The risk that Sarah run if she chooses a long-term care policy with a short benefit period of 2 year is: d. Both a and c.
What is long-term care policy?Long-term care policy can be defined as the type of policy that help to cover medical expenses or medical cost for a long period of time.
Choosing a long-term care that has a short health benefit has some risk reason being that in a situation where she needs medical care beyond the stipulated two years , Sarah will have to pay for the cost of those medical care from her savings.
Inconclusion the risk that Sarah run if she chooses a long-term care policy with a short benefit period of 2 year is: d. Both a and c.
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Hillinger, inc. Issues $100,000 of 4% bonds on january 1, year 1. The bonds have a five-year term and pay interest semiannually on june 30 and december 31 each year. Assuming a market interest rate of 5% and an issue price of $95,624, what is the carrying value of the bonds as of june 30, year 1? use the sample amortization table as a reference to assist with your answer.
The carrying value of the bond till 1st June is $96,014.60.
What is the carrying value of the bond?The carrying value is given as the value of the company's bonds in the form of a figure to be given in the company’s balance sheet at the particular date, such as year-end.
Computation:
Given,
Face value of bond= $100,000
Issue price of bond= $95,624
Interest rate of bond on Jan 1 is 4%
Interest rate of bond on June 1 is 6%
The computation of the carrying value of the bond is shown in the image attached below.
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How much would software c cost
you in the long run?
.
satisfaction 80% $0
$[?]
not satisfied
$5,000
software c
20% - $20,000
software d
$8,000
85% · $0
satisfaction
not satisfied
15%. $15,000
Explanation:
I will try and say the answer
A country can have an increased surplus in its balance of trade as a result of:.
A Country can have an increased surplus in its balance of trade as a result of declining imports and rising exports.
What is balance of trade?Balance of trade refers to the difference in value over a period of time between a country's imports and exports of goods and services, usually expressed in the unit.
It is to be noted that balance of trade could be favourable or unfavourable.
Hence, a Country can have an increased surplus in its balance of trade as a result of declining imports and rising exports.
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On December 31 of the current year, the unadjusted trial balance of a company using the percent of receivables method to estimate bad debt included the following: Accounts Receivable, debit balance of $97,800; Allowance for Doubtful Accounts, credit balance of $1,021. What amount should be debited to Bad Debts Expense, assuming 3% of outstanding accounts receivable at the end of the current year are estimated to be uncollectible
The amount that should be debited to Bad Debts Expense, assuming 3% of outstanding accounts receivable at the end of the current year are estimated to be uncollectible is $1,913
What is bad debts expenses?Bad debt are debts owned to a business which cannot be recovered. Here, the customer has chosen not to pay this amount.
Computation of amount to be debited to Bad Debts Expense:
= Accounts Receivable, debit balance of $97,800 * 3% of outstanding accounts receivable at the end of the current year
= $97,800 * 3%
= $2,934
Then,
= $2,934 - $1,021
= $1,913
Hence, the amount that should be debited to Bad Debts Expense, assuming 3% of outstanding accounts receivable at the end of the current year are estimated to be uncollectible is $1,913
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According to the Coase theorem, private parties can negotiate to an efficient solution in the presence of externalities if the ______ is (are) relatively low.
Answer:
transaction costs is your answer
Explanation:
The labor efficiency variance is generally the responsibility of the ______ manager. Multiple choice question. production accounting purchasing human resources
The labor efficiency variance mainly focuses on the quality of labor hour in the process of production. The labor efficiency variance is generally the responsibility of the production manager. Option A is correct.
Who is production manager?A Production Manager is a specialist who supervises the manufacturing process and coordinates all activities to ensure adequate resources are available.
To guarantee that workflow meets specified deadlines, they might arrange workers' schedules, estimate expenditures, and establish budgets.
Direct labor efficiency variance is usually the responsibility of the production department. Other factors, however, may have an impact on the variance.
Therefore, option A is correct.
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If the Fed wishes to increase the money supply via open market operations, it should _____ Treasury bonds.
To increase the money supply using the open market operation strategy, the Fed should buy Treasury Bonds.
How can the Fed increase money supply?Increasing money supply would mean the Fed releasing more currency into the U.S. economy.
This can be done by buying back treasury bonds from the public because the Fed would pay for those bonds with currency which would then float into the economy.
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When is using a credit card to cover an emergency expense a good idea and won't cost you any interest?
Answer:
Bottom line. Depending on your personal financial situation, it can be ideal to have both credit cards and cash on hand during emergencies. A credit card can help you redeem rewards while also covering your emergency expenses, but it should only be used if you can pay the balance off in full without incurring interest.
Explanation:
Initially trade between the United States and Canada is balanced. Then, if a change in the exchange rate reduces the U.S. dollar price of Canadian goods, ceteris paribus*, we would expect ________________
If a change in the exchange rate reduces the U.S. dollar price of Canadian goods, ceteris paribus*, we would expect a trade surplus in Canada.
What is the impact of a decline in the exchange rate?When U.S. dollar price of Canadian goods declines, it means that the Canadian dollar has depreciated while the US dollar has appreciated. This means that there would be an increase in the demand for Candian goods. This would increase export. Thus, there would be a trade surplus.
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Some people say that the official unemployment rate isn't the best indicator of
actual unemployment in the economy because
Select one:
O the unemployment rate is greater than the natural unemployment rate
O the official rate doesn't include people who have given up looking for
work
O part time workers are considered unemployed
O full employment is greater than the labor force
The official unemployment rate isn't the best indicator of actual unemployment because the official rate doesn't include people who have given up looking for work.
Who is a discouraged worker?A discouraged worker is a member of the labor force who has given up on getting an employment and thus has stopped looking for work. A discouraged worker is not included as part of those who are unemployed and thus is not included in the official unemployment rate.
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Every day, people work at serving people meals at restaurants all around the world. These people work for our benefit because: a. Trade-offs are everywhere. B. They benefit by doing so. C. People think on the margin. D. Institutions require them to do so
If Every day, people work at serving people meals at restaurants all around the world.These people work for our benefit because: they benefit by doing so.
Benefit of serving meals in a restaurantThe people responsible for serving meals in a restaurant are often known as server. They do this because it is the task they are assign too.
Although they work for our benefit, they as well will benefit because they are being paid for rendering service by their employer.
Therefore the servers benefit by doing so.
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Say that a company has treated you unfairly or dishonestly. which of the following options could help you resolve the issue? i. report them to the better business bureau. ii. speak to their corporate consumer department. iii. seek the help of the department of hhs. a. i and ii b. ii and iii c. i and iii d. ii only please select the best answer from the choices provided a b c d
Answer:
A. I and II
Explanation
The marginal revenue curve of a firm with market power will always lie below its demand curve because of.
The reason why firm with market power will have a marginal revenue curve that is always below its demand curve is because of the output effect and the discount effect.
What is the output and discount effect?These effects refer to the tendency of firms with market power, to offer lower prices on their goods and services to be able to sell more units of their products.
For this reason, the marginal revenue - additional revenue received - will be less than price - demand curve because the price will always drop to sell more units.
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The activities that managers create to attract and retain employees and to ensure that they perform at a high level to help an organization accomplish its goals are called ______.
Managers attract and retain employees and ensure that employees perform at a high level to accomplish the firm's goals through human resource management.
What are human resource management activities?Human resource management activities include:
RecruitmentTraining and developmentPerformance appraisalCompensation and rewardingEnsuring the safety and welfare of the human resource.Thus, Managers attract and retain employees and ensure that employees perform at a high level to accomplish the firm's goals through human resource management.
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B was 42 when the life insurance policy was issued. 42 is referred to as the ______ age of the policy.
Because the assured is 42 when the life policy was issued, such age will be called an original age of the policy.
What is an original age?In a life policy, an original age refers to the age of an insured at the inception of a life insurance policy.
Therefore, as the the assured is 42 when the life policy was issued, such age will be called an original age of the policy.
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If bank customers decided as a group to pay off their loans and not take out any new loans, ceteris paribus: Group of answer choices Excess reserves would decrease. The money multiplier would decrease. The money supply would increase. The money supply would decrease.
The money supply in an economy will decrease if the bank customers decided as a group to pay off their loans and not take out any new loans.
What is a money supply?In an economy, the money supply refers to the total amount of money that is circulatingb in such economy.
The rate of use of currency, loan instrument, certificates of deposits etc are determines the level of increase or decrease of the level of money supply in an economy.
Therefore, the Option D is correct.
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If you paid $900 for a $1000 25-year bond that pays a 10% annual interest payment, the bond's yield is Multiple choice question. 11.1% 5.3% 10% 9%
The bond's yield given the amount paid for the bond, the face value and the annual interest payment is 11.1%.
What is the bond yield?A bond's yield is the interest rate that equates the cost of the bond to the cash inflows from the bond.
Bond yield can be determined using a financial calculator.
Cash flow in year 0 = -900Cash flow each year from year 1 to 25 = 10% x 1000 = 100 Cash flow in year 25 = 1000Bond yield = 11.1%
Bonds issued in the names and addresses of their holders are called: Multiple Choice Callable bonds. Serial bonds. Registered bonds. Coupon bonds. Bearer bonds.
Bonds issued in the names and addresses of their holders are called: Registered bonds.
What is Registered bonds?Registered bonds are be defined as the type of bonds in which a a person owning a bond information or details are registered or recorded with the party that issued it.
In registered bonds the registered holder must tend to notify or inform the issuer of the bond whenever their is change in ownership.
Therefore Bonds issued in the names and addresses of their holders are called: Registered bonds.
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If the average cost of producing ten sweaters is $6.50 and the marginal cost of producing the tenth sweater is $6.75, the average cost of producing 11 sweaters will be:
Answer:
7.15 dollars
Explanation:
Cost of one sweater=$6.50/10
=$0.65
Now,
Cost of 11 sweater = $0.65*11
=$7. 15
The average cost of producing 11 sweaters will be 7.15 dollars.
What is average cost?The cost per unit produced in a production run is called the average cost. It stands for the typical sum of money spent on a product's production. Depending on how many units are made, this amount may change.
Average cost, often known as unit cost, in economics is calculated by dividing the total cost (TC) by the quantity of a good produced (the output Q): Average cost strongly influences how businesses decide to price their goods.
Knowing the significance of average cost will also make it easier for you to comprehend how it functions over an extended length of time.
For instance, cost varies according to production effectiveness and seasonal demand. The cost per unit of output is normalized or leveled out when the average cost is calculated.
Cost of one sweater=$6.50/10 =$0.65
Now, Cost of 11 sweater = $0.65*11 =$7. 15
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How often should you update the information in your resume
Answer:
tue answer is twice a year
Certificates of deposit insured by the ncua or fdic are:.
Certificates of deposit with a credit union are insured by the NCUA. Persons credit union deposits are also insured up to $250,000 by the NCUA's National Credit Union Share Insurance Fund.
What is the purpose of a certificate of deposit?A certificate of deposit is a savings account in which the issuing bank holds a certain amount of money for a set period of time in exchange for interest, such as six months, one year, or five years.
Thus, Certificates of deposit with a credit union are insured by the NCUA.
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an account that earns ___ interest will result in a higher annual percentage yield
Answer:
The annual percentage yield (APY) is paid to a depositor by a financial institution. The percentage is based on the existing amount after a certain period. If the owner of saving account choose not to take out the past interest revenue, the amount would be compounded for future years.
Answer:
The answer is C. Compound
Explanation:
I took the quiz :) your welcome <3
A client profile is not complete without a family income statement. A typical one would include:_________.
i. dividends.
ii. credit card debt.
iii. autos.
iv. mortgage interest.
What are three of the most common workplace accidents and two ways to prevent each of type of accident?
Answer:
1)slips,trips and falls
2)Fire and explosions
3)over exertion and muscle strains
Explanation:
To prevent slips and falls keep walking surfaces clean and free of clutter , cleaning all spills immediatelyTo prevent fire and explosions wear proper personal protective equipment and maintain chemical safety data sheets for all chemicalsTo prevent over exertion and muscle strains ensure employees are receiving frequent breaks and use safe lifting techniques:Most common workplace accidents
The 10 Most Common Workplace Accidents
Motor Vehicle Accidents. People who drive as part of their jobs are exposed to negligent drivers, inclement weather and faulty automotive equipment. ...
Slip and Falls. ...
Falls from Heights. ...
Electrocution. ...
Overexertion. ...
Struck by Objects. ...
Struck Against. ...
Entanglement.
Explanation:
Suppose an effective price ceiling of $40 is placed on the price of jeans. How much does producer surplus change as a result
If there was an effective price ceiling of $40 placed on the price of the jeans, the producer surplus would change by -$532.50.
What is the change in producer surplus?The producer surplus is found by the formula:
= 0.5 x (Price - minimum willingness to sell) x Quantity sold
At the initial equilibrium price of $50, the producer surplus was:
= 0.5 x (50 - 10) x 60
= $1,200
After the price ceiling was implemented:
= 0.5 x (40 - 10) x 44.5
= $667.50
The change is:
= 1,200 - 667.50
= -$532.50
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What is not a duty of a human resources manager? Choose the answer.
Question 2 options:
maintain contact information
plan employee benefit programs
develop the mission and vision of the company
conduct exit interviews
Answer:
maintain contact information
Developing the mission and vision of the company is not a duty of a human resources manager. Thus, option C is correct.
Who is the manager?A manager is someone who is in charge of overseeing or managing an organization. He or she is an acting leader who assists in creating goals and assigning tasks, and he or she also displays certain leadership qualities that aid in the smooth operation of the organization.
The human resource manager is someone who would take necessary decisions regarding the people and how the people usually work.
Developing the mission is not in their job profile because it is the job of the team leaders or the person who is sitting at a higher level. They are the ones who execute this decision and plan the future goal.
Therefore, option C is the correct option.
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The minimum selling price that should be acceptable in a special order situation is equal to total Select one: a. production cost plus a normal profit margin b. variable production cost c. variable costs and avoidable fixed costs d. production cost
Usually, the minimum selling price that should be acceptable in a special order situation is equal to total variable costs and avoidable fixed costs
What is a special order?
This is a situation that involves a one-time customer order on a large quantity and a low price.
Hence, the minimum selling price to be accepted must equal to total variable costs and avoidable fixed costs for this orders.
Therefore, the Option C is correct.
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The classical dichotomy and monetary neutrality are represented graphically by:.
The classical dichotomy and monetary neutrality are represented graphically in economics by: a vertical long-run aggregate-supply curve.
The long-run aggregate-supply curve.In order to have an understanding of both short-run or long-run economic fluctuations and how the economy moves from short to long-run, economists need to use the aggregate supply and aggregate demand model.
In Economics, the labels that are used for the axes of an aggregate-supply curve are real-domestic output for the horizontal axis and price level for the vertical axis.
In conclusion, a vertical long-run aggregate-supply curve is used to graphically represent the classical dichotomy and monetary neutrality.
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On your property tax bill, you see the following table. destination share of your taxes roads $241 schools $896 public safety $154 township $177 what percentage of your taxes went to funding public safety? a. 10.49% b. 12.06% c. 11.72% d. 8.94% please select the best answer from the choices provided a b c d
As per the property tax bill received by the person, such person pays around 10.49% of his total tax liabilities towards funding the public safety if $154 are paid.
What are tax liabilities?Tax liabilities are the amount of tax that an eligible taxpayer is under an obligation to pay to the respective tax-collecting authorities.
As per the given information, it has been computed that a person pays a total tax of around $1468 and public safety taxes that are paid are $154.
Computation of the proportion of percentage of public safety out of the total tax liabilities is shown as below,
[tex]\rm Tax\ in\ Percentage\ towards\ Public\ Safety= \dfrac{Public\ Safety\ Tax}{Total\ Tax\ Liabilities}x\ 100\\\\\rm Tax\ in\ Percentage\ towards\ Public\ Safety= \dfrac{154}{1468} x\ 100\\\\\rm Tax\ in\ Percentage\ towards\ Public\ Safety= 10.49\%[/tex]
Hence, option A; the person pays around 10.49% of his total tax liabilities towards funding the public safety if he pays $154 for tax liabilities of $1468.
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Answer:
The correct answer is A.
Explanation:
10.49%
Typical capital budgeting decisions include ______ decisions. Multiple select question. cost reduction lease or buy employee hiring and firing equipment selection product and service pricing
Typical capital budgeting decisions include the decisions relating to the lease or buy, cost reduction, equipment selection, and product and service pricing.
What is capital budgeting?Capital budgeting is the process that enables an entity to know the profitability of an investment made in long-term projects. It can be determined by using various methods like NPV, payback period, accounting rate of return, etc.
Capital budgeting decisions are as follows:
A) Lease or buy includes the decision whether to acquire the new asset or lease the existing ones.
B) Cost reduction can be done by replacing the old asset.
C) Equipment selection involves which equipment has to be acquired from the provided alternatives.
D) Product and service pricing relates to the type of product or service in which an entity has to invest.
Note: Hiring and firing of employees don't relate to the profitability of any long-term capital project.
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