When was credit first used in America?

Answers

Answer 1

Answer:

Although various methods of estimating creditworthiness existed before, modern credit scoring models date to 1958, when Bill Fair and Earl Isaac created Credit Application Scoring Algorithms, their first credit scoring system.


Related Questions

Which statement best completes this diagram?



Difference


Union Civilians

Fight usually took place far from major cities.

Confederate Civilians

Shortage led to high prices for goods.


Same


_________?


A. Slaves replaced most workers who joined the military.

B. Only the wealthiest citizens could afford food.

C. The draft proved very unpopular.

D. Women were prevented from supporting the war effort.

Answers

Answer:

D. Women were prevented from supporting the war effort.

Answer:

D

Explanation:

AP E X

What were the names of the two opposing forces during ww1?

Answers

Between 1914 and 1918, more than 30 countries declared war on one another. The majority joined the Allies, which included Serbia, Russia, France, Britain, Italy, and the United States.

The Central Powers, which included Germany, Austria-Hungary, Bulgaria, and the Ottoman Empire, were in opposition to them. Conflict is a fight between two opposed forces, ideas, or beliefs that serves as the plot's foundation. These forces have historically been referred to as the protagonist and the antagonist. The Socialist Party of America, the Italian Socialist Party, the Russian Bolsheviks, and the socialist movement led by Karl Liebknecht and Rosa Luxemburg in Germany were among the organizations that opposed the war (later to become the Communist Party of Germany).

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For the final two questions, use this link to see a time-lapse map of urban growth in Las Vegas, Nevada, since 1985:


1. In at least two sentences, describe how the city has changed over time. (2 points)

2. Think about Las Vegas's ecosystem. How has Las Vegas's growth affected its ecosystem?

Answers

Las Vegas's urban footprint has grown substantially, drastically diminishing open space and the habitat for wildlife and plants. To lessen these effects and stop further environmental deterioration in the future, the region must take action.

What issues does Las Vegas have with the environment?

According to the American Lung Association, Las Vegas is ranked 12th among the US cities with the highest ozone pollution levels. Residents are already experiencing the effects, particularly those who live in the county's warmest areas.

The average annual temperature in Las Vegas is predicted to reach 109.2oF on 36 days by 2050. Even where temperatures on average are lower, climate change is increasing the frequency and severity of heat waves. Seek out additional details regarding heat risk.

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What did the Supreme Court rule about Japanese internment?

Answers

The Supreme Court of the United States ruled that the Japanese internment was a military necessity and was not based on caste.

The Japanese Internment happened during the Second World War. It was when the United States relocated at least 125,284 people of Japanese descent to 75 identified incarceration sites forcibly and then had them incarcerated.

On December 18, 1944, the divided Supreme court ruled that the Japanese internment was a military necessity and this was not, in any way, influenced by the caste of the victims. This was a 6-3 decision and made it clear what the Supreme Court had to say in response to this incident.

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La Venta provided a valuable seasoning for the Olmec diet. What was it?

A) cacao

B) beans

C) maize

D) salt

Answers

In Mesoamerica's, La Venta provided a valuable seasoning for the Olmec diet; the seasoning is known as salt. The Option D is correct.

Why was La Venta important to the Olmecs?

The Olmec culture is both mysterious and vital to archaeologists and modern researchers. It is mysterious because, after they vanished over 2,000 years ago, much information about them was irreversibly lost. It is significant because, as Mesoamerica's "parent" culture, its influence on the region's subsequent development is immeasurable.

La Venta is one of the four most important Olmec sites known to exist, along with San Lorenzo, Tres Zapotes, and El Manat. Complex A alone provides invaluable information. Although the site isn't particularly spectacular for tourists and visitors, any archaeologist will tell you it's just as important.

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what is the US policy of containment and was it
effective in asia

Answers

Answer:

Containment was a United States policy using numerous strategies to prevent the spread of communism abroad. A component of the Cold War, this policy was a response to a series of moves by the Soviet Union to enlarge its communist sphere of influence in Eastern Europe, China, Korea, and Vietnam.

Explanation:

What did the Articles of Confederation say about taxing the people? GIVING BRAINLIEST

The central government was allowed to create and enforce taxes for all 13 states.

The central government couldn't collect taxes.

The state governments could create tax laws for the central government to enforce.

Taxing was not allowed anywhere in the new United States.

Answers

The Articles of Confederation gave taxation rights specifically to the state government and therefore option B is the the correct answer.

What was the Article of Confederation?

The Articles of Confederation and Perpetual Union refers to the agreement among the 13 states of the United States of America that served as its first frame of government.

The major purpose of the article of confederation was that is served as the written document that established the functions of the national government of the United States after it declared independence from Great Britain. It created a loose confederation of sovereign states and a weak central government, leaving most of the power with the state governments.

When referring to taxation during the time the articles of confederation held sway, it delegated the role of taxation specifically to the state government and not the federal government.

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Please Help!!!!!!!

An empire is defined as a major political unit having a territory of great extent or a number of territories or peoples under a single sovereign authority. In ancient times one would find empires made up of numerous civilizations often conquered or absorbed into and controlled by the empire. Can nationalism exist within an empire, or will nationalism cause an empire to fall?

Answers

Answer:

Nationalism can exist within an empire, but it can also be a contributing factor in the eventual decline and fall of an empire. Nationalism is a powerful emotion that can drive people to fight for the freedom and autonomy of their nation, often at the expense of the larger empire. In the past, nationalist movements have been a major factor in the dissolution of empires, such as the Soviet Union, Yugoslavia, and the Ottoman Empire. Nationalism can also be a powerful tool for imperial rulers, as it can help to unify disparate people and cultures under one central government. Ultimately, it will depend on how the empire is structured, and how it deals with nationalist movements, as to whether it will remain intact or eventually succumb to them.

1. Describe the physical characteristics of the following countries. (physical characteristics include: landforms, climate, soils, and hydrology) a. China b. India c. Japan d. Australia e. Philippines​

Answers

Answer:

[tex]d. correct \: me \: if \: wrong[/tex]

Explanation:

Correct me If wrong

Do you think the Aztecs helped bring about their own downfall?

Answers

Answer:

yes

Explanation:

The Federalist Papers were written for what purpose?

Answers

Answer:

The essays were published anonymously, under the pen name "Publius," in various New York state newspapers of the time. The Federalist Papers were written and published to urge New Yorkers to ratify the proposed United States Constitution, which was drafted in Philadelphia in the summer of 1787.

Answer:

The essays were published anonymously, under the pen name "Publius," in various New York state newspapers of the time. The Federalist Papers were written and published to urge New Yorkers to ratify the proposed United States Constitution, which was drafted in Philadelphia in the summer of 1787.

Explanation:

please mark this answer as brainliest

How did ww2 improve women's lives?

Answers

In particular, World War II encouraged many women to work in the nation's manufacturing and defense industry

Particularly in the aircraft industry, whereby 1943 women made up the majority of workers, these vocations offered women previously unheard-of opportunities to enter professions formerly assumed to be reserved for men. The majority of women worked in the clerical and service industries, where they had done so for years, but the wartime economy gave them the chance to work in fields like heavy industry and factories that had typically been reserved for men, like production.Particularly in agricultural and war manufacturing, women adopted new occupations. Nearly no women were employed by the German munitions manufacturer Krupp in 1914.

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What was a result of the Battle of Midway in 1942?
A.
The United States suffered severe damage to its forces in the Pacific.
B.
Japan was stopped from further expansion in the Pacific.
C.
Japan captured large numbers of U.S. ground troops.
D.
The United States secured a base for an invasion of Japan.

Answers

Answer:

Explanation:

A

What was FDR's perspective on helping the Allies?

Answers

The Lend-Lease Act, which Roosevelt pushed Congress to approve in March 1941, gave the president the power to lend war supplies to countries whose defence he judged essential to the security of the United States. F.D Roosevelt also covertly supplied some military assistance.

Roosevelt looked for methods to help the Allies without compromising American neutrality as Hitler started his march of conquest. He persuaded Congress to approve the cash-and-carry sale of weapons and supplies to warring states in November 1939.

Because of this, the British were able to purchase American products as long as they were paid for in full and shipped by their own ships. In exchange for leases on tiny swaths of British territory in the Western Hemisphere, the president also handed the British 50 more US warships.

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HELP . What happened as the number of public schools in the South began to grow? A. Blacks and whites were kept in separate schools.
B. Blacks asked to have separate schools. C. Blacks got the same education as whites. D. Bath whites and blacks went to the same schools.​

Answers

Answer:

A

Explanation:

due to segregation

Answer : A they were kept in separate schools.

2) What was Hitler's concept of
leadership?

Answers

Explanation:

Hitler was, first and foremost, determined to command personally. According to his so-called Leader Principle (Führerprinzip), ultimate authority rested with him and extended downward. At each level, the superior was to give the orders, the subordinates to follow them to the letter.

creased globalization has been caused by all of the following except __________.
A.
improved technology
B.
increased transportation speeds
C.
improved communication speeds
D.
decreased distances between nations

Answers

Answer:

A

Explanation:

A relationship in the distribution of economic wealth wherein a worker does not receive the proper amount of income or entitlement
O Neocolonialism
O Economic Exploitation
O Dependency Theory
Followership



ANSWER: Economic Exploitation

Answers

I think it’s Dependency theory

12. Which of the following countries suffered tremendously during WWII from both Nazi and Soviet occupation and had the most Jewish deaths in the Holocaust?

Japan
Poland
France
Great Britain

Answers

I believe the answer is Poland ^^

Roman urbanism was based on the philosophy of imperial order, a means of making manifest through planning and architecture common urban spatial arrangements and building types. Which of the following is NOT considered an element of Roman urbanism imperial order

Answers

Rapid population expansion coincided with the mid- and late 19th century industrial boom in both Europe and the United States.

What does the following definition of landscape architecture include?

According to the American Society of Landscape Architects (ASLA), landscape architecture is "the science and art of design, planning, management, and care of the land."

What is the name of a farmland?

The "farmstead" refers to the land and structures that make up a farm. Ranches are businesses that grow cattle on rangeland. The term "feedlot" is frequently used to describe the confinement-based feeding of animals.

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What was an effect of the attacks by the abenaki and other indian tribes on british settlers in the early 1750s?

Answers

More British soldiers were despatched to the colonies. as a result of the raids by the Abenaki as well as other Indian tribes against British settlers inside the early 1750s.

Effect of attacks by abenaki and indian tribes on british settlers in 1750s:

In southern Quebec, Maine, and northern New England, a group of Algonquin-speaking peoples collectively call themselves the Abenaki.

During the decades preceding up here to French and Indian War, both France and Britain put enormous pressure on the Abenakis and their allies (The Seven Years War, 1754 - 1763).Next the murders of two Abenaki hunters and New Englanders that following year, the Abenaki launched reprisal raids into the frontier of New England in the summer in 1754. The French had urged the mission communities along the St. Lawrence to unite as that of the Seven Nations of Canada, commonly referred to As The great Fire of Caughnawaga, in order to prepare for war.

Thus, further more number of  British soldiers were despatched to the colonies. as a result of the raids by the Abenaki as well as other Indian tribes against British settlers inside the early 1750s.

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Here are the ideas for the question i asked before
Can sombody help me whit this

Describe the new ideas about government that Japan adopted and any changes the Japanese made to these ideas. Here are the ideas.


Starting with Prince Shotoku, Japanese rulers adopted new ideas about government from China. China's form of government was both like and unlike Japan's. For example, the emperors in China and Japan had quite different powers. The emperor in China was the sole ruler, whereas in Japan, the emperor had only loose control over the semi-independent uji. Uji controlled their own land, and their leaders struggled among themselves for the right to select the emperor and influence his decisions.

While Japanese emperors depended on local leaders, the Chinese emperor ruled with the help of a bureaucracy of government officials. At least in theory, appointments to government jobs were based on merit. Any man who did well on an examination could become an official.

During the 7th and 8th centuries, Japanese rulers adopted a Chinese style of government. Japanese tradition credits Prince Shotoku with starting this development. Borrowing Confucian ideas, the prince created ranks for government officials. In 604, he issued a set of guidelines called the Seventeen Article Constitution, which stated that the emperor was the supreme ruler: “In a country there are not two lords; the people have not two masters. The sovereign is the master of the people of the whole country.”

Later rulers went much further in bringing Chinese-style changes to Japan. In the late 7th century, Emperor Tenmu and his wife and successor Empress Jitō reformed and strengthened the central government. Control of the land was taken away from clan leaders and given to the emperor. The emperor then redistributed the land to all free men and women, and in return, people paid heavy taxes to support the imperial government.

By the 700s, Japan's imperial government looked much like China's. It was strongly centralized and supported by a large bureaucracy. Over time, however, one key difference emerged. Although Prince Shotoku had called for government officials to be chosen on the basis of their ability, as in China, a powerful aristocracy developed in Japan during the 9th century. As a result, members of noble families held all the high positions in the government.

Answers

A summary of the article is that Japanese adopted the idea of a strong emperor when Prince Shotoku issued the 17 article constitution based upon Chinese ideas.

What was Shotoku 17 article constitution about?

The 17 Article Constitution, also known as Shotoku 17 article constitution in Japanese history were code of moral precepts for the ruling class that was issued in 604 CE by the regent Shōtoku Taishi which set the fundamental spirit and orientation for the subsequent Chinese-based centralized reforms.

It was written during a period of disunity in Japan, when the country was divided into hereditary, semiautonomous uji units, the articles emphasized the Chinese Confucian concepts of a unified state ruled by one sovereign; the employment of officials based on merit rather than heredity; the responsibilities of officials to the ruled etc.

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*12 points*

Which statement about the American Constitution is TRUE?​

Answers

Answer:

Explanation:

I have a lot of sympathy for your restriction on what the constitution really does and what it is for. If that answer came up in my classroom, I would certainly give it full credit.

However I think you are intended to answer D.

After WWII, the Americans insisted on setting up a government in Japan similar to their own. So that makes B true.

Certainly the constitution is the blueprint for how America is to be governed, and that makes C true.

So in my opinion, it is all of them.  D

Select the correct answer from each drop-down menu.

President James Monroe took office___in

He wanted to build on the growing patriotism in the country by promoting___

during his presidency. The time period of his presidency is often called the___


For the first blank the choices are (1820) (1817) (1812)


For the second blank choices are (nationalism) (imperialism) (migration)


For last blank choices are

(Era of good feelings) (era of goodwill) (era of good nationalism)

Answers

President James Monroe took office in 1817. He wanted to build on the growing patriotism in the country by promoting nationalism during his presidency. The time period of his presidency is often called the Era of good feelings.

From 1815 through 1825, the United States had a "Era of Good Feelings," which was originally presented by the Boston Columbian Centinel in 1817. Although the "period" is typically seen as spanning President James Monroe's two terms, it actually started in 1815, when Americans could finally be able to pay minimal attention to political and military developments in Europe as a result of the Napoleonic Wars coming to a close.

The passage of the first ostensibly protective tariff in the United States and the founding of the second National Bank in 1816, which was James Madison's final year in office, served as the catalysts for the positive emotions, which might be better described as complacency.

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ANSWER ALL QUESTIONS 21-26 FOR 50 POINTS AND BRAINLIST

21. What happened to the Indian Territory as settlers moved west?
22. How did businessmen contribute to the rise of capitalism?
23. How did the Industrial Revolution contribute to the rise of capitalism?
24. How did the discovery of gold contribute to the rise of capitalism?
25. What event in the War of 1812 was the low point for the United States?
26. What event in the War of 1812 made the United States believe they won the war?

Answers

Answer:

DONE

Explanation:

21)In 1866 the western half of Indian Territory was ceded to the United States, which opened part of it to white settlers in 1889. This portion became the Territory of Oklahoma in 1890 and eventually encompassed all the lands ceded in 1866.

22)So what is capitalism? A basic explanation would say that it is an economic system where those things that make money, like land, factories, communications, and transportation systems, are owned by private businesses and corporations which trade in a ‘free market’ of competition. This system uses the investment of money, or ‘capital’, to produce profits. It leads to a small upper class of people having the most wealth and the growth of large corporations. This leads to economic inequality between rich and poor, which governments try to reduce by various social schemes, regulations and activities. It is different to the system in the Middle Ages, usually called feudalism, where control of land and the workers who were bonded to that land was the key to making wealth.

23)Before the industrial revolution goods were produced at home with the help of simple and cheap tools which did not need much capital. But with the installation of big machines huge funds were needed and a class of capitalist made its appearance.

24)The influx of gold resulted in the expansion of manufacturing and the service industries, as many entrepreneurial newcomers took advantage of the demand for mining materials, lumber, clothing and transportation.

25)A low point in the War of 1812 occurred when: The British burned Washington, D.C.

26)n January 8, 1815, unaware that peace had been concluded, British forces mounted a major attack in the Battle of New Orleans, only to meet with defeat at the hands of future U.S. president Andrew Jackson's army. 

PLEASE HELP ASAP I'M BEING TIMED!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Which countries in Europe turned to fascism or military dictatorships in the 1920s and 1930s?

A. Switzerland, Sweden, Norway
B. France, Britain, Belgium
C. Italy, Germany, Spain
D. None of the Above

Answers

[tex]\huge \boxed{\it{ \sf { \underline{Question \hookleftarrow}}}}[/tex]

Which countries in Europe turned to fascism or military dictatorships in the 1920s and 1930s?

CHOICES

A. Switzerland, Sweden, Norway

B. France, Britain, Belgium

D. None of the Above

[tex]\huge \boxed{\it{ \sf { \underline{Answer \hookleftarrow}}}}[/tex]

C. Italy, Germany, Spain

The earliest foundations of fascism in practice can be seen in the Italian Regency of Carnaro, led by the Italian nationalist Gabriele D'Annunzio, many of whose politics and aesthetics were subsequently used by Benito Mussolini and his Italian Fasces of Combat which Mussolini had founded as the Fasces of Revolutionary Action in 1914.

NOTE;

This answer is only based on what i know

Hope it helps!!

“The Red Scare”

a.) Briefly identify and explain ONE specific event of the Red Scare and how it impacted America in the 1950s.
b.) Briefly identify and explain how ONE specific event or development in the 1950s contributed to an increase in
the tension between the United States and the Soviet Union
c.) Briefly identify and explain how ONE specific event or development in the 1950s contributed to a change in how
Americans lived their lives during the 1950s.

Answers

Answer:

b is a suitable answer give it a try

Since President Lincoln had guaranteed to protect slavery in the states where it existed, why did the seven southern states secede as soon as he was elected

Answers

Federated states that broke away. The declaration of Abraham Lincoln as the winner of the 1860 presidential election angered the southern states. South Carolina and other states feared that the Republican administration would try to abolish slavery.

Throughout the 1850s, there was conflict in the United States on issues like tariffs, states' rights, and slavery. The outcomes of the 1860 election marked the tipping point for southern states. Southern Democrats were outraged by Abraham Lincoln's triumph as a Republican who did not appear on any Southern ballots and were convinced to secede from the Union. In December 1860, the political elite of South Carolina called a special assembly to explore leaving the Union of States. Confederate States of America claimed that the federal government had broken the United States of America Constitution, which upheld state sovereignty. South Carolina claimed that the guarantees of states' rights and powers in the Constitution were being removed since it no longer had the power to make its own judgments. This made succession possible.

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What are the causes of declining death rate?

Answers

Social and welfare initiatives that have improved the environment and expanded access to food and healthcare for all can be blamed for the drop in death rates.

Improvements in living conditions brought about by economic expansion and increased access to education are further factors contributing to decreased death rates. Improvements to medical and health facilities: Since India's independence, there are now more medical and health facilities available. As a result, diseases like the plague, cholera, malaria, smallpox, tuberculosis, etc. have nearly completely disappeared.progress in medical research, which results in a decline in morality. (ii) Longevity brought on by superior food and medical care.

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Which speakers statement would have led to the strongest disagreement between the federalist and anti-federalist

Answers

The statement that would have led to the strongest disagreement between the Federalists and anti-federalists is "The federal government should have supreme authority over the states, with the power to override any state laws or decisions that go against the interests of the nation as a whole."

This statement may have caused great disagreement between Federalists and Anti-Federalists because it conflicted with Anti-Federalist beliefs about the importance of state rights and the limited powers of the central government. there is. Federalists would argue that this level of centralized power is necessary for the maintenance and prosperity of the state, but anti-federalists argue that it leads to the erosion of individual national sovereignty and the oppression of people. I would argue that they are connected.

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Other Questions
Which answer choice best states the theme of this passage?OA. A person's true thoughts are revealed in his or her actions.OB. Sometimes it is important to speak up on one's own behalf.C. Internal conflict about life can make it hard to decide on a plan.OD. The hope of freedom can help a person survive a terrible situation.Due 01/09/23 11:59pm what should you do in case you know well the subject discussed You have been working as a security analyst in the information security department at Aim Higher College for two months. Your manager asks you to propose a set of controls that will allow the use of the research datacenter for its intended purpose while protecting the business systems that reside there. What controls would you suggest, and why Though Sam doesn't say it in this excerpt from "Master Harold" . . . and the Boys, why did Sam make a kite for Hally? a. to give Hally a sense of what it feels like to live under apartheid b. to give Hally something to enjoy on a windy afternoon c. to give Hally a break from spending time with his father d. to give Hally something to look up at and be proud of NEXT In general blank and bass guitars play blank fundamental frequencies than trumpets and violins A laboratory uses liquid nitrogen tanks of two different sizes. The combined volume of 3 large tanks and 2 small tanks is 24 liters. The combined volume of 2 large tanks and 3 small tanks is 21 liters. What is the volume of each size of tank? JUSTIFY YOUR ANSWER. The ratio of the measure of an exterior angle of a triangle to the measure of the adjacent interior angle is 1:4. Is thetriangle acute or obtuse? Justify your answer.A.) Acute; the measure of the interior angle must be 144.B.)Acute; the measure of the interior angle must be 36.C.)Obtuse; the measure of the interior angle must be 144D.)The triangle could be acute or obtuse, depending on the measures of the other two angles. How many short columns are on the periodic table? list down five uses of water What action (besides stopping buying apple juice) might Reiko take if the price of apple juice rises above $2.00 How can you solve inequalities explain and give an example? Please help. I WILL GIVE BRAINLIEST! Find the gradients of lines A and B. Why did the United States join World War II in 1941?A. They had to wait on the raising of funds.B. They did not have a sufficient alr force until then.c. Japan bombed Pearl Harbor In Hawall that year.D. They did not have a large enough army until then. What is the main idea of the paragraph? 1. A dog is friendlier than a cat2. A dog is easier to care of.3. A dog is better pet than a cat.4. A dog can go anywhere with you. When an experimenter actively lies to a participant, this is considered which of the following?O deception through comissionO deception through commissionO a violation of federal guidelinesO a clear violation of the APA principles\ Find the area of the largest rectangle that can be inscribed in the ellipse x2 / a2 + y2 / b2 = 1. What is the percent of change if the price changes from $150 to $100? Round to the nearest whole percent if necessary. On Friday, 134 MP3s were downloaded from an online music store. Of the 73 country songs. 52 were downloaded by women. Of the 61 alternativesongs. 47 were downloaded by men.a. Make a two-way frequency table for the data.b. What is the joint relative frequency of men who downloaded a country song?c. What is the marginal relative frequency of people who downloaded an alternative song? Find a formula for RN for the function f(x) = (5x) on [-1, 5] in terms of N.Could you please show the work? I was able to get the area but can't exactly figure out what they want for the formula.Compute the area under the graph as a limit.lim RN=1050