A consumer learns n about the credit card interest rates in the Schumer box which is in the APR for Purchases section. Thus, the correct answer is option C.
What is the Schumer Box?A Schumer box is a table that appears in credit card agreements and provides a summary of the rates and fees associated with the card. The Schumer box provides information on the annual percentage rate (APR) for purchases, the APR for balance transfers, the APR for cash advances, the penalty APR, the grace period, the annual fee, the fee for cash advances, the fee for balance transfers, the fee for late payments, the fee for exceeding the credit limit, and the fee for returned payments.
All credit card solicitations, whether made by mail or online, must be sent to the Schumer box by the credit card issuer. The box has the name of Senate Majority Leader Charles Schumer, a NY Congressman at the time who helped write legislation requiring that credit card terms be disclosed in all advertising.
Therefore, the Schumer Box is found in the APR for Purchases section.
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a successful defense releases the defendant from partial or full liability for a tortious act.
a. true
b. false
A successful defense absolves the defendant of partial or total liability for a tortious act committed.
A term used to describe tortious behavior. Tortious behavior is thus defined as any behavior (other than breach of contract) that can be sued for as a civil wrong. Tort liability means that someone is held responsible for wrongdoing (other than under contract.). Torts are associated with civil court claims. It is a branch of English common law intended to right a wrong (violation of common law, social norms, or civil law) without resorting to criminal punishment. Tortious liability is the liability of the state for the tortious acts of its servants. Tortious liability is the liability of the state for the acts of omission and commission, voluntary or involuntary, and brings it before a court of law.
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What are independent executive agencies?
A. Specialized agencies that regulate the economy and are not
directly controlled by the president
B. Informal advisory groups assembled by the president to serve his
or her needs
C. The major departments of the executive branch that are led by the
president's cabinet
D. Agencies with specialized functions that are controlled by the
president but exist outside of the major departments
Answer:
A. Specialized agencies that regulate the economy and are not directly controlled by the president
Explanation:
An independent executive agency refers to a type of agency created by the US Congress using a legislative Act (statutes), so as to operate as a regulatory and service agency setting standards and overseeing the functions of the federal government.
This ultimately implies that, independent executive agencies refers to specialized agencies that regulate the economy and are not directly controlled by the president. Thus, they established to exist outside the Executive Office of the President and the federal executive departments
Some examples of independent executive agencies are Federal Communications Commission (FCC), Environmental Protection Agency (EPA), Election Assistance Commission (EAC), Consumer Financial Protection Bureau (CFPB), Central Intelligence Agency (CIA), Federal Election Commission (FEC), Federal Deposit Insurance Corporation (FDIC), etc.
What is another name for federal and state laws?
Another name for federal and state laws is regulation, which means any applicable requirement imposed by any federal, state, or other law or regulation.
Federal law applies to all states in the United States, but state law is specific to a particular state. This means that state laws can vary from state to state.
So while you can do something legal in one state, the same act can face serious consequences in other states.
State law talks about the basics of right and wrong, while federal law addresses broader issues such as civil rights, criminal law, and immigration law. Both state and federal law are blanket issues, so there are conflicting situations.
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Mia offers Nevin, a building inspector, money to overlook the violations in her new warehouse. Nevin accepts the money and overlooks the violations. Mia is charged with the crime of bribery. The crime occurred when ?
a. Mia offered the bribe.
b. Mia decided to offer the bribe.
c. Nevin accepted the bribe.
d. Nevin overlooked the violations.
Mia has been charged with bribery. Mia committed the crime by offering the bribe. Bribery is punishable by imprisonment of any kind for a term up to a year, a fine, or both.
Bribery is defined as the offering, giving, soliciting, or receiving of anything of value in order to influence the actions of someone with a public or legal duty. This type of action results in matters that should be handled objectively being handled in the manner best suited to the decision-maker's private interests. Bribery is thus a crime, and both the offer and the recipient can face criminal charges.
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In cases where informed decision makers such as trained medical staff or governmental officials agree that a research study has the potential to benefit a large number of people, written informed consent from participants is not needed.
The correct answer is False. Written informed permission from participants is not necessary when knowledgeable decision makers, such as skilled medical personnel or government authorities, concur that a research project has the potential to be helpful to many people.
A fundamental tenet of research ethics is informed consent. Its goal is to ensure that human participants can enter research freely (voluntarily), that they are fully informed of what it means to participate, and that they provide consent before entering the study.
Respect for people demands that subjects be given the option to decide what will or won't happen to them, to the extent that they are capable. When appropriate criteria for informed consent are met, this option is granted.
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If you find yIf you find yourself in need of cash, the LEAST expensive option is likely to be:
Answer: no one gonna help you :0
Explanation:
School is lame
In 2028, the Republican Party controls the U.S. Senate and
the Democratic Party controls the U.S. House of
Representatives. Each party hopes its candidate can win
the presidential election, giving the party more of a say in
the country's policies. It's a close race in the end, 51
percent of Americans vote for Republican candidate Ted
Torres. Former U.S. senator Rosa Marcus, the Democratic
candidate, receives 5 more electoral votes than Torres -
just enough for her to reach a total of 270 electoral votes.
According to the rules of the Electoral College, Marcus will win the election.
What adjustment to the Electoral College would change this outcome?
Answer:
A. All states splitting their electoral college votes between candidates based on what percentage of the Popular vote won.
Explanation:
Since Torres has the popular vote he would have the advantage to gain more electoral votes, but even with than, it doesn't guarantee a win in face:
Democratic Popular vote comes mainly from the State of California, and the NorthEast Section of the United States, the rest of the state follow alone, to give them more votes, although this is happening Marcus could still pickup several states, and electoral votes, even if Torres has more votes, not to mention safe states.
cases involving citizens from two different states would be heard in a:
Answer:
The Federal Court
Explanation:
I Reciprocity a ueful tool to overcome problem that arie from relying on eaily-available information
The statement that Reciprocity is a useful tool to overcome problems that arise from relying on easily-available information is false.
Reciprocity is the fundamental aspect which is used to negotiate in tough situations. It is used to influence people and requires other features such as commitment, consistency and psychological approach as well. In social dilemma when people are not ready to cooperate, this technique helps in sorting the problems and coming to a conclusive point. The use of reciprocity involves healthy communication skills, dialogue and action, discussion and feedback and brain-storming or training. Thus a comprehensive approach enables the better negotiation capacity among the parties involved and they agree to mutual decisions and objectives.
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What are state laws called?
Answer:
State laws are called state statuses
If a new joint tenants with right of survivorship account is opened, all of the following statements are true except
If a new joint tenants with right of survivorship account is opened, checks cannot be drawn in the name of either party.
The right of survivorship is a right that bestows each tenant an undivided interest in the whole estate.
The tenant’s interest disappears when one tenant dies. Also, the tenants’ shares increases proportionally and obtain the rights to the entire estate.
Tenancies that posses the right of survivorship can be divided into two types- joint tenancy and tenancy by the entirety.
In a joint tenancy, the right of survivorship may be severed, converting the estate to a tenancy in common, by means of partition. This can either be voluntary or involuntary.
On the other hand, where there is a right of survivorship in a tenancy by the entirety, it may be may be severed by divorce, mutual agreement, or even by execution by a joint creditor.
However, the right of survivorship cannot be terminated by an involuntary partition in a tenancy by the entirety,
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The question is incomplete. the complete question is:
If a new joint tenants with rights of survivorship account is opened, all of the following statements are true EXCEPT:
A) orders may be given by either party.
B) in the event of death, the decedent's interest in the account goes to the other party.
C) checks may be drawn in the name of either party.
D) mail may be sent to either party (with the permission of each party).
Which law passed by parliament led to a famous event where colonists dressed up as native americans and committed acts of vandalism and destruction?a. Stamp Actb. Sugar Actc. Townshend Actsd. Tea Act
The Tea Act was passed by parliament that led to a famous event where colonists dressed up as Native Americans and committed acts of vandalism and destruction.
Tea act is one of the intolerable acts that preceded the American Revolution. In the history of the British American colonies, Lord North's legislative maneuver was used by the British ministry to legalize the sale of English tea in the country.
All Townshend Acts charges were removed in 1770, averting a prior crisis. The only duty left was only tea, which since that peridd has been mostly imported into the Colonies by Dutch smugglers.
The Tea Act changed excise laws so that the financially precarious British East India Company could pay the Townshend duty and still shortchange its rivals in order to help it sell the 17,000,000 pounds of tea it had stored in England.
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What are Mendel's 4 hypothesis?
The first of Mendel's four postulates and laws of inheritance is the principle of paired factors. The second is the principle of dominance. The third is the law of segregation or the law of purity of gametes, while the fourth is the law of independent assortment
Principles of Paired Factors: Postulate I
A character in an organism (diploid) is represented by at least two components. The two components are located at the same locus on the two homologous chromosomes. They might be a different or same representation of the same character. Alleles or allelomorphs are factors that indicate the same or alternate version of a character.
Postulate II. Dominance Principle:
The traits that occur in the hybrids of the F1 generation are always the dominant characters, and those that do not present in F1 progeny are always the recessive characters when two homozygous individuals with one or more sets of opposing characters are crossed.
Postulate III. Mendel's First Law of Inheritance, often known as the Law of Segregation or Law of Purity of Gametes:
When gametogenesis (the formation of gametes) or sporogenesis (the formation of spores), the two factors (alleles) of a trait that remain together in an individual, are randomly distributed to different gametes and then paired again in different offspring according to the probability principle, they maintain their identity and remain distinct. The law of segregation is sometimes referred to as the "law of purity of gametes" because two alleles remain together in their original, unaltered state without interacting, influencing, or combining.
Law of Independent Assortment (also known as Mendel's Second Law of Inheritance) Postulate IV:
Mendel considered two pairs of opposing characteristics and examined their inheritance after being pleased with monohybrid crossings (i.e., di-hybrid cross).
This law states that "the two components (genes) of each opposing character (trait) at the moment of gamete development assort or separate independently of the factors of other characters and become arbitrarily rearranged in the offspring."
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Describe TWO ways in which the above law protects citizens against human right violations
Answer:
they are part of UN and they are not oppresive
Explanation:
How does religion affect a person’s fear of crime?
Answer:
Religion can affect a person's fear of crime in various ways, depending on their individual beliefs and values, as well as the teachings and practices of their faith.
For some people, religion may provide a sense of comfort and security that can help to alleviate their fear of crime. For example, someone who has a strong belief in a higher power or in the protection of their faith may feel more confident and reassured that they are being watched over and kept safe.
On the other hand, religion may also increase a person's fear of crime if it teaches that certain actions or behaviors are sinful or immoral, or if it promotes fear and mistrust of outsiders or those who are perceived as different. For example, someone who is taught to fear or avoid certain types of people or places may be more likely to feel anxious or threatened in situations where they encounter those things.
Overall, religion can have both positive and negative effects on a person's fear of crime, depending on the specific beliefs and practices of their faith, as well as their personal experiences and perspective.
Answer:
If everyone in the world was religious crime would be very rare.
It would affect their fear because in most religious book's crime is unacceptable.
Explanation:
an individual who has been the subject of a crime can prosecute the alleged criminal
True, a person who has been the victim of a crime can prosecute the alleged criminal.
Alleged: stated to be true but not yet proven to be true; the crime may be referred to as the "alleged crime" until the trial is completed.To allege is to assert or claim something as true; to make an allegation. [Last updated by the Wex Definitions Team in June 2021] criminal justice. Prosecute means to initiate criminal proceedings against someone in criminal law. The prosecuting attorney, for example, a local District Attorney, state Attorney General, or federal United States Attorney, initiates such actions. Alleged can also be used as the past tense of the verb allege, which means to claim before or without proof.
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When is using your headlights required by Virginia law?
When is it legal in Virginia to use your headlights. Every vehicle operating on a Commonwealth highway must have functioning headlights and other lighting.
From dusk to dawn, when a driver can see no further than 500 feet, and when the windscreen wipers are in operation, headlights must be used. the USA: VIRGINIA Most drivers activate their windscreen wipers when it starts to rain. The requirement to also have the vehicle's headlights on is legal in Virginia. When the new year arrives, a number of new laws will go into effect in Virginia, including a limit on police ticket quotas, a new marijuana possession charge, modifications to medicinal marijuana licences, misdemeanour reporting requirements for school principals, among other things.
Virginia law at the moment According to Virginia State Law 46.2-1030, every driver on a route inside the Commonwealth must use lit headlights between the hours of sunset and daybreak. when rain, fog, sleet, or snow is the cause of the need for windscreen wipers.
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Which system has a central government and local units that implement the central government’s decisions?
A.
monarchical system
B.
unitary system
C.
federal system
D.
parliamentary system
Answer:
i think its c.................
name at least 2 prison gangs
In our history, some of the most popular prison gangs includes:
Aryan BrotherhoodBlack Guerilla FamilyMexican Mafia (EME)La Nuestra FamiliaNeta Gang etc.What should we know about these Prison gangs?Prison gangs are criminal organizations that form in the penal system and operate within the United States' prison facilities. Each gang has its own set of symbols and ways for members to identify themselves as members of that gang. These prison gangs formed in various prisons over the course of several decades, and they are still active in the prison systems today.
Other facts about prison gang are as follows:
A prison gang is made up of 230,000 people who are incarcerated.In the prison system, there are approximately 52 active gangs, including six nationally recognized gangs.Prison gangs exist in all 50 states.The states with the most people involved in prison gangs are California and Texas.Prison gang violence increased 400% in 1996.Read more about prison gang
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What is Mendel's first law ?
What is common law and how is it created ?
Common law is decided upon by judges based on how statute law is interpreted. An inferior court in the same jurisdiction must abide by the court's ruling.
A corpus of unwritten laws known as common law is founded on judicially established legal precedents. In unique situations where the conclusion cannot be predicted based on existing statutes or written principles of law, common law influences the decision-making process.
The British custom that was introduced to North America during the colonial eras of the 17th and 18th centuries gave rise to the American common-law system. Australia, Canada, Hong Kong, India, New Zealand, and the United Kingdom are other countries that use common law.
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The #13 is spray painted on the side of a liquor store. What night this mean to police?
Answer:
The number 13 correlates to the 13th letter of the alphabet M. Short for Eme or the Mexican Mafia.
Tagging is normally a way for gangs to mark their territory.
When is using your headlights required by Virginia law?
Virginia law states that one should use headlights when driving at night, during poor weather conditions and when using windshield wipers.
Motorists must drive at night with their headlights on. Virginia has not specified an exact time to use the searchlight. Instead, the law requires drivers to use their headlights from sunset to sunrise.
Drivers must use their headlights in bad weather.
By law, whenever rain, smoke, fog, snow, sleet, poor lighting conditions, or other adverse weather conditions reduce visibility and prevent him from clearly seeing people or vehicles on the road at a distance of 500 feet , must use headlights.
Finally, drivers should use their headlights whenever windshield wipers are used as a result of fog, rain, sleet, or snow. However, headlights are not required for intermittent wiper use in drizzle, sleet or snow.
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What did William Blackstone believe the purpose of law was?
The purpose of Blackstone's commentary on England law was to provide a readable source of common law for most people.
This work was divided into his four volumes:
Human rights, property rights, private and public wrongs.
One of his core beliefs is that laws are designed to protect the innocent, not to convict the guilty. Blackstone thus worked for a law firm that did not plead guilty to defendants.
Another of William Blackstone's beliefs was that citizens had certain rights that they could exercise against what they considered government excesses, including freedom of the press.
William Blackstone's third great belief was that all laws come from God, or at least from the natural order of the universe.
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11. What are the proper steps in processing a crime scene?
a. Isolate and secure the scene, search for evidence, submit evidence
b. Isolate and secure the scene, search for evidence, document the scene, collect and package evidence,
submit evidence to crime lab and maintain chain of custody
c. Isolate and secure scene, document scene, search for evidence, collect and package evidence, maintain
chain of custody and submit evidence to crime lab
d. None of the above
Which of these is NOT one of the most common five ethical breaches you will see as a leader?
Bullying is not one of the most common ethical breaches one will see as a leader. The Option D is correct.
What does an ethical breach mean?An ethical breach occurs when someone within a system or community makes an ethical decision that sets a precedent for others to follow. The danger of ethical breaches is that they represent a fundamental shift in your organization's ethics.
Some examples of ethical breach include discrimination, safety violations, poor working conditions, and leaking confidential information. Bribery, forgery, and theft, while certainly unethical, cross over into criminal activity and are frequently dealt with outside the company.
Missing options "misusing company time counterfeiting theft bullying"
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What is state Mendel's law?
Mendel proposed three laws of inheritance- Law of Dominance, Law of Separation, Law of Independent Assortment.
Mendel's law of dominance states that "if a homozygous organism is crossed for the contrasting traits of the pair, only one trait of the pair will appear in the first generation."
The law of segregation states that all organisms contain two alleles for each trait, and these alleles separate (segregate) during meiosis, so that each gamete contains only one allele. increase.
Law of Independent Sorting - The law of independent sorting states that different traits and traits have different genes, which influence each other and classify independently of other genes.
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Growing up in a rough neighborhood, Xavier learned to hotwire cars in order to get them started. He and his friends would look for an unlocked car, hotwire it, and go for a joyride if they were bored. He gathered knowledge on many kinds of cars. If given the opportunity, Xavier could take almost any car on the street he wanted. Into what class of criminal would Xavier MOST likely fall?
professional thief
persistent thief
shoplifter
occasional offender
The kind of Criminal that Xavier is going to be classified as going by this narrative is a persistent thief.
Who is a persistent thief?
This is a person that is known to continue stealing people's properties even though they have been successful before.
Unlike the professional thief, they do not steal in order to get paid. They continue in crime even though they may have tried to stop.
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What law states that two alleles for a heritable character separate during gamete formation and end up in different gametes?
Mendel’s second law states that two alleles for a heritable character separate during gamete formation and end up in different gametes.
By the law of segregation, parents with two copies of each gene can inherit any allele. Both alleles are equally likely to end up in a fertilized egg.
By the law of segregation, each allele is its own entity, always equally likely to be passed on to the next generation.
This means that alleles are inherited in the same way and with the same frequency regardless of whether they are dominant or recessive in relation to other alleles.
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On the question of whether american laws applied to the overseas territory acquired in the spanish-american war, the supreme court ruled in the insular cases that?
The supreme court ruled in the insula cases that the American Constitution and laws did not apply to US colonies on the issue of whether American laws applied to the foreign territory won in the Spanish-American War.
The United States Constitution established the country's national government, established its core laws, and provided its citizens with a number of essential rights. Delegates to the Constitutional Convention in Philadelphia and Baltimore agreed on September 17, 1787, that the Bill of Rights solely applied to the federal government and not to any state governments. The Supreme Court continued to hold in United States v. Cruikshank (1876) that the First and Second Amendments did not extend to state governments even after the Fourteenth Amendment had been ratified.
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