The community reinvestment act of 1977 succeeded in reducing discrimination against banks. Helping to improve the economy. Reducing discrimination against borrowers. Lowering interest rates charged by banks

Answers

Answer 1

Answer:

C. reducing discrimination against borrowers

Explanation:

Community Reinvestment Act The Community Reinvestment Act (CRA) was enacted in 1977 to prevent redlining 1 and to encourage banks and savings associations (collectively, banks) to help meet the credit needs of all segments of their communities, including low- and moderate-income neighborhoods and individuals.

I think this is the answer I'm not sure it correct though so please do let me know if its not.

Answer 2

The community reinvestment act of 1977 succeeded in reducing discrimination against banks reducing discrimination against borrowers. Thus option B is correct.

What is community reinvestment act ?

The Community Reinvestment Act of 1977 is otherwise named as  "United States federal law designed to encourage commercial banks and savings associations and it help to meet the needs of the borrowers in all the segments of their communities which include low and moderate-income neighborhoods."

This act  was essentially created  based on low-income neighborhoods. to stop discrimination,  prevent redlining 1 and to encourage banks and savings associations  and meet the credit needs of all segments of their communities like low- and moderate-income neighborhoods .

This act are prevalent among the low income group of people and can be encouraged the commercial banks and financial institutions to lend money as loan to the low and middle income group of people.

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Related Questions

A capacitor has a capacitance of 2.00 pf. how much charge is stored when the potential difference is 2.5 v?

Answers

Given the values of the capacitance of the capacitor and the potential difference, the amount of charge that is stored is 5 picoCoulombs.

Capacitance of a Capacitor

The capacitance of a capacitor is simply the ratio of the maximum charge that can be stored in a capacitor to the applied voltage across its plates.

It is expressed as;

C = Q / V

Where Q is charge and V is potential difference.

Given the data in the question;

Capacitance C = 2.00 pF = 2.0 × 10⁻¹² FPotential difference V = 2.5VAmount of charge stored Q = ?

To determine the amount of charge stored, we substitute our given values into the expression above.

C = Q / V

Q = CV

Q = (2.0 × 10⁻¹² F) × 2.5V

Q = 5 × 10⁻¹²C

Q = 5pC

Therefore, given the values of the capacitance of the capacitor and the potential difference, the amount of charge that is stored is 5 picoCoulombs.

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What are the symbols used to find the volume of a cylinder

Answers

Hi i believe the symbols used are:

πr2h.

---

Hope this helps you!

The formula for the volume of a cylinder is V=Bh or V=πr2h . The radius of the cylinder is 8 cm and the height is 15 cm. Substitute 8 for r and 15 for h in the formula V=πr2h .

What occurs when a catalyst is added to a chemical reaction?

Answers

Answer:

A catalyst is a substance that can be added to a reaction to increase the reaction rate without getting consumed in the process.

During a rainfall, the depth of water in a rain gauge increases at a rate modeled by r(t)=0.5+tcos(πt380) r ( t ) = 0.5 + t cos ( π t 3 80 ) , where t is the time in hours since the start of the rainfall and r (t) r ( t ) is measured in centimeters per hour. how much did the depth of water in the rain gauge increase from t = 0 t = 0 to t = 3 t = 3 hours?

Answers

The function r(t)= 0.5 + t cos(πt³/80) is an illustration of a cosine function

The depth of water in the rain gauge increases by 1.466cm from t = 0 to t = 3

How to determine the increase in water depth?

The function is given as:

r(t)= 0.5 + t cos(πt³/80)

When t = 0, the depth of water is:

r(0)= 0.5 + 0 * cos(π *0³/80)

Evaluate

r(0) = 0.5

When t = 3, the depth of water is:

r(3)= 0.5 + 3 * cos(π *3³/80)

Evaluate

r(3)= 1.966

Calculate the difference (d) in the depths

d = r(3) - r(0)

So, we have:

d = 1.966 - 0.5

Evaluate

d = 1.466

Hence, the depth of water in the rain gauge increases by 1.466cm from t = 0 to t = 3

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What is the area of the base of the smaller prism, rectangle abcd? 1.26 cm2 1.26 cm3 3.78 cm2 3.78 cm3

Answers

The area of the base of the smaller prism, rectangle ABCD is  1.26 cm²

What is a prism?

A prism is known to be a kind of shape that is  3-dimensional in nature and it is one that has two similar shapes facing one another.

Note that to solve this, it will be:

[tex]\frac{AB}{4.2}[/tex] = [tex]\frac{BC}{2.7}[/tex] = [tex]\frac{2.1}{6.3}[/tex]  = 1.3cm

 

[tex]\frac{BC}{2.7}[/tex] = 1/ 3

2.7/3 = 0.9

Therefore, the area of the base of the smaller prism ABCD  will be:

AB × BC

= 1.4×0.9

= 1.26 cm²

Therefore,  1.26 cm² is correct.

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A moose eats a lily pad. what is required to produce the atp the moose needs to performs cellular processes? choose all that apply.

Answers

Considering the image,  oxygen and glucose as the products in D.

What is cellular processess?

The term cellular processess refers to those processess that produce energy in an organism.

From the diagram, we can see that D refers to the products of photosynthesis. Hence, we have oxygen and glucose as the products in D.

Mising parts;

A moose eats a lily pad. The food the moose eats is used to make ATP energy that can be used in cellular processes. The products of photosynthesis are the reactants of cellular

respiration. What is included in D in the diagram above? Choose ALL that apply.

A) water

B) oxygen glucose

D) sunlight

E) carbon dioxide

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whats an elevator pitch?

Answers

Answer:

Elevator pitch (also known as an elevator speech) is a short, persuasive speech you use to introduce yourself, your product, or your company. Its purpose is to explain the concept quickly and clearly to spark interest in who you are and what you do. An elevator pitch should be 30-seconds long at maximum: short enough to get your message across anytime and anywhere—even during a quick elevator ride (hence the name).

Explanation:

Hope this helps :)

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Which part of this chemical process requires energy?

Answers

Answer:

Endothermic reactions.

Explanation:

Its right , trust me :)

A homogeneous mixture can be separated by all of the following methods except

Answers

A homogeneous mixture cannot be separated by the method of filteration because the components of the mixture are indispensible to each other.

What is a homogeneous mixture?

A homogenous mixture is the combination or the mitxture of gases, solids, or liquids that are made up of an adequate proportion of each component throughout the mixture.

Therefore, filteration method cannot seperate homogenous mixture.

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Millington materials is a leading supplier of building equipment, building products, materials, and timber for sale, with over 200 branches across the mid-south. on january 1, 2021, management decided to change from the average inventory costing method to the fifo inventory costing method at each of its outlets. the following table presents information concerning the change. the income tax rate for all years is 25%. income before income tax fifo average cost difference before 2020 $ 30 million $ 16 million $ 14 million 2020 16 million 10 million 6 million 2021 20 million 18 million 2 million required: 1. prepare the journal entry to record the change in accounting principle. 2. determine the net income to be reported in the 2021–2020 comparative income statements. 4. indicate the affect of the change in the 2021–2020 comparative statements of shareholders’ equity assuming cash dividends were $2 million each year and that no dividends were paid prior to 2020.

Answers

The net income to be reported in the 2021–2020 comparative income statements is $15 million and $12 million.

How to calculate the net income?

The journal entry to record the change in accounting principle will be:

Inventory = $20 million

Income tax payable = $5 million.

Retained earnings = $15 million

Also, the net income in 2020 will be:

= $16 - (25% × $16)

= $16 - $4.

= $12 million

The net income in 2021 will be:

= $20 - (25% × $20)

= $20 - $5

= $15 million.

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The writer is considering adding the following sentence after sentence 13. Due to ethical considerations, sun and vazire did not release the audio files they collected, but they did make some transcripts available. Should the writer make this addition after sentence 13 ?

Answers

Answer:

The statement that best fit the writer addition after sentence 13 is  No, because it detracts from the discussion of the implications of the study’s findings and thus interrupts the flow of the passage’s conclusion.

Explanation:

Which are examples of strategies used to win civil rights in the south in the 1960s? select three options. organizing sit-ins at lunch counters marching from one city to another holding violent protest marches hosting public gatherings moving to other parts of the country jailing white supremacists

Answers

The three examples of strategies used to win civil rights in the South in the 1960s include the following:

organizing sit-ins at lunch counters.marching from one city to another.hosting public gatherings.

What is a Civil Rights movement?

Civil Rights movement can be defined as a political and social campaign that was established in 1954 which comprises various activists and other group of people, in order to abolish institutional discrimination, racial segregation, and disenfranchisement of voters within the United States of America.

Based on historical records and information, there are various strategies that were adopted in the South in the 1960s in order to win the civil rights and it includes the following:

The organization of sit-ins at lunch counters.The organization of marches from city to city in the South.Public gatherings were hosted.

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Answer:

A: organizing sit-ins at lunch counters.

B: marching from one city to another.

D: hosting public gatherings.

Explanation:

Everybody knows the name of iqbal. (change into an interrogative sentence)

Answers

The interrogative of the sentence above is '' why is the name of Iqbal common to everyone?''.

What is an interrogative sentence?

This is known to be a type of  sentence that  is often asked as a form of a question.

Note that an Interrogative sentences  often comes in a direct or indirect manner such as why is the name of Iqbal common to everyone?

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Introductory blurbs often contain valuable information. They'll always provide basic information about the passage, like title and author name, but they can also contain important definitions or pieces of useful background knowledge.
Based on the definitions provided in this introductory blurb, which of the following is true?
Choose 1 answer:
symbiosis is always mutually beneficial
symbiosis is not always mutually beneficial

Answers

Answer: symbiosis is not always mutually

Explanation:

Introductory blurbs often contain valuable information. They'll always provide basic information about the passage, like title and author name, but they can also contain important definitions or pieces of useful background knowledge.

Use the periodic table and what you know about mass numbers to complete each statement. U-238 has protons and146 neutrons. A particular isotope of plutonium has 94 protons, neutrons, and a mass number of 241. Thorium- has 90 protons and 137 neutrons

Answers

The number of protons in U-238 is 92. The number of neutrons in plutonium isotope is 147. The isotope of thorium with 97 protons and 137 neutrons is Th-227.

What is mass number?

Mass number is given as the sum of the number of protons and neutrons in an atom. The number to the element is the mass number.

The uranium has mass number 238, and 146 neutrons, the number of protons is given as:

[tex]\rm Protons=Mass\;number-Neutrons\\Protons=238-146\\Protons=92[/tex]

The number of protons in U-238 is 92.

The number of neutrons in Plutonium isotope with mass number 241 and 94 protons is:

[tex]\rm Neutrons=Mass\;number-Protons\\Neutrons=241-94\\Neutrons=147[/tex]

The number of neutrons in plutonium isotope is 147.

The mass number of Thorium with 90 protons and 137 neutrons is:

[tex]\rm Mass\;number=Protons+Neutrons\\Mass\;number=90+137\\Mass\;number =227[/tex]

The isotope of thorium with 97 protons and 137 neutrons is Th-227.

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Answer:

Blank 1 = 92

Blank 2 = 147

Blank 3 = 227

Explanation:

You have $750 in your savings account. You owe your brother $30 and your mom $75. What is your current net worth?

Answers

Answer is 25

Explanation:

30/750

Based on the given information, the net worth is $645 when you have $750 in your savings account.

What is a saving account?

A savings account is a fundamental kind of investment product that enables you to store your money and often earn a tiny bit of interest. A savings account is a bank account created to house money you don't intend to spend right away.

The net worth of any individual is calculated as the value of your assets less your obligations. Entire assets minus total liabilities to get the amount of net worth.

To calculate net worth

Balance in your savings account = $750

Liabilities:

amount from Brother = $30

amount from Mom = $75

Total liabilities = $105

Net worth = assets - liabilities

               = $750 - $105

               = $645

Therefore, the total net worth or equity is $645.

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Which historical event is this passage most reminiscent of? bloody sunday the bolshevik revolution the rise of lenin collectivization

Answers

Answer:

A.Bloody Sunday

Explanation:

A person has a 30 percent chance of winning on a scratch-off lottery ticket. what is the probability she first wins of the fifth ticket?

Answers

Answer: Hi! To anyone who may need the answer it should be:

(0.70)^4 (0.30)

Which phrase best describes a quality of postmodernism

Answers

Answer:

Blurring fact and fiction to find an underlying truth.

Explanation:

Which of these are theme statements? check all that apply.

Answers

Answer:

?

Explanation:

i dont see any themes that ur giving out sorry!

What are the dimensions of the rectangle? 8 by 5 10 by 4 11 by 9 13 by 7

Answers

The dimensions of a rectangle with an area of 40 square units and the length is 6 more than the width is 10 by 4.

Area of a rectangle

area of a rectangle = lw

where

l = lengthw = width

Therefore,

area = 40 square units

The length is 6 unit greater than the width. Hence,

l = 6 + w

Therefore,

40 = w(6 + w)

40 = 6w + w²

w² + 6w - 40 = 0

w² - 4w + 10w - 40 = 0

w(w - 4) + 10(w - 4) = 0

(w + 10)(w - 4) = 0

w = - 10 or 4

We can only use the positive number.

Hence,

w = 4 units

l = 6 + 4 = 10 units

The dimension are 10 by 4.

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Answer: 10 by 4

Explanation:

Stan and kenya are investigating the properties of gases in the lab. Stan has a balloon filled with helium, and kenya has a balloon filled with hydrogen. Under which condition do the gases in the two balloons have the same kinetic energy?

Answers

The condition under which the gases in the two balloons have the same kinetic energy is same temperature.

What is kinetic energy?

Kinetic energy can be defined as a form of energy that is possessed by a physical object (body) due to its motion or a change in velocity (acceleration).

According to the kinetic molecular theory of gases, the condition under which the gases (helium and hydrogen) in the two balloons have the same kinetic energy is same temperature because they're in constant random motion.

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An organization must have all of the following except _____________. A. Structure b. A group of people c. Many employees d. Compatible goals please select the best answer from the choices provided a b c d

Answers

I think it would be c

In negative self talk, polarizing is when a person _______. A. Focuses only on their problems, ignoring their successes b. Blames themselves for every problem, whether it was their fault or not c. Believes that every situation will end badly d. See themselves as a failure for not living up to impossible standards please select the best answer from the choices provided a b c d

Answers

Answer:

its d

Explanation:

took test

Pat needs to determine the height of a tree before cutting it down to be sure that it will not fall on a nearby fence. the angle of elevation of the tree from one position on a flat path from the tree is and from a second position farther along this path it is what is the height of the​ tree?

Answers

The height of the​ tree, which Pat needs to determine, before cutting it down to be sure that it will not fall on a nearby fence is 111 ft.

What is right angle triangle property?

In a right angle triangle, the ratio of the opposite side to the base side is equal to the tangent angle between them.

[tex]\tan\theta=\dfrac{b}{a}[/tex]

Here, (b) is the opposite side, (a) is the base side.

Pat needs to determine the height of a tree before cutting it down to be sure that it will not fall on a nearby fence.

The angle of elevation of the tree from one position on a flat path from the tree is

[tex]H=40^o[/tex]

From a second position,

[tex]I=60\rm\; ft[/tex]

Farther along this path it is,

[tex]b=30^o[/tex]

Let the distance between tree and first position is x. Thus, from the trigonometry,

[tex]\tan 40=\dfrac{h}{x}\\h=x\tan 40[/tex]             ....1

The distance between tree and second position is (x+60) ft. Thus, again from the trigonometry,

[tex]\tan 30=\dfrac{h}{x+60}\\h=(x+60)\tan 40[/tex]               ......2

Compare the equation 1 and 2,

[tex]x\tan (40)=(x+60)\tan 30\\0.839x=0.577x+34.64\\0.839x-0.577x=34.64\\x=\dfrac{34.64}{0.262}\\x=132.25\rm\; ft[/tex]

Put this value in equation 1 as,

[tex]h=(132.25)\times \tan40\\h\approx111\rm\;ft[/tex]

Thus, the height of the​ tree, which Pat needs to determine, before cutting it down to be sure that it will not fall on a nearby fence is 111 ft.

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In , osama bin laden first told al-qaeda to target americans

Answers

The year in which Osama Bin Laden first told Al-Qaeda to target Americans was 1998.

Who is Osama Bin Laden?

He was a global terrorist that bombed public places and was a radicalized individual that hated the United States of America and was the main mastermind behind the 9/11 attacks on the World Trade Center.

Bin Laden was the founder and leader of the terror network, AL-Qaeda, which he united in Afghanistan, with fellow radicals like him, and the year in which Osama Bin Laden first told Al-Qaeda to target Americans was 1998.

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Answer:

B. 1998

Explanation:

Got Correct On Edge 2022.

A teacher bought markers at a cost of $3 per set. The teacher had a $2-off coupon to use toward the total cost of the markers bought

Answers

Answer: A

Explanation:

if we look at the chart for A,

in the first row...

we see that the teacher brought 3 sets of markers.

If 1 set is $3, then 3 sets is $9 (<-- 3*3).

Now we know that the teacher has a $2-off coupon, so 9 - 2 = $7

we will repeat this with  12 sets

in the third row...

If 1 set is $3, then 12 sets is $36 (<--12*3)

We will use now the teacher's $2-off coupon, so 36 - 2 = $34

these values are correctly shown on chart A, therefore the correct answer is

A.

Which sequences are geometric? select three options. –2. 7, –9, –30, –100,. –1, 2. 5, –6. 25, 15. 625,. 9. 1, 9. 2, 9. 3, 9. 4,. 8, 0. 8, 0. 08, 0. 008,. 4, –4, –12, –20,

Answers

Answer:C,D,E

Explanation:

EDGE2022

How does gladwell develop readers' understanding of ladue's plans to commit a school shooting?

Answers

Gladwell interviewed students at LaDue’s school and pieced together a timeline to explain the events leading up to the school shooting.

What is the theme of the story?

From the story title Thresholds of violence written by malcolm gladwell, we see a narrative about school shootings with a series of timelines of events.

Now, there were a series of interviews with the school students and there was a final police report where David LaDue also spoke of an incident when Austin Walters and John LaDue had gone deer hunting. John had reportedly shot a deer that had not died right away and had to be “finished off.”

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Convert the rectangular form of the complex number 2 − 2 i into polar form. show all work and label the modulus and argument.

Answers

Answer:

The modulus and argument are 2√2 and 3π/4. The polar form is 2√2(cos 3π/4 + i sin 3π/4).

Explanation:

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