 0 decimal places, e. G. 5,125. )
lifo fifo average-cost
the ending inventory $enter the ending inventory amount as per lifo in dollars $enter the ending inventory amount as per fifo in dollars $enter the ending inventory amount as per average-cost in dollars the cost of goods sold $enter the cost of goods sold amount as per lifo in dollars $enter the cost of goods sold amount as per fifo in dollars $enter the cost of goods sold amount as per average-cost in dollars gross profit $enter the gross profit amount as per lifo in dollars $enter the gross profit amount as per fifo in dollars $enter the gross profit amount as per average-cost in dollars

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The gross profit under the LIFO method is $3,185, which is the same as the gross profit under the average-cost method.

The gross profit under the FIFO method is slightly lower at $3,097.

First, we need to assume that all sales for the month of October were made out of the inventory available on October 1st, followed by the inventory purchased on October 9th, then the inventory purchased on October 17th, and finally the inventory purchased on October 25th. Using this information, we can calculate the cost of goods sold as follows:

Cost of goods sold = (60 * $23) + (34 * $25) + (57 * $26) + (91 * $28)

Cost of goods sold = $1,380 + $850 + $1,482 + $2,548

Cost of goods sold = $6,260

Next, we can calculate the ending inventory as follows:

Ending inventory = (43 * $26) + (75 * $28)

Ending inventory = $1,118 + $2,100

Ending inventory = $3,218

Finally, we can calculate the gross profit as follows:

Gross profit = Sales - Cost of goods sold

Gross profit = (91 * $35) + (65 * $40) + (109 * $40) - $6,260

Gross profit = $3,185.

Under the FIFO method, we assume that the units sold during the month were from the inventory purchased first, followed by the inventory purchased later. This means that the cost of goods sold will reflect the cost of the oldest inventory first. Using this information, we can calculate the cost of goods sold as follows:

Cost of goods sold = (60 * $23) + (31 * $25) + (98 * $26) + (65 * $28)

Cost of goods sold = $1,380 + $775 + $2,548 + $1,820

Cost of goods sold = $6,523

Next, we can calculate the ending inventory as follows:

Ending inventory = (29 * $26) + (44 * $28) + (109 * $28)

Ending inventory = $754 + $1,232 + $3,052

Ending inventory = $5,038

Finally, we can calculate the gross profit as follows:

Gross profit = Sales - Cost of goods sold

Gross profit = (91 * $35) + (65 * $40) + (109 * $40) - $6,523

Gross profit = $3,097

Lastly, let's calculate the ending inventory, cost of goods sold, and gross profit under the average-cost method.

Under the average-cost method, we calculate the weighted average cost per unit of inventory and use that cost to calculate the cost of goods sold and ending inventory. We can calculate the weighted average cost per unit as follows:

Weighted average cost per unit = Total cost of inventory available for sale / Total units of inventory available for sale

Total cost of inventory available for sale = (60 * $23) + (124 * $25) + (98 * $26) + (75 * $28)

Total cost of inventory available for sale = $1,380 + $3,100 + $2,548 + $2,100

Total cost of inventory available for sale = $9,128

Total units of inventory available for sale = 60 + 124 + 98 + 75 + 109

Total units of inventory available for sale = 466

Weighted average cost per unit = $9,128 / 466

Weighted average cost per unit = $19.58 (rounded to 3 decimal places)

Under the average-cost method, we can now calculate the cost of goods sold as follows:

Cost of goods sold = 60 * $19.58 + 31 * $25 + 57 * $19.58 + 65 * $28

Cost of goods sold = $1,174.80 + $775 + $1,116.06 + $1,820

Cost of goods sold = $4,885.86

Next, we can calculate the ending inventory as follows:

Ending inventory = 29 * $19.58 + 44 * $28 + 109 * $19.58

Ending inventory = $567.82 + $1,232 + $2,134.22

Ending inventory = $3,934.04

Finally, we can calculate the gross profit as follows:

Gross profit = Sales - Cost of goods sold

Gross profit = (91 * $35) + (65 * $40) + (109 * $40) - $4,885.86

Gross profit = $3,185

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The following t-account is a summary of the cash account of splish brothers company. cash (summary form) balance, jan. 1 13,600 receipts from customers 618,800 payments for goods 340,000 dividends on stock investments 10,200 payments for operating expenses 238,000 proceeds from sale of equipment 61,200 interest paid 17,000 proceeds from issuance of taxes paid 13,600 bonds payable 510,000 dividends paid 68,000 balance, dec. 31 537,200 what amount of net cash provided (used) by financing activities should be reported in the statement of cash flows

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The net cash provided (used) by financing activities is the difference between cash inflows and outflows related to financing activities during a period. In the given t-account, the financing activities include proceeds from issuance of bonds payable, dividends on stock investments, and dividends paid.

To calculate the net cash provided (used) by financing activities, we need to add the cash inflows from issuance of bonds payable and dividends on stock investments, and deduct the cash outflows from dividends paid. Therefore, the net cash provided (used) by financing activities for Splish Brothers Company is:

Proceeds from issuance of bonds payable = $510,000
Dividends on stock investments = $10,200
Total cash inflows = $520,200

Dividends paid = $68,000
Total cash outflows = $68,000

Net cash provided (used) by financing activities = Total cash inflows - Total cash outflows
= $520,200 - $68,000
= $452,200

Therefore, the net cash provided (used) by financing activities for Splish Brothers Company is $452,200. This amount should be reported in the statement of cash flows to provide information about the company's financing activities during the period.

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In Chapter 8, the authors of your textbook present an example in which Boeing Corporation sold landing gear to British Airways at a cost of GBP10 million. Payment is due in one year. If Boeing uses a money market hedge to eliminate its transaction exposure it will need to _______ at t=0.
A. deposit the present value of GBP10 million in a British bank
B. buy the present value of GBP10 million in the spot market
C. borrow the present value of GBP10 million
D. enter a short position on GBP10 million

Answers

In Chapter 8, the authors of your textbook present an example in which Boeing Corporation sold landing gear to British Airways at a cost of GBP10 million. Payment is due in one year. If Boeing uses a money market hedge to eliminate its transaction exposure it will need to borrow the present value of GBP10 million at t=0. The correct option is "C".

To use a money market hedge, Boeing needs to take an offsetting position in the money market to eliminate its transaction exposure. In this case, since Boeing is selling landing gear to British Airways and will receive GBP10 million in one year, it faces the risk of the GBP weakening against the U.S. dollar over the next year.

To eliminate this risk, Boeing needs to take a long position in GBP, so that if the GBP weakens, the gain on the long position will offset the loss on the sale of landing gear.Therefore, to use a money market hedge, Boeing needs to borrow the present value of GBP10 million at t=0, which will be the amount that, when converted to USD at the current spot exchange rate, equals the USD value of GBP10 million.

The correct option is "C".

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break-even sales and sales to realize a target profit for the current year ending october 31, papadakis company expects fixed costs of $451,000, a unit variable cost of $44, and a unit selling price of $66. a. compute the anticipated break-even sales (units). fill in the blank 1 units b. compute the sales (units) required to realize a target profit of $103,400. fill in the blank 2 units

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a) The anticipated break-even sales (units) for the current year ending October 31 is 11,275 units.

b) The sales (units) required to realize a target profit of $103,400 for the current year ending October 31 is 5,750 units.

a) To calculate the anticipated break-even sales (units), we need to determine the number of units that the company needs to sell to cover its fixed and variable costs. We can use the following formula to calculate break-even sales:

Break-even sales (units) = Fixed costs ÷ (Unit selling price - Unit variable cost)

Plugging in the given values, we get:

Break-even sales (units) = $451,000 ÷ ($66 - $44) = 11,275 units

b) To compute the sales (units) required to realize a target profit of $103,400, we need to use the following formula:

Sales (units) = (Fixed costs + Target profit) ÷ (Unit selling price - Unit variable cost)

Plugging in the given values, we get:

Sales (units) = ($451,000 + $103,400) ÷ ($66 - $44) = 5,750 units

In summary, break-even sales and sales to realize a target profit are important concepts for businesses to understand their financial performance.

Break-even sales help businesses determine the minimum sales volume they need to cover their costs, while sales to realize a target profit help businesses set and achieve their profit goals.

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Sun Airlines, Inc., prints on its tickets that it is not liable for any injury to a passenger caused by the airline’s negligence. If the cause of an accident is found to be the airline’s negligence, can it use the clause as a defense to liability? Why or why not?

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No, it cannot use the clause as a defense to liability if the cause of an accident is found to be the airline’s negligence.

About use the clause as a defense to liability

The reason for this is that any contract or agreement that attempts to limit or waive liability for negligence is considered invalid under the law. This is because such a clause would violate public policy and undermine the protection of the public against the negligence of others.

Therefore, even if Sun Airlines includes a clause on its tickets stating that it is not liable for injuries caused by its negligence, it would still be held accountable if its negligence is found to be the cause of an accident that resulted in passenger injuries.

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who uses accounting information? (check all that apply.) multiple select question. creditors debentures institutional investors managers private investors

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Creditors use accounting information.

The option (A) is correct.

A creditor or lender uses accounting information to decide a borrower's capacity to reimburse a credit, the number of the borrower's resources and liabilities, confirmation of pay, monetary status, and so forth before the borrower loans cash to a financial substance.

Accounting plays a significant part in maintaining a business, following pay and costs, guaranteeing administrative consistence, and giving quantitative monetary data that can be utilized to pursue business choices for financial backers, the board, and the government. since this assists with ensuring that the advance will be reimbursed from here on out.

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This question is not complete, Here I am attaching the complete question:

Who uses accounting information? (check all that apply.) multiple select question.

(A) creditors

(B) debentures

(C)  institutional investors

(D) managers private investors

Tailwind Inc. , produces high-quality but expensive training shoes for runners. The Tailwind show, which sells for $210, contains both gas- and liquid-filled compartments to provide more stability and better protection against knee, foot, and back injuries. Manufacturing the shoes requires 10 separate tasks. There are 400 minutes available for manufacturing the shoes in the plant each day. Daily demand is 60. The information for the tasks is as follows (with time in minutes): What is the system Cycle Time and the minimum number of workstations

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The Cycle Time and the minimum number of workstations for Tailwind Inc is

1. Daily demand: [tex]60[/tex] shoes
2. Total available time for manufacturing: [tex]400[/tex] minutes
3. Task times for each of the 10 tasks (not provided, but we will refer to them as [tex]T1, T2, ... T10)[/tex]

Step 1: Calculate the System Cycle Time
Cycle Time [tex]= Total available time / Daily demand[/tex]

Cycle Time [tex]= 400 minutes / 60 shoes[/tex]
Cycle Time [tex]= 6.67 minutes per shoe[/tex]
Step 2: Calculate the Total Task Time
Total Task Time [tex]= T1 + T2 + T3 + ... + T10[/tex]


Step 3: Calculate the Minimum Number of Workstations
Minimum Workstations [tex]= Total Task Time / Cycle Time[/tex]

Minimum Workstations [tex]= (T1 + T2 + ... + T10) / 6.67[/tex]


Since we do not have the actual task times [tex](T1, T2, ... T10)[/tex], you'll need to add those times and use the equation above to find the minimum number of workstations required for manufacturing Tailwind shoes.

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Luke owns several relatively new business suits that he enjoys wearing. one day at the office, he notices an especially attractive suit worn by a coworker and decides he needs to buy a new suit. as described in this chapter, what type of problem recognition has taken place

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Based on the given scenario, it can be said that Luke has experienced a "stimulus-driven problem recognition" while noticing an attractive suit worn by his coworker. Stimulus-driven problem recognition occurs when a consumer's attention is drawn to a particular product or service due to an external stimulus, such as an advertisement, a recommendation from someone else, or simply observing someone using a product. In this case, the coworker's attractive suit acted as a stimulus that grabbed Luke's attention and made him realize that he needed a new suit.

Stimulus-driven problem recognition is one of the three types of problem recognition that can occur in the consumer decision-making process. The other two types are "internal search" and "need-driven problem recognition." Internal search occurs when a consumer realizes a problem through his or her own past experiences and knowledge, while need-driven problem recognition occurs when a consumer experiences a gap between his or her desired and actual state of being.

In conclusion, Luke's problem recognition can be categorized as a stimulus-driven problem recognition, where an external stimulus triggered his need to buy a new suit. As a result, he might start looking for information and evaluating alternatives to find the most suitable suit that fits his preferences and budget.

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Suppose stock returns can be explained by a two-factor model. The firm-specific risks for all stocks are independent. The following table shows the information for two diversified portfolios:





β1 β2 E(R)


Portfolio A. 83 1. 13 17%


Portfolio B 1. 43 −. 23 15




If the risk-free rate is 4 percent, what are the risk premiums for each factor in this model? (Do not round intermediate calculations and enter your answers as a percent rounded to 2 decimal places, e. G. , 32. 16. )



Looking for:


Factor F1 = ____%


Factor F2 = ____%

Answers

To find the risk premiums for each factor in the two-factor model, we first need to calculate the expected returns for each portfolio. We can do this using the following formula:

E(R) = Rf + β1 * premium1 + β2 * premium2

where Rf is the risk-free rate, β1 and β2 are the factor loadings for each portfolio, and premium1 and premium2 are the risk premiums for each factor.

For Portfolio A, we have:

E(R) = 0.04 + 0.83 * premium1 + 1.13 * premium2
0.17 = 0.04 + 0.83 * premium1 + 1.13 * premium2

For Portfolio B, we have:

E(R) = 0.04 + 1.43 * premium1 - 0.23 * premium2
0.15 = 0.04 + 1.43 * premium1 - 0.23 * premium2

We can solve these equations simultaneously to find the values of premium1 and premium2:

0.17 = 0.04 + 0.83 * premium1 + 1.13 * premium2
0.15 = 0.04 + 1.43 * premium1 - 0.23 * premium2

Multiplying the first equation by -1.43 and adding it to the second equation gives:

-0.24 = -1.11 * premium1 - 1.59 * premium2

Multiplying the first equation by -1.59 and adding it to the second equation gives:

0.0391 = -0.71 * premium2

Solving for premium2 gives:

premium2 = -0.0391 / -0.71 = 0.055

Substituting this value into either of the original equations gives:

premium1 = (0.17 - 0.04 - 1.13 * premium2) / 0.83 = 0.107

Therefore, the risk premiums for each factor in this model are:

Factor F1 = 10.7%
Factor F2 = 5.5%

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hat was the most significant impact of this suburbanization process on American culture more broadly?

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The most significant impact of the suburbanization process on American culture more broadly was the creation of a suburban lifestyle that became synonymous with the American Dream.

Suburbanization is the process by which people move from urban areas to suburban areas. During the 1950s and 1960s, suburbanization grew as more Americans sought to live in areas with more space, privacy, and natural beauty. The post-World War II economic boom and the widespread availability of automobile transport made suburbanization possible. People fled the cities to the suburbs to avoid the congestion, noise, and pollution of urban life.

The suburbanization process made housing more affordable, and suburban life became synonymous with the American Dream. American culture was profoundly influenced by the suburbanization process. The suburbanization process was a significant factor in the development of the automobile industry, as people needed cars to travel from the suburbs to the cities.

As a result, automobile manufacturers started producing cars that were larger, more powerful, and more luxurious to meet the demands of the suburban market. Additionally, the rise of the suburban lifestyle created a new consumer culture in which people bought homes, appliances, furniture, and other goods to decorate their homes and create a comfortable lifestyle.

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John is a very diligent worker committed in carrying out his duties. However, John felt that the employer did not pay a salary commensurate with the work he did. John conspired with 10 other employees to invite the employer to commence a collective bargaining session. John also prepared a proposal to invite employers to commence collective bargaining. The proposal was sent to the employer on 2 March 2022. The employer responded to the invitation on 14 March 2022 where the employer accepted the invitation to commence a collective bargaining. However, after that, John and other employees did not receive any information on the date of implementation of the collective bargaining session to be held by the employer. John and other employees tried to refer the matter to the employer, but the employer did not want to meet with them. The employer also verbally informed John and other employees that the employer did not want to commence this collective bargaining session. This situation caused dissatisfaction to John and other employees, and they made a report to the Department of Industrial Relations on April 5, 2022.
Based on the above scenario, answer all questions as follows:
a. Briefly explain the main function of collective bargaining. Justify your answer with the appropriate sections and acts. (15 marks)
b. Does the John and other employees have the eligibility and authority to invite employers for collective bargaining? Discuss your answer with appropriate sections and acts.(15 marks)

Answers

a. The main function of collective bargaining is to negotiate terms and conditions of employment between employees (usually represented by a union) and employers. b. John and the other employees do have the eligibility and authority to invite their employer for collective bargaining.

a. The main function of collective bargaining is to reach an agreement between an employer and a union concerning terms and conditions of employment. This process aims to reach an agreement on various aspects, such as wages, working hours, benefits, and other working conditions. The agreement is reached through negotiations, with each party making proposals and counter-proposals until a mutually acceptable agreement is reached.

Section 13 of the Industrial Relations Act 1967 provides for the appointment of a trade union as an agent in collective bargaining. The agent has the right to negotiate with the employer on behalf of the union's members.

Section 14 of the Industrial Relations Act 1967 defines collective agreements and the manner in which they are to be registered. It establishes the legal status of collective agreements and ensures that they are binding on the parties to the agreement. It also specifies the procedure for amending or terminating a collective agreement.

b. According to Section 3 of the Industrial Relations Act 1967, employees have the right to form or join trade unions of their choice. Section 2 defines a trade union as an association of workers whose primary purpose is to promote and protect their economic and social interests. As a result, John and other employees have the right to invite their employer to commence collective bargaining.

Section 18 of the Industrial Relations Act 1967 outlines the procedure for commencing collective bargaining. The union must make a written request to the employer for collective bargaining. The employer must then respond in writing within fourteen days, either accepting or rejecting the request.

If the employer accepts the request for collective bargaining, the parties must then arrange to meet and commence negotiations. However, if the employer rejects the request for collective bargaining, the union may file a dispute with the Director General of Industrial Relations, who may then refer the matter to the Industrial Court for adjudication.

In conclusion, John and other employees are eligible and authorized to invite their employer to commence collective bargaining, as provided for in Section 3 and Section 18 of the Industrial Relations Act 1967.

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Ivan contributed the following amounts to a spousal RRSP, for which his wife Natalie is the annuitant: $4,000 in 2018; $4,500 in 2019; and $5,000 in 2020. In December 2021, Natalie withdraws $15,000 from her spousal RRSP. Calculate the tax consequences to each that Natalie’s withdrawal from the RRSP will cause.


Answer all this question in the file please

Answers

The tax consequences of Natalie's withdrawal from the spousal RRSP will depend on several factors, including her income level and tax bracket, as well as the timing and amount of her contributions and withdrawals.

Assuming that Natalie has no other income and is in the lowest tax bracket, her tax liability for the withdrawal would be as follows:

- For the $4,000 contribution made in 2018, Ivan would be entitled to claim a spousal RRSP deduction on his tax return for that year, reducing his taxable income by $4,000. Natalie would be taxed on the full amount of the withdrawal, but would not be subject to any withholding tax. Her tax liability for the withdrawal would be approximately $1,500, assuming a federal tax rate of 15% and a provincial tax rate of 5%.

- For the $4,500 contribution made in 2019, Ivan would again be entitled to claim a spousal RRSP deduction on his tax return for that year, reducing his taxable income by $4,500. Natalie would be taxed on the full amount of the withdrawal, but would not be subject to any withholding tax. Her tax liability for the withdrawal would be approximately $1,950, assuming a federal tax rate of 20% and a provincial tax rate of 5%.

- For the $5,000 contribution made in 2020, Ivan would be entitled to claim a spousal RRSP deduction on his tax return for that year, reducing his taxable income by $5,000. However, because the contribution was made in the same calendar year as the withdrawal, the contribution may be subject to the "3-year rule" under the Income Tax Act. This rule states that contributions made to a spousal RRSP within the same calendar year as a withdrawal from that RRSP may be attributed back to the contributing spouse for tax purposes. If the contributions are attributed back to Ivan, he would not be able to claim the spousal RRSP deduction for that year, and Natalie would be taxed on the full amount of the withdrawal. Her tax liability would be approximately $2,850, assuming a federal tax rate of 29% and a provincial tax rate of 5%.

It's important to note that these calculations are based on a number of assumptions, and that the tax consequences of RRSP contributions and withdrawals can vary widely depending on individual circumstances. It's always a good idea to consult a tax professional for personalized advice.

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considering current understanding of employment-at-will, under which of the following conditions is it legal to terminate someone? multiple choice if an employee is under union contract that limits termination if an employee notifies the media about workplace conditions if an employee performs adequately at work if an employee takes time off for jury duty if an employee notifies government agencies about legal violations

Answers

Under current understanding of employment-at-will, it is generally legal to terminate an employee for any reason that is not illegal or discriminatory. Option 1 is correct.

Union contracts often provide protection to employees by limiting the circumstances under which they can be terminated, such as requiring a specific process for disciplinary action or only allowing termination for just cause. If an employer violates the terms of a union contract by terminating an employee without just cause or outside of the contract's guidelines, it would be considered illegal.

The other options listed do not provide legal protection against termination. While it is generally illegal to terminate an employee for reasons related to discrimination or retaliation for legally protected activities such as reporting legal violations or serving on jury duty, the question does not provide enough context to determine if any of these situations would constitute discrimination or retaliation. Option 1 is correct.

The complete question is

Considering current understanding of employment-at-will, under which of the following conditions is it legal to terminate someone?

Multiple Choice

if an employee is under union contract that limits termination if an employee notifies the media about workplace conditions if an employee performs adequately at workif an employee takes time off for jury duty if an employee notifies government agencies about legal violations

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How much do you have to deposit today in order to allow 5 annual withdrawals, beginning at the end of year 8, with the first withdrawal of $1000 with subsequent withdrawals decrease at the rate of 5% over previous year’s withdrawal? The interest rate is 10%

Answers

You need to deposit $1908.03 today to allow for the 5 annual withdrawals beginning at the end of year 8, with the first withdrawal of $1000 and subsequent withdrawals decreasing at a rate of 5% over the previous year's withdrawal, given a 10% interest rate.


To determine how much to deposit today, we'll use the concept of present value (PV) for both the initial deposit and the withdrawals. We are given the interest rate (10%) and the withdrawal amounts, which decrease at the rate of 5% per year.

First, let's find the present value of each withdrawal:
1. PV of 1st withdrawal = $1000 / (1.10)^7 = $513.16
2. PV of 2nd withdrawal = $1000 * 0.95 / (1.10)^8 = $436.74
3. PV of 3rd withdrawal = $1000 * 0.95^2 / (1.10)^9 = $371.64
4. PV of 4th withdrawal = $1000 * 0.95^3 / (1.10)^10 = $316.67
5. PV of 5th withdrawal = $1000 * 0.95^4 / (1.10)^11 = $269.82

Next, sum up the present values of all the withdrawals: $513.16 + $436.74 + $371.64 + $316.67 + $269.82 = $1908.03

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You work for rev, incorporated, and have misplaced your phone. according to the frequently asked questions presented, rev can use rdm to:

Answers

Rev, Incorporated can use RDM to locate your misplaced phone, protect sensitive data, and restore the device if needed. Remember to report the issue to your company's IT department to initiate the process.

How Rev, Incorporated can use RDM to assist you with your misplaced phone. Here's a step-by-step explanation:

1. First, RDM stands for Remote Device Management. It is a system that allows companies like Rev, Incorporated to manage and control devices, such as smartphones, remotely.

2. In the case of a misplaced phone, the first thing you should do is report the issue to your company's IT department or responsible personnel.

3. Once reported, Rev's IT team can utilize the RDM system to locate your misplaced phone. This is done by accessing the device's GPS data, which will provide an approximate location of the phone.

4. If the phone is nearby or within the company premises, the IT team can use RDM to make the phone emit a sound or vibration to help you find it more easily.

5. In case the phone cannot be located or is suspected to be stolen, RDM allows Rev's IT team to remotely lock the device and protect sensitive company information stored on it.

6. If necessary, the IT team can also use RDM to remotely wipe the device's data, ensuring that important company data is not compromised.

7. Once the phone is found or replaced, the IT team can utilize RDM to restore any necessary company data and applications onto the device.

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The world price of a pound of almonds is $4. 50. before uruguay allowed trade in almonds, the price of a pound of almonds there was $3. 0. once uruguay began allowing trade in almonds with other countries, uruguay began:.

Answers

Once Uruguay began allowing trade in almonds with other countries, the price of a pound of almonds in Uruguay would have increased.

This is because the world price of almonds is higher than the price that was being charged in Uruguay before trade was allowed.

The world price of almonds is determined by the forces of supply and demand on a global scale.

Since Uruguay is now participating in the global market, it would have to adjust its price to the world price in order to remain competitive.

This is because consumers in Uruguay now have access to cheaper almonds from other countries.

In summary, allowing trade in almonds with other countries would lead to an increase in the price of almonds in Uruguay as it adjusts to the world price.

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russo corporation manufactured 16,000 air conditioners during november. the overhead cost-allocation base is $31.50 per machine-hour. the following variable overhead data pertain to november: actual budgeted production 16,000 units 18,000 units machine-hours 7,875 hours 9,000 hours variable overhead cost per machine-hour: $31.00 $31.50 what is the flexible-budget amount? selected answer: incorrect $279,000 answers: correct $252,000 $248,033 $248,000 $279,000

Answers

The flexible-budget amount for Russo corporation  is equal to  $248,033.

To calculate the flexible budget amount for variable overhead, we need to use the budgeted variable overhead rate per machine-hour and the actual number of machine-hours used at the actual level of production.

The budgeted variable overhead rate per machine-hour is $31.50, as given in the problem.

The actual number of machine-hours used in November is:

7,875 hours when 16,000 units were produced

(16,000 units x 0.492 machine-hours per unit = 7,875 hours)

Using the actual number of machine-hours and the budgeted variable overhead rate per machine-hour, we can calculate the flexible budget amount as follows:

Flexible budget amount = Actual machine-hours x Budgeted variable overhead rate per machine-hour

= 7,875 hours x $31.50

= $248,063

Therefore, the correct answer is $248,033.

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Long-Term Financing NeededAt year-end 2019, Wallace Landscaping's total assets were $2. 40 million, and its accounts payable were $405,000. Sales, which in 2019 were $3. 2 million, are expected to increase by 35% in 2020. Total assets and accounts payable are proportional to sales, and that relationship will be maintained. Wallace typically uses no current labitles other than accounts payable. Common stock amounted to $475,000 in 2019, and retained earnings were 5235,000. Wallace has arranged to sell $55,000 of new common stock in 2020 to meet some of its financing needs. The remainder of its financing needs will be met by Issuing new long-term debt at the end of 2020. (Because the debt is added at the end of the year, there will be no additional interest expense due to the new debt. ) Its net profit margin on sales is 6%, and 45% of earnings will be paid out as dividends. A. What was Wallace's total long-term debt in 2019? Do not round Intermediate calculations. Enter your answer in dollars. For example, an answer of $2 million should be entered as 2,000,000. Round your answer to the nearest dollar, What were Wallace's total abilities in 2019? Do not found intermediate calculations, enter your answer in dollars. For example, an answer of $2 million should be entered as 2,000,000. Round your answer to the nearest dollar b. How much new long-term debt financing will be needed in 2007 in N New stock. Now long term debt. ) Do not found intermediate calculations. Enter your answer in dolara For example, an answer of $2 million should be entered an 2,000,000, Round your answer to the nearest dollar

Answers

Wallace did not have any long-term debt at the end of 2019. The new long-term debt financing needed in 2020 will be $3,050,479.

a. To calculate Wallace's total long-term debt in 2019, we need to first calculate its total liabilities. We know that its total assets were $2.40 million, and its accounts payable were $405,000. We are also given that total assets and accounts payable are proportional to sales, so we can use this information to calculate the total liabilities:

Total assets = $2.40 million

Accounts payable = $405,000

Sales = $3.2 million

Accounts payable as a percentage of sales = $405,000 ÷ $3.2 million = 0.1266

Total liabilities as a percentage of sales = accounts payable as a percentage of sales = 0.1266

Total liabilities = total assets × total liabilities as a percentage of sales = $2.40 million × 0.1266 = $303,840

To calculate the total long-term debt, we need to subtract the current liabilities (accounts payable) from the total liabilities:

Total long-term debt = Total liabilities - Accounts payable = $303,840 - $405,000 = -$101,160

It's important to note that a negative result for total long-term debt indicates that the company did not have any long-term debt at the end of 2019.

b. We know that Wallace will sell $55,000 of new common stock in 2020, so we can use this information along with the projected increase in sales to calculate the financing needed from new long-term debt:

Projected sales for 2020 = $3.2 million × 1.35 = $4.32 million

Projected total assets for 2020 = $2.40 million × 1.35 = $3.24 million

Projected total liabilities for 2020 = projected total assets × total liabilities as a percentage of sales = $3.24 million × 0.1266 = $410,544

Projected accounts payable for 2020 = projected total liabilities × accounts payable as a percentage of total liabilities = $410,544 × 0.1266 = $52,009

To calculate the total financing needed, we need to subtract the projected increase in equity (from the new common stock sale) and the projected increase in retained earnings from the projected total assets:

Projected increase in equity = $55,000

Projected increase in retained earnings = (6% net profit margin × $4.32 million) × (1 - 45% dividend payout ratio) = $82,512

Financing needed = projected total assets - projected increase in equity - projected increase in retained earnings - accounts payable = $3.24 million - $55,000 - $82,512 - $52,009 = $3,050,479

Therefore, the new long-term debt financing needed in 2020 will be $3,050,479.

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The reduction of waste creation is an example of a(n): tangible benefit. profitable benefit. operational benefit. intangible benefit. qualitative benefit.

Answers

The reduction of waste creation is an example of an intangible benefit.

Intangible benefits are those that are difficult to quantify or measure in monetary terms. They are often related to social, environmental, or ethical considerations, and may not have a direct impact on a company's financial performance. In this case, reducing waste creation may not result in a direct financial benefit to the company, but it can have positive effects on the environment and society as a whole. For example, it can reduce pollution and waste disposal costs, promote sustainable practices, and enhance the company's reputation and brand image.

Tangible benefits, on the other hand, are those that can be quantified and measured in monetary terms, such as increased revenue, decreased costs, or improved efficiency. Profitable benefits are those that result in financial gains for the company, while operational benefits are those that improve the company's processes or systems. Qualitative benefits are those that are difficult to quantify but can still be observed and evaluated, such as improved customer satisfaction or employee morale.

Therefore, reducing waste creation is an example of an intangible benefit that can have a positive impact on the environment and society, but may not have a direct financial benefit for the company.

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A stock will pay no dividends for the next 5 years. then it will pay a dividend of $8.82 growing at 3.4%. the discount rate is 8.83%. what should be the current stock price

Answers

The current stock price should be $107.57.

To calculate the current stock price, we need to use the dividend discount model:

P = D / (r - g)

Where:

P = current stock price

D = dividend payment

r = discount rate

g = dividend growth rate

Since the stock will not pay dividends for the next 5 years, the first dividend payment will be in year 6. So we need to calculate the present value of the future dividend payment:

D6 = D5 × (1 + g) = $8.82 × (1 + 0.034) = $9.10

[tex]PV(D6) = $9.10 / (1 + 0.0883)^5 = $5.91[/tex]

Now we can use the dividend discount model to calculate the current stock price:

P = $5.91 / (0.0883 - 0.034) = $107.57

Therefore, the current stock price should be $107.57.

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Norwood Company reported a receivables turnover ratio of 8. 3. Cost of goods sold was $365,000 and net sales revenue was $522,900. The average net receivables must have been:

Answers

Norwood Company reported a receivables turnover ratio of 8. 3. Cost of goods sold was $365,000 and net sales revenue was $522,900. The average net receivables must have been is $63,012.05.

To calculate the average net receivables, we can use the formula for the receivables turnover ratio:

Receivables Turnover Ratio = Net Sales / Average Net Receivables

We are given that the receivables turnover ratio is 8.3, and net sales revenue is $522,900. Therefore, we can calculate the average net receivables as follows:

8.3 = 522,900 / Average Net Receivables

Average Net Receivables = 522,900 / 8.3

Average Net Receivables = $63,012.05

Therefore, the average net receivables for Norwood Company must have been $63,012.05.

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Kristina remembered that her roommate's sportstrend bike worked well and looked sleek. Kristina had a sunsetter bike when she was growing up which she liked but it was known for bright neon colors. At the bike store, she saw both brands for about the same price and decided to buy the sportstrend bike. Which type of consumer choice process does this demonstrate?

Answers

This illustrates a utilitarian approach to customer or consumer decision-making. Kristina is weighing the advantages and disadvantages of the two bikes to see which one provides the most value for her money.

Kristina recalled how her roommate's sportstrend bike was stylish and well-functioning. Growing up, Kristina owned a Sunsetter bike, which she adored but was noted for its vivid neon colours.

She is thinking about the bike's functionality, like its dependability and sleek design, as well as its attractiveness on a visual level, like whether it is something she would be pleased to possess. She is making her choice based on a reasonable study of the qualities of the items, not on sentimental considerations or personal beliefs.

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Butterfly Collective launches a new TV advertising campaign in support of its line of housepaints. In this campaign, the company bought insertions within two programs. It bought 2 insertions within one program which got a rating of 5.5, at a cost of $276,597 per insertion. It bought 3 insertions within a second program which got a 4.5 rating, at a cost of $383,693 per insertion. Calculate cost per point (CPP) for this campaign as a whole. (Rounding: penny.)Butterfly Collective sent out 14,777 emails enticing recipients to come to the website and purchase a butterfly-theme flower vase. Of those emails, 351 were not delivered to addressees. Of the rest, 7,357 were opened by recipients, 3,361 recipients clicked through to the website, and 103 recipients puchased the flower vase. Calculate OPEN RATE.

Answers

It bought 3 insertions within a second program which got a 4.5 rating, at a cost of $383,693 per insertion. We need to find the cost per point (CPP) for this campaign as a whole.CPP (cost per point) = (Total cost of campaign) ÷ (Total rating points of campaign)

Total cost of campaign = (2 × $276,597) + (3 × $383,693) = $1,709,369Total rating points of campaign = (2 × 5.5) + (3 × 4.5) = 24.5CPP = $1,709,369 / 24.5 = $69,974.69Cost per point (CPP) for this campaign as a whole is $69,974.69 (rounded to the nearest penny).Calculation of the open rate:

Total emails sent out = 14,777Number of emails not delivered = 351Total emails delivered = 14,777 - 351 = 14,426Number of emails opened by recipients = 7,357Number of emails that were clicked through to the website = 3,361Number of recipients who purchased the flower vase = 103Open rate = (Number of emails opened / Number of emails delivered) × 100%Open rate = (7,357 / 14,426) × 100% = 51.19%Therefore, the open rate is 51.19%.

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Flesch Corporation produces and sells two products. In the most recent month, Product C90B had sales of $23,520 and variable expenses of $5,880. Product Y45E had sales of $36,000 and variable expenses of $14,400. The fixed expenses of the entire company were $15,800. If the sales mix were to shift toward Product C90B with total dollar sales remaining constant, the overall break-even point for the entire company:

Answers

If the sales mix were to shift toward Product C90B with total dollar sales remaining constant, the overall break-even point for the entire company would be $22,898.55.

The contribution margin ratio for each product

Contribution Margin = Sales - Variable Expenses

for product C90B

[tex]Contribution Margin =23,520 - 5,880 \\\\Contribution Margin =$17,640[/tex]

Contribution Margin Ratio = Contribution Margin / Sales

for product C90B

[tex]Contribution Margin Ratio =\frac{ 17,640}{23,520} \\\\\\ Contribution Margin Ratio = 0.75 or 75%[/tex]%

Product Y45E

[tex]Contribution Margin = $36,000 - $14,400\\Contribution Margin = $21,600[/tex]

[tex]Contribution Margin Ratio =\frac{21,600}{36,000 } \\Contribution Margin Ratio = 0.6 or 60%[/tex]%

overall contribution margin for both products

[tex]Overall Contribution Margin Ratio = (0.6 * 0.75) + (0.4 * 0.6) \\ Overall Contribution Margin Ratio = 0.69[/tex]

Overall Contribution Margin Ratio=69%

Overall Break-Even Point = Fixed Expenses / Overall Contribution Margin Ratio

[tex]Overall Break-Even Point = \frac{15,800}{ 0.69} = $22,898.55[/tex]

Therefore, the overall break even point of the company is $22,898.55.

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If a supplier can sell as much as it wants at $10 per unit, but none at all at $10.01, we know that the demand it faces is

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If a supplier can sell as much as it wants at $10 per unit, but none at all at $10.01, this suggests that the demand they face is very price-sensitive or elastic.

This means that even a slight increase in price can lead to a significant decrease in the quantity of units demanded by consumers.

In this case, the supplier is operating in a market where consumers have many alternative options and can easily switch to another supplier if the price becomes too high.

Therefore, the supplier must carefully balance the price of their product with the demand from consumers to ensure they can sell as many units as possible while still maintaining profitability.

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