The perfection obtained by filing a financing statement lasts for A. five (5) years, and is renewable.
What is a perfection in a financing statement?
When the term perfection comes to play in the financing statement, what it means is that the secured party would not have to file a financing statement.
When this is the case, they would not not need to have a collateral or have much control.
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Lucy will open a checking account and 3 savings accounts for different purposes (emergency fund, gift fund, and education fund). which of the following items should not be among her main considerations in selecting these accounts? a. the account recommended for somebody with different needs. b. the amount of interest to be paid on deposits. c. any advantages of having all the accounts at the same bank. d. fees for having multiple savings accounts.
The item that should not be among Lucy's main considerations in selecting these accounts are that the account recommended for somebody with different needs.
What is checking account?A transaction account is a deposit account kept at a bank or other financial institution. It is also known as a checking account, checking account, current account, request deposit account, or shared draft account at credit unions.
In the above situation, Lucy will have to pay the amount of interest to be on deposits, and eligible to any advantages of having all the accounts at the same bank.
Lucy will also bear the fees for having multiple savings accounts, as having a multiple accounts increases the fees of all the accounts.
The account cannot be opened for the need of somebody, it is opened for the banking transactions and for depositing the money.
Therefore, option A is correct.
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Answer:
A: The account recommended for somebody with different needs.
Explanation:
edge
If finance charges are not assessed on new credit card transactions during the period between the posting date and the due date, this period is called the ____ period.
The period between the posting date and the due date, this period is called the grace period. In this period the finance charges are not assessed on new credit card.
What is grace period?A grace period is a period of time after the due date during which payment can be made without incurring any penalties. In most mortgage loan and insurance arrangements, a grace period of 15 days is included.
A grace period allows a borrower or insurance client to postpone payment for a certain time after the due date has passed.
Thus, grace period is the period between the posting date and due date.
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If the Federal Reserve wants to lower the interest rate to 4 percent, it must _____ the money supply to _____.
If the Federal Reserve wants to lower the interest rate to 4 percent, it must increase the money supply to lower interest rates.
Why the federal reserve wants to prevent a recession?If the federal reserve wants to prevent a recession which means an economic condition when GDP falls or economy faces a low or negative economic growth.
Thus, first of all aggregate demand should increased to boost up the economy and money supply should increase to lower the interest rate then business will take more loans at lower rate and invest more in production to meet up the aggregate demand and increasing employment opportunities.
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Sid's Video Store will pay an annual dividend of $2.15 next year. The company just announced that subsequent future dividends will be increasing by 1.5 percent annually. How much are you willing to pay for one share of this stock if your required return is 14 percent
The amount of money that I would be willing to pay for one share of the stock of Sid's Video Store is $17.20.
What is the value of the stock?The amount I would be willing to pay for the stock would be based on the value of the stock.
Value of the stock = dividend that would be paid next year / ( required return - growth rate)
$2.15 / (14% - 1.5%)
$2.15 / 12.5% = $17.20
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During the decline stage of the product life cycle, Blank______ who have not yet tried the product or service will be entering the market for the first time.
During the decline stage of the product life cycle, laggards who have not yet tried the product or service will be entering the market for the first time.
What is product life cycle?A product life cycle can be defined as the time in which a customers was aware of a product in the market to the time when the product was no longer available in the market.
At the decline stage a who was not aware of the existance of a product is lag behind because the person is just entering the market for the first time
Therefore during the decline stage of the product life cycle, laggards will be entering the market for the first time.
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If real GDP grows by 3 percent, the velocity of circulation does not change, and the quantity of money grows by 3 percent, then in the long run the inflation rate is
Based on the real GDP growth rate, the velocity of circulation, and the quantity of money, the long run inflation rate will be 0%.
What is the long-run inflation rate?This can be found using the Quantity theory of money:
Money supply x Velocity of circulation = Price level x Real GDP
Can also be written as:
% change in M + % change in V = % change in P + % change in Y
Solving gives:
3% + 0 = P + 3%
P = 3% - 3%
= 0%
The price level is to increase by 0% which means that inflation is 0%.
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A person who works as a sales representative for a manufacturer or wholesaler and gets paid a commission on any sales is classified a(n):
A person who works as a sales representative for a manufacturer or wholesaler and gets paid a commission on any sales is classified an agent.
Who is an agent?This is a person that is signed on to work on behalf of another person. This may be someone who helps to make decisions on behalf of the person that they represent.
Also a person that does business on behalf of another for the sake of commissions is an agent.
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You should always arrive to an interview _____.
a.
late, to create an impression
b.
on time
c.
with friends for support
d.
none of the above
A company needs to package 7,560 beads. A wooden container shaped like a rectangular prism can hold 180 beads. A plastic cylindrical container can hold 126 beads. The wooden container costs the company $0. 70, while the plastic container costs $0. 40. Which container should the company use to minimize cost? explain. The wooden containers should be used because it will cost $5. 40 more to use the plastic containers. The plastic containers should be used because it will cost $5. 40 more to use the wooden containers. The wooden containers should be used because it will cost $16. 20 more to use the plastic containers. The plastic containers should be used because it will cost $16. 20 more to use the wooden containers.
According to the information, it can be inferred that the best option for the company is to use plastic containers because it is $5.40 cheaper than wooden containers.
How to calculate the total value of each container?To calculate the total value of each type of container we must do the following mathematical operations.
Calculate how many containers we need of each type. For this we divide the total number of beads in the capacity of each container:
7560 ÷ 180 = 427560 ÷ 126 = 60Then we multiply the number of containers of each type by the value of each:
42 × $0.70 = $29.460 × $0.40 = $24Finally we take the difference between both values to know which is cheaper and what is the difference with the other type of container.
$29.4 - $24 = $5.4
According to the above, the best option for this company is to transport the beads in the plastic container because it has a greater capacity and is $5.4 cheaper than the wooden container.
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When Coca-Cola creates a website within its website called MyCoke where consumers can create a profile, and exchange thoughts, ideas, and more among themselves, it has developed what is called a __________.
Which of the following actions will help limit the access to your network?
Enable the network to look for active devices
Disable firewall guards
Turn off the wireless connection when it is not in use
You decide to change your business processes in order to implement SAP without making any changes to it. This is an example of the ________ approach to ERP implementation
Vanilla approach to ERP implementation is when one change business processes in order to implement SAP.
What is Vanilla ERP implementation?Vanilla ERP implementation serves as the implementation of standard software modules for core business processes.
This usually help toprovide breadth of integration and depth of functionality across the business.
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The Hanson Group is deciding if the company should use personal direct selling as a method to sell products. What should the company keep in mind with regards to personal direct selling
The company must keep in mind in relation to personal direct selling is that this strategy must be used in conjunction with advertising and marketing strategies.
What is personal direct selling?Corresponds to a sales technique where a salesperson will communicate directly with a potential customer to sell a particular product or service, using persuasion and marketing tolls for this purpose.
Therefore, when using the personal selling strategy, the company must also develop marketing and advertising strategies for its products and services, using the correct techniques for persuasion and generating desire for purchase.
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According to Marx and Engels, the economic mode of production forms the _____. Other institutions form the _______.
Answer:
infrastructure; superstructure
Explanation:
quizlet
In an ideal situation, the waste of one firm becomes the resource of another, and such synergies can create eco-industrial parks. This principle is often referred to as
The principle where one firm's waste becomes the resource used by another firm is known as biomimicry.
What is biomimicry?Biomimicry is when the waste products of one firm becomes the resource that is used by another firm for production processes.
An example of biomimicry is when the scrap metals that is used to produce a machine is used by another firm to make a product.
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Please check my answer. :P
What type of person would enjoy a career in education?
A. someone who enjoys working by himself
B. someone who enjoys working short hours and having summers off
C. someone who loves to work with others and help them learn new things
D. someone who is interested in advancing in his career field and becoming rich
The answer I chose is C. "Someone who loves to work with others and help them learn new things." Please correct me if I'm wrong.
Khadimally, Incorporated, expects sales of $763,500 next year. The net profit margin is 5.3 percent and the firm has a dividend payout ratio of 18 percent. What is the projected increase in retained earnings
Based on the expected sales, net profit margin, and dividend payout ratio, the projected increase in retained earnings for Khadimally Inc, is $33,181.71.
What is the projected increase in retained earnings?First find the expected profit:
= Sales x Net profit margin
= 763,500 x 5.3%
= $40,465.50
The projected increase is:
= 40,465.50 x (1 - 18%)
= $33,181.71
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Select the correct answer.
Sheryl is a homemaker living with her husband and her two sons in Texas. Her sons are fond of playing with lawn darts. However, one day, while
playing with lawn darts, the younger son accidently steps on a dart and injures his foot. Sheryl then finds out that lawn darts are banned in the
US. Which federal agency do you think may have banned the sale of sharp, metal lawn darts?
OA
Securities and Exchange Commission
B.
Environmental Protection Agency
OC Food and Drug Administration
OD.
Reset
Next
Consumer Product Safety Commission
Answer:
The answer is Securities and Exchange Commission.
A company has total assets of $2,500,000, current assets of $425,000, total liabilities of $1,575,000, and current liabilities of $320,000. Its current ratio is ______.
A positive current ratio is between 1.2 to 2, which means that an entity has 2 times as many current assets as its liabilities. Here, the current ratio is 1.33: 1, which represents that 1.33 assets are available to fulfill $1 debts.
What is Current Ratio?
The current ratio is the amount of income that measures a company's ability to pay short-term obligations or those that have to be repaid within one year.
The current ratio below 1 means that the company does not have enough liquid assets to cover its short-term liabilities
Formula:
[tex]\rm\,Current \; Ratio = \rm\,\dfrac{Current \;Assets }{Current \;Liabilities}\\\\\rm\,Current \; Ratio = \dfrac{ \$425,000}{\$320,000} \\\\\\\rm\,Current \; Ratio = 1.33[/tex]
hence,The current ratio is 1.33: 1, which represents that 1.33 assets are available to fulfill $1 debts.
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During the 1880s, Standard Oil owned or controlled nearly all facets of oil refining. When a company has such control over the marketplace, what term best describes it
When a company owns and controls the marketplace, the term that best describes it is a Monopoly.
What is a monopoly?A monopoly is a market situation where there is little to no competition.
The major characteristics of a monopoly are:
Profit maximizationPrice fixingHigh entry barriersSingle sellerPrice discrimination.Thus, when a company owns and controls the marketplace, the term that best describes it is a Monopoly.
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The board of directors had an important role in luckin coffee, but it claimed to be unaware of any problems. If true, this is an example of.
An example of an information asymmetry is when some board of directors had an important role in luckin coffee but claimed to be unaware of any problems.
What is an Information asymmetry?In a formal setting, this refers to a condition whereby a business party possesses more information than the other party they are dealing with.
These type of asymmetry are caused by differences in information between the parties in an economic transaction.
Therefore, the situation described is an example of an Information asymmetry.
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What is one counter-argument to the premise that the wealth gap is a serious problem which needs to be addressed? the lower classes have the opportunity to invest. poor people can easily move into the middle class. investments by the upper class create lower-class jobs. buying power sharply increases for the working class.
The investments by the upper class that creates lower-class jobs is the counter-argument on wealth gap that needs to be addressed.
What is a wealth gap?This refers to the gap that classifies the group of people based on their earned income and wealth.
The statement that "Investments by the upper class create lower-class jobs" need to be addressed because it is a true statement about the condition of every economy.
Therefore, the Option C is correct.
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Answer:
C
Explanation:
If the capital stock ________ while the supply of labor ________, it is likely that the productivity of labor will fall.
If the capital stock fixed while the supply of labor increases, it is likely that the productivity of labor will fall.
What is Labor productivity?Labor productivity is use to measure the output of a labour based on hourly basis.
Labor productivity is usually determined by the amount of Capital that is investment. This include technological and human capital.
Therefore, If the capital stock fixed while the supply of labor increases, it is likely that the productivity of labor will fall.
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What is the main reason why you need a financial reserve?
Answer:
Often, people who are in the habit of saving money can be seen as being overly concerned, but the purpose of having a reserve is precisely to avoid greater worries in the face of unforeseen events.
Suppose Ike’s Bikes is currently producing 100 bikes per month in its only factory. Its short-run average total cost is
The short-run average total cost of Ike's Bikes of producing 100 bikes is $360.
What is the short-run average total cost ?The short-run is a production period where some of the factors used in the production process are fixed and others are variable. The short-run average total cost is the total cost divided by total output. Total cost is the sum of fixed cost and variable cost.
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what is the difference between mandatory and discretionary spending?
Answer:
Mandatory spending is spending that is required by law. And discretionary spending is spending that must be authorized by the government every year.
Explanation:
hope this helps
What is financial literacy and why is it important.
Answer:
Financial literacy is a set of skills and knowledge that allows one to make effective decisions with their financial resources.
Explanation:
Why is it important? Well, being financially literate ensures financial stability and security. It also allows you to have a variety of different financial skills; such as creating a budget, understanding how credit works, being able to save for retirement, and becoming wiser with how to manage your money.
Hope this helps! Have an amazing day! :D
From the three-year period of 2012 to 2015, new renewables jumped from 1.9% to 2.4% of U.S. energy consumption. If this rate of change were to continue, in approximately what year would the use of renewables exceed 10% of total energy consumed?
If the rate of energy consumption change were to continue, then in 2061 the use of renewable energies would exceed 10% of the total energy consumed.
How do you calculate energy consumption change?In this case, it is possible to calculate the energy consumption change as 1.9% to 2.4% (0.5%) in three years >> 0.1666 per year.
And therefore 2060 - 2015 = 45 years >> 0.16666 x 45 = 7.5% energy consumption change and therefore 7.5 % = 2.5% = 10% (2060).
If this rate of energy consumption change were to continue, then in 2061 the use of renewable energies would exceed 10% of the total energy consumed.
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You discover that your smartphone’s software has been updated.
A. form utility
B. time utility
C. place utility
D. possession utility
Read the following question/answer from a standard learning style inventory and determine which learning style the selected response reflects.
When I share a story, I am likely to...talk with my hands.
Physical
Visual
Auditory