The item that should not be among Lucy's main considerations in selecting these accounts are that the account recommended for somebody with different needs.
What is checking account?A transaction account is a deposit account kept at a bank or other financial institution. It is also known as a checking account, checking account, current account, request deposit account, or shared draft account at credit unions.
In the above situation, Lucy will have to pay the amount of interest to be on deposits, and eligible to any advantages of having all the accounts at the same bank.
Lucy will also bear the fees for having multiple savings accounts, as having a multiple accounts increases the fees of all the accounts.
The account cannot be opened for the need of somebody, it is opened for the banking transactions and for depositing the money.
Therefore, option A is correct.
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Answer:
A: The account recommended for somebody with different needs.
Explanation:
edge
In order to scan résumés, employers will use a scanner which looks like a compact copy machine. please select the best answer from the choices provided t f
When employers need to scan a resume, the machine used looks like a compact copy machine so this is True.
How do employers scan resumes?Businesses need equipment that are capable of doing multiple things at once such as scanning and photocopying.
This is why employers use compact copy machines when they need to scan resumes as these do more than just scanning.
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Using the Multiple of Income Method to estimate life insurance needs, what is the minimum amount of insurance needed for Susan Smith if her annual income is $60,000
The minimum amount of insurance needed for Susan Smith if her annual income is $60,000 is: $300,000.
Multiple of Income MethodUsing this formula
Low=Current income x 5
Where:
Current income=$60,000
Let plug in the formula
Low=$60,000 x 5
Low= $300,000
Therefore the minimum amount of insurance needed for Susan Smith if her annual income is $60,000 is: $300,000.
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Consumers and companies populate two market environments today. One is the traditional ________ and the other is the ________.
The market environments made up of consumers and companies is the traditional marketplace, and the other is the marketspace.
What is the marketplace?Corresponds to the market where exchanges, transactions and negotiations of products and services between individuals and organizations are carried out.
Therefore, through the marketplace and marketspace, economic transactions are carried out and determined by the law of supply and demand.
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A ________ firm is one that, by operating in more than one country, gains marketing, production, research and development, and financial advantages that are not available to purely domestic competitors.
A company that has operations in more than one country. Global corporations have cost and reputation advantages in research, production, marketing, and financial operations that domestic competitors do not have.
Why is a global firm?A global corporation is one that operates in more than one country all over the world. It is the inverse of a domestic corporation that only operates in one country. These businesses are also known as global corporations, multinational corporations, multinational companies, or MNCs.
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According to liquidity preference theory, the opportunity cost of holding money is a. the difference between the inflation rate and the interest rate on bonds. b. the cost of converting bonds to a medium of exchange. c. the inflation rate. d. the interest rate on bonds.
The opportunity cost of retaining money, as per liquidity preference theory, is Option D.
What Is the Definition of Liquidity Preference Theory?Liquidity Preference Theory is a model that proposes that an investor should seek a higher interest rate or premium on assets with extended maturities that involve higher risk because, all else being constant, investors seek cash or other extremely liquid assets.
According to Liquidity Preference Theory, investors seek progressively bigger premiums on medium and long-term securities against short-term securities.
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When an organization has a central core of key functions and outsources others to vendors who can do them cheaper and faster, the organization is said to have a ______ structure.
When an organization has a central core of key functions and outsources others to vendors, it is said to have a hollow structure.
What is Hollow structure?This is an organizational structure in which the non core processes are outsourced while the core processes are done internally.
This structure are normally outsourced to vendors who can do them cheaper and faster.
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Publishers in an ad network (typically media sites) have to share ad revenues with the network. What benefit does an ad network provide to make it worth sharing these revenues
The benefit that ad network provide that makes its worth sharing with these revenues is because the publisher does not have to coordinate advertising with multiple search engines.
What is an ad network?Also called an advertising network, is a firm's services that helps to connects advertisers to websites that want to host advertisements.
This, these publishers share ad revenues with the network because the publisher does not have to coordinate advertising with multiple search engines.
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The demand for air travel in the tourism industry tends to be relatively ______. Thus, small _____ in air fares will result in relatively _____ in air travel.
Demand for air travel in the tourism industry tends to be relatively elastic and as a result, the small reductions in air fares will result in relatively large increases in air travel.
What is a demand?It means the quantity of consumers that are willing to buy products at various prices during a given period of time.
The demand for air travel is also affected by price which is asserted by law of demand that stated "the higher the price, the lower the quantity demanded.
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If the nominal interest rate is 18 percent and the real interest rate is 8 percent, the inflation rate is
Based on the nominal interest rate and the real interest rate, the inflation rate must be 10%.
What is the inflation rate?The inflation rate is the difference between the nominal rate and the real interest rate.
It can be found as:
= Nominal rate - Real interest rate
Solving gives:
= 18% - 8%
= 10%
In conclusion, the inflation rate is 10%.
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XYZ Office Supplies is about to introduce a new customer service program that will affect all of its 355 sales and service employees. Job duties will be changed and the employee rewards system will be altered to fit this new customer focus. Moreover, the company wants to improve the efficiency of work processes, thereby removing some of the comfortable (and ofter leisurely) routines that employees have followed over the years. Top management is concerned about the different types of forces resisting change that the company will potentially experience during this change process. XYZ attempts to assist the change process by putting employees in direct contact with customers. Here, the company is trying to:
By putting employees in direct contact with customers before implementing the new service program, it is an attempt by XYZ to create urgency for change.
How to implement organizational changes?Changes can impact the way work is performed, altering the organizational culture in some cases, which can generate resistance. To reduce this situation, it is essential to implement the changes gradually, with objectivity and clarity about the benefits that will be achieved.
Therefore, organizational changes must be implemented smoothly, in order to provide optimal training and security for the employee.
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A north face ad shows a rock climber hanging underneath a treacherous overhang, with the tagline, "never stop exploring. " in terms of the communication process, the ________ would be north face.
A north face ad shows a rock climber with a tagline "Never stop Exploring".
The communication process, the source would be north face.
What is Rock climbing?Rock climbing is an activity in which an individual or a group climbs the mountains and try to reach the top. Rock climbing is an activity enjoyed by many but this is also dangerous as every year a number of climbers get injured or sometimes result in death.
Source is the answer to the given question. The source would be north face as mountains are near the north and therefore a climber have to turn his/her face towards the north in order to climb it.
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Managers at a start-up company are working to identify the reporting structures and culture that will best enable employees to accomplish the goals of the company as it grows. What process are the managers undertaking
The process undertaking by the managers by identifying the reporting structures and culture is known as organizational designs.
Who is a manager?It should be noted that a manager is an individual who guides and motivates tye team mates to achieve a common goal.
In this case, the process undertaking by the managers by identifying the reporting structures and culture is known as organizational designs.
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The same basic formulas used for materials and labor are used to analyze ______ portion of manufacturing overhead.
The same basic formulas used for materials and labor are used to analyze variable portion of manufacturing overhead.
What is variable manufacturing overhead?Variable manufacturing overhead costs are costs that change as the volume of production changes or the number of services provided changes.
Examples of variable manufacturing overhead include:
Production suppliesEnergy costs to run production linesWages for those handling and shipping the product.Hence, the same basic formulas used for materials and labor are used to analyze variable portion of manufacturing overhead.
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The materials price variance is calculated using the ______ quantity of the input purchased.
Answer:
the answer is: calculator
Which of the following is the BEST reason to use cash for making purchases?
A discount on bonds payable occurs when a company issues bonds with an issue price less than par value. Group of answer choices false true
It is a true statement that discount on bonds payable occurs when a company issues bonds with an issue price less than par value.
What is a discount on bonds payable?This means the difference between face value of a bond and the reduced price at which it was sold by the issuer.
Hence, this discount occurs when a company issues bonds with an issue price less than par value.
Therefore, the statement is a true statement.
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Li Wei is searching through his company's files of its customers to choose ones that would most likely be interested in the new product line his company has developed. Which stage of the personal-selling process is this
According to the personal-selling process, the prospecting stage is the first step in the sales process and consists of searching for prospective clients.
What are the prospecting stage?It is the first phase of the personal-selling process and its purpose is to identify potential clients.
In other words, sellers obtain candidates who need the company's product or service, for this, it is essential to carry out market research in order to identify people who have needs that the company can satisfy.
Therefore, we can conclude that according to the personal-selling process, the prospecting stage is the first step in the sales process and consists of searching for prospective clients.
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An online footwear company advertises that for every pair of shoes sold, a pair will be donated to someone in need. Employees at the company can multiply those donations by meeting specific sales and customer-service goals. The company is using _______ to influence employee behavior. Feedback clan control management by objectives feedforward control bureaucratic control
Answer:
please don't trust those links
Lev, an agent for Mill Grains LLC, executes an unauthorized contract with National Grocers Inc. The deal is highly advantageous to Mill Grains, and the company ratifies the contract. The contract is
Given that the contrsct that is being made here has been said to be ratified, the contravt can be said to a valid contract.
What is a valid contract?This is a term that is used to refer to a contract that has been found to b e valid and also enforceable.
What makes a contract valid is the fact that there is an expressed offer, and a valid acceptance.
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If someone thinks that their language is superior to others, it can cause defensiveness. In this case, what style should be used to move a conversation toward nondefensiveness?.
When someone believes their language is superior to others', they may become defensive. The descriptive language should be utilized in this circumstance to steer the debate away from defensiveness.
What is descriptive style?When an author writes in a descriptive style, they are using words to paint a picture for their audience of a person, place, or thing. To convey the author's impressions through their five senses.
In descriptive communication, a person tries to figure out about the determination of what information is true, is nondefensive, but evaluative communication is perceived as hunting for information that makes a listener defensive.
Empathy is emotional support for others, putting the listener in a non-defensive position, while equality puts both the listener and the speaker on an equal footing, promoting non-defensiveness.
This is because they seek knowledge that the listener may perceive as dangerous, evaluative and problem-solving are defensive.
Therefore, the person is thinking about the descriptive style.
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Answer:
Equal
Explanation:
An equal communication style moves superiority, which can cause defensiveness, to nondefensiveness.
What tends to happen to a nation that increases its participation in an open economy with an international sector?.
Generally, nations that engage in open economies export and import products with other countries more easily.
What is an open economy?Open economy is an economic term that refers to an economic system in which two or more countries maintain an exchange agreement of goods or services.
The open economy includes the transfers and reception of:
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What is Nico's portfolio beta if he invests an equal amount in asset X with a beta of 0.60 and asset Y with a beta of 1.60
Based on the betas of each asset and the amount invested in them by Nico, the portfolio beta would be 1.10.
What is the portfolio beta?It is a weighted amount that is based on the individual asset betas.
Nico invested equally in each asset so there is a weight of 50% to either of them.
The portfolio beta is:
= (Weight of x × Beta of x) + (Weight of y × Beta of y)
= (50% x 0.60) + (50% x 1.60)
= 1.10
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A small retail center that is usually located along a major road and consists of small businesses is known as a:
A small retail center that is usually located along a major road and consists of small businesses is known as strip center.
What is a strip center?A strip mall or strip center serves as a small retail shop or store that are arranged in a row, with a sidewalk in front.
This arrangement are typically developed as a unit and have large parking lots in front.
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Suppose that the Federal Reserve buys $400 billion worth of government securities from the public. If the required reserve ratio is 20 percent, the maximum increase in the money supply is
If the required reserve ratio is 20 percent, the maximum increase in the money supply is $2,000 billion.
Money supplyFirst step
Multiplier=1/Reserve ratio
Multiplier=1/0.20
Multiplier=5
Second step
Increase in money supply=Multiplier×Federal reserve
Increase in money supply=5×$400
Increase in money supply=$2,000 billlion
Therefore If the required reserve ratio is 20 percent, the maximum increase in the money supply is $2,000 billion.
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What type of information is typically communicated in the information flow from the store to the buyer
The type of information is typically communicated in the information flow from the store to the buyer is Inventory information.
What is Inventory information?Inventory information serves as an accounting term that describes the set of of items, component parts and raw materials that the company uses in production or sells.
Therefore, Inventory information let us know information flow from the store to the buyer is Inventory information.
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based on the production possibilities schedule, what letter would represent the most allocatively efficient point if a country had
ust signed a large international trade deal to export ethanol?
The letter that would represent the most allocatively efficient point if a country had just signed a large international trade deal to export ethanol is F.
What is allocative efficiency?Allocative efficiency refers to the specific choice of the mix of production along the production possibilities frontier that achieves the best production outcome.
Based on the preferred export of a large quantity of ethanol, the best allocative efficiency that the country can achieve would be to produce more corn instead of tomatoes, which it can import at a cheaper rate.
Thus, the letter that would represent the most allocatively efficient point if a country had just signed a large international trade deal to export ethanol is F.
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If a scholar associates continued economic challenges in Africa as an outcome of previous European colonialism, to which theoretical paradigm would they likely subscribe
Conflict theory is a framework in which conflict is the result of a wrong, or wrong distribution of resources. This could be the case in colonial Africa, as the European colonies enjoyed many resources.
How did European colonization affect the African economy?Colonialism made African colonies dependent on introducing a unique cultural economy in the region.
The Europeans also humiliated African workers and traders. It forced the Africans to work in the colonial lands for very low wages and deported them.
Thus, the theoretical paradigm that can be associated with these economic challenges is Conflict theory.
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Monetarists argue that fiscal policy is ineffective because: a. the velocity of money is predictable. b. the crowding-out effect reduces investment. c. prices and wages are sticky in the short run. d. it causes the value of the dollar to depreciate.
Monetarists argue about the ineffectiveness of the fiscal policy because the crowding-out effect leads to a reduction in investment.
Option B is the correct answer.
What is Monetarism?Monetarism is a theory of macroeconomics where the money supply variates in respect of economic variables like production volume, market prices, employment factors, etc.
The crowding-out effect creates the engagement of the government in the market due to which rates of interest are goes on rising which ultimately leads to a downfall in the investment by private entities. As a result, the fiscal policy of the government becomes ineffective.
Therefore, the crowding-out effect results in the ineffectiveness of the fiscal policy as argued by the Monetarists.
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Perit Industries has $165,000 to invest. The company is trying to decide between two alternative uses of the funds. The alternatives are:
The net present value of project A that Perit Industies plans to undertake is $-79,009.91.
What is the net present value?
Net present value is the present value of after-tax cash flows from an investment less the amount invested.
NPV can be calculated using a financial calculator
Cash flow in year 0 = -165,000Cash flow in year 1 - 6 = 21,00Cash flow in year 6 = 9500I = 14%
NPV = $-79,009.91.
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Technological innovation can support a ________ strategy, in which an advantage comes from having a unique good or service for which customers are willing to pay a premium price.
Answer:
The answer is differentiation
Explanation:
Technological innovation can support a differentiation strategy, in which an advantage comes from having a unique good or service for which customers are willing to pay a premium price.