A lender will place a lien on an asset until the debt is paid off if you are authorized for a secured loan, further explained in the following paragraphs.
How is a secured loan different from an unsecured loan?A lender will place a lien on an asset until the debt is paid off if you are authorized for a secured loan. An unsecured personal loan, on the other hand, does not require any form of security.
Benefits of unsecured loan:
don't have to use any of your assets to get money.As there are no assets to assess, loan approval may be completed sooner.Unsecured loans may be a better option if a little quantity of money is needed.Benefits of secured loan:
The lender is taking on less financial risk, secured loans often have lower interest rates than unsecured loans. Some secured loans, such as mortgages and home equity loans, allow qualifying persons to deduct the interest paid on the loan each year from their taxes.
Therefore the above statement explains the secured loan and unsecured loan.
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Answer the following questions. For getting full mark - try not to copy paste from the notes.
1. What is the difference between interstate and intrastate commerce? [2 marks]
2. What are the ways that the government can deal with a monopoly? [2 marks]
3. What kinds of property are protected by copyrights? [2 marks]
MATH SKILLS
Frank and his wife Mara have separate investment accounts. Frank’s account has $7,680 invested in stocks and $2,560 in bonds. Mara’s total investment in stocks and bonds is $4,000 split in the same proportion as her husband’s. Write and solve a proportion to calculate how much Mara has invested in bonds. [4 marks]
Proportions
A proportion is an equation with equivalent ratios on each side. When one of the four numbers in a proportion is unknown, the proportion may be solved by using cross products to find the unknown number. Question marks or letters are frequently used in place of the unknown number.
Answer Hint:
Mara has $1,000 invested in bonds. To find the unknown value that represents the value of Mara’s bond investment, you need to know the proportion of Frank’s bond investment. Set up this equation:
Frank’s Total ÷ Frank’s Bonds = Mara’s Total ÷ Mara’s Bonds
$10,240 ÷ $2,560 = $4,000 ÷ ?
4 = $4,000 ÷ ?
$1,000 = ?
Answer:
1. You are engaging in Interstate commerce by transporting goods across state lines. Intrastate trucking means that you drive your commercial motor vehicle only within a state's boundaries and that you do not fit any of the other descriptions of interstate commerce.
2. The government can regulate monopolies through: Price capping – limiting price increases. Regulation of mergers. Breaking up monopolies.
3. Copyright, a form of intellectual property law, protects original works of authorship including literary, dramatic, musical, and artistic works, such as poetry, novels, movies, songs, computer software, and architecture.
(NOT GOOD AT MATHS LOL)
The main purpose of insurance policies that are protected by COBRA is to:
A. allow people to increase their health coverage by paying higher
premiums.
B. extend insurance coverage to a worker's dependents.
C. allow people to cancel their insurance coverage if they lose their
job.
D. extend insurance coverage if a worker loses their job.
Insurance policies that are covered by COBRA are done to D. extend insurance coverage if a worker loses their job.
What is the purpose of COBRA?The Consolidated Omnibus Budget Reconciliation Act (COBRA) protects workers in the event that they lose their jobs for certain reasons.
This protection comes in the form of the worker and their families being able to access the health insurance benefits they had while the worker was working. This access will eventually lapse however.
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The combination of print advertisements, commercials, special offers, promotions, and displays of a product are all part of the product’s marketing or advertising _____.
indicators
campaign
structure
consternation
Answer: i believe its B) “structure”
Explanation: might be wrong but its the only one that makes since based on definition .
Why does each monopolistically competitive firm generally have limited control over market price?.
Answer:each firm has a relatively small percentage of the total market
Explanation:
Why might a country choose to devalue its currency? to please its trading partners to encourage exports to encourage imports to reduce taxes
The major reason a country might choose to devalue its currency is to encourage exports.
What do you mean by Devaluation?Devaluation refers to the downward movement in the value of the country's currency. The government that issues the currency has the power to devalue its currency.
Devaluating the currency reduces the cost of a country's exports and reduces trade deficits. For encouraging exports, a country chooses to devalue the currency.
Therefore, B is the correct option.
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Answer:
B) to encourge exports
Explanation:
edge
goal of a strategic position is to create the largest gap possible between the ________ that a firm creates through its offerings and the ________ required to create these offerings.
The goal of a strategic position is to create the largest gap possible between the value that a firm creates through its offerings and the cost required to create these offerings.
What is Strategic positioning?Strategic positioning help the company to makes some kind of value thar is needed to achieve the organizational goals.
Therefore, Strategic positioning is a key aspect of the company for great development.
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While shopping online at Amazon, you are given the option of free shipping if you add just six more dollars to your current total. This sales promotion appeal is analogous to the rack of candy bars and gum at a grocery store's checkout aisle, which is known as ______
Answer:
a point-of-purchase display
Explanation:
Which of the following must be present in order for the aggregate supply curve to form an upward slope?
a. constant price level for intermediate goods and services
b. rise in aggregate quantity of supplied goods and services
c. fixed cost of inputs combined with rising prices for outputs
d. the lure of higher profits to induce continued production
The fixed cost of inputs combined with rising prices for outputs is the item that must be present for the aggregate supply curve to form an upward slope.
What is the aggregate supply curve?The supply curve on the supply graph depict the total quantity of goods and services that is supplied by all producers in country.
When an upward slope is formed on am aggregate supply curve, its shows positive relationship between price level and real GDP in the short run.
Therefore, the Option C is correct.
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what is the value of product portfolio?
Answer:
Product portfolio analysis can provide nuanced views on a stock type, company growth prospects, profit margin drivers, income contributions, market leadership, and operational risk. This is essential for investors conducting equity research by investors or analysts supporting internal corporate financial planning.
What is the cost when someone borrows money from someone else?.
The cost when someone borrows money from someone else is known as interest.
What is interest?Interest rate is the cost of borrowing. It is the amount the borrower pays the lender for use of their funds. It is usually a function of the amount borrowed, length of the loan and the interest rate.
For example, if a person borrows $1000 for 1 year at an interest rate of 10, the interest that would be paid is: $1000 x 0.1 = $100.
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Examination of the sources of supply for purchased parts or materials in order to improve performance is called
The vendor analysis is a method to evaluate and compare suppliers in a production chain.
What is vendor analysis?The vendor analysis is a method that producers use to compare the cost-benefit of the different supplies and suppliers involved in their production.
This process is necessary to constantly improve because it allows the producer to improve their products from the process of acquiring the required raw materials.
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The Digby company will increase its automation for the Dim product by 2.0. Assuming no further change in capacity, how much will this investment in automation cost?
Given that the Digby company will increase automation for the product by 2.0, the cost of the automation is going to be $10,800,000
How to solve for the automation costWe have the following details to answer the question with.
Material cost is 14.04
The current automation is 7 percent
The cost of labor is 6.95
Next sound capacity is 1,350
Automation increase = 2% + 7% = 9%
Cost to increase automation =
Capacity * 4 (new automation - old automation)
1350 * 4(9-7)
= 10800
An input of 1 is given as 1000.
Therefore the automation cost is 10800 * 1000
= $10800000
complete question
The Digby company will increase its automation for the Dim product by 2.0. Assuming no further change in capacity, how much will this investment in automation cost?
Select : 1
$10,800,000
$21,600,000
$18,900,000
$9,450,000
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Your renter's insurance policy costs $20/month and has a $1,000 deductible. A thief breaks into your apartment and steals your $800 TV set. How much would your insurance company pay?
Answer:
the answer is undefined because there is no given month but given the information.. the insurance company would have to pay 800$ to replace the TV set.
The insurance company pays zero amount.
What is a renter's insurance policy?A renters insurance policy is a collection of coverages meant to protect tenants who live in a house or flat. After a covered loss, a typical renters insurance policy offers three categories of coverage to help protect you, your property, and your living arrangements.
Given:
Insurance policy costs $20/month
Deductible amount=$1,000
Theft= $800
As the deductible amount is $1000 and the theft amount is $800 which is less than the deductible amount so the insurance company will not pay any amount i.e Zero.
Therefore, the above explanation describes the renter's insurance policy.
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In the global financial crisis box in section 6.2, bloomberg reported that the three-month treasury bill sold for a price of $100.002556 per $100 face value. what is the yield to maturity of this bond, expressed as an ear?
Based on the price the three-month treasury bill was sold at, and the face value, the yield to maturity as an EAR would be -0.010223%.
What is the yield to maturity as an EAR?First find the 3 month yield to maturity:
= Face value / Sale value
= 100 / 100.002556
= -0.002556%
Expressed as an EAR, this is:
= (1 - 0.002556/100.002556)⁴ - 1
= -0.010223%
The Annual yield to maturity would be:
= -0.002556% x 3 / 12 monts
= -0.010224%
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FAB has three partners, Ramon, Janna, and Jackie, and $20,000 in assets when it begins its winding-up process. FAB owes $20,000 to a supplier, $25,000 on a bank note, and $5,000 to Jackie for a loan she gave to the partnership. FAB does not have a partnership agreement. What financial rights and obligations does Jackie have
Assuming FAB has three partners, Ramon, Janna, and Jackie, and $20,000 in assets when it begins its winding-up process. The financial rights and obligations that Jackie have is: b. Jackie must pay a net amount of $5,000.
Net amountUsing this formula
Net amount=Bank note -Assets
Where:
Bank notes=$25,000
Assets=$20,000
Let plug in the formula
Net amount=$25,000-$20,000
Net amount=$5,000
Inconclusion the financial rights and obligations that Jackie have is: b. Jackie must pay a net amount of $5,000.
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Why are stocks considered a high-risk form of investment?
O A. The value of stogks can rise and fall unpredictably.
B. The government can seize stocks during emergencies.
C. Money invested in stocks must be withdrawn quickly.
D. Stocks can only be purchased using borrowed money.
Answer:
A
Explanation:
It's A fo sho
Stocks are considered a high-risk form of investment primarily because of their inherent volatility and unpredictability.
The value of stocks can rise and fall quickly and unpredictably, often in response to various factors such as economic news, market trends, and company performance.
This means that investors who buy stocks are exposed to a significant amount of risk, as they can lose a substantial portion of their investment if the value of the stocks they own declines.
Furthermore, stocks are not backed by any guarantees or collateral, unlike bonds or other fixed-income securities. In addition, stocks do not have a fixed maturity date, which means that investors cannot predict when they will be able to sell their stocks and realize their returns.
Finally, stocks are subject to a range of other risks, such as company-specific risks, market risks, and currency risks, which can all contribute to the overall volatility and unpredictability of stock prices.
In conclusion, while stocks can offer the potential for high returns, they are also associated with a high degree of risk due to their unpredictable nature and lack of guarantees.
As such, investors who choose to invest in stocks should be prepared to tolerate significant fluctuations in the value of their investments and should carefully consider their risk tolerance and investment objectives before making any decisions.
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What can be traded in a commodities market? stock bonds oil debt
Answer: C ,oil
Explanation:
did the test
The Oil can be traded in a commodities market.
Why oil can be traded in a commodities market?Oil trading is the selling and buying of various types of oil and oil-related substance to make a profit. Oil is a finite resource, its price can fluctuate wildly due to changes in supply and demand. This volatility makes it extremely familiar among traders. Crude oil is a global commodity that is traded in markets around the world, both as spot oil and through derivative contracts.To learn more about Oil trade refer to:
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How does money enable society to avoid the complications of barter?.
Money serves to measure the relative value of goods and services, as well as a medium of exchange, being an intermediary between a seller and a buyer.
What is barter?It can be understood as a transaction where there is the exchange of goods between two parties, being a type of exchange that was very common in the beginning of civilizations.
Therefore, the monetary system replaced barter, generating greater reliability in product and service transactions and greater balance in the commercialization of goods.
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If a manufacturer decides to use a push policy to promote its products, it is most likely to focus its efforts on
If a manufacturer decides to use a push policy to promote its products, it is most likely to focus its efforts on wholesalers.
What do you mean by push policy?A push policy refers to a policy that promotes only to the next marketing institution down the marketing channel.
A push promotional strategy is where a firm attempts to take its products to consumers.
Thus, If a manufacturer decides to use a push policy to promote its products, it is most likely to focus its efforts on the wholesalers.
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The following taxes were paid at the closing of a new home: $1,540 state documentary stamp tax on the deed, $693 state documentary stamp tax on the note, and $396 state intangible tax on the mortgage. What was the purchase price of the home
If the state documentary stamp tax on the deed is $1540. The purchase price of the home is $220,000.
Purchase priceFirst step is to find the tax increment value
Value=Documentary stamps on deed ÷ Rate
Value=$1,540 ÷ $.70
Value = 22,000
Second step is find the purchase price
Purchase price= 22,000 × $100
Purcahse price = $220,000
Inconlcusion the purchase price of the home is $220,000.
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The increase in total revenue that results from selling one more unit of output is.
The increase in total revenue that results from selling one more unit of output is the marginal revenue
Hope that helps!
Sally’s parents deposited $15,000 into a college savings account on her third birthday. the account had an interest rate of 9.6% compounded annually. they were hoping that the money would double twice by the time she was 18 years old. using the rule of 72, t = startfraction 72 over r endfraction will their hopes come true? yes, the $15,000 will double each 7.5 years. in 15 years, it will double twice. yes, the $15,000 will double in 7.5 years and be four times as much in 15 years. no, the $15,000 will only double once in 15 years, not double twice. no, it will take 30 years for the $15,000 to double twice.
Answer:
The answer is $53724.27. If you rounded up.
Answer:
A. Yes, the $15,000 will double each 7.5 years. In 15 years, it will double twice.
Explanation:
Edge 22'
6. Responsible for the production of finished products:
O A. Manufacturer
B. Distributor
O C. Driver
O D. Seller
Answer:
The answer is A. Manufactuer
Explanation:
The manufacturer makes the item.
The manufacturer is responsible for the production of finished products. Thus, option A is appropriate.
A manufacturer is a person or business that turns raw materials into finished products using a variety of tools, machinery, and procedures, and then sells those products to customers, retailers, wholesalers, distributors, or other manufacturers who can use them to make more complicated products.
A manufacturer is an individual or organization that converts raw materials into finished goods and sells them to customers using a variety of tools, machinery, and procedures.
One of the most important economic sectors is manufacturing. It creates products that people require to survive and provides for their comfort.
Thus, option A is appropriate.
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The following are all functions of money except A. medium of exchange B. store of value C. unit of account D. illiquid asset
Answer:
Explanation:
D: The whole point of money is that it is not illiquid. It must be easily transferred. This is never the function of money and so D is your answer.
A: Money is a medium of exchange. I'll give you 5$ if you will give me a one way bus pass.
B: Though we are going to have doubts about this in the future, money should have some value and the closer to being constant, the better.
C: There should be some way of making money in small enough and large enough that transactions are accomodated. If you buy a truck for 60000 dollars, the 60000 tells you how many units the truck costs.
The Fair Labor Standards Act was originally intended to cover employers engaged in Multiple Choice intrastate commerce only. any and all commerce, including foreign commerce. both intrastate and interstate commerce. interstate commerce only.
The Fair Labor Standards Act was originally intended to cover employers engaged in interstate commerce only.
What is the Fair Labor Standards Act ?This is the labor act in the United States that is used to establish the minimum wage as well as the overtime pay of the workers in the country.
It is a federal law that is also applicable to record keeping in the nation. It protects workers from unfair wages.
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At December 31, the records of Kozmetsky Corporation provided the following selected and incomplete data: Common stock (par $2; no changes during the current year). Shares authorized, 5,000,000. Shares issued, ? ; issue price $7 per share. Shares held as treasury stock, 11,700 shares, cost $5 per share. Net income for the current year, $400,660
If the common stock account is $143,000 the shares issued is 71500 shares and shares outstanding is 59800 shares.
Shares issued and shares outstandingShares issued= Common stock account / par value per share
Shares issued = $143,000 / $2
Sharesd issued= 71500 shares
Shares outstanding = Shares issued - Shares in treasury
Shares outsatnding= 71500 - 11700
Shares outstanding=59,800 shares
Therefore the shares issued is 71500 shares and shares outstanding is 59800 shares.
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In a(n) ________ members eliminate internal trade barriers, adopt a common external policy toward nonmembers, eliminate barriers to the movement of the factors of production, and coordinate economic policies. Group of answer choices
Answer:
The answer is Common market
Explanation:
In a(n) Common market members eliminate internal trade barriers, adopt a common external policy toward nonmembers, eliminate barriers to the movement of the factors of production, and coordinate economic policies. Group of answer choices
The organization that works with companies on recalls of unsafe products (such as lead-paint laden Thomas the Train toys) is
The organization that works with companies on recalls of unsafe products is known as The Consumer Product Safety Commission (CPSC)
What is Consumer Protection?This refers to the agency or body that is charged with the quality of goods and/or services that consumers buy and use.
Hence, we can see that the Consumer Product Safety Commission (CPSC) in America is the agency that is charged with helping with the safe recall of defective or unsafe products to protect the consumers.
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What would most likely happen if the government increased payroll taxes? retirees would discover they have fewer benefits than they’d anticipated. citizens would have to wait far longer to collect their benefits. workers would have less money to take home each week. government officials would please everyone involved.
The government's increased payroll taxes result in workers having much less money to spend on domestic every week.
What is the payroll tax?A payroll tax is a percent withheld from an employee's pay via the means of an agency that will pay it to the authorities on the employee's behalf.
The tax is primarily based on wages, salaries, and tips paid to employees. Federal payroll taxes are deducted immediately from the employee's income and paid to the Internal Revenue Service (IRS).
Most states and a few towns and counties impose earnings taxes as well, and those quantities are paid immediately into their coffers.
In addition, employers, who are now no longer employees, additionally pay federal unemployment taxes for every one of their employees.
From the above assertions, it's clear that the precise solution is that workers could have much less cash to spend on domestic every week.
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Answer:
Its C
workers would have less money to take home each week
Explanation:
How do I get an old phone or a phone from someone without paying?
Answer:
go on the wish website and order one
Explanation:
Answer:
If you want a device you usually would have to pay unless someone give it to you as a gift. Or if you go to pawn shops or to someone who's willing, you can do a trade. You give them something for a phone. But most of the time your gonna have to end up paying something for a phone, even if its not money directly you might have to give something up.
Explanation:
HGD