A family wants to be able to give their child $5,000 per year for 4 years of college. The child will leave for college in 8 years, at which point the family will stop contributing to the college fund. How much money should be set aside each year on the child's birthday in order to follow through with this plan

Answers

Answer 1

Answer:

$2500

Explanation:

Answer 2

An amount of $1,245 should be set aside each year on the child's birthday to follow through with the plan of giving $5,000 per year for 4 years of college. Option C is the correct answer.

To determine the amount of money that should be set aside each year on the child's birthday to follow through with the plan of giving $5,000 per year for 4 years of college, we need to calculate the annual payment (P) using the present value of an annuity formula. Option C is the correct answer.

The present value of an annuity formula is given by: PV = P * [1 - (1 + r)^(-n)] / r

Where PV is the desired future value, r is the interest rate, and n is the number of years. In this case, the desired future value is $5,000 per year for 4 years, so PV = $5,000 * 4 = $20,000.

The interest rate is given as 10%, so r = 0.10.

The child will leave for college in 8 years, so n = 8.

Now, let's calculate the annual payment (P): P = ($20,000 * 0.10) / [1 - (1 + 0.10)^(-8)]

Simplifying the equation further, we get: P = $2,000 / [1 - (1.10)^(-8)]

P ≈ $1,245

Therefore, the amount of money that should be set aside each year on the child's birthday in order to follow through with this plan is approximately $1,245.

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The complete question is, "A family wants to be able to give their child $5,000 per year for 4 years of college. The child will leave for college in 8 years, at which point the family will stop contributing to the college fund. How much money should be set aside each year on the child's birthday in order to follow through with this plan? Assume an interest rate of 10%.

a. $1,291

b. $1,386

c. $1,245

d. $957"


Related Questions

Explain how the following transactions would affect U.S. net capital outflow. For each transaction, state whether it represents direct investment or portfolio investment.a.An American cellular phone company establishes an office in the Czech Republic.b.Harrods of London sells stock to the General Motors pension fund.c.Honda expands its factory in Marysville, Ohio.d.A Fidelity mutual fund sells its Volkswagen stock to a French investo

Answers

The transactions would affect U.S. net capital outflow in the following ways:

Foreign direct investment.Foreign portfolio investment.Foreign direct investmentForeign portfolio investment

An American cellular phone company that establishes an office in the Czech Republic is an increase in net capital flow and foreign direct investment.

Harrods of London sells stock to the General Motors pension fund is an increase in net capital flow and foreign portfolio investment.

Honda expands its factory in Marysville, Ohio is a decrease in net capital flow and foreign direct investment.

A Fidelity mutual fund sells its Volkswagen stock to a French investor is a decrease in net capital flow and foreign portfolio investment.

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In a statement of approximately 75 words explain why the economic systems in countries with dictatorships or closed systems of government tend to be less prosperous and do not have healthy economic policies or markets.

Answers

The economy in countries with dictatorships or similar governments is often less prosperous because these countries usually have closed economy systems and this limits the profit from trading, the materials for manufacture, among others.

Most countries with authoritative governments such as dictatorial ones support closed economy systems, this means:

The country does not trade with others.There are no exportations and importations.All the good citizens buy are produced within the borders of the country.

These characteristics have been found to have mainly a negative effect because:

The country cannot obtain profits from trading with others.Manufacture and products are limited by those found inside the nation.Economic crises are difficult to overcome due to a lack of resources or support from other nations.

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Kelley Company and Mason Company each have sales of $200,000 and costs of $140,000. Kelley Company's costs consist of $40,000 fixed and $100,000 variable, while Mason Company's costs consist of $100,000 fixed and $40,000 variable. Which company will suffer the greatest decline in profits if sales volume declines by 15%?

Answers

The firm that would suffer the greatest decline in profits if sales volume declines by 15% is Mason Company.

The cost of a company is made up of fixed cost and variable cost. Fixed cost is the cost that does not vary with output of the company. It remains fixed no matter the level of output. An example of fixed cost is rent. Variable cost is the cost that varies with output. If output increases, variable cost increases and if output falls, output decreases.

If sales volume decreases, the output of Mason Company would decline more compared with the output of Kelley company because it has a higher fixed cost. So, we when sales reduces, its cost would would not reduce as many as the cost of Kelley company.

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Explain collaborative ,planning,forecasting and replenishment each scenario briefly and indicate how they benefit supply chain partners,

Answers

Explanation:

collarborating is working together to achieve a common goal

A firm says it cut its labor costs by 35 percent between 2014 and 2019. Workers were paid a wage​ rate, including​ benefits, of​ $80 an hour in 2014 and​ $58 an hour in 2019. If the CPI was 202 in 2014 and 218 in​ 2019, did the real wage rate fall by more or less than 35​ percent?

Answers

If the workers were paid a wage​ rate, including​ benefits, of​ $80 an hour in 2014 and​ $58 an hour in 2019. If the CPI was 202 in 2014 and 218 in​ 2019, did the real wage rate fall by more or less than 35​ percent?

Between year 2014 and year​ 2019, the real wage rate fell by  less  than 35 percent.

Calculation for the real wage rate in 2014

Using this formula

2014 Real wages=2014 Wage rate/2014 CPI×100

Let plug in the formula

2014 Real wages=$80/202×100

2014 Real wages=39.60%

Calculation for the real wage rate in 2019

Using this formula

2019 Real wages=2019 Wage rate/2019 CPI×100

Let plug in the formula

2019 Real wages=$58/218×100

2019 Real wages=26.61%

Based on the above calculations between year 2014 and year​ 2019, the real wage rate fell by  less  than 35 percent.

Inconclusion if the workers were paid a wage​ rate, including​ benefits, of​ $80 an hour in 2014 and​ $58 an hour in 2019. If the CPI was 202 in 2014 and 218 in​ 2019, did the real wage rate fall by more or less than 35​ percent?

Between year 2014 and year​ 2019, the real wage rate fell by  less  than 35 percent.

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Presented below are various receivable transactions entered into by Beran Tool Company. Indicate whether the receivables are reported as accounts receivable, notes receivable, or other receivables on the balance sheet.

a. Loaned a company officer $5,000.
b. Accepted a $3,000 promissory note from a customer as payment on account.
c. Determined that a $10,000 income tax refund is due from the IRS.
d. Sold goods to a customer on account for $4,000.
e. Recorded $500 accrued interest on a note receivable due next year.
f. Advanced $1,400 to a trusted employee.

Answers

Other Receivables

Notes Receivable

Other Receivables

Account Receivable

Other Receivables

Other ReceivablesAnswer:

Explanation:

Answers are,

a. Loaned a company officer $5,000 - Other Receivables

b. Accepted a $3,000 promissory note from a customer as payment on account. - Notes Receivable

c. Determined that a $10,000 income tax refund is due from the IRS  - Other Receivables

d. Sold goods to a customer on account for $4,000 - Accounts Receivable

e. Recorded $500 accrued interest on a note receivable due next year - Other Receivables

f. Advanced $1,400 to a trusted employee  - Other Receivables

Accounts receivable are line items or a group of line items that appear as assets on an organization's balance sheet. It's the money a company's clients owe for services they've received by haven't paid for yet . For example, when a customer purchases products or services on credit, the amount they owe gets added to the company's accounts receivable. Whereas,

Notes receivable are underlying promissory note that details the terms of payment for a purchase between a company and a customer. Most often, notes receivable appear when a client needs more time to pay for a sale than the conventional billing terms. Agreeing for a slower payment, the company charges interest and requires a signed promissory note for legal purposes.

And, Other receivables include money owed from non-trade activities. Usually, these include small amounts that companies cannot disclose as separate items.

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Consider the following probability distribution for stocks A and B: State Probability Return on Stock A Return on Stock B 1 0.10 10 % 8 % 2 0.20 13 % 7 % 3 0.20 12 % 6 % 4 0.30 14 % 9 % 5 0.20 15 % 8 % The expected rates of return of stocks A and B are _____ and _____, respectively. Multiple Choice 7.7%; 13.2% 14%; 10% 13.2%; 9% 13.2%; 7.7%

Answers

The expected rates of return of stocks A and B are 13.2% and 7.7% respectively.

The expected rate of return refers to the profit or loss that an investor can anticipate on an investment.

The expected rate of return of stocks A will be:

= 0.1(10%) + 0.2(13%) + 0.2(12%) + 0.3(14%) + 0.2(15%)

= 13.2%

The expected rate of return for stocks B will be:

= 0.1(8%) + 0.2(7%) + 0.2(6%) + 0.3(9%) + 0.2(8%)

= 7.7%

In conclusion, the expected rates of return of stocks A and B are 13.2% and 7.7% respectively.

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how can fiscal policy solve bankruptcy

Answers

Answer: gambleing

Explanation: it workds :)

1. Describe a natural monopoly and use a graph to support your answer.


2 Describe the main characteristics of a monopolistically competitive market.

Answers

Answer:

i think Monopoly Market Characteristics

Explanation:

i think The characteristics of monopoly include: (1) one firm, (2) one product, and (3) no entry (Table 5.1). The monopoly solution is shown in Figure 5.2. Note that long-run profits can exist for a monopoly, since barriers to entry halt any potential entrants from joining the industry.

Rủi ro của các doanh nghiệp khi kinh doanh taxi công nghệ

Answers

Answer:

Pls translate in english

Explanation:

I dont understand im sorry

if the natural rate of unemployment is 5%, what is the total rate of unemployment if output is 2% below potencial output?

Answers

It is 5% for rate Unemployment

The June 30, 2021, year-end trial balance for Askew company contained the following information: Account Debit Credit Inventory, 7/1/2020 32,000 Sales revenue 380,000 Sales returns 12,000 Purchases 240,000 Purchase discounts 6,000 Purchase returns 10,000 Freight-in 17,000 In addition, you determine that the June 30, 2021, inventory balance is $40,000. Required: Calculate the cost of goods sold for the Askew Company for the year ending June 30, 2021.

Answers

The cost of goods sold for the Askew Company for the year ending June 30, 2021 is $233,000.

Using this formula

Cost of goods sold=Beginning Inventory+ Net purchases- Ending Inventory

Where:

Beginning Inventory=$32,000

Net purchases=($240,000-$6,000-$10,000+$17,000)=$241,000

Ending Inventory=$40,000

Let plug in the formula

Cost of goods sold=$32,000+$241,000-$40,000

Cost of goods sold=$233,000

Inconclusion the cost of goods sold for the Askew Company for the year ending June 30, 2021 is $233,000.

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The process by which ANZ bank's internal job descriptions are matched to external jobs with similar responsibilities to identify the market rate for each position is known as:

Answers

Answer:

Um sorry Where's the answer?

Assume the risk-free rate is 8% and the expected rate of return on the market is 18%. A share of stock is now selling for $100. It will pay a dividend of $9 per share at the end of the year. Its beta is 1. What do investors expect the stock to sell for at the end of the year

Answers

The price of the investors can expect the stock to be sold at the end of the year is $109.

The price of the investors can expect the stock to be sold at the end of the year can be determined using this formula:

Stock price = d1 / (r - g)

d1 = next dividend to be paid = $9

r = cost of equity

g = dividend growth rate

The cost of equity would be determined using the capital asset pricing model:

Risk free rate + beta(market rate of return - risk free rate)

8% + 1(18% - 8%) = 18%

The dividend growth rate can be determined using this equation:

100 = $9 /  ( 18% - g)

g = 9%

Stock price = $9(1 + 0.9)  / (0.18 - 0.09)  

9.81 / 0.09 = $109

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If u had to wear the same shoes, what would it be? Mine would be jordan's cause that's what I wear everyday

Answers

crocs because they are comfortable

Answer: Same, i got these new Red and Black jordans that look fineeeeeeee

Explanation:

In buying an existing business the prospective buyer should ask questions about the operation of the business which of the following would be an appropriate question to ask

Answers

In buying an existing business, the questions that would be appropiate for the prospective buyer to ask are the following:

E. All of the above are appropriate questions to ask.

I was able to find the complete exercise online and the exercise had five options to choose from. These are the options:

A. Is the business operating at a profit? B. Why are you selling? C. Are there any problems with the business? D. Will the customers stay with the business?E. All of the above are appropriate questions to ask.

The correct option was "E" because all the questions are not only appropiate but necessary to ask.

When buying an existing business, you need to know everything about the business and the reason why the owner is selling because it may make you change your opinion or help you make future decisions.

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Answer: A) What are you going to do with the down payment?

Explanation:

I got it right trust

The Conner Company uses a two-step process for making wooden boards with holes in them. Step 1 is drilling and Step 2 is sanding. Drilling can be done using a hand drill that takes 2 minutes to load the bit and 2 minutes to drill each hole. If production of each unit involves drilling 14 holes, what is the maximum output of Step 1 using the manual drill if 1 setup is involved for each order of 1 board

Answers

The maximum output from Step 1 using the hand drill is 2 units per hour (option C).

To know how many boards of wood can be made in a given time using the manual drill that takes 2 minutes making each hole and 2 minutes loading, the following operations must be done.

Multiply the number of holes in each table by the amount of time it takes the drill to drill each hole.

14 × 2min = 28min

Add the time it takes for the drill to make the total holes to the two minutes it takes to load.

28min + 2min = 30min

According to the above, each table takes 30 minutes to complete. So the correct answer is 2 units per hour (option C).

This question is incomplete because the options are missing. Here are the options.

A) 10 units per hour

B) 5 units per hour

C) 2 units per hour

D) 12 units per hour

E) None of the above

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If Mexico exports to Canada decline by $14 billion, by how much will Mexico's aggregate spending drop if their MPC is 0.8?

Answers

Answer:

[tex]14 \times 0.8 = (11.2[/tex]

how to deal with accrued income in accounting equation?​

Answers

Explanation:

Accured income is the income that has been earned during the year, but is still to be received. Accordingly, it will increase the capital of the proprietor.And secondly it would be treated as a asset as it due from some third party that would be considered as a debtor of the firm.

I hope it will be help you

Which of the following is NOT a factor of production?
A) mineral resources
B) a university professor
C) an apartment building
D) 100 shares of Microsoft stock.​

Answers

Answer:

C

Explanation:

C is not the factor of production

Give me braniliest

Click this link to view O*NET’s Wages and Employment section for Secondary School Special Education Teachers. According to O*NET, what is the projected growth for this career from 2019 to 2029? faster than average slower than average average little or no change

Answers

Answer: C average

Explanation:

Mark my brainlest

On January 1, 2021, the general ledger of ACME Fireworks includes the following account balances:
Accounts Debit Credit
Cash $ 26,400
Accounts Receivable 48,800
Allowance for Uncollectible Accounts $ 5,500
Inventory 21,300
Land 59,000
Equipment 21,500
Accumulated Depreciation 2,800
Accounts Payable 29,800
Notes Payable (6%, due April 1, 2019) 63,000
Common Stock 48,000
Retained Earnings 27,900
Totals $ 177,000 $ 177,000
During January 2021, the following transactions occur:
January 2 Sold gift cards totaling $8,200. The cards are redeemable for merchandise within one year of the purchase date.
January 6 Purchase additional inventory on account, $148,000.
January 15 Firework sales for the first half of the month total $136,000. All of these sales are on account. The cost of the units sold is $74,300.
January 23 Receive $125,500 from customers on accounts receivable.
January 25 Pay $91,000 to inventory suppliers on accounts payable.
January 28 Write off accounts receivable as uncollectible, $4,900.
January 30 Firework sales for the second half of the month total $144,000. Sales include $10,000 for cash and $134,000 on account. The cost of the units sold is $80,000.
January 31 Pay cash for monthly salaries, $52,100.
Prepare an adjusted trial balance as of January 31, 2021.

Answers

The Adjusted Trial Balance of ACME Fireworks on January 31, 2021 is as follows and totals $517,300 on both sides.

Adjusted Trial Balance

January 31, 2021

Accounts                                     Debit       Credit

Cash                                       $27,000

Accounts Receivable             188,400

Allowance for Uncollectible Accounts        $ 600

Inventory                                  15,000

Land                                        59,000

Equipment                               21,500

Redeemable Gift Cards                               8,200

Accumulated Depreciation                         2,800

Accounts Payable                                     86,800

Notes Payable (6%, due April 1, 2019)     63,000

Common Stock                                         48,000

Retained Earnings                                    27,900

Sales Revenue                                      280,000

Cost of Goods Sold            154,300

Salaries Expenses                52,100

Totals                              $ 517,300  $ 517,300

Data and Calculations:

ACME Fireworks General Ledger Account Balances

January 1, 2021

Accounts                                     Debit       Credit

Cash                                      $ 26,400

Accounts Receivable              48,800

Allowance for Uncollectible Accounts  $ 5,500

Inventory                                  21,300

Land                                        59,000

Equipment                               21,500

Accumulated Depreciation                       2,800

Accounts Payable                                   29,800

Notes Payable (6%, due April 1, 2019)   63,000

Common Stock                                       48,000

Retained Earnings                                  27,900

Totals                               $ 177,000 $ 177,000

Analysis of Transactions:

Jan. 2 Cash $8,200 Redeemable Gift Cards $8,200

Jan. 6 Inventory $148,000 Accounts Payable $148,000

Jan. 15 Accounts Receivable $136,000 Sales Revenue $136,000

Cost of Goods Sold $74,300 Inventory $74,300

Jan. 23 Cash $125,500 Accounts Receivable $125,500

Jan. 25 Accounts Payable $91,000 Cash $91,000

Jan. 28 Allowance for Uncollectible Accounts $4,900 Accounts Receivable $4,900

Jan. 30 Cash $10,000 Accounts Receivable $134,000 Sales Revenue $144,000

Cost of Goods Sold $80,000 Inventory $80,000

Jan. 31 Salaries Expense $52,100 Cash $52,100

Adjustments of the Trial Balance with Transactions:

Accounts                                     Debit       Credit

Cash                                    $ 26,400 + 8,200 + 125,500 - 91,000 + 10,000 - 52,100

Accounts Receivable            48,800 + 136,000 - 125,500 - 4,900 + 134,000

Allowance for Uncollectible Accounts  $ 5,500 - 4,900

Inventory                                  21,300 + 148,000 - 74,300 - 80,000

Land                                        59,000

Equipment                               21,500

Redeemable Gift Cards                                        8,200

Accumulated Depreciation                       2,800

Accounts Payable                                   29,800 + 148,000 - 91,000

Notes Payable (6%, due April 1, 2019)   63,000

Common Stock                                       48,000

Retained Earnings                                  27,900

Sales Revenue                                                136,000 + 144,000

Cost of Goods Sold              74,300 + 80,000

Salaries Expenses                52,100

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is D right?

Scarcity can be eliminated through
A) the use of market mechanisms.
B) exploration that helps us find new resources. C) wise use of our resources.
D) None of the above because scarcity cannot be eliminated.

Answers

Answer:

C

Explanation:

wise use of our resources

Answer:

Hello, There! I'll be Gald to help!

Question

Scarcity can be eliminated through

Answer

C is the Correct Answer

Explanation:

By Using Our resources Wisely We Would Not have scarity Because We are using them Wisely

Also

This reduces scarcity and gives us more satisfaction from our existing resources.

Therefore The Answer is option C.

Pedro sells investment land on September 1, 2019. Information pertaining to the sale follows: Adjusted basis $25,000 Selling price 90,000 Selling expenses 1,500 Down payment 12,000 Four installment payments 15,000 Mortgage assumed by the buyer 18,000 Required: Each installment payment is due on September 1 of 2020, 2021, 2022, and 2023 (ignore interest). Determine the tax consequences in 2019, 2020, 2021, 2022, and 2023. (Do not round intermediate calculations. Round your final answers to nearest whole dollar value.)

Answers

The tax consequence in 2019 is $10584 while the tax consequence from 2020 to 2023 will be $13229.

Bases on the information given, the realized gain will be:

= $90000 - $25000 - $1500

= $63500

The gross profit percentage will be:

= 63500/(90000 - 18000) × 100

= 63500/72000 × 100

= 88.19%

The tax consequence in 2019 will be:

= $12000 × 88.19% = $10584

The tax consequence in 2020 will be:

= $15000 × 88.19% = $13229

The tax consequence in 2021 will be:

= $15000 × 88.19% = $13229

The tax consequence in 2022 will be:

= $15000 × 88.19% = $13229

The tax consequence in 2023 will be:

= $15000 × 88.19% = $13229

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Suppose that a Spotify Premium subscriber downloaded a playlist to their phone but never listened to the songs. They then cancelled their subscription and were disappointed to find out that their songs were no longer available on their phone. The fact that the consumer could only listen to those songs when actively subscribed to the service demonstrates which characteristic that distinguishes products from goods

Answers

The fact that consumers can only listen to these songs when they have actively subscribed to the Spotify service demonstrates the perishability characteristic that differentiates products from goods.

The services have the following characteristics:

IntangibilityInseparabilityVariabilityPerishability

Since perishability is a characteristic that guarantees that services cannot be stocked, that is, if they are not used, they cease to exist.

Therefore, when canceling the subscription to the music streaming service, users were no longer able to have the songs downloaded on their phone available, demonstrating the perishability characteristic of the services.

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the necessity of marketing and advertising for any business

Answers

Answer:

Marketing is important because it helps you sell your products or services, by advertising your business you are showing more people about it

Explanation:

Sweet Catering completed the following selected transactions during May 2016:

May 1: Prepaid rent for three months, $2,700 May 5: Received and paid electricity bill, $170
May 9: Received cash for meals served to customers, $2,300
May 14: Paid cash for kitchen equipment, $2,700
May 23: Served a banquet on account, $2,000
May 31: Made the adjusting entry for rent (from May 1).
May 31: Accrued salary expense, $1,300
May 31: Recorded depreciation for May on kitchen equipment, $180

Required:
If Sweet Catering had recorded transactions using the Cash method, how much net income (loss) would they have recorded for the month of May?

Answers

Answer:

ask the internet

Explanation:

to get your answer hope this was helpful to you

You are the manager of College Computers, a manufacturer of customized computers that meet the specifications required by the local university. Over 90 percent of your clientele consists of college students. College Computers is not the only firm that builds computers to meet this university’s specifications; indeed, it competes with many manufacturers online and through traditional retail outlets. To attract its large student clientele, College Computers runs a weekly ad in the student paper advertising its "free service after the sale" policy in an attempt to differentiate itself from the competition. The weekly demand for computers produced by College Computers is given by Q = 800 − 2P, and its weekly cost of producing computers is C(Q) = 1,200 + 2Q2. If other firms in the industry sell PCs at $300, what price and quantity of computers should you produce to maximize your firm’s profits? Price: $ Quantity: computers What long-run adjustments should you anticipate?

Answers

The price and quantity of computers that should be produced to maximize the firm’s profits will be $360 and 80 computers.

The demand curve for College Computers is given as (Q) = 800 - 2P where, P = 400 - 0.5Q.

Therefore, the weekly total revenue will be:

= (400 - 0.5Q) × Q

= 400Q - 05Q²

Marginal revenue = 400 - Q

Weekly cost of producing computers will be:

= 1200 + 2Q²

Marginal cost = 4Q

Maximum profit will b earned when MR = MC

Therefore, 400 - Q = 4Q

Collect like terms

4Q + Q = 400

5Q = 400

Q = 400/5

Q = 80

Quantity = 80 units

Therefore, the price will be:

P = 400 - 0.5Q

P = 400 - 0.5(80)

P = 400 - 40.

P = 360

The price is $360.

The weekly total revenue will be:

TR = price × quantity.

TR = 360 × 80

TR = $28800

The total cost will be:

TC = 1200 + 2(80)²

TC = 1200 + 12800

TC = 14000

Therefore, the profit will be:

= TR - TC

= $28800 - $14000

= $14800

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Sam and Devon agree to go into business together selling college-licensed clothing. According to the agreement, Sam will contribute inventory valued at $110,000 in return for 80 percent of the stock in the corporation. Sam’s tax basis in the inventory is $55,000. Devon will receive 20 percent of the stock in return for providing accounting services to the corporation (these qualify as organizational expenditures). The accounting services are valued at $27,500. (Negative amount should be indicated by a minus sign. Leave no answer blank. Enter zero if applicable.)

Assume Devon received 25 percent of the stock in the corporation in return for his services.

g. What amount of income, gain, or loss does Devon recognize on the formation of the corporation? (Do not round intermediate calculations. Round your final answer to the nearest whole dollar amount.)

Answers

Answer:

Explanation:

$38,500

donna is a very smart accountant. She is friendly and outgoing but sometimes she gets distracted and does not turn in her work on time. Her manager is looking for someone to work with a very important client but donna is not considered for the opportunity what quality is donna lacking.
leadership
dependability
positivity
motivation I will give 20 points and brainliest if correct plz give me right answer

Answers

Donna is lacking motivation.

The reason is Donna having a friendly quality, if you having this quality then you can build a trust in your leadership. and also Donna is a very smart personality which ensures it's positivity and dependability.

Answer:

dependiballity

Explanation:

She gets distracted easily and forgets to turn in her work. She lacks dependiballity, she isnt reliable.

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