The reason why the federal reserve of the United States is unique among other federal banks is due to: public and private characteristics.
What is the federal reserve?This is the central bank of the United States. This bank is the highest bank that the country is known to have.
The bank is known for its semi decentralization and the fact that it appoints people from the private sector.
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A grid that combines an employee's performance rating with his or her position within a pay range so as to determine the size and frequency of pay increases is known as the ______ grid.
A grid that combines an employee's performance rating with his or her position within a pay range so as to determine the size and frequency of pay increases is known as the merit increase grid.
What is the merit increase grid?This grid is known to be a mathematical grid. It is one that professionals that compensates work use to effectively administer increases in salaries for the workers that work there.
The calculation on the grid is done through the use of small percentages from a salary.
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Explain how gentrified neighborhoods or areas of new urbanism redevelopment can affect the larger metropolitan area’s housing economy.
As businesses move into low-income places, it boast the value of property in that area. The people that are unable to afford housing there will be forced to relocate.
What is Gentrification?
This is known to be the act or ways that is used for urban development where a neighborhood is said to be created fast in a short period of time.
Conclusively, gentrified neighborhoods or areas of new urbanism redevelopment can affect the larger metropolitan area’s housing economy because businesses move into low-income places, it boast the value of property in that area. The people that are unable to afford housing there will be forced to relocate.
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Chelsea bought a bond with a face value of $5,000. The bond has a term of 4 years. Chelsea bought the bond at a 3 percent discount from the face value. The bond pays 3 percent annual interest, and Chelsea will receive eight semiannual payments. When the bond is redeemed at maturity, the total return (profit) will be $
_____ .00. The total return on investment will be
______ %. (Round return on investment percentage to one decimal place.)
The total return of the bond will be a profit of $300 and the total return on investment (ROI) will be 6.18%.
What will be the total return and return on investment?The profit made from the purchase of bonds is referred to as the return on bonds. The profit includes all capital gains (discounts obtained) and interest earnings till maturity.
[tex]\text{Face value} = 5,000\\\\\text{Purchase price} = 4,850 (5,000 \text{ x } 1 - 0.03)\\\\\text{Discount} = 150 (5,000 - 4,850)\\\\\text{Maturity period} = 4 years\\\\\text{Coupon rate} = 0.03\\\\\text{Interest payment = semi-annual}\\\\\text{Annual interest} = $150 ($5,000 \text{ x } 0.03)\\\\\\\text{Total profit at maturity} = $300 ($150 + $150)\\\\\\text{Total return on investment} = 6.18 \text{percent} (300/4,850 \text{ x } 100)[/tex]
As a result, when Chelsea redeems the bond at maturity, his total return (profit) will be $300.00 at 6.18 percent.
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Answer:
profit: $750
ROI: 15.5%
Explanation:
11. Explain the importance of having a formal lease and reading it thoroughly before you sign
Prior to signing a lease, a formal lease agreement should be initiated which defines all the terms and conditions of the lease so that the other party, that is, who is using the leased asset, cannot have any reason to deny the lease.
What is a lease?A lease is a contract between two parties to use the owner's asset for an agreed time. The owner of an asset is known as the lessor and the person who uses the leased asset is known as the lessee.
A lease agreement should be in written format stating all the terms and conditions of using the leased asset. Before signing it, the lessee should read the contract, so that any false claim put by the lessor in the contract can be identified and then accept it by putting his/her signature. If there is no agreement, then the lessee might get denied the consideration and can also exercise a lien on the leased asset.
Therefore, a formal lease contract should be thoroughly read before signing by the other party.
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The production possibilities curve is bowed out (curve) because
A. as the price of a good increases, the quantity supplied increases.
B. as production of one good increases, the opportunity cost remains constant.
C. as production of one good increases, the opportunity cost increases.
D. as the price of a good increases, the quantity supplied decreases.
Answer:
as the price of a good increases,the quantity supplied decreases
Answer:
I think it's B
Explanation:
Because there are increasing opportunity costs of production.
The __________ of a bond is the face value, or amount of principal that the bond is worth when the principal amount is due.
The par value of a bond is the face value, or amount of principal that the bond is worth when the principal amount is due. Below is a further knowledge on par value.
Understanding par valuePar value, in other words, called nominal value, is the face value of a bond or the stock value stated in the corporate charter. Par value for a bond is usually $1,000 (or to a lesser degree $100), as these are the most common denominations in which they are issued.
Therefore, the answer is par value.
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Even with the laws and regulations in place to protect employees, do you think that discrimination still occurs? Why or why not?
Answer: (Personal Opion) I think that eveb with the current laws and regulations in place that their will always be discrimination
against employees.
Explanation:
Just an idea
Suppose the fed announces that it is lowering its target interest rate by 75 basis points, or 0. 75 percentage point. To do this, the fed will use open-market operations to the money by the public.
When the Fed increases the volume of money in circulation or the money supply to the public interest rate is bound to reduce.
What is Money Supply?In Economics, money supply is defined as the capacity of cash in the position of people in the society in any point in time. In other word, it the volume of money in circulation.
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The characters on the television show empire making a pepsi commercial is an example of which type of promotion?.
The characters on the television show empire making a pepsi commercial is an example of
advertising promotion
What is advertising promotion?It is a marketing strategy that helps to promote a product by advertising the product on various handles.
The company or individual target programs that people enjoy listening to and advertise on such program to create awareness and inform their prospective customers about their product.
Therefore, the characters on the television show empire making a pepsi commercial is an example of advertising promotion.
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If the MPC is 0.80 and disposable income increases from 32,000 billion to $37,000 billion, then consumption will increase by: A. $1,000 billion. B. $29,600 billion. C. $5,000 billion. D. $4,000 billion.
If the MPC is 0.80 and disposable income increases from 32,000 billion to $37,000 billion, then consumption will increase by: B. $29,600 billion.
Increase in consumptionUsing this formula=Increase in disposable income×MPC
Where:
Increase in disposable income=$37,000
MPC=0.80
Let plug in the formula
Increase in disposable income=$37,000 billion×0.80
Increase in disposable income=$37,000 billion×0.80
Increase in disposable income=$29,600 billion
Therefore consumption will increase by: B. $29,600 billion.
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Bayside Restaurant LLC is a limited liability company. Its sole member is Conrad. For federal income tax purposes, unless the firm indicates otherwise, it will automatically be taxed as
For federal income tax purposes, unless the firm indicates otherwise, the firm would be taxes as disregarded entity, meaning that Conrad will be taxed like a sole proprietorship.
What is a limited liability company?A limited liability company is a type of private company. The partners can be one or more. The partners of a limited liability company have limited liabilites.
For tax purposes, if there is only one partner, a limited liability company is treated like a sole proprietorship and if there are more than one partners, the firm is treated like a partnership.
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Which of the following is not included in the typical pattern of behavior for a poverty-stricken person? a. higher crime rate c. higher standard of living b. higher divorce rate d. higher chance of being a victim of crime please select the best answer from the choices provided a b c d
A person is poverty-stricken if they are considered to be very poor. A higher standard of living is not a typical pattern of behavior for a poverty-stricken person.
Who is poverty-stricken poverty?A poverty-stricken person suffers from the effects of extreme poverty: Some beggars are impoverished and homeless.
There are few jobs for farmers who have moved to cities from poverty-stricken areas in search of work.
It is characterized by excessive indulgence, low self-regulation, exploitation of others, and limited motivation and effort.
Therefore, Option C is the correct answer that is A higher standard of living is not a typical pattern of behavior for a poverty-stricken person.
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Answer: C. higher standard of living
Explanation:
Easels, brushes, and canvases are ______ used by artists.
tools
skills
qualifications
tasks
Answer:
Tools used by artists
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•Expert•
Brainly Community Contributor
Answer:
tools
Explanation:
________ involves mutual respect and trust among buyers and sellers, and focuses on creating long-term customers, not a one-time sale.
Answer:
Relationship selling involves mutual respect and trust among buyers and sellers, and focuses on creating long-term customers, not a one-time sale.
An increase in the price level causes ______ to ______, which in turn reduces planned consumption.Multiple Choicenominal household wealth; fallnominal household wealth; risereal household wealth; fall
Answer:
real household wealth; fall
The Banking Act of ______ removed the Secretary of the Treasury and the Comptroller of the Currency from the Federal Reserve's governing board.
The Banking Act of 1935 removed the Secretary of the Treasury and the Comptroller of the Currency from the governing board of the Federal Reserve.
What effect did the Banking Act of 1935 have?The Banking Act of 1935 mandated additional changes to the Federal structure, including the establishment of the Federal Open Market Committee (FOMC) as a separate legal entity, the removal of the Treasury Secretary and the Comptroller of the Currency from the Fed's governing board, and the extension of members' terms to 14 years.
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Boris, graham, and chris have been best friends since grade school. boris is a flight attendant for delta, graham is a conductor for amtrak, and chris is a ship captain for a cruise lines. what are some common qualifications the friends share? they each have a high school degree, they work in safe environments, and they know how to take reservations and greet customers. they have special training and licenses, they work long and irregular hours, and they can react quickly in stressful situations. they each have a bachelor’s degree, they work long and irregular hours, and they can identify hazards and react quickly to dangers. they have special training and licenses, they work in dangerous situations, and they maintain and repair their equipment.
They have special training and licenses, they work long and irregular hours, and they can react quickly in stressful situations.
What is Qualification?This is defined as a skill or knowledge which fits a particular position in the society.
The three friends will most likely have special training and licenses, work long and irregular hours, and react quickly in stressful situations due to difference in job roles but the same type of approach being used.
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Answer:B
They have special training and licenses, they work long and irregular hours, and they can react quickly in stressful situations.
Explanation:
Which is the most accurate summary of the differentiation between leadership and management that is most useful in the current environment
The differentiation between leadership and management is: Management is about controlling variance and leadership is about initiating change.
What is Leadership and management?Leadership has to do with influencing and implementing change that are needed while management on the other hand has to do controlling and directing things so as to achieve the set goals.
Both Leadership and management are important in current enviroment as they both work hand in hand.
Therefore management is about controlling variance and leadership is about initiating change.
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Crosby contracts with Subban whereby Crosby agrees to sweep Subban retail shop at the end of each work day. Before the first payment is due, Subban realizes that Crosby is unlicensed. The state of Florida requires all retail floor sweepers to be certified and pay annual dues. Subban therefore does not pay Crosby for his work. When Crosby s brings a breach of contract case against Subban to court the court will decide the contract is Group of answer choices
Crosby signs a contract with Subban and agrees to meet at Subban's business at the conclusion of each work day, before the first payment is due, and then files a lawsuit against Subban, claiming that the license is unenforceable because the license's objective is to protect the public.
What is contract?A contract is the legal agreement between the two parties. It contains all the essentials of section 10. On the breach of such contract, the party who break the contract will be punishable under the act.
Crosby and Subban have a contract in which Crosby agrees to sweep Subban's retail store at the end of each work day. Subban discovers Crosby is unlicensed before the first payment is due.
All retail floor sweepers in Florida are required to be certified and pay annual dues.
As a result, Subban does not compensate Crosby for his efforts. When Crosby s pursues a breach of contract complaint against Subban to court, the judge will conclude the contract is invalid since the purpose of the license is to protect the public.
Therefore, the contract is unenforceable.
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What are the specific business requests the system must meet to be successful, so the analysis phase is critical because business requirements drive the entire systems development effort?
The specific business requests that system must meet to be successful are Business requirements.
What is Business requirements about?Business requirements are known to be those vital activities of a firm that needs to be carried out so as to b able to meet up with the organizational objectives.
Conclusively, Business requirements are known to be the key or unique specific business requests that a system must handle in order to be successful and it also leads to systems development and growth.
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________ is/are typically used to energize, direct, or control employee behavior. Select one: a. Social structure b. Payouts c. Pay plans d. Corporate values e. Employee orientation\
Pay plans or compensation plans are used to control, energize or direct the employees in a particular job at any company or organization.
Option C is the correct answer.
Who is an employee?
An employee is a person who is hired by an organization on the basis of his/her skills and abilities as per the required job profile. An employee is usually hired by the authorized HR of a particular company.
The pay plans or compensation plans are the plans devised by an organization which is inclusive of the details related to the salary provided to an employee along with additional incentives on the basis of their performance and the assigned tasks.
Therefore, the employees can be directed, controlled, and energized through the payment plans.
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Which of the following is likely to shift the supply curve right?
Answer:
A technological improvement that reduces costs of production will shift supply to the right, so that a greater quantity will be produced at any given price. Government policies can affect the cost of production and the supply curve through taxes, regulations, and subsidies.
What are five things that will shift a supply curve to the right?
changes in non-price factors that will cause an entire supply curve to shift (increasing or decreasing market supply); these include
1) the number of sellers in a market,
2) the level of technology used in a good's production,
3) the prices of inputs used to produce a good,
4) the amount of government regulation, ...
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Mansi Inc. is considering a project that has the following cash flow data. What is the project's payback?
The payback period of the project that Mansi Inc. is considering given its cash flow data is 2.36 years.
What is the payback?Payback calculates the amount of time it takes to recover the amount invested in a project from it cumulative cash flows.
Amount invested = -750Amount recovered in year 1 = -750 + 300 = -450Amount recovered in year 2 = -450 + 325 = -125Amount recovered in year 3 = -125 /350 = 36payback = 2.36 years
Here is he complete question:
Mansi Inc. is considering a project that has the following cash flow data. What is the project's payback?
Year 0 1 2 3
Cash flows -$750 $300 $325 $350
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What problem exists when people who can’t be excluded from using a good choose not to pay for it?.
The type of problem that exists when people who can’t be excluded from using a good (product) choose not to pay for it is called a free-rider problem.
What is a free-rider problem?A free-rider problem can be defined as a type of market failure and burden that typically occurs when people who benefit from public goods or shared resources refuse to pay for them.
This ultimately implies that, a free-rider problem is the type of problem that exists when people who can’t be excluded from using a good (product) choose not to pay for it.
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The 1 year spot rate is 2.5%. The YTM of a bond due in 2 years is 3.7%. The bond pays 3% coupon annually. The 2-year spot rate is
Based on the given YTM of a bond, the 1 year spot rate, and the bond payment, the 2-year spot rate is 3.72%.
What is the 2-year spot rate?First find the coupon payment:
= 3% x 1,000 face value
= $30
The 2 year spot rate can be found in the formula:
(Coupon payment / (1 + YTM)) + ( (Face value + Coupon) / (1 + YTM)²) = (Coupon payment / (1 + 1 year spot rate)) + ( (Face value + Coupon) / (1 + 2-year spot rate)²)
Solving gives:
30/1.037 + 1,030/1.037² = 30/1.025 + 1,030/(1 + 2 year spot rate)²
986.74 = 29.268 + 1,030/(1 + 2 year spot rate)²
957.472 = 1,030/(1 + 2 year spot rate)²
(1 + 2 year spot rate)² = 1,030 / 957.472
2 year spot rate = 1.037183 - 1
= 3.72%
In conclusion, the 2-year spot rate is 3.72%.
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The _______ component of an HRM system ensures employees have the knowledge and skills needed to perform their jobs effectively now as well as in the future.
The second components of an HRM system ensures employees have the knowledge and skills needed to perform their jobs effectively now as well as in the future.
Training and selectionTraining and selection is the second components of Human resources management system where new applicants are selected and train with skills, abilities and impacted with knowledge in order to perform their jobs effectively.
Therefore, The second components of an HRM system ensures employees have the knowledge and skills needed to perform their jobs effectively now as well as in the future.
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Which of the following items are included in The Code of Professional Ethics of the American Institute of Certified Public Accountants: weigh all sides of decisions.
a. weigh all sides of decisions.
b. attending annual meetings.
c. generate innovative approaches to accounting.
d. integrity and objectivity.
Integrity and objectivity are the items are included in The Code of Professional Ethics of the American Institute of Certified Public Accountants.
What is meant by professional code of ethics?This is the term that is used to refer to the code that is used to apply to all of the people that would work in a particular organization that are meant to guide the behavior of the people in the organization and also check the ways that people would act.
Hence we can say that Integrity and objectivity are the items are included in The Code of Professional Ethics of the American Institute of Certified Public Accountants..
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Arriving at a cost structure that is both profitable and hard for potential followers to match is called
Arriving at a cost structure that is both profitable and hard for potential followers to match is called a Price Minus.
What is a Price Minus?A Price Minus is a pricing strategy that deducts some amount from the market price to attract more customers and increase profitability to the detriment of competitors.
A price minus can be used as a market penetration strategy.
Thus, using a price minus, a company can arrive at a cost structure that achieves profitability and deters potential competitors without instigating a price war.
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Your calculator-making company has a policy of increasing prices 2% per year above the rate of inflation. Inflation last year was 1.9%. If your calculator was priced at $80 last year, how much should it be this year
According to the policy of calculator-making company on increasing the price by 2%. The Current price should be $81.55.
What is inflation?Inflation is defined as a general rise in the price of goods and services in a given economy. When the general price level rises, each unit of currency buys fewer products and services, resulting in a loss of purchasing power.
Computation of price of current year:
According to the given information,
Last year price of Calculator = $80,
Policy of raise in price = 2%
Last year inflation rate = 1.9%
Then,
[tex]\text{Current Price} = \text{Price} + (\text{Price} \times \text{Inflation Rate} )+\text{ Increasing Price}\\\\\text{Current Price} = \$80+ (\$80 \times 1.9\%) + 2\%\\\\\text{Current Price} =\$81.55[/tex]
Therefore, the Prince of calculator in the current year would be $81.55.
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Selective optimization with compensation theory states that successful aging is related to three main factors:
Selective optimization with compensation theory states that successful aging is related to three main factors: selection, optimization, and compensation.
What is selective optimization with compensation theory?
Selective Optimization With Compensation theory is a theory that refers to a person's lifespan model of psychological and behavioral management.
The lifespan model explains how individuals adapt to changes related to their human development and age-related gains and losses.
Thus, selective optimization with compensation theory states that successful aging is related to three main factors: selection, optimization, and compensation.
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