You can become more proactive by focusing on problems rather than solutions.True or False

The best way for a company to minimize unionization is by creating formal grievance systems for all its workers. The correct option is C.

This way, the company can address any potential problems quickly and before they become large enough to require unionization. Additionally, having a strong employee-management relationship is key to avoiding unionization.

Alternatively, petitioning the National Labor Relations Board to exempt the company from the possibility of unionization could also be an option, although it might not always be successful.  Hiring workers who are less likely to join unions, such as women or ethnic minorities, is not a recommended strategy for minimizing unionization.

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Janine must identify the income from the $22,475 advance payment for services on the Cash basis of accounting, which means she must recognize the revenue when: She receives the money.

As a result, she must include the $22,475 in her earnings for the month in which she receives it, which is October of year 0.

The cash basis of accounting is a procedure for determining when income and expenses are recognized in accounting records. In contrast to the accrual basis of accounting, which records transactions when they happen, the cash basis records transactions only when they have been paid.

As a result, income is recorded only when it is received, and expenditures are recorded only when they are paid.

Based on the question, the cash basis of accounting is used in recognizing the $22,475 income. Consequently, it will be recorded in October of year 0.

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The financial resources set aside to pay principal and interest on general long-term debt may be accounted for in which of the following fund types?The financial resources that are set aside to pay the principal and interest on general long-term debt may be accounted for in the debt service fund

.In municipal accounting, the Debt Service Fund is a fund that is separate from the General Fund and is used to account for and manage resources that are set aside to pay principal and interest on general long-term debt. In accounting, it is typically used to record financial resources set aside to pay for principal and interest on long-term debt. These funds can only be used for debt service purposes.In addition, any transactions or activities related to the issuance of long-term debt are also recorded in the debt service fund. This means that if an entity were to issue a bond or take out a loan, any payments made would be recorded in the debt service fund. The debt service fund is used for debt servicing, which includes principal and interest payments, as well as any other payments required under the terms of the debt instrument.

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In Georgia, an accident and sickness policy that is paid on a quarterly basis requires a grace period of 31 days.

The terms are "Georgia," "accident and sickness policy," "paid quarterly," and "grace period. "Georgia is a state located in the southeastern region of the United States. The state's insurance code regulates accident and sickness insurance policies that are sold and serviced in the state. For instance, an accident and sickness policy that is paid on a quarterly basis requires a grace period of 31 days. This means that the insurance company must give the policyholder a 31-day grace period to pay their quarterly premium before the policy is cancelled. During this time, the policyholder will still be covered. After the 31-day grace period, the insurance company can cancel the policy if the policyholder fails to pay their premium. This cancellation may affect the policyholder's coverage and may result in their loss of benefits. Therefore, policyholders are advised to pay their premiums on time to avoid cancellation.

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the vendor needs to sell an additional 759 potatoes to achieve the profit objective of $750 per week under the new conditions.

To determine the number of additional potatoes the vendor needs to sell to achieve a profit of $750 per week, we need to first calculate the contribution margin per potato.

Contribution margin = selling price per potato - variable cost per potato

Contribution margin = $5.30 - $1.00

Contribution margin = $4.30

With the current conditions, the contribution margin is $4.30 per potato.

Next, we need to determine the breakeven point for the current and new conditions.

Breakeven point = fixed costs ÷ contribution margin

For the current conditions:

Breakeven point = $400 ÷ $4.30

Breakeven point = 93 potatoes

So, the vendor needs to sell at least 93 potatoes per week to break even under the current conditions.

For the new conditions:

Variable cost per potato = $1.00 + $0.40 = $1.40

Contribution margin = selling price per potato - variable cost per potato

Contribution margin = $5.30 - $1.40

Contribution margin = $3.90

Breakeven point = $400 ÷ $3.90

Breakeven point = 102 potatoes

Therefore, the vendor needs to sell at least 102 potatoes per week under the new conditions to break even.

To achieve a profit of $750 per week, the vendor needs to sell:

(Number of potatoes needed to break even + Profit objective) - Number of potatoes sold under current conditions

(102 + 750) - Number of potatoes sold under current conditions

852 - Number of potatoes sold under current conditions

So, the vendor needs to sell an additional:

852 - 93 = 759 potatoes

Therefore, the vendor needs to sell an additional 759 potatoes to achieve the profit objective of $750 per week under the new conditions.

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Target profit (C) can be calculated by modifying the break-even equation.

The target profit is defined as the estimated amount of revenue or profit that a company plans to achieve from a particular investment or operation.

The aim of achieving target profit is to make a significant profit on the investment after all expenses have been met. The target profit helps in the decision-making process to decide whether the project or investment is viable or not.

The target profit can be calculated by modifying the break-even equation. The Break-even equation is a simple formula used to determine the minimum sales revenue that a company must generate in order to break even on its investment.

The modified break-even equation is given below:

Sales Revenue = Fixed Cost + Target Profit / Contribution Margin

Sales Revenue: It is the amount of revenue that the company plans to achieve.

Fixed Cost: It is the fixed cost incurred for the investment.

Target Profit: It is the estimated profit to be made on the investment.

Contribution Margin: It is the difference between the selling price and variable cost per unit of a product or service.

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MRP stands for "Materials Requirements Planning" and is a tool that helps companies to plan their raw material needs based on their production schedules. Multiple Choice Order Releases are not an input to an MRP system. The correct answer is "Multiple Choice Order Releases."

Inventory Receipts are the actual physical items that have been received from suppliers or vendors. Actual Orders are customer orders that have been placed and accepted by the company. The MRP system will use the information from these orders to determine the quantity of parts.

Bill of Materials (BOM) is a list of all the components and materials required to create a finished product. Multiple Choice Order Releases are not an input to an MRP system. They are a type of order that customers can submit, in which they can choose from several options for their purchase.

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Life-stage segmentation allows marketers to create targeted, actionable, and effective campaigns based on how people consume and interact with brands.

This type of segmentation divides customers into different categories based on their current life stages, such as age, gender, family structure, and income. These segments are then used to create customized strategies that can effectively reach the desired target audience. Marketers can utilize different strategies such as inexpensive advertising, professional marketing materials, multimedia campaigns, social media engagement, and personalized interactions to reach these segments.

For example, a company targeting young adults might use inexpensive digital ads, while a company targeting an older demographic might use more traditional print materials. Social media campaigns can also be used to target specific segments and create a more personal connection with the brand.By leveraging life-stage segmentation, companies can effectively tailor their campaigns and create meaningful relationships with their target customers. This type of segmentation helps marketers to develop more effective and actionable campaigns that speak directly to their desired audiences.

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The given information is about one MBI July 127 call contract (100 shares) written for a $12 premium and held until expiration date, when the MBI stock sells for $135 per share. So, the correct option is

d) $800 profit.

A call option is a financial contract that offers the purchaser the right, but not the obligation, to buy an underlying asset at an agreed-upon price on or before a certain date. A call option gives the buyer the option, but not the obligation, to buy the underlying asset at the strike price, while a put option gives the buyer the option, but not the obligation, to sell the underlying asset at the strike price.

On the other hand, the seller of a call option has the obligation to sell the underlying asset to the buyer if the buyer chooses to exercise the option. The seller receives the premium payment in exchange for the obligation to sell the underlying asset to the buyer.

The profit or loss on an options contract is the difference between the price at which the option is sold and the price at which it is bought or exercised. The given MBI call option contract was sold for a premium of $12, and it gives the purchaser the right to purchase the underlying shares for $127.

When the stock is sold for $135 per share, it indicates that the purchaser will undoubtedly exercise the option. The cost of 100 shares would be $12,700 ($127 x 100), and the stock can be sold for $13,500 ($135 x 100), resulting in a profit of $800 ($13,500 - $12,700).Therefore, the answer is d) $800 profit.

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To ensure the project's success, the project manager should ask the client for extra time to meet with stakeholders and the project team and give an accurate cost and timeframe proposal.

This might be accomplished with as little as making a list of the actions that need to be completed to complete your project. For the organization of these tasks in complex projects, a WBS, a project management chart that helps with project visualization, may be helpful.

Evaluate how sacrificing one of the three main constraints — time, money, or scope — will affect how you will assess the success of the project once it is complete. For some projects, for example, it may be considered a major achievement if the timetable was delayed by two weeks and the cost increased by 2%.

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The yield to maturity for this bond is 3.85%.

There are a few steps to answer this question, so let's break it down:

Step 1: Calculate the coupon payment: The coupon rate is given as 4% of the face value. So the annual coupon payment is:4% x $1000 = $40

Step 2: Calculate the present value of the bond: The present value of the bond is the sum of the present value of each coupon payment plus the present value of the face value. Since the bond is default-free, we can use the yield to maturity as the discount rate. The bond has a 3-year maturity, so we will use that as the number of periods.

Using a financial calculator or Excel, we can find the present value of each coupon payment: [tex]PV = PMT / (1 + r)^n[/tex]

Where PV is the present value, PMT is the coupon payment, r is the yield to maturity, and n is the number of periods. So for the first coupon payment, n = 1 and PMT = $40: [tex]PV = $40 / (1 + r)^1[/tex]For the second coupon payment, n = 2 and PMT = $40: [tex]PV = $40 / (1 + r)^2[/tex] And so on, until we get to the final coupon payment, which is in year 3: [tex]PV = $40 / (1 + r)^3[/tex]

For the face value of $1000, the present value is simply:$1000 / (1 + r)3Then we add up all these present values to get the present value of the bond: [tex]PV = $40 / (1 + r)^1 + $40 / (1 + r)^2 + $40 / (1 + r)^3 + $1000 / (1 + r)^3[/tex]

Step 3: Solve for the yield to maturity: We now have an equation for the present value of the bond in terms of the yield to maturity, r. We can solve for r using trial and error, or we can use Excel's RATE function to find the yield to maturity. Either way, we get:r = 0.0385 or 3.85% (rounded to two decimal places)So the price of a three-year, default-free security with a face value of $1000 and an annual coupon rate of 4% is the present value of the bond, which is $1,107.87. The yield to maturity for this bond is 3.85%.

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When externalities exist, the outcome observed may not be the efficient outcome.Externalities refer to the costs or benefits incurred by a third party, which are not reflected in the market price of a good or service.

Externalities can be either positive or negative. In either case, they create a divergence between private and social costs or benefits, causing a market failure.Externalities can arise in different forms, such as pollution, noise, congestion, or research and development. In each case, the party creating the externality does not bear the full cost or benefit of their action, leading to an inefficient allocation of resources.For instance, consider the case of pollution from a factory. The factory owner may not take into account the costs of air or water pollution on the nearby residents' health or property values. As a result, the factory may produce more than the socially optimal level of pollution, causing harm to the community and creating an inefficiency in the market. On the other hand, if a person invests in education or research and development, the social benefits of their action may exceed the private benefits. This can lead to underinvestment in such activities and a suboptimal outcome.Externalities are one of the main reasons why the government intervenes in the market, by imposing taxes or subsidies, regulating the production or consumption of certain goods, or providing public goods and services. Such interventions aim to internalize the external costs or benefits and align private incentives with social welfare.

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True. The (ISC)2 Certified Information Systems Security Professional (CISSP-ISSMP) Concentration focuses on the knowledge areas of systems lifecycle management, threat intelligence and incident management.

Systems lifecycle management deals with the development and maintenance of systems, identifying the tasks and processes necessary to build and operate systems, and determining the resources needed to complete the tasks. Threat intelligence and incident management are important areas for organizations to understand and use to protect their valuable assets.

Threat intelligence focuses on understanding the threats faced by organizations and how to mitigate them. Incident management focuses on responding quickly and effectively to security incidents and taking the necessary steps to prevent similar incidents from occurring in the future. Overall, these knowledge areas are important for organizations to understand in order to keep their systems secure.

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The rate that Leandra should quote in the budget section of her proposal depends on several factors, including the quality and reliability of the translation, the turnaround time required, and her available budget.

While the volunteer translator is offering the lowest rate at $10 per page, it is important to consider the level of experience and quality of their work. If the translation is complex or requires specialized knowledge, it may be better to work with a more experienced translator who can ensure accuracy and quality. On the other hand, if the translation is relatively simple and straightforward, the volunteer translator may be a good option, especially if Leandra is working with a limited budget.

Ultimately, the decision should be based on a careful evaluation of the translators' experience, quality of work, and rates, as well as Leandra's available budget and timeline. Therefore, the rate that Leandra should quote in the budget section of her proposal depends on her specific needs and priorities, and should be determined through careful consideration of all available options.

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Moana should leave some of her income in the corporation, as opposed to taking it out and including it in her personal income tax return. For example, if she keeps $50,000 of her income in the corporation, she will pay 21% in taxes on that amount and 24% on the remaining $150,000.

This strategy would save her money since the taxes would be calculated at the lower 21% corporate rate. Moana, a single taxpayer who operates a sole proprietorship, is considering incorporating her sole proprietorship to save on taxes.

This strategy could potentially save her money, depending on her taxable income for the upcoming year. If she expects her taxable income next year to be $250,000, of which $200,000 is attributed to her sole proprietorship, then the total amount of taxes she will pay will be based on her individual tax brackets.

According to the 2020 tax rate tables in the back of the book, if Moana earns $200,000 or less, she will be in the 24% tax bracket. However, if Moana incorporates her sole proprietorship, the corporate tax rate is only 21%. This means that she would save 3% on her total taxable income.

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The appropriate journal entry at fiscal year-end would be as follows:

Option A: Salaries and wages expense $41760, salaries and wages payable $41760.

A journal entry is an accounting process that records a transaction that occurs within a company's accounting system. The entry consists of two aspects: a debit entry and a credit entry.

Here are the steps to record a journal entry:

The option that best represents the appropriate journal entry at fiscal year-end for Concord Corporation is A: Salaries and wages expense $41760, salaries and wages payable $41760.

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True. Even if a firm generates nothing, its fixed costs must still be paid. A corporation has fixed costs even if it doesn't produce anything.

Even if a firm doesn't create anything, it still has fixed expenses. The term "fixed costs" refers to expenses like rent, salary, and insurance that do not change depending on the volume of output. Regardless of whether the company creates any product, these costs must be paid. Hence, the company must still cover its fixed costs even if it produces nothing. Raw materials and labour, on the other hand, are only incurred when the business creates output. As a result, the company does not have variable costs if it does not create anything.

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The team is in the forming stage of development.

Team development refers to the sequence of stages that a team goes through to become a high-performing unit that is capable of achieving its goals. Every team is unique, and each team passes through the stages of development at a different rate.

A project manager responsible for building a new office building that started this week has noticed some unusual behavior amongst the team. The team members are experimenting with different behaviors to see what is acceptable to the project and personal relationships, so the team is in the forming stage of development.

In this phase, team members may be anxious, unclear about their tasks and obligations, and eager to learn more about the group's objectives. It is also a period of exploration for the team's leaders, who are assessing and defining the group's objectives, strategies, and responsibilities.

Team members are frequently still unfamiliar with one another, have different objectives and opinions, and are uncertain about their roles in the team. Because of the lack of personal relationships and clearly defined group roles and responsibilities, communication is often superficial and polite.

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Statement 1. "Ajit may be liable if he operates in a state that requires licensees to make a reasonable effort to discover adverse material facts" is a true statement.

In some states, real estate licensees are required to disclose all known material facts about a property to their clients, and in some cases, they may also have a duty to make a reasonable effort to discover any adverse material facts that may not be readily apparent. If Ajit operates in a state with such requirements and failed to disclose a material fact, he may be held liable. The liability of a real estate agent, like Ajit, depends on various factors such as the laws and regulations in the relevant jurisdiction, the terms of the agreement between the agent and the client, and the specific circumstances of the case.

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The complete question is:
A former client has filed a formal complaint against ajit, claiming he failed to properly disclose a material fact that the seller didn't disclose. which of these statements about ajit's liability is true? 1. Ajit may be liable if he operates in a state that requires licensees to make a reasonable effort to discover adverse material facts. 2. Ajit is a fraud. 3. Ajit consult with an attorney who specializes in real estate law is a fraud. 4. He is filed for bankruptcy.

The percentage return on the investment is 12.93%.

To find the percentage return on the investment, we need to consider the dividend earned by the buyer before redemption.

So, the buyer earns a profit of= $1137.00 - $1006.66 = $130.34

The percentage return on the investment is given by

Profit Percentage = (Profit / Cost Price) x 100

Profit Percentage = ($130.34 / $1006.66) x 100

Profit Percentage = 12.93%

Therefore, the percentage return on the investment is 12.93%.

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A tax on cigarettes is more effective at discouraging consumption over the long run than the short run. The government imposes taxes on goods to increase the price of the commodity to the consumer to reduce its use. Taxes on tobacco are meant to discourage smoking and tobacco use by increasing the cost of the product.

A tax hike on cigarettes will increase the price of cigarettes; thereby, reducing the demand for cigarettes by the consumers.Tobacco is a good example of a product with elastic demand. This means that when the price of cigarettes increases, it will reduce the demand for cigarettes by the consumers. In the short run, the consumers may not be able to quit smoking despite the price hike, and they may turn to cheaper, unregulated substitutes such as illicit cigarettes. However, in the long run, the consumers will adapt to the new price and find substitutes, such as vaping or e-cigarettes, which are less harmful and affordable than regular cigarettes. Therefore, in the long run, the tax will be more effective at reducing the consumption of cigarettes. The government can use the tax collected on cigarettes to fund anti-smoking campaigns or public health care. The revenue collected can also be used to fund smoking cessation programs or help those struggling with smoking addiction. Therefore, it is recommended to impose high taxes on cigarettes to discourage the consumption of cigarettes, which will have a positive effect on public health.

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Price serves as a signal to both buyers and sellers in the market. As a result, it inspires buyers and sellers to alter their conduct. The correct answer is A.

It provides information on the market in a single measure, allowing buyers and sellers to determine market trends, strengths, and weaknesses. Additionally, it strengthens a buyer's or seller's position in the market by revealing market conditions that may benefit them. Therefore, price is an important element of communication between buyers and sellers. It assists them in deciding whether to purchase or sell a product. Buyers may seek to purchase goods at a lower price, while sellers may wish to sell at a higher price. The market's demand and supply forces are also reflected in the price. Buyers and sellers must react quickly and change their behavior to the prevailing market conditions. Buyers and sellers must remain aware of current market trends and conditions, and the price provides a quick snapshot of this information.

Price aggregation provides a general sense of how the market is doing. It aids in the aggregation of data on the market and determining market trends. The price serves as a benchmark, providing market participants with an idea of how well their investment or product is performing relative to others. This provides valuable information to buyers and sellers, allowing them to make informed decisions on when to enter or exit the market.Price establishes a line of communication between buyers and sellers, which is essential for market efficiency. It assists in the development of a pricing strategy for both buyers and sellers. Buyers and sellers will communicate through the price, agreeing on a price that benefits both parties. This enables a buyer to obtain goods and a seller to obtain a fair price for their goods. This contributes to market efficiency and serves as a foundation for establishing long-term business relationships between buyers and sellers.

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Yes, Sue should accept the offer from the bank manager to pay $3,000 now and have the loan forgiven.

This is a beneficial offer for her since she will not be able to pay the loan back in time when the loan is due on January 1 of next year due to her graduate fellowship.

By paying the $3,000, she will save herself from having to pay the full loan of $5,000 and the interest charges that would come with it.

Furthermore, she will be able to keep her fellowship and still pay off her loan in an economical way.

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Output is "transfers processed information to the people who will use it or to the activities for which it will be used". Thus, Option D is correct.

Output is the result of processing input data, which has been transformed into meaningful information and transferred to the appropriate people or activities to be utilized. It is a critical component of any information system as it enables individuals or processes to make informed decisions based on the processed data.

The output can take various forms, such as reports, graphs, dashboards, or alerts, depending on the intended audience and purpose. Effective output should be accurate, timely, relevant, and easily understandable, allowing users to take appropriate action based on the information presented.

Thus, Option D holds true.

This question should be provided as:

Output...

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Given that the economy is in a recessionary gap, there is incomplete crowding out, and the government implements expansionary fiscal policy. It follows that the AD curve will shift to the right. This implies that the recessionary gap will be completely eliminated. It is important to note that in a recessionary gap, there is a low level of aggregate demand, which causes high unemployment and low production.

The government uses fiscal policy, particularly expansionary fiscal policy, to boost aggregate demand and increase production levels. This policy involves increasing government spending and lowering taxes. As a result, the aggregate demand curve shifts to the right, as shown in the following diagram:

Figure 1: Effect of Expansionary Fiscal Policy on Aggregate DemandIn this diagram, AD1 shifts to AD2 as a result of expansionary fiscal policy. This shift results in the elimination of the recessionary gap. The economy moves from point A to point B, where real GDP and the price level increase. Therefore, it can be concluded that the correct answer is: the recessionary gap will be completely eliminated. The price level will rise. Real GDP will rise. The AD curve will shift to the right.

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The correct answer is Option D

Lucia Company reported cost of goods sold for year 1 and year 2 as follows:

Year 1 Year 2

Beginning Inventory $ 129,000 $ 131,800

Cost of Goods Purchased $ 251,800 $ 284,000

Cost of Goods Available for Sale$ 380,800 $ 415,800

Ending Inventory$ 131,800 $ 136,800

Cost of Goods Sold$ 249,000 $ 279,000

Lucia Company made two errors:

1) Ending inventory at the end of year 1 was understated by $16,800, and

2) Ending inventory at the end of year 2 was overstated by $7,800.

The correct cost of goods sold figure for year 2 would be $286,800. Let us discuss the steps used to calculate the answer:

Step 1: To begin with, we need to calculate the correct ending inventory for year 1. Correct ending inventory for year 1 = Ending inventory + understated amount

Correct ending inventory for year 1 = $131,800 + $16,800 = $148,600

Step 2: Now, we will use the correct ending inventory amount for year 1 to calculate the cost of goods sold for year 1.

Cost of goods sold for year 1 = Beginning inventory + Cost of goods purchased - Correct ending inventory

Cost of goods sold for year 1 = $129,000 + $251,800 - $148,600 = $232,200

Step 3: Similarly, we will use the overstated ending inventory amount for year 2 to calculate the correct ending inventory for year

2. Correct ending inventory for year 2 = Ending inventory - overstated amount

Correct ending inventory for year 2 = $136,800 - $7,800 = $129,000

Step 4: Finally, we will use the correct ending inventory amount for year 2 to calculate the cost of goods sold for year

2. Cost of goods sold for year 2 = Beginning inventory + Cost of goods purchased - Correct ending inventory

Cost of goods sold for year 2 = $131,800 + $284,000 - $129,000 = $286,800

Therefore, the correct cost of goods sold figure for year 2 is $286,800.

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Present Value = Future Value / (1+r)^n

Where:
Future Value = $12,950
r = 5%
n = 3 years

Therefore:

Present Value = $12,950 / (1+0.05)^3
Present Value = $12,950 / 1.157625
Present Value = $11,173.35
The present value of $12,950 to be received 3 years from today if the discount rate is 5 percent is $11,230.35.

The present value is a monetary value at a given moment in time, equivalent to a given sum of money that is expected to be received or paid in the future, discounted to reflect the time value of money.The formula to calculate Present Value= Future Value/(1+r)nWhere,FV= Future valuePV= Present value r= Rate of interestn= Number of yearsTime Value of MoneyThe time value of money concept says that an amount of money in the present is worth more than the same amount in the future. This is because money today can be invested to earn additional money over time. Also, the future value of money is uncertain due to factors such as inflation, market volatility, and changes in interest rates.

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The nominal interest rate on a similar loan would be 9% today if inflation is now 4.4%.

Suppose Debra took out a mortgage with a 6.6% interest rate when inflation was 2.9%. Now, inflation is 4.4%. We will use the Fisher effect to calculate the nominal interest rate for the new rate.

The Fisher Effect states that the real interest rate is equal to the nominal interest rate minus the inflation rate. It can be used to calculate the nominal interest rate for a particular period.

To calculate the nominal interest rate, the formula is as follows:

Nominal interest rate = Real interest rate + Inflation rate

Given that Debra took out a mortgage with a 6.6% interest rate when inflation was 2.9%, the real interest rate, i.e., the interest rate adjusted for inflation is:

Real interest rate = Nominal interest rate - Inflation rate

Real interest rate = 6.6% - 2.9%

Real interest rate = 3.7%

Now, if inflation is now 4.4%, the nominal interest rate can be calculated using the Fisher effect:

Nominal interest rate = Real interest rate + Inflation rate

Nominal interest rate = 3.7% + 4.4%

Nominal interest rate = 8.1%

Therefore, the nominal interest rate on a similar loan would be 8.1% today if inflation is now 4.4%.

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Answer:

A. Once you have priorities established, regardless of age

Explanation:

Answer:

a

Explanation:

External information search refers to the process of seeking out information from sources outside of oneself to make informed purchasing decisions.

When customers look beyond their personal knowledge and experience to help them in buying something, they are engaging in external information search. This refers to the process of seeking out information from sources outside of oneself to gather relevant knowledge and make informed purchasing decisions.

For example, a customer might read product reviews, compare prices, or ask friends for recommendations before making a purchase.

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